<div dir="ltr">Thank you, Heather! Your thoughts are always appreciated.</div><br><div class="gmail_quote"><div dir="ltr" class="gmail_attr">On Fri, Feb 11, 2022 at 3:42 PM Heather de Vrieze <<a href="mailto:heatherd@westseattlelaw.com">heatherd@westseattlelaw.com</a>> wrote:<br></div><blockquote class="gmail_quote" style="margin:0px 0px 0px 0.8ex;border-left:1px solid rgb(204,204,204);padding-left:1ex">
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<p class="MsoNormal"><span style="font-size:12pt">I would send them a letter, perhaps with a partial rejection of claim, stating that your client does not dispute the debt, but it is not currently due and owing except in the installments specified in their
contract with the decedent. Explain that it will not be paid prior to its due date, refinance or sale, and cite Garn St. Germain. Also make sure the client knows to keep payments current.<u></u><u></u></span></p>
<p class="MsoNormal"><span style="font-size:12pt"><u></u> <u></u></span></p>
<p class="MsoNormal"><span style="font-size:12pt">As far as them talking to you or not. Don’t get me started. I have had claimants call my office looking to talk to me, then not tell me what they want to talk about until I can confirm date of birth or social
for the decedent. Or, call and leave me a message with a reference number, but not be willing to speak to me when I call back, without those things. I even had one ask for my social security number.<u></u><u></u></span></p>
<p class="MsoNormal"><span style="font-size:12pt"><u></u> <u></u></span></p>
<p class="MsoNormal"><span style="font-size:12pt">Heather<u></u><u></u></span></p>
<p class="MsoNormal"><span style="font-size:12pt"><u></u> <u></u></span></p>
<p class="MsoNormal"><span style="font-size:16pt;font-family:"Vladimir Script";color:rgb(31,73,125)">Heather S. de Vrieze</span><b><span style="font-size:16pt;color:rgb(31,73,125)"><br>
</span></b><i><span style="font-family:Garamond,serif;color:rgb(31,73,125)">Attorney-at-Law<u></u><u></u></span></i></p>
<p class="MsoNormal"><i><span style="font-family:Garamond,serif;color:rgb(31,73,125)"><img width="189" height="105" style="width: 1.9701in; height: 1.0895in;" id="gmail-m_-4423919792088444422Picture_x0020_1" src="cid:17efedf2dde4ce8e91"></span></i><i><span style="font-size:12pt;font-family:Garamond,serif;color:rgb(31,73,125)"><u></u><u></u></span></i></p>
<p class="MsoNormal"><span style="font-size:10pt;font-family:Nyala;color:rgb(68,82,78)">3909 California Avenue SW<u></u><u></u></span></p>
<p class="MsoNormal"><span style="font-size:10pt;font-family:Nyala;color:rgb(68,82,78)">Seattle, WA 98116-3705
<u></u><u></u></span></p>
<p class="MsoNormal"><span style="font-size:10pt;font-family:Nyala;color:rgb(68,82,78)">(206)938-5500
<u></u><u></u></span></p>
<p class="MsoNormal"><a href="mailto:heatherd@westseattlelaw.com" target="_blank"><span style="font-size:10pt;font-family:Nyala;color:rgb(68,82,78)">heatherd@westseattlelaw.com</span></a><span style="font-size:10pt;font-family:Nyala;color:rgb(68,82,78)">
<u></u><u></u></span></p>
<p class="MsoNormal"><a href="http://www.westseattlelaw.com/" target="_blank"><span style="font-size:10pt;font-family:Nyala;color:rgb(68,82,78)">www.westseattlelaw.com</span></a><span style="font-size:10pt;font-family:Nyala;color:rgb(68,82,78)">
<u></u><u></u></span></p>
<p class="MsoNormal"><b><span style="font-size:9pt;font-family:Arial,sans-serif;color:rgb(0,46,138)">Click here to connect with de Vrieze | Carney on Facebook:
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<p class="MsoNormal"><span style="font-size:8pt;color:rgb(166,166,166)"><u></u> <u></u></span></p>
<p class="MsoNormal"><span style="font-size:8pt;color:rgb(166,166,166)">CONFIDENTIAL & PRIVILEGED. This e-mail message may contain legally privileged and/or confidential information. If you have received this e-mail in error, please notify the sender immediately
and delete all copies of this e-mail message and any attachment.</span><span style="font-size:16pt;font-family:Cambria,serif;color:blue"><u></u><u></u></span></p>
<p class="MsoNormal"><span style="font-size:12pt"><u></u> <u></u></span></p>
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<p class="MsoNormal"><b>From:</b> <a href="mailto:wsbapt-bounces@lists.wsbarppt.com" target="_blank">wsbapt-bounces@lists.wsbarppt.com</a> <<a href="mailto:wsbapt-bounces@lists.wsbarppt.com" target="_blank">wsbapt-bounces@lists.wsbarppt.com</a>>
<b>On Behalf Of </b>Laura Latta<br>
<b>Sent:</b> Friday, February 11, 2022 3:01 PM<br>
<b>To:</b> WSBA Probate & Trust Listserv <<a href="mailto:wsbapt@lists.wsbarppt.com" target="_blank">wsbapt@lists.wsbarppt.com</a>><br>
<b>Subject:</b> [WSBAPT] Lender sends claim on on mortgaged property<u></u><u></u></p>
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<p class="MsoNormal"><u></u> <u></u></p>
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<p class="MsoNormal">Listmates,<u></u><u></u></p>
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<p class="MsoNormal"><u></u> <u></u></p>
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<p class="MsoNormal">I'm handling a probate where there is a mortgaged property and several other debts. One bank held both a mortgage and a revolving credit account. A probate notice to creditors was sent to this bank as it relates to the credit card. The
creditor responded with claims on the credit card <u>and the mortgage</u>. <u></u><u></u></p>
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<p class="MsoNormal"><u></u> <u></u></p>
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<p class="MsoNormal">Has anyone come across this? How would you respond in order to ensure that your client maintains the right under Garn St. Germain to continue the mortgage? (Other than advising them to keep making payments.)<u></u><u></u></p>
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<p class="MsoNormal"><u></u> <u></u></p>
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<p class="MsoNormal">The lender is also, despite sending the claim to me, in my name, at my address, refusing to discuss the matter with me despite the PR adding me as an authorized person. Are any of you aware of any recourse the Estate can take where a creditor
refuses to deal with the Estate's attorney. At what point does this start to amount to bad faith? Does it matter?<u></u><u></u></p>
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<p class="MsoNormal"><u></u> <u></u></p>
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<p class="MsoNormal">Geez it's been a week.<u></u><u></u></p>
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<p class="MsoNormal"><u></u> <u></u></p>
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<p class="MsoNormal">Thank you in advance for your thoughts.<u></u><u></u></p>
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<p class="MsoNormal"><u></u> <u></u></p>
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<p class="MsoNormal">Warmly,<u></u><u></u></p>
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<p class="MsoNormal">Laura <br clear="all">
<u></u><u></u></p>
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<p class="MsoNormal"><u></u> <u></u></p>
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<p class="MsoNormal">-- <u></u><u></u></p>
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<p class="MsoNormal"><b><span style="font-family:Georgia,serif;color:rgb(69,129,142)">Laura Latta<br>
Law Office of Laura Latta PLLC</span></b><u></u><u></u></p>
<p class="MsoNormal" style="background-image:initial;background-position:initial;background-repeat:initial">
<span style="font-family:Georgia,serif;color:rgb(102,102,102)">she/her</span><u></u><u></u></p>
<p style="margin:0in;line-height:13.15pt;background-image:initial;background-position:initial;background-repeat:initial">
<span style="font-family:Georgia,serif;color:rgb(102,102,102)">Phone (206) 841-2344</span><u></u><u></u></p>
<p class="MsoNormal" style="background-image:initial;background-position:initial;background-repeat:initial">
<span style="font-family:Georgia,serif;color:rgb(102,102,102)"><a href="http://www.LauraLatta.com" target="_blank">www.LauraLatta.com</a></span><u></u><u></u></p>
<p style="margin:0in;line-height:13.15pt;background-image:initial;background-position:initial;background-repeat:initial">
<span style="font-family:Georgia,serif;color:rgb(102,102,102)">PO Box 82356</span><span style="color:rgb(102,102,102)"><u></u><u></u></span></p>
<p style="margin:0in;line-height:13.15pt"><span style="font-family:Georgia,serif;color:rgb(102,102,102)">Kenmore, WA 98028</span><u></u><u></u></p>
<p class="MsoNormal"><span style="color:rgb(19,79,92)"> </span><u></u><u></u></p>
<p class="MsoNormal"><b><span style="color:rgb(68,68,68)">NOTICE: This communication may contain privileged or other confidential information. If you have received it in error, please advise the sender by
replying to this email and immediately delete the message and any attachments without copying it or disclosing its contents to others.</span></b><u></u><u></u></p>
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<a href="http://mailman.fsr.com/mailman/listinfo/wsbapt" rel="noreferrer" target="_blank">http://mailman.fsr.com/mailman/listinfo/wsbapt</a></blockquote></div><br clear="all"><div><br></div>-- <br><div dir="ltr" class="gmail_signature"><div dir="ltr"><div><div dir="ltr"><p class="MsoNormal" style="background-image:initial;background-position:initial;background-repeat:initial"><font color="#45818e" face="georgia, serif"><b>Laura Latta<br>Law Office of Laura Latta PLLC</b><u></u><u></u></font></p><p class="MsoNormal" style="background-image:initial;background-position:initial;background-repeat:initial"><font color="#666666" face="georgia, serif">she/her</font></p><p style="margin:0in 0in 0.0001pt;line-height:13.15pt;background-image:initial;background-position:initial;background-repeat:initial"><font face="georgia, serif"><span style="color:rgb(102,102,102)">Phone (206) 841-2344</span><br></font></p><p class="MsoNormal" style="background-image:initial;background-position:initial;background-repeat:initial"><font color="#666666" face="georgia, serif"><a href="http://www.LauraLatta.com" target="_blank">www.LauraLatta.com</a></font></p><p style="margin:0in 0in 0.0001pt;line-height:13.15pt;background-image:initial;background-position:initial;background-repeat:initial"><font color="#666666" face="georgia, serif">PO Box 82356</font></p><p class="MsoNormal" style="background-image:initial;background-position:initial;background-repeat:initial"></p><p style="margin:0in 0in 0.0001pt;line-height:13.15pt;background-image:initial;background-position:initial;background-repeat:initial"><font color="#666666" face="georgia, serif">Kenmore, WA 98028</font></p><p class="MsoNormal"><font color="#134f5c"><u></u> </font><u></u></p><p class="MsoNormal"><b><font color="#444444">NOTICE: This communication may contain privileged or other confidential information. If you have received it in error, please advise the sender by replying to this email and immediately delete the message and any attachments without copying it or disclosing its contents to others.</font></b></p></div></div></div></div>