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<DIV><FONT size=4>My client is a widow. Her H had a credit card in his
name and she received a demand letter but it is directed to his estate. No
estate will be filed. No H’s separate property exists. Probably the items
helped the community, but will they eventually forget this if she doesn’t
respond?</FONT></DIV>
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<DIV><STRONG><SPAN style="FONT-SIZE: 18pt; COLOR: #004080">Joshua F.
Grant</SPAN></STRONG><SPAN style="COLOR: #004080"><BR></SPAN><SPAN
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width=207 height=43><BR></SPAN><SPAN style="FONT-SIZE: 11pt; COLOR: #004080">P.
O. Box 619<BR>Wilbur, WA 99185<BR>509 647 5578</SPAN><SPAN
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