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<p class="MsoNormal">There’s no way to override the beneficiary designations on retirement accounts with a will as far as I know.  You can use RCW 11.11.020 to override bank accounts, etc. 
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<p class="MsoNormal" style="background:white"><b><span style="font-size:9.0pt;font-family:"Georgia",serif;color:#662F38">Stephen R. King</span></b><span style="font-size:9.0pt;font-family:"Georgia",serif;color:#212121">
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<a href="mailto:steve@talislawfirm.com"><span style="color:#212121">steve@talislawfirm.com</span></a>
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<p class="MsoNormal" style="background:white"><b><span style="font-size:9.0pt;font-family:"Georgia",serif;color:#662F38">Talis Law PLLC</span></b><span style="font-size:9.0pt;font-family:"Georgia",serif;color:black">
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</span><span style="font-size:9.0pt;font-family:"Georgia",serif;color:#212121">915 118 Avenue SE, Suite 360</span><span style="font-size:9.0pt;font-family:"Georgia",serif;color:black">
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</span><span style="font-size:9.0pt;font-family:"Georgia",serif;color:#212121">Bellevue, WA 98005</span><span style="font-size:9.0pt;font-family:"Georgia",serif;color:black">
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<p class="MsoNormal" style="background:white"><span style="font-size:9.0pt;font-family:"Georgia",serif;color:#212121">Phone: (425) 943-9968<o:p></o:p></span></p>
<p class="MsoNormal" style="background:white"><span style="font-size:9.0pt;font-family:"Georgia",serif;color:black">Fax: (425) 777-2097<br>
</span><span style="font-size:9.0pt;font-family:"Georgia",serif;color:#212121"><a href="http://talislawfirm.com/"><span style="color:#212121">talislawfirm.com</span></a></span><span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:black"><o:p></o:p></span></p>
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<p class="MsoNormal"><b>From:</b> wsbapt-bounces@lists.wsbarppt.com <wsbapt-bounces@lists.wsbarppt.com>
<b>On Behalf Of </b>Brent Williams-Ruth<br>
<b>Sent:</b> Tuesday, February 2, 2021 4:38 PM<br>
<b>To:</b> WSBA Probate & Trust Listserv <WSBAPT@lists.wsbarppt.com><br>
<b>Subject:</b> [WSBAPT] Last Minute Will<o:p></o:p></p>
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<p class="MsoNormal"><span style="font-family:"Arial",sans-serif">Greetings List - <o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-family:"Arial",sans-serif">Is there ANY language that you can think of where a Will can overturn a beneficiary designation? I have a PC who is about to pass (literally, minutes matter) and realized that her wishes regarding
 distribution are not in line with what she wanted. Example - she has a 401(k) where she named one child as sole beneficiary, but she wants those funds to be used to satisfy some of the estate's debts. Things of that nature. <o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-family:"Arial",sans-serif">Hoping that someone may have a solution<o:p></o:p></span></p>
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<p><b><span style="font-family:"Times New Roman",serif">Brent Williams-Ruth</span></b><span style="font-family:"Times New Roman",serif"> (preferred pronoun: he/him)<br>
<i>Attorney-At-Law</i></span><o:p></o:p></p>
<p><b><span style="font-family:"Times New Roman",serif">Law Offices of Brent Williams-Ruth, </span></b><b><span style="font-size:7.5pt;font-family:"Times New Roman",serif">a division of BWR Consulting, PLLC</span></b><o:p></o:p></p>
<p><b><u><span style="font-family:"Times New Roman",serif;color:red">New Address & Phones Effective December 1, 2020:</span></u></b><b><span style="font-family:"Times New Roman",serif"> 500 S 336th Street, Suite 214; Federal Way, WA 98003</span></b><o:p></o:p></p>
<p><span style="font-family:"Times New Roman",serif">Office/Scheduling Phone:<span style="color:#004080"> </span><span style="color:red">(253) 285-7751</span></span><o:p></o:p></p>
<p><span style="font-family:"Times New Roman",serif">Direct:<span style="color:red"> (253) 285-7453</span></span><o:p></o:p></p>
<p><span style="font-family:"Times New Roman",serif"><a href="mailto:Brent@Williams-RuthLaw.com" target="_blank">e-mail</a> / <a href="http://www.williams-ruthlaw.com/" target="_blank">website</a> /</span><span style="font-size:9.5pt;font-family:"Times New Roman",serif"> </span><span style="font-family:"Times New Roman",serif"><a href="http://www.facebook.com/bwrlaw" target="_blank"><span style="font-size:9.5pt">facebook</span></a></span><span style="font-size:9.5pt;font-family:"Times New Roman",serif"> / </span><o:p></o:p></p>
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