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<p class="MsoNormal">Paul, your question makes me remember why some days I want to go back to the “good old days” of not knowing what I know now (as a lawyer), and the associated responsibility. This may wake me up at 3 am.<o:p></o:p></p>
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<p class="MsoNormal"><i>*Candace is available to respond to emails and phone calls between the hours of 7:00 a.m. and 3:00 p.m. If you have an urgent matter outside that time period, please call our office at the number below.<o:p></o:p></i></p>
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<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Tahoma",sans-serif;color:black">Top Ranked Law Firm for 2015 by Fortune Magazine and American Lawyer Media</span><o:p></o:p></p>
<p class="MsoNormal"><span style="font-size:10.0pt;color:black">Candace Wilkerson<b> |</b> Senior Associate</span><b><span style="font-size:10.0pt;color:red"> </span></b><b><span style="font-size:10.0pt;color:#484848">|
</span></b><span style="font-size:10.0pt;color:black">Wong Fleming </span><o:p></o:p></p>
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<p class="MsoNormal"><span style="font-size:10.0pt;color:black">10675 Willows Road NE, Suite 250
</span><b><span style="font-size:10.0pt;color:#484848">| </span></b><span style="font-size:10.0pt;color:#484848"> </span><span style="font-size:10.0pt;color:black">Redmond, WA 98052</span><span style="font-size:10.0pt;color:#484848"><br>
</span><span style="font-size:10.0pt;color:black">Phone: 425.869.4040 </span><b><span style="font-size:10.0pt;color:#484848">|</span></b><span style="font-size:10.0pt;color:#484848">
</span><span style="font-size:10.0pt;color:black">Fax: 425.869.4050 <br>
</span><a href="mailto:cwilkerson@wongfleming.com"><span style="font-size:10.0pt">cwilkerson@wongfleming.com</span></a><o:p></o:p></p>
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a lawyer. An attorney-client relationship with Wong Fleming or any lawyer at Wong Fleming is not established until and unless Wong Fleming agrees to such a relationship as reflected in a separate writing.
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<p class="MsoNormal"><b>From:</b> wsbapt-bounces@lists.wsbarppt.com <wsbapt-bounces@lists.wsbarppt.com>
<b>On Behalf Of </b>Paul Neumiller<br>
<b>Sent:</b> Wednesday, July 28, 2021 2:15 PM<br>
<b>To:</b> WSBA Probate & Trust Listserv <wsbapt@lists.wsbarppt.com><br>
<b>Subject:</b> Re: [WSBAPT] Student Loans<o:p></o:p></p>
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<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal"><span style="font-size:12.0pt;font-family:"Times New Roman",serif">Well, it isn’t part of the reasonable due diligence definition. But I raised the issue thinking about the scenario where a lender (or any creditor) states 1½ years down
the road that the lender was an ascertainable creditor because IF the PR had pulled the credit report, the lender would have been discovered.
<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:12.0pt;font-family:"Times New Roman",serif"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-size:12.0pt;font-family:"Times New Roman",serif">BTW, does even having this discussion now require us to advise ALL PRs to pull the credit reports because we are aware of the issue?<o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:9.0pt;font-family:"Times New Roman",serif">IMPORTANT NOTICE: This e-mail message is intended to be received only by persons entitled to receive the confidential information it may contain. E-mail messages to clients
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<p class="MsoNormal"><b>From:</b> <a href="mailto:wsbapt-bounces@lists.wsbarppt.com">
wsbapt-bounces@lists.wsbarppt.com</a> <<a href="mailto:wsbapt-bounces@lists.wsbarppt.com">wsbapt-bounces@lists.wsbarppt.com</a>>
<b>On Behalf Of </b>Candace Wilkerson<br>
<b>Sent:</b> Wednesday, July 28, 2021 10:53 AM<br>
<b>To:</b> WSBA Probate & Trust Listserv <<a href="mailto:wsbapt@lists.wsbarppt.com">wsbapt@lists.wsbarppt.com</a>><br>
<b>Subject:</b> Re: [WSBAPT] Student Loans<o:p></o:p></p>
</div>
</div>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal">I don’t know if it’s legally required, Paul, but I would err on the side of caution and instruct my client to pull it. But is there a reason I shouldn’t?<o:p></o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal">Best,<o:p></o:p></p>
<p class="MsoNormal">Candace<o:p></o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
<div>
<p class="MsoNormal"><i>*Candace is available to respond to emails and phone calls between the hours of 7:00 a.m. and 3:00 p.m. If you have an urgent matter outside that time period, please call our office at the number below.<o:p></o:p></i></p>
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<p class="MsoNormal"><span style="color:#1F497D"><img border="0" width="206" height="61" style="width:2.1458in;height:.6354in" id="Picture_x0020_7" src="cid:image002.png@01D783C4.A4674920"></span><o:p></o:p></p>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Tahoma",sans-serif;color:black">Top Ranked Law Firm for 2015 by Fortune Magazine and American Lawyer Media</span><o:p></o:p></p>
<p class="MsoNormal"><span style="font-size:10.0pt;color:black">Candace Wilkerson<b> |</b> Senior Associate</span><b><span style="font-size:10.0pt;color:red"> </span></b><b><span style="font-size:10.0pt;color:#484848">|
</span></b><span style="font-size:10.0pt;color:black">Wong Fleming </span><o:p></o:p></p>
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<p class="MsoNormal"><span style="font-size:10.0pt;color:black">10675 Willows Road NE, Suite 250
<b>| </b> Redmond, WA 98052</span><span style="font-size:10.0pt;color:#484848"><br>
</span><span style="font-size:10.0pt;color:black">Phone: 425.869.4040 </span><b><span style="font-size:10.0pt;color:#484848">|</span></b><span style="font-size:10.0pt;color:#484848">
</span><span style="font-size:10.0pt;color:black">Fax: 425.869.4050 <br>
</span><span style="font-size:10.0pt"><a href="mailto:cwilkerson@wongfleming.com">cwilkerson@wongfleming.com</a></span><o:p></o:p></p>
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<p class="MsoNormal"><span style="color:#993366"><img border="0" width="118" height="31" style="width:1.2291in;height:.3229in" id="Picture_x0020_18" src="cid:image004.png@01D783C4.A4674920"></span><o:p></o:p></p>
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<p class="MsoNormal" style="margin-bottom:5.0pt"><span style="font-size:8.0pt;color:black">Before proceeding, please note: If you are not a current client of Wong Fleming, please do not include any information in this e-mail that you or someone else considers
to be of a confidential or secret nature. Wong Fleming has no duty to keep confidential any of the information you provide. Neither the transmission nor receipt of your information is considered a request for legal advice, securing legal services or retaining
a lawyer. An attorney-client relationship with Wong Fleming or any lawyer at Wong Fleming is not established until and unless Wong Fleming agrees to such a relationship as reflected in a separate writing.
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<br>
IRS Circular 230 disclosure: To ensure compliance with requirements imposed by the IRS, we inform you that any U.S. federal tax advice contained in this communication (including any attachments) is not intended or written to be used, and cannot be used, for
the purpose of (a) avoiding penalties under the Internal Revenue Code or (b) promoting, marketing or recommending to another party any transaction or matter addressed herein.
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THE INTENDED RECIPIENT OR THE AUTHORIZED REPRESENTATIVE OF THE INTENDED RECIPIENT, YOU ARE HEREBY NOTIFIED THAT ANY DISTRIBUTION, COPYING, OR DISCLOSURE OF THIS COMMUNICATION IS STRICTLY PROHIBITED</span><o:p></o:p></p>
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<p class="MsoNormal"><b>From:</b> <a href="mailto:wsbapt-bounces@lists.wsbarppt.com">
wsbapt-bounces@lists.wsbarppt.com</a> <<a href="mailto:wsbapt-bounces@lists.wsbarppt.com">wsbapt-bounces@lists.wsbarppt.com</a>>
<b>On Behalf Of </b>Paul Neumiller<br>
<b>Sent:</b> Wednesday, July 28, 2021 1:38 PM<br>
<b>To:</b> WSBA Probate & Trust Listserv <<a href="mailto:wsbapt@lists.wsbarppt.com">wsbapt@lists.wsbarppt.com</a>><br>
<b>Subject:</b> Re: [WSBAPT] Student Loans<o:p></o:p></p>
</div>
</div>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal"><span style="font-size:12.0pt;font-family:"Times New Roman",serif">WHOA!?!?! Is a PR pulling a decedent’s credit report a part of the standard due diligence in locating ascertainable creditors. Are you guys routinely advising your PRs
to pull a credit report? Amy’s client suspected that there were student loans. Does that suspicion require pulling a credit repost. What if the PR is clueless as to the decedent’s affairs. Is pulling a credit report a part of the due diligence then?
<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:12.0pt;font-family:"Times New Roman",serif"><o:p> </o:p></span></p>
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<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal"><a name="Paul_A__Neumiller"><img border="0" width="250" height="150" style="width:2.6041in;height:1.5625in" id="Picture_x0020_1" src="cid:image007.jpg@01D783C4.A4674920"></a><o:p></o:p></p>
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<div style="border:none;border-top:solid #E1E1E1 1.0pt;padding:3.0pt 0in 0in 0in">
<p class="MsoNormal"><b>From:</b> <a href="mailto:wsbapt-bounces@lists.wsbarppt.com">
wsbapt-bounces@lists.wsbarppt.com</a> <<a href="mailto:wsbapt-bounces@lists.wsbarppt.com">wsbapt-bounces@lists.wsbarppt.com</a>>
<b>On Behalf Of </b>Amy Goertz<br>
<b>Sent:</b> Wednesday, July 28, 2021 10:16 AM<br>
<b>To:</b> WSBA Probate & Trust Listserv <<a href="mailto:wsbapt@lists.wsbarppt.com">wsbapt@lists.wsbarppt.com</a>><br>
<b>Subject:</b> Re: [WSBAPT] Student Loans<o:p></o:p></p>
</div>
</div>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal">Great information - thank you to all who responded!<o:p></o:p></p>
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<p class="MsoNormal"><img border="0" width="235" height="90" style="width:2.4479in;height:.9375in" id="DDF7F725-A337-45DB-99FD-EBD4EB1931F6" src="cid:image008.gif@01D783C4.A4674920"><o:p></o:p></p>
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<p class="MsoNormal" style="margin-bottom:12.0pt"><i><span style="font-size:9.0pt;font-family:"Lucida Calligraphy";color:black">Amy</span></i><span style="font-size:9.0pt;font-family:"Helvetica",sans-serif;color:black"><o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:9.0pt;font-family:"Helvetica",sans-serif;color:black"><o:p> </o:p></span></p>
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<p class="MsoNormal"><i><span style="font-size:9.0pt;font-family:"Lucida Calligraphy";color:black">Amy J. Goertz, J.D.</span></i><span style="font-size:9.0pt;font-family:"Helvetica",sans-serif;color:black"><o:p></o:p></span></p>
</div>
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<p class="MsoNormal"><i><span style="font-size:9.0pt;font-family:"Lucida Calligraphy";color:black">Goertz & Lambrecht PLLC</span></i><span style="font-size:9.0pt;font-family:"Helvetica",sans-serif;color:black"><o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:9.0pt;font-family:"Helvetica",sans-serif;color:black"><a href="mailto:amyjgoertz@icloud.com">amyjgoertz@icloud.com</a> <o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:9.0pt;font-family:"Helvetica",sans-serif;color:black"><o:p> </o:p></span></p>
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<p class="MsoNormal" style="margin-bottom:12.0pt"><span style="font-size:9.0pt;font-family:"Helvetica",sans-serif;color:black">1.888.926.2607 phone<br>
1.877.684.1627 fax<o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:9.0pt;font-family:"Helvetica",sans-serif;color:black">Address for correspondence:<o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:9.0pt;font-family:"Helvetica",sans-serif;color:black">2829 S. Grand Blvd., Suite 303<br>
Spokane, WA 99203 <o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:9.0pt;font-family:"Helvetica",sans-serif;color:black">Additional office locations:<o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:9.0pt;font-family:"Helvetica",sans-serif;color:black">510 Bell Street<br>
Edmonds, WA 98020<o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:9.0pt;font-family:"Helvetica",sans-serif;color:black">Goertz & Lambrecht PLLC<o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:9.0pt;font-family:"Helvetica",sans-serif;color:black"><a href="https://url.emailprotection.link/?bxOr2EmFP6ogF4c7u3bTzPQT7rNgaOVEofbUSsAN01-H7Iw5YBkOQq-rD-3H7LEqd8SC73zsSy2p2eWbco6OIgN3LlaFyXMo6q05NfaRndi9refjkSAZzUTHzvW5NiVtTT6G3uXBLwMrPFZ0E_oNaZ8ZTFCEQy5_kCwv2525PDErqR1Xbl-BmItWRwzOCrCLKey_kyeQigpUSdmhMeyMJv8bA5H-2kAzKTkdEkLfLrrUinEpuzAChJK8X1eZiCxZbEiH7a76z4-Jq8YUB5Tc1cawtsbPr06PF02-IUe0z9bxY7BmUNNFVE_0fBmBqOIdrbrf4kNoMi3KC2-gEmfv4wwzhrhe7-Co20dpEaqlW1fx5SZveyUkBg7Hyw_F1JFOePbVnajuaIt9GTuSqbH1KlIdkLvaHNUJM_2gRYAEpM-FORUES05qU0Bg5uuql3vRu9ruPuNH8yVllapphXuYe-lM_QJsosZkB578FpBTgmVQEbzvXNB5It3pQSLkiaj_fgHbAqrd6f9qEWUjbnqLPCQrS_eh-6ZMhDt0aICLzfn9yyyE9oy9BdCtpTyjcY3XcOOsWvbfjOCwvXvfdd9_mBz3z5DaJslKXGpzNaxmFLcZs6YlZnk8iYDEuZphpWgsUIcWEnj9VJJFUpTfNnRKAM6llFUiLOAdQVrP2pefXzmad2tGMcZ6ksF5Xin7SsJiMNnL2brE_BgmrMIcwwWzXbyHXfyFbEpGjFRls5bsRnTfaAP0B-_l2RDcNiU0jV8eOjnZSXYYvHzRf43_hKqxjjMLOfLs6FnSdcP7wQEEG-02Q4Y1pfm4HNJvLaKFGDwv7Cyc5DWHwLXg9Lh2Jq0HuEPPAZKbGMe-Bg1Ph88M8xlc-p5sVmbhJwnJywkQ_EEoJ">www.goertzlambrecht.com</a><o:p></o:p></span></p>
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<p class="MsoNormal">On Jul 28, 2021, at 9:02 AM, Elizabeth Bateman <<a href="mailto:Elizabeth@batemanlawgroup.com">Elizabeth@batemanlawgroup.com</a>> wrote:<o:p></o:p></p>
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<p class="MsoNormal"><o:p> </o:p></p>
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<p class="MsoNormal"><a href="https://url.emailprotection.link/?blLULYM-IFF8FWyczASDQtCBfNN2OHq5WBmyZFXLYH4c_sKFm4DfpQIQDyg9sLPv6_StqAqvpwXtysDBLmO89lMUjep4XXg3BHzC1WKiXg7prj5DRAYOdIf-BmCRU4rDpl7xozFUob1Hs_tNhzuxeVg_gb2K1jKYGUy9nAHpp1-x_IMlqS_BxKXMeO6Smi0jTwDA7Bc7OsjOhEOw8cIMXfYik0pZQQgd4y_4i4pFGe8e1U64-ztcr0iv4TVOmWmQ7h7-21_8_B9ja_QGQjw5Xn8quesRMQW5iAVn9cSUoZXI2EO_PJVXeDGlf1yYNZT1P5bjBchqvT4d-ajSbCtCZ2UKivXDGvT7Ck2HeL8xCb-8CeXUgUJwIKE3W70_Yv6ayVLMNnmHSRhJSDZWtuPgA0NvHMnIGmTjxnZwcX83h6eLf7D5_U_v9MLL38CzzfmanF2jO_Ne7-5qXSMMBwZFRtLIypJgwj-rs857winj7dJUTLOzvUolQ0j4BlTSxWJrST1CvhC_iWPZ4qYQOi_a1IrEVGv7FTeGu_ORmISx27eB4n9pedjS5wd6qdTYiS2kDwuqDjPpti0tZYNdG0rGVb9tFpZP9leoCNtDsJy2IX9R25IscxnWaw4XlkV94OtA2JdAW60ubFeucDBhQ8QaAODcHinDFEhdhczXSjylYT9XTpjJpyBFlVNEs2KQXEm5nCgmAhjXz60iNJQvaoJ0lJtC9YxeTvGlHagxjn3bfLSJ7AZleRU7pTIJawDL5de5PPJTBahRJo0XPhCfVwlhQAXGi9KZF7AXy4-iXVWcFiBucFyFCriilgf7PXZUjNOg4r_i9Wn2wBadWC3OnWUgk3EyJtN7kw6kZGWnaSgIQOoVUJB6nectZfz2yvJxeQgTY">Studentaid.gov</a><span class="apple-converted-space"> </span>is
where you can look up federal student loans. Private loans will show up on credit report. Some private student loan companies actually will discharge the loan at death now. I know Earnest and Commonbond does. There may be others.<span class="apple-converted-space"> </span><o:p></o:p></p>
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<p class="MsoNormal"><span style="font-family:"Times New Roman",serif">Elizabeth G. Bateman</span><o:p></o:p></p>
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<p class="MsoNormal"><span style="font-family:"Times New Roman",serif">Associate Attorney</span><o:p></o:p></p>
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<p class="MsoNormal"><i><span style="font-family:"Times New Roman",serif">Admitted in Washington and Minnesota</span></i><o:p></o:p></p>
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<p class="MsoNormal"><span style="font-size:12.0pt;font-family:"Copperplate Gothic Light",sans-serif;color:#2F5496">Bateman Law Group, PLLC</span><o:p></o:p></p>
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<p class="MsoNormal"><span style="font-family:"Times New Roman",serif">999 Third Ave., Suite 2525</span><o:p></o:p></p>
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<p class="MsoNormal"><span style="font-family:"Times New Roman",serif">Seattle, WA 98104</span><o:p></o:p></p>
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<p class="MsoNormal"><span style="font-family:"Times New Roman",serif">Office: (206) 224-0900</span><o:p></o:p></p>
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<p class="MsoNormal"><span style="font-family:"Times New Roman",serif">Cell: (425) 444-9946</span><o:p></o:p></p>
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<p class="MsoNormal"><span style="font-family:"Times New Roman",serif">Fax: (206) 467-8028</span><o:p></o:p></p>
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<p class="MsoNormal"><span style="font-family:"Times New Roman",serif">Website:<span class="apple-converted-space"> </span><a href="https://url.emailprotection.link/?b5IDZ3h3wnlsiqhH_bo1tFSMYb6ylKPf-vOAFA_qvmlmdAJ8ndVkvjGncEDIiXgRQCrCl0McJ04OM5aXuspPyGAGvFF5UzlDm3XI0rkM_E_Slv9nbwnPykR1xfOtB4Zj57UST9519x57B4RvcVdDvTzGZb7I8zwxI76lUy0877Miq00bo9XAgfmVJFBNeBasV_uY7OtmGcW0mvi3PluuZDWxCJMJHztHpy7Q5J9pBKY-tPV95lbjPxqVxWrc7BEJOnU0GXeoJ28bFLu4-y2YBgXl4dlT05DNEyCOkLQ_HJnQzSSRYwA6mV1TwBu7eUBuryHtTnHv8a-Jiovz938sQNwmMYmSRjWjfKsfN3O4W2p6qHDotzH8-uYYc7WyQnFnYJHYDU2rnJ9ealBuqyvbadMiS-EkAh9ItXHK3XSeD1rgAGWTSiGym7TfVTM5axl3Vm5Kh-aiaslggkDKzZDCdJpnKJHyCPA7glwJC_PkE4yOaFnZqiPSbGHpSZRe4v7a0WdpIno7g-YBPQFCeklmDwpGlyHCj0reeTAQKhI7eg8_5JFjiz-ao-04OvtW8TZgHKpgeMKlrRQebRVQMaycVDed1TDRnToPJeeFKQ3InQA8Y8yn-NjG50kb6i9uvNL4Ma5GqjeSvQB6JNrkE1nFHjldS9iNnIBjmGqQeeI5NjjyDaae7uxGnx91N6GcbWYYizEnc7EVSd95nA-4SqVLL8OHJ-XLwYC2D9X3FZzPNfVGia-B5v4hBXJ_O7daTdsvR9HJosEblHIcnXGyBFvEMiGKh5ebvkkfaqx6CMTSzX6Tr7nDsstd41x-8Ayhgoii7hzHOsyAnLXvMpj3WrhAyzR1ExxJ5ZQA8DZY2Erkm6-kAb6rj7c2CntzhNx04aKrw"><span style="color:#0563C1">www.batemanlawgroup.com</span></a></span><o:p></o:p></p>
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<p class="MsoNormal"><span style="font-family:"Book Antiqua",serif;color:#0070C0">*******<span class="apple-converted-space"> </span><b>We are Moving!</b>******** <span class="apple-converted-space"> </span></span><o:p></o:p></p>
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<p class="MsoNormal"><span style="font-family:"Book Antiqua",serif;color:#0070C0">Effective August 1, 2021:</span><o:p></o:p></p>
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<p class="MsoNormal"><span style="font-size:10.5pt;font-family:"Book Antiqua",serif;color:#222222;background:white">900 SW 16th Street</span><span style="color:#222222"><o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:10.5pt;font-family:"Book Antiqua",serif;color:#222222;background:white">Suite 120</span><span style="color:#222222"><o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:10.5pt;font-family:"Book Antiqua",serif;color:#222222;background:white">Renton, WA 98057</span><o:p></o:p></p>
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<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Times New Roman",serif;color:black;background:white">This email is covered by the Electronic Communications Privacy Act, 18 USC Sections 2510-2521 and is legally privileged. This information is
confidential and is intended only for the use of the individual or entity named above. If the reader of this message is not the intended recipient, you are hereby notified that any dissemination, distribution, or copying of this communication is strictly prohibited.
If you think that you have received this email message in error, please notify the sender via email or by telephone at (206) 224-0900.</span><o:p></o:p></p>
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<p class="MsoNormal"><b>From:</b><span class="apple-converted-space"> </span><a href="mailto:wsbapt-bounces@lists.wsbarppt.com">wsbapt-bounces@lists.wsbarppt.com</a><span class="apple-converted-space"> </span><<a href="mailto:wsbapt-bounces@lists.wsbarppt.com">wsbapt-bounces@lists.wsbarppt.com</a>><span class="apple-converted-space"> </span><b>On
Behalf Of<span class="apple-converted-space"> </span></b>Joshua McKarcher<br>
<b>Sent:</b><span class="apple-converted-space"> </span>Wednesday, July 28, 2021 8:49 AM<br>
<b>To:</b><span class="apple-converted-space"> </span>WSBA Probate & Trust Listserv <<a href="mailto:wsbapt@lists.wsbarppt.com">wsbapt@lists.wsbarppt.com</a>><br>
<b>Subject:</b><span class="apple-converted-space"> </span>Re: [WSBAPT] Student Loans<o:p></o:p></p>
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<p class="MsoNormal">Two ideas:<o:p></o:p></p>
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<p class="MsoNormal">Years ago at least there was a federal database of student loans. It may still exist. Try googling it?<o:p></o:p></p>
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<p class="MsoNormal">Get a recent credit report (three agency) for the deceased.<o:p></o:p></p>
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<p class="MsoNormal">Good luck! Best, Josh <o:p></o:p></p>
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<p class="MsoNormal">Joshua D. McKarcher<o:p></o:p></p>
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<p class="MsoNormal">McKarcher Law PLLC<o:p></o:p></p>
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<p class="MsoNormal">537 6th Street<o:p></o:p></p>
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<p class="MsoNormal">Clarkston, WA 99403<o:p></o:p></p>
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<p class="MsoNormal">(509) 758-3345<o:p></o:p></p>
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<p class="MsoNormal">(509) 758-3314 (fax)<o:p></o:p></p>
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<p class="MsoNormal"><a href="mailto:josh@mckarcherlaw.com">josh@mckarcherlaw.com</a><o:p></o:p></p>
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<p class="MsoNormal"><a href="https://url.emailprotection.link/?bZpMRdE89VEw9xv3VE5oD6Vwe_6SMB6eXBlcPd7Aa7fSPbb5NDp6GBJDUJ2eNKyjRKryM6_b2-gJzeAhIHRQxL6obAgd_epObYvWVp-rGvZ4QXnuBQUFqDutMB2oX05ekZmm09-Szma1lqYmZXOiYU6LJovafMftQvmX9afEhDsxO19TgoADzUN4nmIMMCSrvq7eMS2Kflejsb8TvDBKPIYBk-AesCMnA8QsPmA4XBhueDd9mM9tU3ldZbEHCnAL3UBOUt01rPPHRsbaYxZgLSEvpuIL6cfTzcRjt_lajdt0mES4eJGzn6aWzonqiTPRqd5H9qTiLo5J0CANqJ5PSSCdzo0XbSpQj784U_cD36Ld98nN-bLuDuAU1_hWHH0xeDsw3FkPVNsTkeTWLz79hQObIoc3lfzOmhoRqnPW71b8Emog87E3O0OSIpr_CGwPkGBwjQ3cGQol_p3tdVdlrG3bMq8fhfdHcuMgFGTMdWHLNiNeSeyG3sWB9V5HL1FneVNhOkgcZnp-ZFRz3Sz5rPo6HYMWg2R-W91pAL9NDnJYqft43w4gjfw19KQNkqdJXtOqpTxfFZk2ZDFBfjQLBUfETdvEwQoFMgm6rx7CeWLDyIr9qZkxzy-Jxq5l7Qzfsf2ejyV1xgeoNeDYa22A3Tfui50y77WNgQEpnvOb2A2dKOC5V_WjlQbUH4Q276YzsOZK0a53_LgO1IIKQQzi4AUnuH1NmP1N5mhvYiwgHafAnfwYdTsB9H4oT0IwO-gaNQXWsebJRBUZAej2ahV0Ap4W2TG8W8W9JyGBZPrkYAReY0bFTK8_ZRoPMTNgXAxNOhVipsWqFGyzdvkzfgC0qBZRX75CQDWdTBMie8ELun54cvHT3To7v8Fp7nXrJR1OE">www.mckarcherlaw.com</a><o:p></o:p></p>
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<p class="MsoNormal"><b>From:</b><span class="apple-converted-space"> </span><a href="mailto:wsbapt-bounces@lists.wsbarppt.com">wsbapt-bounces@lists.wsbarppt.com</a><span class="apple-converted-space"> </span><<a href="mailto:wsbapt-bounces@lists.wsbarppt.com">wsbapt-bounces@lists.wsbarppt.com</a>>
on behalf of Amy Goertz <<a href="mailto:amyjgoertz@icloud.com">amyjgoertz@icloud.com</a>><br>
<b>Sent:</b><span class="apple-converted-space"> </span>Wednesday, July 28, 2021 7:48:59 AM<br>
<b>To:</b><span class="apple-converted-space"> </span>WSBA Probate & Trust Listserv <<a href="mailto:wsbapt@lists.wsbarppt.com">wsbapt@lists.wsbarppt.com</a>><br>
<b>Subject:</b><span class="apple-converted-space"> </span>[WSBAPT] Student Loans<o:p></o:p></p>
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<p class="MsoNormal">Good Morning, <o:p></o:p></p>
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<p class="MsoNormal">I have a probate in which the Personal Representative is certain that the decedent had student loans, but is unable to find any paperwork or other documentation from any lender.<o:p></o:p></p>
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<p class="MsoNormal">Student loan payments have been suspended during the pandemic, so no bills have been received and no electronic debits have been made from her account.<o:p></o:p></p>
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<p class="MsoNormal">In the past, decedents’ student loans have been forgiven upon the borrower’s death, but it is my understanding that this is not the case if the loan is from a private lender.<o:p></o:p></p>
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<p class="MsoNormal">Does anyone have a suggestion as to how to find out who holds the decedent’s student loans?<o:p></o:p></p>
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<p class="MsoNormal">The creditor claim period has now ended and we would like to wrap this up.<o:p></o:p></p>
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<p class="MsoNormal"><i><span style="font-size:9.0pt;font-family:"Lucida Calligraphy""><br>
Amy</span></i><o:p></o:p></p>
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<p class="MsoNormal"><i><span style="font-size:9.0pt;font-family:"Lucida Calligraphy"">Amy J. Goertz, J.D.</span></i><o:p></o:p></p>
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<p class="MsoNormal"><i><span style="font-size:9.0pt;font-family:"Lucida Calligraphy"">Goertz & Lambrecht PLLC</span></i><o:p></o:p></p>
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<p class="MsoNormal"><span style="font-size:9.0pt;font-family:"Helvetica",sans-serif"><a href="mailto:amyjgoertz@icloud.com">amyjgoertz@icloud.com</a> </span><o:p></o:p></p>
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<p class="MsoNormal" style="margin-bottom:12.0pt"><span style="font-size:9.0pt;font-family:"Helvetica",sans-serif">1.888.926.2607 phone<br>
1.877.684.1627 fax</span><o:p></o:p></p>
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<p class="MsoNormal"><span style="font-size:9.0pt;font-family:"Helvetica",sans-serif">Address for correspondence:</span><o:p></o:p></p>
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<p class="MsoNormal"><span style="font-size:9.0pt;font-family:"Helvetica",sans-serif">2829 S. Grand Blvd., Suite 303<br>
Spokane, WA 99203 </span><o:p></o:p></p>
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<p class="MsoNormal"><span style="font-size:9.0pt;font-family:"Helvetica",sans-serif">Additional office locations:</span><o:p></o:p></p>
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<p class="MsoNormal"><span style="font-size:9.0pt;font-family:"Helvetica",sans-serif">510 Bell Street<br>
Edmonds, WA 98020</span><o:p></o:p></p>
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<p class="MsoNormal"><span style="font-size:9.0pt;font-family:"Helvetica",sans-serif">Goertz & Lambrecht PLLC</span><o:p></o:p></p>
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