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<p class="MsoNormal">Hi Ronda,<o:p></o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal">I agree with what Diane said. Time to fine a new company if at all possible.<o:p></o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal">I do have a couple of other thoughts. Does your client have a financial advisor who handles the retirement account? If so, I’ve had good luck with the advisor pushing the beneficiary designation through the system. If they don’t have
someone, I usually resort to abbreviating and rewording the designation so that it fits into the company’s form. Depending on the company, you may be able to write a novella, as long as it fits in the box. If I have to do that, I try to find someone at the
company who can OK the wording before the client submits it. This saves the client the frustration of signing a number of designation form only to have them each rejected.<o:p></o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal">Good luck.<o:p></o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal">Steve<o:p></o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
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<p class="MsoNormal" style="background:white"><b><span style="font-size:9.0pt;font-family:"Georgia",serif;color:#662F38">Stephen R. King</span></b><span style="font-size:9.0pt;font-family:"Georgia",serif;color:#212121">
<br>
<a href="mailto:steve@talislawfirm.com"><span style="color:#212121">steve@talislawfirm.com</span></a>
</span><span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:black"><o:p></o:p></span></p>
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<p class="MsoNormal" style="background:white"><b><span style="font-size:9.0pt;font-family:"Georgia",serif;color:#662F38">Talis Law PLLC</span></b><span style="font-size:9.0pt;font-family:"Georgia",serif;color:black">
<br>
</span><span style="font-size:9.0pt;font-family:"Georgia",serif;color:#212121">915 118 Avenue SE, Suite 360</span><span style="font-size:9.0pt;font-family:"Georgia",serif;color:black">
<br>
</span><span style="font-size:9.0pt;font-family:"Georgia",serif;color:#212121">Bellevue, WA 98005</span><span style="font-size:9.0pt;font-family:"Georgia",serif;color:black">
</span><span style="font-size:9.0pt;font-family:"Georgia",serif;color:black"><o:p></o:p></span></p>
<p class="MsoNormal" style="background:white"><span style="font-size:9.0pt;font-family:"Georgia",serif;color:#212121">Phone: (425) 943-9968<o:p></o:p></span></p>
<p class="MsoNormal" style="background:white"><span style="font-size:9.0pt;font-family:"Georgia",serif;color:black">Fax: (425) 777-2097<br>
</span><span style="font-size:9.0pt;font-family:"Georgia",serif;color:#212121"><a href="http://talislawfirm.com/"><span style="color:#212121">talislawfirm.com</span></a></span><span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:black"><o:p></o:p></span></p>
<p class="MsoNormal"><o:p> </o:p></p>
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<p class="MsoNormal"><o:p> </o:p></p>
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<p class="MsoNormal"><b>From:</b> wsbapt-bounces@lists.wsbarppt.com <wsbapt-bounces@lists.wsbarppt.com>
<b>On Behalf Of </b>Diane J. Kiepe<br>
<b>Sent:</b> Thursday, October 8, 2020 4:09 PM<br>
<b>To:</b> WSBA Probate & Trust Listserv <wsbapt@lists.wsbarppt.com><br>
<b>Subject:</b> Re: [WSBAPT] Custom IRA beneficiary designation form<o:p></o:p></p>
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<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal"><span style="font-size:16.0pt">Rhonda,<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:16.0pt"><br>
I hear you and have been in your shoes. I’ve had to tell my clients a time or two to move assets because of this or the best one – your beneficiary designation has to fit in the box on the form.<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:16.0pt"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-size:16.0pt">Of course this is not an option when you are dealing with an Insurance company.
<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:16.0pt"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-size:16.0pt">Maybe put the first person on the form with a note continued on additional pages?
<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:16.0pt"><o:p> </o:p></span></p>
<div>
<p class="MsoNormal"><i><span style="font-family:"Script MT Bold"">Diane J. Kiepe<o:p></o:p></span></i></p>
<p class="MsoNormal"><i><span style="font-family:"Script MT Bold""><o:p> </o:p></span></i></p>
<p class="MsoNormal">Diane J. Kiepe<o:p></o:p></p>
<p class="MsoNormal">Douglas Eden<o:p></o:p></p>
<p class="MsoNormal">717 W. Sprague Ave.<o:p></o:p></p>
<p class="MsoNormal">Suite 1500<o:p></o:p></p>
<p class="MsoNormal">Spokane, WA 99201<o:p></o:p></p>
<p class="MsoNormal"><a href="mailto:djkiepe@depdslaw.com">djkiepe@depdslaw.com</a><o:p></o:p></p>
<p class="MsoNormal">509-455-5300<o:p></o:p></p>
</div>
<p class="MsoNormal"><span style="font-size:16.0pt"><o:p> </o:p></span></p>
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<div style="border:none;border-top:solid #E1E1E1 1.0pt;padding:3.0pt 0in 0in 0in">
<p class="MsoNormal"><b>From:</b> <a href="mailto:wsbapt-bounces@lists.wsbarppt.com">
wsbapt-bounces@lists.wsbarppt.com</a> <<a href="mailto:wsbapt-bounces@lists.wsbarppt.com">wsbapt-bounces@lists.wsbarppt.com</a>>
<b>On Behalf Of </b>Ronda Larson Kramer<br>
<b>Sent:</b> Thursday, October 8, 2020 4:04 PM<br>
<b>To:</b> <a href="mailto:wsbapt@lists.wsbarppt.com">wsbapt@lists.wsbarppt.com</a><br>
<b>Subject:</b> [WSBAPT] Custom IRA beneficiary designation form<o:p></o:p></p>
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<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal"><span style="font-size:14.0pt">Listmates,<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:14.0pt"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-size:14.0pt">For years I have been creating custom beneficiary designation forms for my clients’ retirement assets, and they attach them to the custodian’s own form and write “see Exhibit A, attached hereto” in the spaces
for “primary beneficiary” and “contingent beneficiary”, and they then get the whole thing notarized and send it off to the custodian. I now have a case where a custodian says this isn’t going to work because “the phrase ’Exhibit A’ is not a real person or
entity. We require a real person or entity to be written in the spaces for primary and contingent beneficiary.”<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:14.0pt"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-size:14.0pt">I’m at a loss as to what to say in response, other than, “this is a custom form and the custom form has that information.” Any suggestions from those of you with more experience?<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:14.0pt"><o:p> </o:p></span></p>
<p class="MsoNormal"><b><span style="font-size:14.0pt;font-family:"Arial",sans-serif;color:#595959">Ronda Larson Kramer</span></b><span style="color:#212121"><o:p></o:p></span></p>
<p class="MsoNormal"><b><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#AEAAAA">J.D., LL.M. Taxation</span></b><b><span style="font-size:12.0pt;font-family:"Arial",sans-serif;color:#AEAAAA">,</span></b><b><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#AEAAAA"> Owner</span></b><span style="color:#212121"><o:p></o:p></span></p>
<p class="MsoNormal"><b><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#AEAAAA"> </span></b><span style="color:#212121"><o:p></o:p></span></p>
<p class="MsoNormal"><b><span style="font-size:18.0pt;font-family:"Bahnschrift SemiBold",sans-serif;color:#595959">L</span></b><b><span style="font-size:14.0pt;font-family:"Bahnschrift SemiBold",sans-serif;color:#595959">ARSON</span></b><b><span style="font-size:18.0pt;font-family:"Bahnschrift SemiBold",sans-serif;color:#595959"> L</span></b><b><span style="font-size:14.0pt;font-family:"Bahnschrift SemiBold",sans-serif;color:#595959">AW</span></b><b><span style="font-size:18.0pt;font-family:"Bahnschrift SemiBold",sans-serif;color:#595959">,
PLLC</span></b><span style="color:#212121"><o:p></o:p></span></p>
<p class="MsoNormal"><b><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#AEAAAA">Elder Law</span></b><b><span style="font-size:12.0pt;font-family:"Arial",sans-serif;color:#AEAAAA">, </span></b><b><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#AEAAAA">Estate
Planning</span></b><span style="color:#212121"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#767171">P.O. Box 7337</span><span style="color:#212121"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#767171">O</span><span style="font-size:12.0pt;font-family:"Arial",sans-serif;color:#767171">l</span><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#767171">ympia
WA 98507 </span><span style="font-size:12.0pt;font-family:"Arial",sans-serif;color:#767171"> </span><span style="color:#212121"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#767171">Ph</span><span style="font-size:14.0pt;font-family:"Arial",sans-serif;color:#767171">:</span><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#767171"> 360-259-3076 </span><span style="font-size:12.0pt;font-family:"Arial",sans-serif;color:#767171"> </span><span style="color:#212121"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#212121"><a href="mailto:ronda@larsonlawpllc.com" target="_blank">ronda@<span style="font-size:12.0pt">l</span>arsonlawpllc.com</a></span><span style="color:#212121"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#212121"><a href="http://www.larsonlawpllc.com/" target="_blank">www.<span style="font-size:12.0pt">l</span>arsonlawpllc.com</a></span><span style="color:#212121"><o:p></o:p></span></p>
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