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<p class="MsoNormal"><span style="font-size:12.0pt;font-family:"Times New Roman",serif">Aren’t we talking about pulling the
<i>Decedent’s</i> credit report. Do we care if there is a negative impact on the Decedent’s credit rating?
<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:12.0pt;font-family:"Times New Roman",serif"><o:p> </o:p></span></p>
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<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal"><a name="Paul_A__Neumiller2"><img width="250" height="150" style="width:2.6in;height:1.5583in" id="_x0000_i1027" src="cid:image001.jpg@01D783A3.FED81180"></a><o:p></o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal"><span style="font-size:9.0pt;font-family:"Times New Roman",serif">IMPORTANT NOTICE: This e-mail message is intended to be received only by persons entitled to receive the confidential information it may contain. E-mail messages to clients
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<p class="MsoNormal"><b>From:</b> wsbapt-bounces@lists.wsbarppt.com <wsbapt-bounces@lists.wsbarppt.com>
<b>On Behalf Of </b>Roger Hawkes<br>
<b>Sent:</b> Wednesday, July 28, 2021 11:07 AM<br>
<b>To:</b> WSBA Probate & Trust Listserv <wsbapt@lists.wsbarppt.com><br>
<b>Subject:</b> Re: [WSBAPT] Student Loans<o:p></o:p></p>
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<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal">Correct; but in many cases it is prudent. You need client permission, and client’s awareness that a third party pulling such report may impact his scores.<o:p></o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
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<p class="MsoNormal">Roger Hawkes, WSBA # 5173<o:p></o:p></p>
<p class="MsoNormal">Hawkes Law Firm and Sultan Lawyers<o:p></o:p></p>
<p class="MsoNormal">19944 Ballinger Way NE, Shoreline, WA 98155 and<o:p></o:p></p>
<p class="MsoNormal">423 Main, Sultan, WA 98294<o:p></o:p></p>
<p class="MsoNormal">206 367 5000<o:p></o:p></p>
<p class="MsoNormal">360 799 6438<o:p></o:p></p>
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<p class="MsoNormal"><o:p> </o:p></p>
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<div style="border:none;border-top:solid #E1E1E1 1.0pt;padding:3.0pt 0in 0in 0in">
<p class="MsoNormal"><b>From:</b> <a href="mailto:wsbapt-bounces@lists.wsbarppt.com">
wsbapt-bounces@lists.wsbarppt.com</a> <<a href="mailto:wsbapt-bounces@lists.wsbarppt.com">wsbapt-bounces@lists.wsbarppt.com</a>>
<b>On Behalf Of </b>Eric Nelsen<br>
<b>Sent:</b> Wednesday, July 28, 2021 10:59 AM<br>
<b>To:</b> WSBA Probate & Trust Listserv <<a href="mailto:wsbapt@lists.wsbarppt.com">wsbapt@lists.wsbarppt.com</a>><br>
<b>Subject:</b> Re: [WSBAPT] Student Loans<o:p></o:p></p>
</div>
</div>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal">Personally, I don’t think pulling a credit report is required under due diligence standard in
<a href="https://na01.safelinks.protection.outlook.com/?url=https%3A%2F%2Fapp.leg.wa.gov%2FRCW%2Fdefault.aspx%3Fcite%3D11.40.040&data=04%7C01%7C%7Ca9fa1c2fbc484a63989908d951f30970%7C84df9e7fe9f640afb435aaaaaaaaaaaa%7C1%7C0%7C637630926667476543%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C1000&sdata=GiOTTAe9Inhi2cAmloCrpQgRp7O8x7wyM6YdrnxbC%2FQ%3D&reserved=0">
RCW 11.40.040</a>, which is “conducting a reasonable review of the decedent's correspondence, including correspondence received after the date of death, and financial records, including personal financial statements, loan documents, checkbooks, bank statements,
and income tax returns, that are in the possession of or reasonably available to the personal representative.” Going to a third party to get a report is above and beyond searching the decedent’s personal records.<o:p></o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
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<p class="MsoNormal">Sincerely,<o:p></o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal">Eric<o:p></o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal">Eric C. Nelsen<o:p></o:p></p>
<p class="MsoNormal">Sayre Law Offices, PLLC<o:p></o:p></p>
<p class="MsoNormal">1417 31st Ave South<o:p></o:p></p>
<p class="MsoNormal">Seattle WA 98144-3909<o:p></o:p></p>
<p class="MsoNormal">206-625-0092<o:p></o:p></p>
<p class="MsoNormal"><a href="mailto:eric@sayrelawoffices.com"><span style="color:#0563C1">eric@sayrelawoffices.com</span></a><o:p></o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal"><b><span style="background:aqua;mso-highlight:aqua">Covid-19 Update -
</span></b>All attorneys are working remotely during regular business hours and are available via email and by phone. Videoconferencing also is available. Signing of estate planning documents can be completed and will be handled on a case-by-case basis. Please
direct mail and deliveries to the Seattle office.<o:p></o:p></p>
</div>
<p class="MsoNormal"><o:p> </o:p></p>
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<div style="border:none;border-top:solid #E1E1E1 1.0pt;padding:3.0pt 0in 0in 0in">
<p class="MsoNormal"><b>From:</b> <a href="mailto:wsbapt-bounces@lists.wsbarppt.com">
wsbapt-bounces@lists.wsbarppt.com</a> <<a href="mailto:wsbapt-bounces@lists.wsbarppt.com">wsbapt-bounces@lists.wsbarppt.com</a>>
<b>On Behalf Of </b>Paul Neumiller<br>
<b>Sent:</b> Wednesday, July 28, 2021 10:38 AM<br>
<b>To:</b> WSBA Probate & Trust Listserv <<a href="mailto:wsbapt@lists.wsbarppt.com">wsbapt@lists.wsbarppt.com</a>><br>
<b>Subject:</b> Re: [WSBAPT] Student Loans<o:p></o:p></p>
</div>
</div>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal"><span style="font-size:12.0pt;font-family:"Times New Roman",serif">WHOA!?!?! Is a PR pulling a decedent’s credit report a part of the standard due diligence in locating ascertainable creditors. Are you guys routinely advising your PRs
to pull a credit report? Amy’s client suspected that there were student loans. Does that suspicion require pulling a credit repost. What if the PR is clueless as to the decedent’s affairs. Is pulling a credit report a part of the due diligence then?
<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:12.0pt;font-family:"Times New Roman",serif"><o:p> </o:p></span></p>
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<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal"><a name="Paul_A__Neumiller"><img border="0" width="250" height="150" style="width:2.6in;height:1.5666in" id="Picture_x0020_1" src="cid:image001.jpg@01D783A3.FED81180"></a><o:p></o:p></p>
<p class="MsoNormal"><span style="font-size:9.0pt;font-family:"Times New Roman",serif"> <o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:12.0pt;font-family:"Times New Roman",serif"><o:p> </o:p></span></p>
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<div style="border:none;border-top:solid #E1E1E1 1.0pt;padding:3.0pt 0in 0in 0in">
<p class="MsoNormal"><b>From:</b> <a href="mailto:wsbapt-bounces@lists.wsbarppt.com">
wsbapt-bounces@lists.wsbarppt.com</a> <<a href="mailto:wsbapt-bounces@lists.wsbarppt.com">wsbapt-bounces@lists.wsbarppt.com</a>>
<b>On Behalf Of </b>Amy Goertz<br>
<b>Sent:</b> Wednesday, July 28, 2021 10:16 AM<br>
<b>To:</b> WSBA Probate & Trust Listserv <<a href="mailto:wsbapt@lists.wsbarppt.com">wsbapt@lists.wsbarppt.com</a>><br>
<b>Subject:</b> Re: [WSBAPT] Student Loans<o:p></o:p></p>
</div>
</div>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal">Great information - thank you to all who responded!<o:p></o:p></p>
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<p class="MsoNormal"><o:p> </o:p></p>
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<p class="MsoNormal"><img border="0" width="235" height="90" style="width:2.45in;height:.9416in" id="DDF7F725-A337-45DB-99FD-EBD4EB1931F6" src="cid:image002.gif@01D783A3.FED81180"><o:p></o:p></p>
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<p class="MsoNormal" style="margin-bottom:12.0pt"><i><span style="font-size:9.0pt;font-family:"Lucida Calligraphy";color:black">Amy</span></i><span style="font-size:9.0pt;font-family:"Helvetica",sans-serif;color:black"><o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:9.0pt;font-family:"Helvetica",sans-serif;color:black"><o:p> </o:p></span></p>
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<p class="MsoNormal"><i><span style="font-size:9.0pt;font-family:"Lucida Calligraphy";color:black">Amy J. Goertz, J.D.</span></i><span style="font-size:9.0pt;font-family:"Helvetica",sans-serif;color:black"><o:p></o:p></span></p>
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<p class="MsoNormal"><i><span style="font-size:9.0pt;font-family:"Lucida Calligraphy";color:black">Goertz & Lambrecht PLLC</span></i><span style="font-size:9.0pt;font-family:"Helvetica",sans-serif;color:black"><o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:9.0pt;font-family:"Helvetica",sans-serif;color:black"><a href="mailto:amyjgoertz@icloud.com">amyjgoertz@icloud.com</a> <o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:9.0pt;font-family:"Helvetica",sans-serif;color:black"><o:p> </o:p></span></p>
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<p class="MsoNormal" style="margin-bottom:12.0pt"><span style="font-size:9.0pt;font-family:"Helvetica",sans-serif;color:black">1.888.926.2607 phone<br>
1.877.684.1627 fax<o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:9.0pt;font-family:"Helvetica",sans-serif;color:black">Address for correspondence:<o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:9.0pt;font-family:"Helvetica",sans-serif;color:black">2829 S. Grand Blvd., Suite 303<br>
Spokane, WA 99203 <o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:9.0pt;font-family:"Helvetica",sans-serif;color:black">Additional office locations:<o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:9.0pt;font-family:"Helvetica",sans-serif;color:black">510 Bell Street<br>
Edmonds, WA 98020<o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:9.0pt;font-family:"Helvetica",sans-serif;color:black">Goertz & Lambrecht PLLC<o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:9.0pt;font-family:"Helvetica",sans-serif;color:black"><a href="https://na01.safelinks.protection.outlook.com/?url=http%3A%2F%2Fwww.goertzlambrecht.com%2F&data=04%7C01%7C%7Ca9fa1c2fbc484a63989908d951f30970%7C84df9e7fe9f640afb435aaaaaaaaaaaa%7C1%7C0%7C637630926667476543%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C1000&sdata=46brn%2Bmx70xC%2F155TGJK5d8r3ygCa77PfYiLaYn0KJM%3D&reserved=0">www.goertzlambrecht.com</a><o:p></o:p></span></p>
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<p class="MsoNormal">On Jul 28, 2021, at 9:02 AM, Elizabeth Bateman <<a href="mailto:Elizabeth@batemanlawgroup.com">Elizabeth@batemanlawgroup.com</a>> wrote:<o:p></o:p></p>
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<p class="MsoNormal"><o:p> </o:p></p>
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<p class="MsoNormal"><a href="https://na01.safelinks.protection.outlook.com/?url=http%3A%2F%2Fstudentaid.gov%2F&data=04%7C01%7C%7Ca9fa1c2fbc484a63989908d951f30970%7C84df9e7fe9f640afb435aaaaaaaaaaaa%7C1%7C0%7C637630926667486498%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C1000&sdata=fxTeimQmermKimwIJgsZtTd4ItEV6aCVpOzM2e3X1Is%3D&reserved=0">Studentaid.gov</a><span class="apple-converted-space"> </span>is
where you can look up federal student loans. Private loans will show up on credit report. Some private student loan companies actually will discharge the loan at death now. I know Earnest and Commonbond does. There may be others.<span class="apple-converted-space"> </span><o:p></o:p></p>
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<p class="MsoNormal"> <o:p></o:p></p>
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<p class="MsoNormal"> <o:p></o:p></p>
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<p class="MsoNormal"><span style="font-family:"Times New Roman",serif">Elizabeth G. Bateman</span><o:p></o:p></p>
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<p class="MsoNormal"><span style="font-family:"Times New Roman",serif">Associate Attorney</span><o:p></o:p></p>
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<p class="MsoNormal"><i><span style="font-family:"Times New Roman",serif">Admitted in Washington and Minnesota</span></i><o:p></o:p></p>
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<p class="MsoNormal"><span style="font-size:12.0pt;font-family:"Copperplate Gothic Light",sans-serif;color:#2F5496">Bateman Law Group, PLLC</span><o:p></o:p></p>
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<p class="MsoNormal"><span style="font-family:"Times New Roman",serif">999 Third Ave., Suite 2525</span><o:p></o:p></p>
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<p class="MsoNormal"><span style="font-family:"Times New Roman",serif">Seattle, WA 98104</span><o:p></o:p></p>
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<p class="MsoNormal"><span style="font-family:"Times New Roman",serif">Office: (206) 224-0900</span><o:p></o:p></p>
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<p class="MsoNormal"><span style="font-family:"Times New Roman",serif">Cell: (425) 444-9946</span><o:p></o:p></p>
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<p class="MsoNormal"><span style="font-family:"Times New Roman",serif">Fax: (206) 467-8028</span><o:p></o:p></p>
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<p class="MsoNormal"><span style="font-family:"Times New Roman",serif">Website:<span class="apple-converted-space"> </span><a href="https://na01.safelinks.protection.outlook.com/?url=http%3A%2F%2Fwww.batemanlawgroup.com%2F&data=04%7C01%7C%7Ca9fa1c2fbc484a63989908d951f30970%7C84df9e7fe9f640afb435aaaaaaaaaaaa%7C1%7C0%7C637630926667496458%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C1000&sdata=doo8tMKxHvssKPvTa0VWyJ26SAxHovs48hmlipsdTBo%3D&reserved=0"><span style="color:#0563C1">www.batemanlawgroup.com</span></a></span><o:p></o:p></p>
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<p class="MsoNormal"><span style="font-family:"Book Antiqua",serif;color:#0070C0">*******<span class="apple-converted-space"> </span><b>We are Moving!</b>******** <span class="apple-converted-space"> </span></span><o:p></o:p></p>
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<p class="MsoNormal"><span style="font-family:"Book Antiqua",serif;color:#0070C0">Effective August 1, 2021:</span><o:p></o:p></p>
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<p class="MsoNormal"><span style="font-size:10.5pt;font-family:"Book Antiqua",serif;color:#222222;background:white">900 SW 16th Street</span><o:p></o:p></p>
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<p class="MsoNormal"><span style="font-size:10.5pt;font-family:"Book Antiqua",serif;color:#222222;background:white">Suite 120</span><o:p></o:p></p>
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<p class="MsoNormal"><span style="font-size:10.5pt;font-family:"Book Antiqua",serif;color:#222222;background:white">Renton, WA 98057</span><o:p></o:p></p>
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<p class="MsoNormal"><span style="font-family:"Times New Roman",serif"> </span><o:p></o:p></p>
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<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Times New Roman",serif;color:black;background:white">This email is covered by the Electronic Communications Privacy Act, 18 USC Sections 2510-2521 and is legally privileged. This information is
confidential and is intended only for the use of the individual or entity named above. If the reader of this message is not the intended recipient, you are hereby notified that any dissemination, distribution, or copying of this communication is strictly prohibited.
If you think that you have received this email message in error, please notify the sender via email or by telephone at (206) 224-0900.</span><o:p></o:p></p>
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<p class="MsoNormal"><b>From:</b><span class="apple-converted-space"> </span><a href="mailto:wsbapt-bounces@lists.wsbarppt.com">wsbapt-bounces@lists.wsbarppt.com</a><span class="apple-converted-space"> </span><<a href="mailto:wsbapt-bounces@lists.wsbarppt.com">wsbapt-bounces@lists.wsbarppt.com</a>><span class="apple-converted-space"> </span><b>On
Behalf Of<span class="apple-converted-space"> </span></b>Joshua McKarcher<br>
<b>Sent:</b><span class="apple-converted-space"> </span>Wednesday, July 28, 2021 8:49 AM<br>
<b>To:</b><span class="apple-converted-space"> </span>WSBA Probate & Trust Listserv <<a href="mailto:wsbapt@lists.wsbarppt.com">wsbapt@lists.wsbarppt.com</a>><br>
<b>Subject:</b><span class="apple-converted-space"> </span>Re: [WSBAPT] Student Loans<o:p></o:p></p>
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<p class="MsoNormal"> <o:p></o:p></p>
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<p class="MsoNormal">Two ideas:<o:p></o:p></p>
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<p class="MsoNormal"> <o:p></o:p></p>
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<p class="MsoNormal">Years ago at least there was a federal database of student loans. It may still exist. Try googling it?<o:p></o:p></p>
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<p class="MsoNormal">Get a recent credit report (three agency) for the deceased.<o:p></o:p></p>
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<p class="MsoNormal">Good luck! Best, Josh <o:p></o:p></p>
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<p class="MsoNormal">Joshua D. McKarcher<o:p></o:p></p>
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<p class="MsoNormal">McKarcher Law PLLC<o:p></o:p></p>
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<p class="MsoNormal">537 6th Street<o:p></o:p></p>
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<p class="MsoNormal">Clarkston, WA 99403<o:p></o:p></p>
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<p class="MsoNormal">(509) 758-3345<o:p></o:p></p>
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<p class="MsoNormal">(509) 758-3314 (fax)<o:p></o:p></p>
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<p class="MsoNormal"><a href="mailto:josh@mckarcherlaw.com">josh@mckarcherlaw.com</a><o:p></o:p></p>
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<p class="MsoNormal"><a href="https://na01.safelinks.protection.outlook.com/?url=http%3A%2F%2Fwww.mckarcherlaw.com%2F&data=04%7C01%7C%7Ca9fa1c2fbc484a63989908d951f30970%7C84df9e7fe9f640afb435aaaaaaaaaaaa%7C1%7C0%7C637630926667506415%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C1000&sdata=q5XRiGcfC%2Bq2UVPHs%2FtbaOHQAkVpod7JUMNtrC6Bzd0%3D&reserved=0">www.mckarcherlaw.com</a><o:p></o:p></p>
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<p class="MsoNormal"><b>From:</b><span class="apple-converted-space"> </span><a href="mailto:wsbapt-bounces@lists.wsbarppt.com">wsbapt-bounces@lists.wsbarppt.com</a><span class="apple-converted-space"> </span><<a href="mailto:wsbapt-bounces@lists.wsbarppt.com">wsbapt-bounces@lists.wsbarppt.com</a>>
on behalf of Amy Goertz <<a href="mailto:amyjgoertz@icloud.com">amyjgoertz@icloud.com</a>><br>
<b>Sent:</b><span class="apple-converted-space"> </span>Wednesday, July 28, 2021 7:48:59 AM<br>
<b>To:</b><span class="apple-converted-space"> </span>WSBA Probate & Trust Listserv <<a href="mailto:wsbapt@lists.wsbarppt.com">wsbapt@lists.wsbarppt.com</a>><br>
<b>Subject:</b><span class="apple-converted-space"> </span>[WSBAPT] Student Loans<o:p></o:p></p>
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<p class="MsoNormal">Good Morning, <o:p></o:p></p>
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<p class="MsoNormal">I have a probate in which the Personal Representative is certain that the decedent had student loans, but is unable to find any paperwork or other documentation from any lender.<o:p></o:p></p>
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<p class="MsoNormal">Student loan payments have been suspended during the pandemic, so no bills have been received and no electronic debits have been made from her account.<o:p></o:p></p>
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<p class="MsoNormal">In the past, decedents’ student loans have been forgiven upon the borrower’s death, but it is my understanding that this is not the case if the loan is from a private lender.<o:p></o:p></p>
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<p class="MsoNormal">Does anyone have a suggestion as to how to find out who holds the decedent’s student loans?<o:p></o:p></p>
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<p class="MsoNormal">The creditor claim period has now ended and we would like to wrap this up.<o:p></o:p></p>
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<p class="MsoNormal"><i><span style="font-size:9.0pt;font-family:"Lucida Calligraphy""><br>
Amy</span></i><o:p></o:p></p>
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<p class="MsoNormal"><i><span style="font-size:9.0pt;font-family:"Lucida Calligraphy"">Amy J. Goertz, J.D.</span></i><o:p></o:p></p>
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<p class="MsoNormal"><i><span style="font-size:9.0pt;font-family:"Lucida Calligraphy"">Goertz & Lambrecht PLLC</span></i><o:p></o:p></p>
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<p class="MsoNormal"><span style="font-size:9.0pt;font-family:"Helvetica",sans-serif"><a href="mailto:amyjgoertz@icloud.com">amyjgoertz@icloud.com</a> </span><o:p></o:p></p>
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<p class="MsoNormal" style="margin-bottom:12.0pt"><span style="font-size:9.0pt;font-family:"Helvetica",sans-serif">1.888.926.2607 phone<br>
1.877.684.1627 fax</span><o:p></o:p></p>
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<p class="MsoNormal"><span style="font-size:9.0pt;font-family:"Helvetica",sans-serif">Address for correspondence:</span><o:p></o:p></p>
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<p class="MsoNormal"><span style="font-size:9.0pt;font-family:"Helvetica",sans-serif">2829 S. Grand Blvd., Suite 303<br>
Spokane, WA 99203 </span><o:p></o:p></p>
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<p class="MsoNormal"><span style="font-size:9.0pt;font-family:"Helvetica",sans-serif">Additional office locations:</span><o:p></o:p></p>
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<p class="MsoNormal"><span style="font-size:9.0pt;font-family:"Helvetica",sans-serif">510 Bell Street<br>
Edmonds, WA 98020</span><o:p></o:p></p>
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<p class="MsoNormal"><span style="font-size:9.0pt;font-family:"Helvetica",sans-serif">Goertz & Lambrecht PLLC</span><o:p></o:p></p>
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<p class="MsoNormal"><span style="font-size:9.0pt;font-family:"Helvetica",sans-serif"><a href="https://na01.safelinks.protection.outlook.com/?url=http%3A%2F%2Fwww.goertzlambrecht.com%2F&data=04%7C01%7C%7Ca9fa1c2fbc484a63989908d951f30970%7C84df9e7fe9f640afb435aaaaaaaaaaaa%7C1%7C0%7C637630926667506415%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C1000&sdata=dJKvDS8jx7uahoMtOxmt%2BoLDYAJ7Kq6h7JgmmRuXNH8%3D&reserved=0">www.goertzlambrecht.com</a></span><o:p></o:p></p>
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<p class="MsoNormal"><span style="font-size:9.0pt;font-family:"Helvetica",sans-serif">***Disclaimer: Please note that RPPT listserv participation is not restricted to practicing attorneys and may include non-practicing attorneys, law students, professionals
working in related fields, and others.***<br>
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</span><a href="https://na01.safelinks.protection.outlook.com/?url=http%3A%2F%2Fmailman.fsr.com%2Fmailman%2Flistinfo%2Fwsbapt&data=04%7C01%7C%7Ca9fa1c2fbc484a63989908d951f30970%7C84df9e7fe9f640afb435aaaaaaaaaaaa%7C1%7C0%7C637630926667516374%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C1000&sdata=Glmpj2XSKl7tqVWyczvhACXTpv9Mr4C%2FHXOomQhxoC0%3D&reserved=0"><span style="font-size:9.0pt;font-family:"Helvetica",sans-serif">http://mailman.fsr.com/mailman/listinfo/wsbapt</span></a><o:p></o:p></p>
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