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<p class="MsoNormal">Erin,<o:p></o:p></p>
<p class="MsoNormal">I’ve had this come up from time to time over the years. Is there a Will with a PR appointed? We usually would submit the Death Certificate and Letters Testamentary or Letters of Administration to the mortgage servicer and explain that we
are preparing the house for sale. Sometimes they would want a commitment to list it on the MLS within 6 months of death, and a copy of the listing agreement. I think the mortgage servicer is within their rights to demand the family take some action, so I usually
just tried to appease them. You don’t want them to start the foreclosure process because those fees will be added to the payoff quotes. Just try to be clear that they are working to list it ASAP. The real challenge can be trying to get anyone with any authority
for the mortgage servicer on the phone, so we would ask for a contact in the legal department and try to get their direct dial to avoid being on hold for hours.<o:p></o:p></p>
<p class="MsoNormal">Best, <o:p></o:p></p>
<p class="MsoNormal">Nick <o:p></o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal"><b><span style="color:#2B6AA4">Nicholas Pleasants<o:p></o:p></span></b></p>
<p class="MsoNormal"><span style="color:#2B6AA4">Owner<o:p></o:p></span></p>
<p class="MsoNormal"><span style="color:#2B6AA4"><o:p> </o:p></span></p>
<p class="MsoNormal"><a href="http://www.pleasantslaw.com/"><b><span style="color:#2B6AA4;text-decoration:none"><img border="0" width="144" height="44" style="width:1.5in;height:.4583in" id="Picture_x0020_2" src="cid:image001.png@01D75BA0.7AB42400" alt="(Logo) Pleasants Law Firm"></span></b></a><b><span style="color:#2B6AA4"><o:p></o:p></span></b></p>
<p class="MsoNormal"><span style="color:black"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="color:black">Pleasants Law Firm, P.S.<br>
2300 130th Ave NE, Suite A-101<br>
Bellevue, WA 98005-1755<br>
(425) 615-7070 tel/fax<br>
</span><span style="color:#2E75B6"><a href="mailto:nick@pleasantslaw.com"><span style="color:#2E75B6">nick@pleasantslaw.com</span></a><o:p></o:p></span></p>
<p class="MsoNormal"><span style="color:#2E75B6"><a href="http://www.pleasantslaw.com"><span style="color:#2E75B6">www.pleasantslaw.com</span></a>
<o:p></o:p></span></p>
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<p class="MsoNormal"><o:p> </o:p></p>
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<p class="MsoNormal"><b><span style="font-size:12.0pt;color:black">From: </span></b><span style="font-size:12.0pt;color:black"><wsbapt-bounces@lists.wsbarppt.com> on behalf of Roger Hawkes <Roger@law-hawks.com><br>
<b>Reply-To: </b>WSBA Probate & Trust Listserv <wsbapt@lists.wsbarppt.com><br>
<b>Date: </b>Sunday, June 6, 2021 at 11:43 AM<br>
<b>To: </b>WSBA Probate & Trust Listserv <wsbapt@lists.wsbarppt.com><br>
<b>Subject: </b>Re: [WSBAPT] Language to hold-off Reverse Mortgage company post-death?<o:p></o:p></span></p>
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<p class="MsoNormal"><o:p> </o:p></p>
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<p class="MsoNormal">Yes, Erin. Foreclosure takes some time; many months, perhaps years if there is determined resistance. If the actual intent of the heirs is to sell the home, then doing so before foreclosure actually occurs is pretty easy, in terms of
timing. What happens often is that the foreclosure process shows up of record and buyers will offer less believing this is a distressed sale; I don’t know how the current ‘sellers’ market’ impacts that; probably it depends on exactly where the home is.<o:p></o:p></p>
<p class="MsoNormal"> <o:p></o:p></p>
<p class="MsoNormal">I recommend engaging a real estate broker who is familiar with such foreclosures; at least you and the heirs would get some reasonable advice about the property’s value and how to conduct the sale. We can recommend someone if you want.<o:p></o:p></p>
<p class="MsoNormal"> <o:p></o:p></p>
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<p class="MsoNormal">Roger Hawkes, WSBA # 5173
<o:p></o:p></p>
<p class="MsoNormal"><i><span style="font-size:14.0pt">Shoreline</span></i> Office: 19944 Ballinger Way NE<o:p></o:p></p>
<p class="MsoNormal"> Shoreline, WA 98155<o:p></o:p></p>
<p class="MsoNormal"><i><span style="font-size:14.0pt">Sultan</span></i> Office: 423 Main<o:p></o:p></p>
<p class="MsoNormal"> Sultan, WA 98294<o:p></o:p></p>
<p class="MsoNormal"> <o:p></o:p></p>
<p class="MsoNormal">Phone: 206 367 5000; fax: 206 367 4005<o:p></o:p></p>
<p class="MsoNormal">Email: <a href="mailto:roger@law-hawks.com">roger@law-hawks.com</a>
<o:p></o:p></p>
<p class="MsoNormal">Web site: <a href="http://www.hawkeslawfirm.com/">www.hawkeslawfirm.com</a><o:p></o:p></p>
<p class="MsoNormal"><img border="0" width="112" height="160" style="width:1.1666in;height:1.6666in" id="Picture_x0020_1" src="cid:image002.jpg@01D75BA0.7AB42400"><o:p></o:p></p>
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<p class="MsoNormal"><b>From:</b> wsbapt-bounces@lists.wsbarppt.com <wsbapt-bounces@lists.wsbarppt.com>
<b>On Behalf Of </b>Erin Fairley<br>
<b>Sent:</b> Sunday, June 6, 2021 11:08 AM<br>
<b>To:</b> WSBA Probate & Trust Listserv <wsbapt@lists.wsbarppt.com><br>
<b>Subject:</b> Re: [WSBAPT] Language to hold-off Reverse Mortgage company post-death?<o:p></o:p></p>
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<p class="MsoNormal"> <o:p></o:p></p>
<p class="MsoNormal">Hi Listmates,<o:p></o:p></p>
<p class="MsoNormal"> <o:p></o:p></p>
<p class="MsoNormal">It’s been awhile since I’ve dealt with a Reverse Mortgage hounding a family for immediate payment on mortgage with threat of immediate foreclosure. The family does intend to sale the home and company will be paid in full.
<o:p></o:p></p>
<p class="MsoNormal"> <o:p></o:p></p>
<p class="MsoNormal">How have you dealt with holding off these companies? Company is threatening foreclosure – doesn’t this usually take quite a bit of time? Appreciate any advice you may have. <o:p></o:p></p>
<p class="MsoNormal"> <o:p></o:p></p>
<p class="MsoNormal">Thank you,<o:p></o:p></p>
<p class="MsoNormal">Erin<o:p></o:p></p>
<p class="MsoNormal"> <o:p></o:p></p>
<p class="MsoNormal"> <o:p></o:p></p>
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<p class="MsoNormal"><b><span style="color:black">Erin Fairley</span></b><span style="color:black"> / Attorney</span><o:p></o:p></p>
<p class="MsoNormal"><span style="color:black"><a href="mailto:erin@leschilaw.com">erin@leschilaw.com</a> / (206) 353-4625</span><o:p></o:p></p>
<p class="MsoNormal"><b><span style="color:black">Leschi Law, PLLC</span></b><o:p></o:p></p>
<p class="MsoNormal"><span style="color:black">121 Lakeside Avenue, Suite B Seattle, WA 98122</span><o:p></o:p></p>
<p class="MsoNormal"><span style="color:black"><a href="http://www.leschilaw.com/">www.leschilaw.com</a></span><o:p></o:p></p>
<p class="MsoNormal"><span style="color:black"> </span><o:p></o:p></p>
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<p class="MsoNormal"><span style="color:black">The information contained in this e-mail message may be privileged, confidential and protected from disclosure. If you are not the intended recipient, any use, distribution or copying of this e-mail message or
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<p class="MsoNormal"><b><span style="font-size:12.0pt;color:black">From: </span></b><span style="font-size:12.0pt;color:black"><<a href="mailto:wsbapt-bounces@lists.wsbarppt.com">wsbapt-bounces@lists.wsbarppt.com</a>> on behalf of Tom Garvey <<a href="mailto:tgarvey@haniganlaw.net">tgarvey@haniganlaw.net</a>><br>
<b>Reply-To: </b>Tom Garvey <<a href="mailto:tgarvey@haniganlaw.net">tgarvey@haniganlaw.net</a>>, WSBA Probate & Trust Listserv <<a href="mailto:wsbapt@lists.wsbarppt.com">wsbapt@lists.wsbarppt.com</a>><br>
<b>Date: </b>Friday, May 14, 2021 at 4:38 PM<br>
<b>To: </b>"<a href="mailto:wsbapt@lists.wsbarppt.com">wsbapt@lists.wsbarppt.com</a>" <<a href="mailto:wsbapt@lists.wsbarppt.com">wsbapt@lists.wsbarppt.com</a>><br>
<b>Subject: </b>[WSBAPT] Lawsuit Recovery Distribution Provision</span><o:p></o:p></p>
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<p class="MsoNormal">Hello Listmates, <o:p></o:p></p>
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<p class="MsoNormal"> <o:p></o:p></p>
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<p class="MsoNormal">Does anyone have or know where I can find precise language for a provision in a Will that allocates all of the winnings/recoveries from a pending plaintiff-injury lawsuit to a specific beneficiary? Should I cite the specific parties or
cause no.? (<i>John Doe v. Microsoft</i>, for example)<o:p></o:p></p>
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<p class="MsoNormal"> <o:p></o:p></p>
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<p class="MsoNormal">I don't want it to become a specific/pecuniary gift that must be satisfied if the Testator uses some of the funds while they are alive, so there needs to be very strategic and careful language used. <o:p></o:p></p>
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<p class="MsoNormal"> <o:p></o:p></p>
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<p class="MsoNormal">Was just wondering if anyone has done something similar. <o:p></o:p></p>
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<p class="MsoNormal"> <o:p></o:p></p>
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<p class="MsoNormal">Thank you, <o:p></o:p></p>
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<p class="MsoNormal"><b>Tom Garvey | Attorney</b><o:p></o:p></p>
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<p class="MsoNormal">Hanigan Law Office, PS<o:p></o:p></p>
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<p class="MsoNormal">68 Main St. / PO Box 39<o:p></o:p></p>
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<p class="MsoNormal">Cathlamet, WA 98612<o:p></o:p></p>
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<div>
<p class="MsoNormal">(360) 795-3494<o:p></o:p></p>
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<p class="MsoNormal">(360) 795-3001 - fax<o:p></o:p></p>
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<p class="MsoNormal"> <o:p></o:p></p>
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