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<p class="MsoNormal"><span style="font-size:14.0pt">Listserve,<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:14.0pt"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-size:14.0pt">I am not experienced with life insurance and would like input on a COVID-related issue. Decedent was in the hospital with COVID (and died of it) for so long that his employer stopped paying premiums into his
employer-sponsored life insurance policy that covered accidental death and dismemberment.
</span><span style="font-size:14.0pt">The policy lapsed and then he died.<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:14.0pt"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-size:14.0pt">Is anyone aware whether an insurance policy would include a clause that would require the company to pay out? In other words, if the lapse was due to the illness that killed the person whose life was insured,
perhaps there is an exception. Or is there anything Congress has passed regarding COVID that would override the policy?<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:14.0pt"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-size:14.0pt">I have not seen the policy in this case and plan to refer beneficiary to someone who might assist her (she cannot afford attorney fees). Self-referrals welcome.</span><span style="font-size:14.0pt"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:14.0pt"><o:p> </o:p></span></p>
<p class="MsoNormal"><b><span style="font-size:14.0pt;font-family:"Arial",sans-serif;color:#595959">Ronda Larson Kramer<o:p></o:p></span></b></p>
<p class="MsoNormal"><b><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#AEAAAA">J.D., LL.M. Taxation</span></b><b><span style="font-size:12.0pt;font-family:"Arial",sans-serif;color:#AEAAAA">,</span></b><b><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#AEAAAA">
Owner <o:p></o:p></span></b></p>
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<p class="MsoNormal"><b><span style="font-size:18.0pt;font-family:"Bahnschrift SemiBold",sans-serif;color:#595959">L</span></b><b><span style="font-size:14.0pt;font-family:"Bahnschrift SemiBold",sans-serif;color:#595959">ARSON</span></b><b><span style="font-size:18.0pt;font-family:"Bahnschrift SemiBold",sans-serif;color:#595959">
L</span></b><b><span style="font-size:14.0pt;font-family:"Bahnschrift SemiBold",sans-serif;color:#595959">AW</span></b><b><span style="font-size:18.0pt;font-family:"Bahnschrift SemiBold",sans-serif;color:#595959">, PLLC<o:p></o:p></span></b></p>
<p class="MsoNormal"><b><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#AEAAAA">Elder Law</span></b><b><span style="font-size:12.0pt;font-family:"Arial",sans-serif;color:#AEAAAA">,
</span></b><b><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#AEAAAA">Estate Planning<o:p></o:p></span></b></p>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#767171">P.O. Box 7337</span><span style="font-size:12.0pt;font-family:"Arial",sans-serif;color:#767171"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#767171">O</span><span style="font-size:12.0pt;font-family:"Arial",sans-serif;color:#767171">l</span><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#767171">ympia
WA 98507 </span><span style="font-size:12.0pt;font-family:"Arial",sans-serif;color:#767171"> <o:p></o:p></span></p>
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360-259-3076 </span><span style="font-size:12.0pt;font-family:"Arial",sans-serif;color:#767171"> <o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Arial",sans-serif"><a href="mailto:ronda@larsonlawpllc.com"><span style="color:#0563C1">ronda@</span><span style="font-size:12.0pt;color:#0563C1">l</span><span style="color:#0563C1">arsonlawpllc.com</span></a><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Arial",sans-serif"><a href="http://www.larsonlawpllc.com/"><span style="color:#0563C1">www.</span><span style="font-size:12.0pt;color:#0563C1">l</span><span style="color:#0563C1">arsonlawpllc.com</span></a>
<o:p></o:p></span></p>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal"><b><u><span style="color:#767171">NOTICES</span></u></b><span style="color:#767171">: This message, including attachments, is confidential and may contain information protected by the attorney-client privilege or work product doctrine.
If you are not the addressee, any disclosure, copying, distribution, or use of the contents of this message are prohibited. If you have received this email in error, please destroy it and notify me immediately. Any tax advice contained in this message is not
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