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<p class="MsoNormal">Be aware also that disclaimers can be partial; look carefully at who inherits the asset that is disclaimed.<o:p></o:p></p>
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<p class="MsoNormal"><b>From:</b> wsbapt-bounces@lists.wsbarppt.com <wsbapt-bounces@lists.wsbarppt.com>
<b>On Behalf Of </b>Doug Schafer<br>
<b>Sent:</b> Tuesday, February 2, 2021 8:12 PM<br>
<b>To:</b> WSBA Probate & Trust Listserv <wsbapt@lists.wsbarppt.com>; Brent Williams-Ruth <brent@williams-ruthlaw.com><br>
<b>Subject:</b> Re: [WSBAPT] Last Minute Will<o:p></o:p></p>
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<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal" style="margin-bottom:12.0pt"><span style="font-family:"Times New Roman",serif">RCW 11.11.010(7)(a). "Nonprobate asset" means a nonprobate asset within the meaning of RCW 11.02.005, but excluding the following: ... (</span>(v) An individual
retirement account or bond.<br>
<br>
RCW 11.02.005 (10) .... "Nonprobate asset" does not include: A payable-on-death provision of a life insurance policy, annuity, or other similar contract, or of an employee benefit plan; ....<br>
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A 401(k) plan is an employee benefit plan, and possibly the beneficiary rolled over the proceeds into an individual retirement account. Both are specifically excluded from the "super will" provisions permitted by RCW Chapter 11.11.<br>
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Doug Schafer, in Tacoma<br>
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<p class="MsoNormal">On 2/2/2021 17:12, Brent Williams-Ruth wrote:<o:p></o:p></p>
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<p class="MsoNormal"><span style="font-family:"Arial",sans-serif">Splitting hairs now:<o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-family:"Arial",sans-serif">Is a 401(k) an Individual Retirement Account (as the definition in RCW 11.11.010(7)(v) - <a href="https://app.leg.wa.gov/RCW/default.aspx?cite=11.11.010">https://app.leg.wa.gov/RCW/default.aspx?cite=11.11.010</a>)<o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-family:"Arial",sans-serif">I would argue that no, a 401(k) is NOT an individual retirement account, it is an employer retirement account. But never having to litigate this issue -want to know if the Will provision changing
that beneficiary to the Estate would be acceptable to the plan administrator?<o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-family:"Arial",sans-serif">*NOTE* the person who is named beneficiary is the one wanting to change to the Estate. She wants to follow her mom's wishes to use these funds to pay estate debts but would rather the funds
never become hers, but rather paid to the estate and then have the estate distribute any remainder of payment of expenses. So there would be no objection by the currently named beneficiary of the Will states that this account be paid to the Estate to satisfy
any valid debts at the date of death. <o:p></o:p></span></p>
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<p><b><span style="font-family:"Times New Roman ,serif",serif">Brent Williams-Ruth</span></b><span style="font-family:"Times New Roman ,serif",serif"> (preferred pronoun: he/him)<br>
<i>Attorney-At-Law</i></span><o:p></o:p></p>
<p><b><span style="font-family:"Times New Roman ,serif",serif">Law Offices of Brent Williams-Ruth, </span></b><b><span style="font-size:7.5pt;font-family:"Times New Roman ,serif",serif">a division of BWR Consulting, PLLC</span></b><o:p></o:p></p>
<p><b><u><span style="font-family:"Times New Roman ,serif",serif;color:red">New Address & Phones Effective December 1, 2020:</span></u></b><b><span style="font-family:"Times New Roman ,serif",serif"> 500 S 336th Street, Suite 214; Federal Way, WA 98003</span></b><o:p></o:p></p>
<p><span style="font-family:"Times New Roman ,serif",serif">Office/Scheduling Phone:<span style="color:#004080"> </span><span style="color:red">(253) 285-7751</span></span><o:p></o:p></p>
<p><span style="font-family:"Times New Roman ,serif",serif">Direct:<span style="color:red"> (253) 285-7453</span></span><o:p></o:p></p>
<p><span style="font-family:"Times New Roman ,serif",serif"><a href="mailto:Brent@Williams-RuthLaw.com" target="_blank">e-mail</a> / <a href="http://www.williams-ruthlaw.com/" target="_blank">website</a> /</span><span style="font-size:9.5pt;font-family:"Times New Roman ,serif",serif"> </span><span style="font-family:"Times New Roman ,serif",serif"><a href="http://www.facebook.com/bwrlaw" target="_blank"><span style="font-size:9.5pt">facebook</span></a></span><span style="font-size:9.5pt;font-family:"Times New Roman ,serif",serif"> / </span><o:p></o:p></p>
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<p class="MsoNormal">On Tue, Feb 2, 2021 at 5:01 PM James W. Spencer <<a href="mailto:jamess@brothershenderson.com">jamess@brothershenderson.com</a>> wrote:<o:p></o:p></p>
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<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto">Hi Brent:<o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"> <o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto">Yes, see
<a href="https://app.leg.wa.gov/RCW/default.aspx?cite=11.11.020" target="_blank">
https://app.leg.wa.gov/RCW/default.aspx?cite=11.11.020</a>. This comes, of course, with all of the usual death bed will warnings.<o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"> <o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto">Best wishes,<o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto">James<o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"> <o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;background:white">
<span style="color:black">James W. Spencer</span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto">Attorney at Law<o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><i><span style="color:#1F3864">In an effort to help combat the spread of COVID-19, I am presently working remotely. Our office is running on reduced staff and we are taking in-person
meetings only in limited circumstances. During this time, please expect some delays in response time. Thank you for your patience.</span></i><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto">Brothers & Henderson, P.S.<o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;background:white">
<span style="color:black">2722 Eastlake Avenue East, Suite 200</span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;background:white">
<span style="color:black">Seattle, Washington 98102</span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;background:white">
<span style="color:black">Phone: (206) 324-4300 x106</span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;background:white">
<span style="color:black">Fax: (206) 324-3106</span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;background:white">
<span style="color:black">e-mail: <a href="mailto:jamess@brothershenderson.com" target="_blank">
jamess@brothershenderson.com</a></span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;background:white">
<span style="color:black"><a href="http://www.brothershenderson.com/" target="_blank">www.brothershenderson.com</a></span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto">pronouns: he/him<o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"> <o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="color:black">The information transmitted in this e-mail message and attachments is attorney-client information, is privileged or confidential material and is intended
only for the use of the individual or entity named above. You are hereby notified that any disclosure, copying, distribution, review by or taking of any action in reliance on the contents of this e-mail information by unauthorized persons is strictly prohibited.
All personal messages are solely the views of the sender and are not to be attributed to Brothers & Henderson, P.S. If you have received this transmission in error, immediately notify the sender by reply e-mail and permanently delete this transmission and
all copies including attachments.</span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"> <o:p></o:p></p>
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<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><b>From:</b>
<a href="mailto:wsbapt-bounces@lists.wsbarppt.com" target="_blank">wsbapt-bounces@lists.wsbarppt.com</a> <<a href="mailto:wsbapt-bounces@lists.wsbarppt.com" target="_blank">wsbapt-bounces@lists.wsbarppt.com</a>>
<b>On Behalf Of </b>Brent Williams-Ruth<br>
<b>Sent:</b> Tuesday, February 2, 2021 4:38 PM<br>
<b>To:</b> WSBA Probate & Trust Listserv <<a href="mailto:WSBAPT@lists.wsbarppt.com" target="_blank">WSBAPT@lists.wsbarppt.com</a>><br>
<b>Subject:</b> [WSBAPT] Last Minute Will<o:p></o:p></p>
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<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"> <o:p></o:p></p>
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<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-family:"Arial",sans-serif">Greetings List - </span><o:p></o:p></p>
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<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-family:"Arial",sans-serif">Is there ANY language that you can think of where a Will can overturn a beneficiary designation? I have a PC who is about to pass (literally,
minutes matter) and realized that her wishes regarding distribution are not in line with what she wanted. Example - she has a 401(k) where she named one child as sole beneficiary, but she wants those funds to be used to satisfy some of the estate's debts.
Things of that nature. </span><o:p></o:p></p>
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<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-family:"Arial",sans-serif"> </span><o:p></o:p></p>
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<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-family:"Arial",sans-serif">Hoping that someone may have a solution</span><o:p></o:p></p>
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<p><b><span style="font-family:"Times New Roman ,serif",serif">Brent Williams-Ruth</span></b><span style="font-family:"Times New Roman ,serif",serif"> (preferred pronoun: he/him)<br>
<i>Attorney-At-Law</i></span><o:p></o:p></p>
<p><b><span style="font-family:"Times New Roman ,serif",serif">Law Offices of Brent Williams-Ruth, </span></b><b><span style="font-size:7.5pt;font-family:"Times New Roman ,serif",serif">a division of BWR Consulting, PLLC</span></b><o:p></o:p></p>
<p><b><u>New Address & Phones Effective December 1, 2020:</u></b><b><span style="font-family:"Times New Roman ,serif",serif"> 500 S 336th Street, Suite 214; Federal Way, WA 98003</span></b><o:p></o:p></p>
<p><span style="font-family:"Times New Roman ,serif",serif">Office/Scheduling Phone:<span style="color:#004080"> </span><span style="color:red">(253) 285-7751</span></span><o:p></o:p></p>
<p><span style="font-family:"Times New Roman ,serif",serif">Direct:<span style="color:red"> (253) 285-7453</span></span><o:p></o:p></p>
<p><a href="mailto:Brent@Williams-RuthLaw.com" target="_blank"><span style="font-family:"Times New Roman ,serif",serif">e-mail</span></a><span style="font-family:"Times New Roman ,serif",serif"> / </span><a href="http://www.williams-ruthlaw.com/" target="_blank"><span style="font-family:"Times New Roman ,serif",serif">website</span></a><span style="font-family:"Times New Roman ,serif",serif"> /</span><span style="font-size:9.5pt;font-family:"Times New Roman ,serif",serif"> </span><a href="http://www.facebook.com/bwrlaw" target="_blank"><span style="font-size:9.5pt;font-family:"Times New Roman",serif">facebook</span></a><span style="font-size:9.5pt;font-family:"Times New Roman",serif"> / </span><o:p></o:p></p>
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_______________________________________________<br>
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<a href="http://mailman.fsr.com/mailman/listinfo/wsbapt" target="_blank">http://mailman.fsr.com/mailman/listinfo/wsbapt</a><o:p></o:p></p>
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<pre>***Disclaimer: Please note that RPPT listserv participation is not restricted to practicing attorneys and may include non-practicing attorneys, law students, professionals working in related fields, and others.***<o:p></o:p></pre>
<pre>_______________________________________________<o:p></o:p></pre>
<pre>WSBAPT mailing list<o:p></o:p></pre>
<pre><a href="mailto:WSBAPT@lists.wsbarppt.com">WSBAPT@lists.wsbarppt.com</a><o:p></o:p></pre>
<pre><a href="http://mailman.fsr.com/mailman/listinfo/wsbapt">http://mailman.fsr.com/mailman/listinfo/wsbapt</a><o:p></o:p></pre>
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