<div dir="ltr"><div class="gmail_default" style="font-family:arial,sans-serif">I want to weigh in on just the topic of electronic billing. </div><div class="gmail_default" style="font-family:arial,sans-serif"><br></div><div class="gmail_default" style="font-family:arial,sans-serif">Presently, I am having to take over my mother's affairs since April and the fact that she had gone to so many automatic payments - some directly from a bank account, some to pay-pal that then charged to a credit card - it has been a nightmare trying to get in front of everything. </div><div class="gmail_default" style="font-family:arial,sans-serif"><br></div><div class="gmail_default" style="font-family:arial,sans-serif">I don't know how they may change the creditor statute but I know that I will fight tooth and nail against simply making a PR obtain access to someone's email account. Yes, we do have the Uniform Access to Digital Assets Act - but it is completely toothless and the tech companies (one of who I did a tango with a couple years ago) don't staff a department who's purpose is responding to requests from Executors. Simply presuming that someone will have access forgets that the vast majority of all these online platforms have terms and conditions that make it illegal for anyone to access someone else's account without proper authorization. It will be interesting to see if the Terms and Conditions will change because simply being the Executor of the Estate did not move this one tech company to assist; I had to obtain the Court order and then, even though the statute said that they MUST RESPOND within 45 days, it took six and a half months. </div><div class="gmail_default" style="font-family:arial,sans-serif"><br></div><div class="gmail_default" style="font-family:arial,sans-serif">Sorry to pivot the conversation a little - but wanted to just weigh in on this. I will finish by saying that I have strongly encouraged all my clients to return to paper billing, even if it costs $1.00 per month to receive those statements. </div><div><div dir="ltr" class="gmail_signature" data-smartmail="gmail_signature"><div dir="ltr"><div dir="ltr"><p><b><span style="font-family:"Times New Roman",serif">Brent
Williams-Ruth</span></b><span style="font-family:"Times New Roman",serif"> (preferred
pronoun: he/him)<br>
<i>Attorney-At-Law</i></span></p><p><b><span style="font-family:"Times New Roman",serif">Law
Offices of Brent Williams-Ruth, </span></b><b><span style="font-family:"Times New Roman",serif"><font size="1">a division of BWR Consulting, PLLC</font></span></b><b><span style="font-family:"Times New Roman",serif"></span></b></p><p><b><span style="font-family:"Times New Roman",serif">Physical Address: 500 S 336th Street, Suite 214; Federal
Way, WA 98003</span></b><span style="font-family:"Times New Roman",serif"></span></p><p><b><span style="font-family:"Times New Roman",serif"><font color="#ff0000">**EFFECTIVE IMMEDIATELY**</font> All mail sent through the USPS should be sent to the following address: </span></b><b><span style="font-family:"Times New Roman",serif">PO BOX 3319; Federal Way, WA 98063 </span></b></p><p><span style="font-family:"Times New Roman",serif">Office/Scheduling
Phone:<span style="color:#004080"> </span><font color="#ff0000">(253) 285-7751</font></span></p><p><span style="font-family:"Times New Roman",serif">Direct:<font color="#ff0000"> (253) 285-7453</font></span></p><p>
</p><p><span style="font-family:"Times New Roman",serif"><a href="mailto:Brent@Williams-RuthLaw.com" target="_blank">e-mail</a> / <a href="http://www.williams-ruthlaw.com/" target="_blank">website</a> /</span><span style="font-size:9.5pt;font-family:"Times New Roman",serif"> </span><span style="font-family:"Times New Roman",serif"><a href="http://www.facebook.com/bwrlaw" target="_blank"><span style="font-size:9.5pt">facebook</span></a></span><span style="font-size:9.5pt;font-family:"Times New Roman",serif"> / </span><span style="font-size:12.0pt;font-family:"Times New Roman",serif"></span></p></div></div></div></div><br></div><br><div class="gmail_quote"><div dir="ltr" class="gmail_attr">On Wed, Jul 28, 2021 at 12:15 PM Amy Goertz <<a href="mailto:amyjgoertz@icloud.com">amyjgoertz@icloud.com</a>> wrote:<br></div><blockquote class="gmail_quote" style="margin:0px 0px 0px 0.8ex;border-left:1px solid rgb(204,204,204);padding-left:1ex"><div style="overflow-wrap: break-word;">Elizabeth, that is an excellent point that the private lenders did not hit pause during the pandemic.<div><br></div><div>That may just solve my issue without pulling a credit report, because I was told by Student Loan Aid that the federal loans would be discharged upon sending a death certificate and request.</div><div><br></div><div>Thus, the private lenders would have sent something in some way in the past seven months since her death, and the non-private loans will be discharged. Let me know if you think this doesn’t cover it.</div><div><br></div><div>Thanks to all who contributed to the conversation. This was very helpful.</div><div><br><div>
<span><img id="gmail-m_-59283369713856596336A63EFDB-D05A-4D47-8ED9-B64FBDCF2D43" src="cid:17aee8cf1f5ff51cb0d1"></span><div style="color:rgb(0,0,0);font-family:Helvetica;font-size:12px;font-style:normal;font-variant:normal;font-weight:normal;letter-spacing:normal;text-align:start;text-indent:0px;text-transform:none;white-space:normal;word-spacing:0px;text-decoration:none;line-height:normal"><div style="color:rgb(0,0,0);letter-spacing:normal;text-align:start;text-indent:0px;text-transform:none;white-space:normal;word-spacing:0px"><div style="color:rgb(0,0,0);letter-spacing:normal;text-align:start;text-indent:0px;text-transform:none;white-space:normal;word-spacing:0px"><div><font face="Lucida Calligraphy"><i>Amy<br><br></i></font></div><div><font face="Lucida Calligraphy"><i><br></i></font></div><div><font face="Lucida Calligraphy"><i>Amy J. Goertz, J.D.</i></font></div><div><font face="Lucida Calligraphy"><i>Goertz & Lambrecht PLLC</i></font></div><div><div style="overflow-wrap: break-word;"><a href="mailto:amyjgoertz@icloud.com" target="_blank">amyjgoertz@icloud.com</a> </div><div style="overflow-wrap: break-word;"><br></div><div style="overflow-wrap: break-word;">1.888.926.2607 phone<br>1.877.684.1627 fax<br><br></div><div style="overflow-wrap: break-word;">Address for correspondence:</div><div style="overflow-wrap: break-word;">2829 S. Grand Blvd., Suite 303<br>Spokane, WA 99203 </div><div style="overflow-wrap: break-word;"><br></div><div style="overflow-wrap: break-word;">Additional office locations:</div><div style="overflow-wrap: break-word;">510 Bell Street<br>Edmonds, WA 98020</div><div style="overflow-wrap: break-word;"><br></div><div style="overflow-wrap: break-word;">Goertz & Lambrecht PLLC</div><div style="overflow-wrap: break-word;"><a href="http://www.goertzlambrecht.com/" target="_blank">www.goertzlambrecht.com</a></div></div><div><br></div><div><br></div></div><br></div><br></div><br style="color:rgb(0,0,0);font-family:Helvetica;font-size:12px;font-style:normal;font-variant:normal;font-weight:normal;letter-spacing:normal;text-align:start;text-indent:0px;text-transform:none;white-space:normal;word-spacing:0px;text-decoration:none;line-height:normal"><br style="color:rgb(0,0,0);font-family:Helvetica;font-size:12px;font-style:normal;font-variant-caps:normal;font-weight:normal;letter-spacing:normal;text-align:start;text-indent:0px;text-transform:none;white-space:normal;word-spacing:0px;text-decoration:none">
</div>
<div><br><blockquote type="cite"><div>On Jul 28, 2021, at 11:37 AM, Heather de Vrieze <<a href="mailto:heatherd@westseattlelaw.com" target="_blank">heatherd@westseattlelaw.com</a>> wrote:</div><br><div><div style="font-family:Helvetica;font-size:12px;font-style:normal;font-variant-caps:normal;font-weight:normal;letter-spacing:normal;text-align:start;text-indent:0px;text-transform:none;white-space:normal;word-spacing:0px;text-decoration:none"><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-size:12pt">Do deceased individuals have credit scores? I have had creditors threaten me that non-payment would impact credit, to which my response is usually “I’m not sure how much use they have for credit now” or similar.<u></u><u></u></span></div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-size:12pt"><u></u> <u></u></span></div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-size:12pt">I do not routinely recommend to PRs that they pull credit, but sometimes they will to get additional information where it might be helpful.<u></u><u></u></span></div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-size:12pt"><u></u> <u></u></span></div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-size:12pt">I foresee changes to the creditor notice statute given the number of publications that are going out of business, the increase in online or email only billing, etc. such that checking the mail is losing relevance and many counties may lose print publications with sufficient circulation. Until then, we do what the law requires.<u></u><u></u></span></div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-size:12pt"><u></u> <u></u></span></div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-size:12pt">Heather<u></u><u></u></span></div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-size:12pt"><u></u> <u></u></span></div><div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-size:16pt;font-family:"Vladimir Script";color:rgb(31,73,125)">Heather S. de Vrieze</span><b><span style="font-size:16pt;color:rgb(31,73,125)"><br></span></b><i><span style="font-family:Garamond,serif;color:rgb(31,73,125)">Attorney-at-Law<u></u><u></u></span></i></div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"><i><span style="font-family:Garamond,serif;color:rgb(31,73,125)"><span id="gmail-m_-5928336971385659633cid:image003.jpg@01D783A5.023B9260"><image003.jpg></span></span></i><i><span style="font-size:12pt;font-family:Garamond,serif;color:rgb(31,73,125)"><u></u><u></u></span></i></div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-size:10pt;font-family:Nyala;color:rgb(68,82,78)">3909 California Avenue SW<u></u><u></u></span></div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-size:10pt;font-family:Nyala;color:rgb(68,82,78)">Seattle, WA 98116-3705 <u></u><u></u></span></div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-size:10pt;font-family:Nyala;color:rgb(68,82,78)">(206)938-5500<u></u><u></u></span></div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"><a href="mailto:heatherd@westseattlelaw.com" style="color:blue;text-decoration:underline" target="_blank"><span style="font-size:10pt;font-family:Nyala;color:rgb(68,82,78)">heatherd@westseattlelaw.com</span></a><span style="font-size:10pt;font-family:Nyala;color:rgb(68,82,78)"><u></u><u></u></span></div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"><a href="http://www.westseattlelaw.com/" style="color:blue;text-decoration:underline" target="_blank"><span style="font-size:10pt;font-family:Nyala;color:rgb(68,82,78)">www.westseattlelaw.com</span></a><span style="font-size:10pt;font-family:Nyala;color:rgb(68,82,78)"><u></u><u></u></span></div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"><b><span style="font-size:9pt;font-family:Arial,sans-serif;color:rgb(0,46,138)">Click here to connect with de Vrieze | Carney on Facebook:<span> </span></span></b><b><span style="color:rgb(31,73,125)"> </span></b><a href="https://www.facebook.com/DeVriezeCarney" style="color:blue;text-decoration:underline" target="_blank"><b><span style="text-decoration:none"><span id="gmail-m_-5928336971385659633cid:image004.png@01D783A5.023B9260"><image004.png></span></span></b></a><u></u><u></u></div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-size:8pt;color:rgb(166,166,166)"><u></u> <u></u></span></div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-family:Nyala;color:rgb(192,0,0)">For the months of July and August 2021, our firm will be open Monday through Thursday 8:30am to 5pm. We will be closed Fridays.</span><span style="font-family:Nyala;color:red"><u></u><u></u></span></div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-size:8pt;color:rgb(112,48,160)"><u></u> <u></u></span></div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-size:8pt;color:rgb(166,166,166)"><u></u> <u></u></span></div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-size:8pt;color:rgb(166,166,166)">CONFIDENTIAL & PRIVILEGED. This e-mail message may contain legally privileged and/or confidential information. If you have received this e-mail in error, please notify the sender immediately and delete all copies of this e-mail message and any attachment.</span><span style="font-size:16pt;font-family:Cambria,serif;color:blue"><u></u><u></u></span></div></div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-size:12pt"><u></u> <u></u></span></div><div><div style="border-style:solid none none;border-top-width:1pt;border-top-color:rgb(225,225,225);padding:3pt 0in 0in"><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"><b>From:</b><span> </span><a href="mailto:wsbapt-bounces@lists.wsbarppt.com" style="color:blue;text-decoration:underline" target="_blank">wsbapt-bounces@lists.wsbarppt.com</a><span> </span><<a href="mailto:wsbapt-bounces@lists.wsbarppt.com" style="color:blue;text-decoration:underline" target="_blank">wsbapt-bounces@lists.wsbarppt.com</a>><span> </span><b>On Behalf Of<span> </span></b>Roger Hawkes<br><b>Sent:</b><span> </span>Wednesday, July 28, 2021 11:07 AM<br><b>To:</b><span> </span>WSBA Probate & Trust Listserv <<a href="mailto:wsbapt@lists.wsbarppt.com" style="color:blue;text-decoration:underline" target="_blank">wsbapt@lists.wsbarppt.com</a>><br><b>Subject:</b><span> </span>Re: [WSBAPT] Student Loans<u></u><u></u></div></div></div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"><u></u> <u></u></div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif">Correct; but in many cases it is prudent. You need client permission, and client’s awareness that a third party pulling such report may impact his scores.<u></u><u></u></div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"><u></u> <u></u></div><div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif">Roger Hawkes, WSBA # 5173<u></u><u></u></div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif">Hawkes Law Firm and Sultan Lawyers<u></u><u></u></div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif">19944 Ballinger Way NE, Shoreline, WA 98155 and<u></u><u></u></div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif">423 Main, Sultan, WA 98294<u></u><u></u></div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif">206 367 5000<u></u><u></u></div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif">360 799 6438<u></u><u></u></div></div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"><u></u> <u></u></div><div><div style="border-style:solid none none;border-top-width:1pt;border-top-color:rgb(225,225,225);padding:3pt 0in 0in"><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"><b>From:</b><span> </span><a href="mailto:wsbapt-bounces@lists.wsbarppt.com" style="color:blue;text-decoration:underline" target="_blank">wsbapt-bounces@lists.wsbarppt.com</a><span> </span><<a href="mailto:wsbapt-bounces@lists.wsbarppt.com" style="color:blue;text-decoration:underline" target="_blank">wsbapt-bounces@lists.wsbarppt.com</a>><span> </span><b>On Behalf Of<span> </span></b>Eric Nelsen<br><b>Sent:</b><span> </span>Wednesday, July 28, 2021 10:59 AM<br><b>To:</b><span> </span>WSBA Probate & Trust Listserv <<a href="mailto:wsbapt@lists.wsbarppt.com" style="color:blue;text-decoration:underline" target="_blank">wsbapt@lists.wsbarppt.com</a>><br><b>Subject:</b><span> </span>Re: [WSBAPT] Student Loans<u></u><u></u></div></div></div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"><u></u> <u></u></div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif">Personally, I don’t think pulling a credit report is required under due diligence standard in<span> </span><a href="https://app.leg.wa.gov/RCW/default.aspx?cite=11.40.040" style="color:blue;text-decoration:underline" target="_blank">RCW 11.40.040</a>, which is “conducting a reasonable review of the decedent's correspondence, including correspondence received after the date of death, and financial records, including personal financial statements, loan documents, checkbooks, bank statements, and income tax returns, that are in the possession of or reasonably available to the personal representative.” Going to a third party to get a report is above and beyond searching the decedent’s personal records.<u></u><u></u></div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"><u></u> <u></u></div><div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif">Sincerely,<u></u><u></u></div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"><u></u> <u></u></div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif">Eric<u></u><u></u></div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"><u></u> <u></u></div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif">Eric C. Nelsen<u></u><u></u></div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif">Sayre Law Offices, PLLC<u></u><u></u></div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif">1417 31st Ave South<u></u><u></u></div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif">Seattle WA 98144-3909<u></u><u></u></div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif">206-625-0092<u></u><u></u></div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"><a href="mailto:eric@sayrelawoffices.com" style="color:blue;text-decoration:underline" target="_blank"><span style="color:rgb(5,99,193)">eric@sayrelawoffices.com</span></a><u></u><u></u></div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"><u></u> <u></u></div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"><b><span style="background-color:aqua">Covid-19 Update -<span> </span></span></b>All attorneys are working remotely during regular business hours and are available via email and by phone. Videoconferencing also is available. Signing of estate planning documents can be completed and will be handled on a case-by-case basis. Please direct mail and deliveries to the Seattle office.<u></u><u></u></div></div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"><u></u> <u></u></div><div><div style="border-style:solid none none;border-top-width:1pt;border-top-color:rgb(225,225,225);padding:3pt 0in 0in"><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"><b>From:</b><span> </span><a href="mailto:wsbapt-bounces@lists.wsbarppt.com" style="color:blue;text-decoration:underline" target="_blank">wsbapt-bounces@lists.wsbarppt.com</a><span> </span><<a href="mailto:wsbapt-bounces@lists.wsbarppt.com" style="color:blue;text-decoration:underline" target="_blank">wsbapt-bounces@lists.wsbarppt.com</a>><span> </span><b>On Behalf Of<span> </span></b>Paul Neumiller<br><b>Sent:</b><span> </span>Wednesday, July 28, 2021 10:38 AM<br><b>To:</b><span> </span>WSBA Probate & Trust Listserv <<a href="mailto:wsbapt@lists.wsbarppt.com" style="color:blue;text-decoration:underline" target="_blank">wsbapt@lists.wsbarppt.com</a>><br><b>Subject:</b><span> </span>Re: [WSBAPT] Student Loans<u></u><u></u></div></div></div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"><u></u> <u></u></div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-size:12pt;font-family:"Times New Roman",serif">WHOA!?!?! Is a PR pulling a decedent’s credit report a part of the standard due diligence in locating ascertainable creditors. Are you guys routinely advising your PRs to pull a credit report? Amy’s client suspected that there were student loans. Does that suspicion require pulling a credit repost. What if the PR is clueless as to the decedent’s affairs. Is pulling a credit report a part of the due diligence then? <u></u><u></u></span></div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-size:12pt;font-family:"Times New Roman",serif"><u></u> <u></u></span></div><div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"><u></u> <u></u></div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"><a name="m_-5928336971385659633_Paul_A__Neumiller"><span id="gmail-m_-5928336971385659633cid:image005.jpg@01D783A5.023B9260"><image005.jpg></span></a><u></u><u></u></div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-size:9pt;font-family:"Times New Roman",serif"> <u></u><u></u></span></div></div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-size:12pt;font-family:"Times New Roman",serif"><u></u> <u></u></span></div><div><div style="border-style:solid none none;border-top-width:1pt;border-top-color:rgb(225,225,225);padding:3pt 0in 0in"><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"><b>From:</b><span> </span><a href="mailto:wsbapt-bounces@lists.wsbarppt.com" style="color:blue;text-decoration:underline" target="_blank">wsbapt-bounces@lists.wsbarppt.com</a><span> </span><<a href="mailto:wsbapt-bounces@lists.wsbarppt.com" style="color:blue;text-decoration:underline" target="_blank">wsbapt-bounces@lists.wsbarppt.com</a>><span> </span><b>On Behalf Of<span> </span></b>Amy Goertz<br><b>Sent:</b><span> </span>Wednesday, July 28, 2021 10:16 AM<br><b>To:</b><span> </span>WSBA Probate & Trust Listserv <<a href="mailto:wsbapt@lists.wsbarppt.com" style="color:blue;text-decoration:underline" target="_blank">wsbapt@lists.wsbarppt.com</a>><br><b>Subject:</b><span> </span>Re: [WSBAPT] Student Loans<u></u><u></u></div></div></div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"><u></u> <u></u></div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif">Great information - thank you to all who responded!<u></u><u></u></div><div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"><u></u> <u></u></div><div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"><span id="gmail-m_-5928336971385659633cid:image006.gif@01D783A5.023B9260"><image006.gif></span><u></u><u></u></div><div><div><div><div><p class="MsoNormal" style="margin:0in 0in 12pt;font-size:11pt;font-family:Calibri,sans-serif"><i><span style="font-size:9pt;font-family:"Lucida Calligraphy"">Amy</span></i><span style="font-size:9pt;font-family:Helvetica,sans-serif"><u></u><u></u></span></p></div><div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-size:9pt;font-family:Helvetica,sans-serif"><u></u> <u></u></span></div></div><div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"><i><span style="font-size:9pt;font-family:"Lucida Calligraphy"">Amy J. Goertz, J.D.</span></i><span style="font-size:9pt;font-family:Helvetica,sans-serif"><u></u><u></u></span></div></div><div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"><i><span style="font-size:9pt;font-family:"Lucida Calligraphy"">Goertz & Lambrecht PLLC</span></i><span style="font-size:9pt;font-family:Helvetica,sans-serif"><u></u><u></u></span></div></div><div><div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-size:9pt;font-family:Helvetica,sans-serif"><a href="mailto:amyjgoertz@icloud.com" style="color:blue;text-decoration:underline" target="_blank">amyjgoertz@icloud.com</a> <u></u><u></u></span></div></div><div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-size:9pt;font-family:Helvetica,sans-serif"><u></u> <u></u></span></div></div><div><p class="MsoNormal" style="margin:0in 0in 12pt;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-size:9pt;font-family:Helvetica,sans-serif">1.888.926.2607 phone<br>1.877.684.1627 fax<u></u><u></u></span></p></div><div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-size:9pt;font-family:Helvetica,sans-serif">Address for correspondence:<u></u><u></u></span></div></div><div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-size:9pt;font-family:Helvetica,sans-serif">2829 S. Grand Blvd., Suite 303<br>Spokane, WA 99203 <u></u><u></u></span></div></div><div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-size:9pt;font-family:Helvetica,sans-serif"><u></u> <u></u></span></div></div><div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-size:9pt;font-family:Helvetica,sans-serif">Additional office locations:<u></u><u></u></span></div></div><div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-size:9pt;font-family:Helvetica,sans-serif">510 Bell Street<br>Edmonds, WA 98020<u></u><u></u></span></div></div><div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-size:9pt;font-family:Helvetica,sans-serif"><u></u> <u></u></span></div></div><div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-size:9pt;font-family:Helvetica,sans-serif">Goertz & Lambrecht PLLC<u></u><u></u></span></div></div><div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-size:9pt;font-family:Helvetica,sans-serif"><a href="https://na01.safelinks.protection.outlook.com/?url=http%3A%2F%2Fwww.goertzlambrecht.com%2F&data=04%7C01%7C%7C65b8885c083048af662b08d951ebf1ed%7C84df9e7fe9f640afb435aaaaaaaaaaaa%7C1%7C0%7C637630896283460906%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C1000&sdata=tDduT%2FDPQeG6ENIikfw3CSrFMjVh8KbWvLRspcbTSa0%3D&reserved=0" style="color:blue;text-decoration:underline" target="_blank">www.goertzlambrecht.com</a><u></u><u></u></span></div></div></div><div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-size:9pt;font-family:Helvetica,sans-serif"><u></u> <u></u></span></div></div><div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-size:9pt;font-family:Helvetica,sans-serif"><u></u> <u></u></span></div></div></div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-size:9pt;font-family:Helvetica,sans-serif"><u></u> <u></u></span></div></div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-size:9pt;font-family:Helvetica,sans-serif"><u></u> <u></u></span></div></div><p class="MsoNormal" style="margin:0in 0in 12pt;font-size:11pt;font-family:Calibri,sans-serif"><u></u> <u></u></p></div><div><p class="MsoNormal" style="margin:0in 0in 12pt;font-size:11pt;font-family:Calibri,sans-serif"><u></u> <u></u></p><blockquote style="margin-top:5pt;margin-bottom:5pt"><div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif">On Jul 28, 2021, at 9:02 AM, Elizabeth Bateman <<a href="mailto:Elizabeth@batemanlawgroup.com" style="color:blue;text-decoration:underline" target="_blank">Elizabeth@batemanlawgroup.com</a>> wrote:<u></u><u></u></div></div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"><u></u> <u></u></div><div><div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"><a href="https://na01.safelinks.protection.outlook.com/?url=http%3A%2F%2Fstudentaid.gov%2F&data=04%7C01%7C%7C65b8885c083048af662b08d951ebf1ed%7C84df9e7fe9f640afb435aaaaaaaaaaaa%7C1%7C0%7C637630896283460906%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C1000&sdata=RPiTYEpngCOIGtDkY8ZZkI%2FaZSD0imgyK6Dj1c2gYw4%3D&reserved=0" style="color:blue;text-decoration:underline" target="_blank">Studentaid.gov</a><span> </span>is where you can look up federal student loans. Private loans will show up on credit report. Some private student loan companies actually will discharge the loan at death now. I know Earnest and Commonbond does. There may be others.<span> </span><u></u><u></u></div></div><div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"> <u></u><u></u></div></div><div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"> <u></u><u></u></div></div><div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-family:"Times New Roman",serif">Elizabeth G. Bateman</span><u></u><u></u></div></div><div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-family:"Times New Roman",serif">Associate Attorney</span><u></u><u></u></div></div><div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"><i><span style="font-family:"Times New Roman",serif">Admitted in Washington and Minnesota</span></i><u></u><u></u></div></div><div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-size:12pt;font-family:"Copperplate Gothic Light",sans-serif;color:rgb(47,84,150)">Bateman Law Group, PLLC</span><u></u><u></u></div></div><div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-family:"Times New Roman",serif">999 Third Ave., Suite 2525</span><u></u><u></u></div></div><div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-family:"Times New Roman",serif">Seattle, WA 98104</span><u></u><u></u></div></div><div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-family:"Times New Roman",serif">Office: (206) 224-0900</span><u></u><u></u></div></div><div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-family:"Times New Roman",serif">Cell: (425) 444-9946</span><u></u><u></u></div></div><div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-family:"Times New Roman",serif">Fax: (206) 467-8028</span><u></u><u></u></div></div><div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-family:"Times New Roman",serif">Website:<span> </span><a href="https://na01.safelinks.protection.outlook.com/?url=http%3A%2F%2Fwww.batemanlawgroup.com%2F&data=04%7C01%7C%7C65b8885c083048af662b08d951ebf1ed%7C84df9e7fe9f640afb435aaaaaaaaaaaa%7C1%7C0%7C637630896283470861%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C1000&sdata=1qigMCRRg9VDJBdRTb5IbscUcmXkz3fD7oyTz2cGFfo%3D&reserved=0" style="color:blue;text-decoration:underline" target="_blank"><span style="color:rgb(5,99,193)">www.batemanlawgroup.com</span></a></span><u></u><u></u></div></div><div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-family:"Copperplate Gothic Light",sans-serif"> </span><u></u><u></u></div></div><div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-family:"Book Antiqua",serif;color:rgb(0,112,192)">*******<span> </span><b>We are Moving!</b>******** <span> </span></span><u></u><u></u></div></div><div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-family:"Book Antiqua",serif;color:rgb(0,112,192)">Effective August 1, 2021:</span><u></u><u></u></div></div><div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-size:10.5pt;font-family:"Book Antiqua",serif;color:rgb(34,34,34);background-color:white">900 SW 16th Street</span><u></u><u></u></div></div><div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-size:10.5pt;font-family:"Book Antiqua",serif;color:rgb(34,34,34);background-color:white">Suite 120</span><u></u><u></u></div></div><div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-size:10.5pt;font-family:"Book Antiqua",serif;color:rgb(34,34,34);background-color:white">Renton, WA 98057</span><u></u><u></u></div></div><div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-family:"Times New Roman",serif"> </span><u></u><u></u></div></div><div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-size:10pt;font-family:"Times New Roman",serif;background-color:white">This email is covered by the Electronic Communications Privacy Act, 18 USC Sections 2510-2521 and is legally privileged. This information is confidential and is intended only for the use of the individual or entity named above. If the reader of this message is not the intended recipient, you are hereby notified that any dissemination, distribution, or copying of this communication is strictly prohibited. If you think that you have received this email message in error, please notify the sender via email or by telephone at (206) 224-0900.</span><u></u><u></u></div></div><div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"> <u></u><u></u></div></div><div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"> <u></u><u></u></div></div><div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"> <u></u><u></u></div></div><div><div style="border-style:solid none none;border-top-width:1pt;border-top-color:rgb(225,225,225);padding:3pt 0in 0in"><div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"><b>From:</b><span> </span><a href="mailto:wsbapt-bounces@lists.wsbarppt.com" style="color:blue;text-decoration:underline" target="_blank">wsbapt-bounces@lists.wsbarppt.com</a><span> </span><<a href="mailto:wsbapt-bounces@lists.wsbarppt.com" style="color:blue;text-decoration:underline" target="_blank">wsbapt-bounces@lists.wsbarppt.com</a>><span> </span><b>On Behalf Of<span> </span></b>Joshua McKarcher<br><b>Sent:</b><span> </span>Wednesday, July 28, 2021 8:49 AM<br><b>To:</b><span> </span>WSBA Probate & Trust Listserv <<a href="mailto:wsbapt@lists.wsbarppt.com" style="color:blue;text-decoration:underline" target="_blank">wsbapt@lists.wsbarppt.com</a>><br><b>Subject:</b><span> </span>Re: [WSBAPT] Student Loans<u></u><u></u></div></div></div></div><div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"> <u></u><u></u></div></div><div><div><div><div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif">Two ideas:<u></u><u></u></div></div></div><div><div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"> <u></u><u></u></div></div></div><div><div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif">Years ago at least there was a federal database of student loans. It may still exist. Try googling it?<u></u><u></u></div></div></div><div><div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"> <u></u><u></u></div></div></div><div><div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif">Get a recent credit report (three agency) for the deceased.<u></u><u></u></div></div></div><div><div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"> <u></u><u></u></div></div></div><div><div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif">Good luck! Best, Josh <u></u><u></u></div></div></div></div><div id="gmail-m_-5928336971385659633ms-outlook-mobile-signature"><div><div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"> <u></u><u></u></div></div></div><div><div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif">Joshua D. McKarcher<u></u><u></u></div></div></div><div><div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif">McKarcher Law PLLC<u></u><u></u></div></div></div><div><div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif">537 6th Street<u></u><u></u></div></div></div><div><div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif">Clarkston, WA 99403<u></u><u></u></div></div></div><div><div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif">(509) 758-3345<u></u><u></u></div></div></div><div><div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif">(509) 758-3314 (fax)<u></u><u></u></div></div></div><div><div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"><a href="mailto:josh@mckarcherlaw.com" style="color:blue;text-decoration:underline" target="_blank">josh@mckarcherlaw.com</a><u></u><u></u></div></div></div><div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"><a href="https://na01.safelinks.protection.outlook.com/?url=http%3A%2F%2Fwww.mckarcherlaw.com%2F&data=04%7C01%7C%7C65b8885c083048af662b08d951ebf1ed%7C84df9e7fe9f640afb435aaaaaaaaaaaa%7C1%7C0%7C637630896283480819%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C1000&sdata=U%2B8ZHtfnvQFST5PXJRyC15dtiJ7GB6ImBrOcHQ2QrAo%3D&reserved=0" style="color:blue;text-decoration:underline" target="_blank">www.mckarcherlaw.com</a><u></u><u></u></div></div></div></div><div class="MsoNormal" align="center" style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif;text-align:center"><hr size="1" width="98%" align="center"></div><div id="gmail-m_-5928336971385659633divRplyFwdMsg"><div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"><b>From:</b><span> </span><a href="mailto:wsbapt-bounces@lists.wsbarppt.com" style="color:blue;text-decoration:underline" target="_blank">wsbapt-bounces@lists.wsbarppt.com</a><span> </span><<a href="mailto:wsbapt-bounces@lists.wsbarppt.com" style="color:blue;text-decoration:underline" target="_blank">wsbapt-bounces@lists.wsbarppt.com</a>> on behalf of Amy Goertz <<a href="mailto:amyjgoertz@icloud.com" style="color:blue;text-decoration:underline" target="_blank">amyjgoertz@icloud.com</a>><br><b>Sent:</b><span> </span>Wednesday, July 28, 2021 7:48:59 AM<br><b>To:</b><span> </span>WSBA Probate & Trust Listserv <<a href="mailto:wsbapt@lists.wsbarppt.com" style="color:blue;text-decoration:underline" target="_blank">wsbapt@lists.wsbarppt.com</a>><br><b>Subject:</b><span> </span>[WSBAPT] Student Loans<u></u><u></u></div></div><div><div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"> <u></u><u></u></div></div></div></div><div><div><div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif">Good Morning, <u></u><u></u></div></div></div><div><div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"> <u></u><u></u></div></div></div><div><div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif">I have a probate in which the Personal Representative is certain that the decedent had student loans, but is unable to find any paperwork or other documentation from any lender.<u></u><u></u></div></div></div><div><div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"> <u></u><u></u></div></div></div><div><div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif">Student loan payments have been suspended during the pandemic, so no bills have been received and no electronic debits have been made from her account.<u></u><u></u></div></div></div><div><div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"> <u></u><u></u></div></div></div><div><div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif">In the past, decedents’ student loans have been forgiven upon the borrower’s death, but it is my understanding that this is not the case if the loan is from a private lender.<u></u><u></u></div></div></div><div><div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"> <u></u><u></u></div></div></div><div><div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif">Does anyone have a suggestion as to how to find out who holds the decedent’s student loans?<u></u><u></u></div></div></div><div><div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"> <u></u><u></u></div></div></div><div><div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif">The creditor claim period has now ended and we would like to wrap this up.<u></u><u></u></div></div></div><div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"> <u></u><u></u></div></div><div><div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"><image001.gif><u></u><u></u></div></div><div><div><div><div><div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"><i><span style="font-size:9pt;font-family:"Lucida Calligraphy""><br>Amy</span></i><u></u><u></u></div></div></div><div><div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-size:9pt;font-family:Helvetica,sans-serif"> </span><u></u><u></u></div></div></div><div><div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"><i><span style="font-size:9pt;font-family:"Lucida Calligraphy"">Amy J. Goertz, J.D.</span></i><u></u><u></u></div></div></div><div><div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"><i><span style="font-size:9pt;font-family:"Lucida Calligraphy"">Goertz & Lambrecht PLLC</span></i><u></u><u></u></div></div></div><div><div><div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-size:9pt;font-family:Helvetica,sans-serif"><a href="mailto:amyjgoertz@icloud.com" style="color:blue;text-decoration:underline" target="_blank">amyjgoertz@icloud.com</a> </span><u></u><u></u></div></div></div><div><div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-size:9pt;font-family:Helvetica,sans-serif"> </span><u></u><u></u></div></div></div><div><p class="MsoNormal" style="margin:0in 0in 12pt;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-size:9pt;font-family:Helvetica,sans-serif">1.888.926.2607 phone<br>1.877.684.1627 fax</span><u></u><u></u></p></div><div><div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-size:9pt;font-family:Helvetica,sans-serif">Address for correspondence:</span><u></u><u></u></div></div></div><div><div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-size:9pt;font-family:Helvetica,sans-serif">2829 S. Grand Blvd., Suite 303<br>Spokane, WA 99203 </span><u></u><u></u></div></div></div><div><div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-size:9pt;font-family:Helvetica,sans-serif"> </span><u></u><u></u></div></div></div><div><div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-size:9pt;font-family:Helvetica,sans-serif">Additional office locations:</span><u></u><u></u></div></div></div><div><div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-size:9pt;font-family:Helvetica,sans-serif">510 Bell Street<br>Edmonds, WA 98020</span><u></u><u></u></div></div></div><div><div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-size:9pt;font-family:Helvetica,sans-serif"> </span><u></u><u></u></div></div></div><div><div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-size:9pt;font-family:Helvetica,sans-serif">Goertz & Lambrecht PLLC</span><u></u><u></u></div></div></div><div><div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-size:9pt;font-family:Helvetica,sans-serif"><a href="https://na01.safelinks.protection.outlook.com/?url=http%3A%2F%2Fwww.goertzlambrecht.com%2F&data=04%7C01%7C%7C65b8885c083048af662b08d951ebf1ed%7C84df9e7fe9f640afb435aaaaaaaaaaaa%7C1%7C0%7C637630896283480819%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C1000&sdata=sX0S%2F7G5EBscJCXxo6hw3NzNBqdc4m4q59hUmjiW42Q%3D&reserved=0" style="color:blue;text-decoration:underline" target="_blank">www.goertzlambrecht.com</a></span><u></u><u></u></div></div></div></div><div><div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-size:9pt;font-family:Helvetica,sans-serif"> </span><u></u><u></u></div></div></div><div><div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-size:9pt;font-family:Helvetica,sans-serif"> </span><u></u><u></u></div></div></div></div><div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-size:9pt;font-family:Helvetica,sans-serif"> </span><u></u><u></u></div></div></div><div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-size:9pt;font-family:Helvetica,sans-serif"> </span><u></u><u></u></div></div></div><div><p class="MsoNormal" style="margin:0in 0in 12pt;font-size:11pt;font-family:Calibri,sans-serif"><u></u> <u></u></p></div></div><div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"> <u></u><u></u></div></div></div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-size:9pt;font-family:Helvetica,sans-serif">***Disclaimer: Please note that RPPT listserv participation is not restricted to practicing attorneys and may include non-practicing attorneys, law students, professionals working in related fields, and others.***<br>_______________________________________________<br>WSBAPT mailing list<br></span><a href="mailto:WSBAPT@lists.wsbarppt.com" style="color:blue;text-decoration:underline" target="_blank"><span style="font-size:9pt;font-family:Helvetica,sans-serif">WSBAPT@lists.wsbarppt.com</span></a><span style="font-size:9pt;font-family:Helvetica,sans-serif"><br></span><a href="https://na01.safelinks.protection.outlook.com/?url=http%3A%2F%2Fmailman.fsr.com%2Fmailman%2Flistinfo%2Fwsbapt&data=04%7C01%7C%7C65b8885c083048af662b08d951ebf1ed%7C84df9e7fe9f640afb435aaaaaaaaaaaa%7C1%7C0%7C637630896283490773%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C1000&sdata=e9Bxb6pKL1%2FLLwHkTh%2BizhkWb4XLa%2FGwhbvK3Km6rjA%3D&reserved=0" style="color:blue;text-decoration:underline" target="_blank"><span style="font-size:9pt;font-family:Helvetica,sans-serif">http://mailman.fsr.com/mailman/listinfo/wsbapt</span></a><u></u><u></u></div></div></blockquote></div><div style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"><u></u> <u></u></div></div></div><span style="font-family:Helvetica;font-size:12px;font-style:normal;font-variant-caps:normal;font-weight:normal;letter-spacing:normal;text-align:start;text-indent:0px;text-transform:none;white-space:normal;word-spacing:0px;text-decoration:none;float:none;display:inline">***Disclaimer: Please note that RPPT listserv participation is not restricted to practicing attorneys and may include non-practicing attorneys, law students, professionals working in related fields, and others.***</span><br style="font-family:Helvetica;font-size:12px;font-style:normal;font-variant-caps:normal;font-weight:normal;letter-spacing:normal;text-align:start;text-indent:0px;text-transform:none;white-space:normal;word-spacing:0px;text-decoration:none"><span style="font-family:Helvetica;font-size:12px;font-style:normal;font-variant-caps:normal;font-weight:normal;letter-spacing:normal;text-align:start;text-indent:0px;text-transform:none;white-space:normal;word-spacing:0px;text-decoration:none;float:none;display:inline">_______________________________________________</span><br style="font-family:Helvetica;font-size:12px;font-style:normal;font-variant-caps:normal;font-weight:normal;letter-spacing:normal;text-align:start;text-indent:0px;text-transform:none;white-space:normal;word-spacing:0px;text-decoration:none"><span style="font-family:Helvetica;font-size:12px;font-style:normal;font-variant-caps:normal;font-weight:normal;letter-spacing:normal;text-align:start;text-indent:0px;text-transform:none;white-space:normal;word-spacing:0px;text-decoration:none;float:none;display:inline">WSBAPT mailing list</span><br style="font-family:Helvetica;font-size:12px;font-style:normal;font-variant-caps:normal;font-weight:normal;letter-spacing:normal;text-align:start;text-indent:0px;text-transform:none;white-space:normal;word-spacing:0px;text-decoration:none"><a href="mailto:WSBAPT@lists.wsbarppt.com" style="color:blue;text-decoration:underline;font-family:Helvetica;font-size:12px;font-style:normal;font-variant-caps:normal;font-weight:normal;letter-spacing:normal;text-align:start;text-indent:0px;text-transform:none;white-space:normal;word-spacing:0px" target="_blank">WSBAPT@lists.wsbarppt.com</a><br style="font-family:Helvetica;font-size:12px;font-style:normal;font-variant-caps:normal;font-weight:normal;letter-spacing:normal;text-align:start;text-indent:0px;text-transform:none;white-space:normal;word-spacing:0px;text-decoration:none"><a href="http://mailman.fsr.com/mailman/listinfo/wsbapt" style="color:blue;text-decoration:underline;font-family:Helvetica;font-size:12px;font-style:normal;font-variant-caps:normal;font-weight:normal;letter-spacing:normal;text-align:start;text-indent:0px;text-transform:none;white-space:normal;word-spacing:0px" target="_blank">http://mailman.fsr.com/mailman/listinfo/wsbapt</a></div></blockquote></div><br></div></div>***Disclaimer: Please note that RPPT listserv participation is not restricted to practicing attorneys and may include non-practicing attorneys, law students, professionals working in related fields, and others.***<br>
_______________________________________________<br>
WSBAPT mailing list<br>
<a href="mailto:WSBAPT@lists.wsbarppt.com" target="_blank">WSBAPT@lists.wsbarppt.com</a><br>
<a href="http://mailman.fsr.com/mailman/listinfo/wsbapt" rel="noreferrer" target="_blank">http://mailman.fsr.com/mailman/listinfo/wsbapt</a></blockquote></div>