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<p class="MsoNormal">Thank you all for the thoughts and ideas…and thanks for the template letter. I’m dealing with US Bank and Union Bank. I’ll see how it goes. If I go the course of serving a complaint, I’m happy to share to the list for future use.
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<p class="MsoNormal">Tim <o:p></o:p></p>
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<p class="MsoNormal"><b>Timothy C. Lehr<o:p></o:p></b></p>
<p class="MsoNormal">Attorney at Law<o:p></o:p></p>
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<p class="MsoNormal">p: 360.855.0131<o:p></o:p></p>
<p class="MsoNormal">e: <a href="mailto:timothy@stileslaw.com"><span style="color:#0563C1">timothy@stileslaw.com</span></a><o:p></o:p></p>
<p class="MsoNormal">w: <a href="http://www.stileslaw.com/"><span style="color:#0563C1">www.stileslaw.com</span></a><o:p></o:p></p>
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<p class="MsoNormal"><b>From:</b> Christopher Neil <chris.neil@neillaw.com> <br>
<b>Sent:</b> Wednesday, November 17, 2021 11:47 AM<br>
<b>To:</b> WSBA Probate & Trust Listserv <wsbapt@lists.wsbarppt.com><br>
<b>Subject:</b> Re: [WSBAPT] Bank refusal to accept POA<o:p></o:p></p>
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<p class="MsoNormal">This is a serious problem. <o:p></o:p></p>
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<p class="MsoNormal">Attorney <a href="https://www.elderlawanswers.com/elder-law-attorney/James-Brown/attId/6224/locId/341">Jim Brown of Aberdeen</a> has developed a plan, that I have used twice in the past two months to solve this exact problem. If both cases,
two different banks (one of which was Bank of America) totally refused to cooperate. Then they received a hand-delivered copy of the following letter with the attachments as described in the letter. Within 72 hours I received a phone calls that the matter
was resolved.<o:p></o:p></p>
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<p class="MsoNormal">With all credit to the Jim Brown, here is the letter that has worked 2 for 2. I know Mr. Brown would appreciate it we could get banks educated.<o:p></o:p></p>
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<span style="font-size:9.0pt;font-family:"Helvetica",sans-serif">My client, XXXXXXXXXXX reports that XXXXXXXXXXX Bank will not accept the durable power of attorney given to XXXXXXXXXXX by XXXXXXXXXXX dated September 25, 2021. My client provided the durable
power of attorney and other documents to BANK EMPLOYEE at the CITY Branch on October 18, 2021. BANK EMPLOYEE kindly called my client yesterday and explained XXXXXXXXX Bank cannot recognize my client as Agent under this durable power of attorney. <o:p></o:p></span></p>
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<span style="font-size:9.0pt;font-family:"Helvetica",sans-serif">I have reviewed the durable power of attorney drafted by a Tacoma Attorney and am certain that there is no reason why it should not be accepted. Notably, paragraph XXXX of the durable power of
attorney GIVES THIS AUTHORITY. I am treating any concerns of XXXXXX Bank as a request for Certification pursuant to RCW 11.125.200. For that reason, enclosed is an updated copy of the statutory Certification of the Power of Attorney <o:p></o:p></span></p>
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<span style="font-size:9.0pt;font-family:"Helvetica",sans-serif">Please note that pursuant to RCW 11.125.200 (1)(b), you have 5 business days from the date you receive this Certification to accept the durable power of attorney. Your failure to accept the durable
power of attorney within that time will subject XXXXX Bank to court action to compel acceptance and reasonable attorney fees. I enclose a copy of RCW 11.125.200 for your reference.<o:p></o:p></span></p>
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<span style="font-size:9.0pt;font-family:"Helvetica",sans-serif">As you will note from the Certification, my client directs that you now communicate directly with my law office about this matter. Therefore, please provide a
<u>written acceptance of the above-referenced Durable Power of Attorney on your letterhead</u> to this law office at your earliest convenience <o:p></o:p></span></p>
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<span style="font-size:9.0pt;font-family:"Helvetica",sans-serif">We appreciate your anticipated kind cooperation in resolving this matter. Thank you in advance for your written acceptance of the Power of Attorney.<o:p></o:p></span></p>
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<p class="MsoNormal" style="text-align:justify"><span style="font-size:9.0pt;font-family:"Helvetica",sans-serif">Very truly yours,<o:p></o:p></span></p>
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<p class="MsoNormal" style="text-align:justify"><span style="font-size:9.0pt;font-family:"Helvetica",sans-serif">XXXXXXXXXXXX<o:p></o:p></span></p>
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<p class="MsoNormal" style="text-align:justify"><span style="font-size:9.0pt;font-family:"Helvetica",sans-serif">Attorney at Law<o:p></o:p></span></p>
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<p class="MsoNormal">Good Luck.<o:p></o:p></p>
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<p class="MsoNormal"><b><span style="font-size:10.5pt;font-family:"Verdana",sans-serif;color:black">Chris Neil</span></b><span style="font-size:10.5pt;font-family:"Verdana",sans-serif;color:black"> | Attorney | Neil & Neil, P.S.</span><o:p></o:p></p>
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<p class="MsoNormal"><span style="font-size:9.0pt;font-family:"Verdana",sans-serif;color:black">5302 Pacific Avenue,Tacoma,WA 98408 |
<a href="mailto:Chris.Neil@NeilLaw.com">Chris.Neil@NeilLaw.com</a><br>
(253)475-8600 | f:(253)473-5746</span><span style="font-size:10.5pt;font-family:"Verdana",sans-serif;color:black"><o:p></o:p></span></p>
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<p class="MsoNormal">On Nov 17, 2021, at 11:28 AM, Claudia A Gowan <<a href="mailto:claudia@cagowanlaw.com">claudia@cagowanlaw.com</a>> wrote:<o:p></o:p></p>
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<p class="MsoNormal"><span style="color:#1F3864">The one point I might add to this discussion – but the litigators will probably know better – is that an award of attorney fees and costs might require a substantive demonstration of the bank’s refusal to honor
the power of attorney.</span><o:p></o:p></p>
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<p class="MsoNormal"><span style="color:#1F3864">Best, Claudia</span><o:p></o:p></p>
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<p class="MsoNormal"><b><i><span style="font-size:12.0pt;font-family:ParkAvenue;color:#1F3864">Claudia A. Gowan</span></i></b><o:p></o:p></p>
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<p class="MsoNormal" style="mso-line-height-alt:9.0pt"><b><span style="color:#1F497D">Claudia A. Gowan, PLLC</span></b><o:p></o:p></p>
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<p class="MsoNormal"><b><span style="color:#1F497D">2212 Queen Anne Avenue No., # 338 (Mailing only)</span></b><o:p></o:p></p>
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<p class="MsoNormal"><b><span style="color:#1F497D">Seattle, WA 98109</span></b><o:p></o:p></p>
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<p class="MsoNormal"><b><span style="color:#1F497D">(206) 443-2733 (T)</span></b><o:p></o:p></p>
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<p class="MsoNormal"><b><span style="color:#1F4E79"><a href="mailto:claudia@cagowanlaw.com"><span style="color:#1F4E79">claudia@cagowanlaw.com</span></a> </span></b><o:p></o:p></p>
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<p class="MsoNormal"><b><u><span style="color:#1F4E79"><a href="http://www.seattletrustsandestates.com/"><span style="color:#0563C1">www.seattletrustsandestates.com</span></a></span></u></b><o:p></o:p></p>
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<p class="MsoNormal"><b><u><span style="color:#1F497D">Recognizing the risk of coronavirus for our clients and colleagues, we are working remotely. Our direct email and telephone contact information, which has not changed, along with a permanent mailing address
is noted above.</span></u></b><o:p></o:p></p>
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<p class="MsoNormal"><b>From:</b><span class="apple-converted-space"> </span><a href="mailto:wsbapt-bounces@lists.wsbarppt.com">wsbapt-bounces@lists.wsbarppt.com</a> <<a href="mailto:wsbapt-bounces@lists.wsbarppt.com">wsbapt-bounces@lists.wsbarppt.com</a>><span class="apple-converted-space"> </span><b>On
Behalf Of<span class="apple-converted-space"> </span></b>Joshua McKarcher<br>
<b>Sent:</b><span class="apple-converted-space"> </span>Wednesday, November 17, 2021 10:06 AM<br>
<b>To:</b><span class="apple-converted-space"> </span>WSBA Probate & Trust Listserv <<a href="mailto:wsbapt@lists.wsbarppt.com">wsbapt@lists.wsbarppt.com</a>><br>
<b>Subject:</b><span class="apple-converted-space"> </span>Re: [WSBAPT] Bank refusal to accept POA<o:p></o:p></p>
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<p class="MsoNormal">I am fortunate never to have to have done it before, but unless you have a personal relationship with someone at the bank, and that person can help immediately, I have decided I am on the side of those on this listserv that say they generally
don’t waste their client’s money writing letters and making phone calls, and going in several circles, but instead they draft the simplest possible complaint and file it in an appropriate court and serve it on the bank. Request fees and costs as permitted,
and away you go!<o:p></o:p></p>
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<p class="MsoNormal">Probably about the same hourly fee commitment and almost certain to get “instant” results. Only the complaint is “guaranteed” to make it to a lawyer who will figure it out and concede. So long as you are 100% sure you are correct. <o:p></o:p></p>
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<p class="MsoNormal">Heck, our section perhaps ought just come up with a proper model complaint that recites the law and basic attempts and refusal to accept. I am guessing I’ll have to file one eventually, and if I ever do I’ll circulate my template. <o:p></o:p></p>
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<p class="MsoNormal">Best, Josh <o:p></o:p></p>
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<p class="MsoNormal">Joshua D. McKarcher<o:p></o:p></p>
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<p class="MsoNormal">McKarcher Law PLLC<o:p></o:p></p>
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<p class="MsoNormal">537 6th Street<o:p></o:p></p>
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<p class="MsoNormal">Clarkston, WA 99403<o:p></o:p></p>
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<p class="MsoNormal">(509) 758-3345<o:p></o:p></p>
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<p class="MsoNormal">(509) 758-3314 (fax)<o:p></o:p></p>
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<p class="MsoNormal"><a href="mailto:josh@mckarcherlaw.com">josh@mckarcherlaw.com</a><o:p></o:p></p>
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<p class="MsoNormal"><a href="http://www.mckarcherlaw.com/">www.mckarcherlaw.com</a><o:p></o:p></p>
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<p class="MsoNormal"><b>From:</b><span class="apple-converted-space"> </span><a href="mailto:wsbapt-bounces@lists.wsbarppt.com">wsbapt-bounces@lists.wsbarppt.com</a><span class="apple-converted-space"> </span><<a href="mailto:wsbapt-bounces@lists.wsbarppt.com">wsbapt-bounces@lists.wsbarppt.com</a>>
on behalf of Timothy Lehr <<a href="mailto:timothy@stileslaw.com">timothy@stileslaw.com</a>><br>
<b>Sent:</b><span class="apple-converted-space"> </span>Wednesday, November 17, 2021 10:51:18 AM<br>
<b>To:</b><span class="apple-converted-space"> </span>WSBA Probate & Trust Listserv <<a href="mailto:wsbapt@lists.wsbarppt.com">wsbapt@lists.wsbarppt.com</a>><br>
<b>Subject:</b><span class="apple-converted-space"> </span>[WSBAPT] Bank refusal to accept POA<o:p></o:p></p>
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<p class="MsoNormal">All,<o:p></o:p></p>
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<p class="MsoNormal">I believe this was discussed on this listserv previously, but I hoping for some thoughts on a bank’s refusal to accept a duly executed power of attorney. The principal solely owns a business that is winding down. The POA is trying to access
and close a bank account owned by the principal’s business. The bank is refusing and giving my client (the agent) the runaround.<o:p></o:p></p>
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<p class="MsoNormal">The POA specifically addresses the agent’s power to run the principal’s business and perform business acts, and I’ve read RCW 11.125.310 in regard to agent’s authority on the operation of a business. I’ve also read 11.125.200 on liability
of a person’s refusal to accept a valid POA.<span class="apple-converted-space"> </span><o:p></o:p></p>
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<p class="MsoNormal">Practically, what’s the best way to approach this? Send a letter to the bank citing the RCW’s and demanding acceptance? Start with a phone call?<o:p></o:p></p>
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<p class="MsoNormal">Thanks,<o:p></o:p></p>
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<p class="MsoNormal"> <o:p></o:p></p>
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<p class="MsoNormal"><b>Timothy C. Lehr</b><o:p></o:p></p>
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<p class="MsoNormal">Attorney at Law<o:p></o:p></p>
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<p class="MsoNormal">p: 360.855.0131<o:p></o:p></p>
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<p class="MsoNormal">e: <span class="apple-converted-space"> </span><a href="mailto:timothy@stileslaw.com">timothy@stileslaw.com</a><o:p></o:p></p>
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<p class="MsoNormal">w: <span class="apple-converted-space"> </span><a href="http://www.stileslaw.com/">www.stileslaw.com</a><o:p></o:p></p>
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