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<div>Tom and Claudia</div>
<div>SSI has asset limitations, but not SSDI because that is for people who became disabled with enough work credits (usually). However, as I mentioned there are a number of reasons to still consider a SNT for a SSDI recipient, including an increased likelihood
for a program like Medicaid.</div>
<div>I apologize for not mentioning it my prior post as I was bit too focused on the springing SNT question.</div>
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<div style="font-size:88%;color:#364f67" dir="auto">Sent from my Samsung device</div>
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-------- Original message --------<br>
From: Tom Westbrook <tjw@w3net.net> <br>
Date: 9/28/20 17:44 (GMT-08:00) <br>
To: WSBA Probate & Trust Listserv <wsbapt@lists.wsbarppt.com> <br>
Subject: Re: [WSBAPT] SNT ? <br>
<br>
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<p class="MsoNormal"><span style="font-family:"Arial",sans-serif; color:#1f497d">Hi Claudia,</span></p>
<p class="MsoNormal"><span style="font-family:"Arial",sans-serif; color:#1f497d"> </span></p>
<p class="MsoNormal"><span style="font-family:"Arial",sans-serif; color:#1f497d">You are right on in your thinking; it needs to be in the Will. While I am not an expert in this, everything I have learned from the experts tells me that SSDI may well be lost
if it is not a Testamentary SNT. I have never had any problem with SSDI under a Testamentary SNT, but plenty of problems with a SNT set up after death.</span></p>
<p class="MsoNormal"><span style="font-family:"Arial",sans-serif; color:#1f497d"> </span></p>
<p class="MsoNormal"><span style="font-family:"Arial",sans-serif; color:#1f497d">Sincerely,</span></p>
<p class="MsoNormal"><span style="font-family:"Arial",sans-serif; color:#1f497d"> </span></p>
<p class="MsoNormal"><span style="font-family:"Arial",sans-serif; color:#1f497d">Tom</span></p>
<p class="MsoNormal"><span style="font-family:"Arial",sans-serif; color:#1f497d"> </span></p>
<p class="MsoNormal"><span style="font-family:"Arial",sans-serif; color:#1f497d">Thomas J. Westbrook</span></p>
<p class="MsoNormal"><span style="font-family:"Arial",sans-serif; color:#1f497d">Attorney at Law</span></p>
<p class="MsoNormal"><span style="font-family:"Arial",sans-serif; color:#1f497d"> </span></p>
<p class="MsoNormal"><span style="color:#1f497d"><img id="Picture_x0020_2" src="cid:image001.jpg@01D695BD.D80CE690" style="width:2.0083in; height:.7in" height="67" width="193"></span><span style="font-family:"Arial",sans-serif; color:#1f497d"></span></p>
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<p class="MsoNormal"><span style="font-family:"Arial",sans-serif; color:#1f497d">Olympia, Washington 98502</span></p>
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<p class="MsoNormal"><span style="font-family:"Arial",sans-serif; color:#1f497d">Phone: 360-352-8311</span></p>
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</span><span style="color:#1f497d"><a href="mailto:tjw@buddbaylaw.com"><span style="font-family:"Arial",sans-serif">tjw@buddbaylaw.com</span></a></span><span style="font-family:"Arial",sans-serif; color:#1f497d"></span></p>
<p class="MsoNormal"><span style="font-family:"Arial",sans-serif; color:#1f497d">Skype: thomas.westbrook</span></p>
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<p class="MsoNormal"><b>From:</b> <a href="mailto:wsbapt-bounces@lists.wsbarppt.com">
wsbapt-bounces@lists.wsbarppt.com</a> <<a href="mailto:wsbapt-bounces@lists.wsbarppt.com">wsbapt-bounces@lists.wsbarppt.com</a>>
<b>On Behalf Of </b>Claudia A Gowan<br>
<b>Sent:</b> Monday, September 28, 2020 3:13 PM<br>
<b>To:</b> WSBA Probate & Trust Listserv <<a href="mailto:wsbapt@lists.wsbarppt.com">wsbapt@lists.wsbarppt.com</a>><br>
<b>Subject:</b> [WSBAPT] SNT ?</p>
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<p class="MsoNormal"> </p>
<p class="MsoNormal"><span style="color:#1f3864">Colleagues:</span></p>
<p class="MsoNormal"><span style="color:#1f3864"> </span></p>
<p class="MsoNormal"><span style="color:#1f3864">I have a question that I sent to a few people that I know practice in the special needs area, but maybe one of you can confirm my thought – or tell me I am all wet.</span></p>
<p class="MsoNormal"><span style="color:#1f3864"> </span></p>
<p class="MsoNormal"><span style="color:#1f3864">Client is leaving $ for 1 son who is on SSDI.</span></p>
<p class="MsoNormal"><span style="color:#1f3864"> </span></p>
<p class="MsoNormal"><span style="color:#1f3864">They would rather wait until her death to see if a “trust is really necessary” so want the Will to only direct the PR to set a trust up, if necessary.</span></p>
<p class="MsoNormal"><span style="color:#1f3864"> </span></p>
<p class="MsoNormal"><span style="color:#1f3864">My concerns are several layers deep, but the reason I am asking for your input:</span></p>
<p class="MsoNormal"><span style="color:#1f3864"> </span></p>
<p class="MsoNormal"><span style="color:#1f3864">Under WA law, property vests in a beneficiary immediately upon death (subject only to expenses, etc.).</span></p>
<p class="MsoNormal"><span style="color:#1f3864"> </span></p>
<p class="MsoNormal"><b><span style="color:#1f3864">I’m thinking the 250k would vest in son personally, outright, immediately on Mom’s death.
</span></b></p>
<p class="MsoNormal"><b><span style="color:#1f3864"> </span></b></p>
<p class="MsoNormal"><b><span style="color:#1f3864">Thus, if there is no trust to receive it, it could disqualify him for SSDI purposes. Is this correct?</span></b></p>
<p class="MsoNormal"><b><span style="color:#1f3864"> </span></b></p>
<p class="MsoNormal"><b><span style="color:#1f3864">In other words, the trust should be in the Will, ready to receive the bequest and NOT set up after the fact ??</span></b></p>
<p class="MsoNormal"><b><span style="color:#1f3864"> </span></b></p>
<p class="MsoNormal"><span style="color:#1f3864">I’m concerned that if it is subsequently established – it essentially becomes a self-settled trust because the property vested in him at death. But, as above, perhaps I am off.</span></p>
<p class="MsoNormal"><span style="color:#1f3864"> </span></p>
<p class="MsoNormal"><span style="color:#1f3864">Thanks for any yea or nay.</span></p>
<p class="MsoNormal"><span style="color:#1f3864"> </span></p>
<p class="MsoNormal"><span style="color:#1f3864">Best, Claudia</span></p>
<p class="MsoNormal"><span style="color:#1f3864"> </span></p>
<p class="MsoNormal"><b><i><span style="font-size:12.0pt; font-family:ParkAvenue; color:#1f3864">Claudia A. Gowan</span></i></b></p>
<p class="MsoNormal"><b><i><span style="color:#1f3864"> </span></i></b></p>
<p class="MsoNormal" style="line-height:9.0pt"><b><span style="color:#1f497d">Claudia A. Gowan, PLLC</span></b></p>
<p class="MsoNormal"><b><span style="color:#1f497d">2212 Queen Anne Avenue No., # 338 (M)</span></b></p>
<p class="MsoNormal"><b><span style="color:#1f497d">Seattle, WA 98109</span></b></p>
<p class="MsoNormal"><b><span style="color:#1f497d">(206) 443-2733 (T)</span></b></p>
<p class="MsoNormal"><b><span style="color:#1f4e79"><a href="mailto:claudia@cagowanlaw.com"><span style="color:#1f4e79">claudia@cagowanlaw.com</span></a>
</span></b></p>
<p class="MsoNormal"><span style="color:#1f3864"> </span></p>
<p class="MsoNormal"><a href="https://www.bestlawyers.com/lawyers/claudia-a-gowan/141568" target="_BLANK"><span style="text-decoration:none"><img id="Picture_x0020_1" src="cid:image002.jpg@01D695BD.D80CE690" style="width:1.7083in; height:.575in" height="55" width="164" border="0"></span></a><span style="color:#1f3864"></span></p>
<p class="MsoNormal"><b><span style="color:#1f4e79"> </span></b></p>
<p class="MsoNormal"><b><u><span style="color:#1f4e79"><a href="http://www.seattletrustsandestates.com/" target="_BLANK">www.seattletrustsandestates.com</a></span></u></b><span style="color:#1f3864"></span></p>
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