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<div dir="ltr">Dear Jenny:</div>
<div dir="ltr">Good post. Thoughtful an to the point.</div>
<div dir="ltr">Yours truly,</div>
<div dir="ltr">Kerry A. Richards </div>
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<blockquote type="cite">On Mar 13, 2020, at 6:24 PM, "jcrspicatto@gmail.com" <jcrspicatto@gmail.com> wrote:<br>
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<p class="MsoNormal"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">When your client is present, has the relevant account numbers/statements with her, and can verify her identity on the phone, Call</span><span style="font-size:11.5pt;font-family:"Arial",sans-serif">
Schwab’s estate helpline at 1-888-297-024. Be very patient and understand that the person you are talking to is not a lawyer. Explain that Washington has a special procedure for surviving spouses that is similar to a small estate affidavit. An estate specialist
should be assigned to your client’s case. Once you know who that person is, then you can communicate via mail if not by phone. Use a cover letter to explain the law as to CPAs. Look at the statutes that authorize CPAs and authenticate their use. Just like
durable powers of attorney, there is statutory authorization for use of an affidavit to certify the CPA and adverse consequences to the financial institution if it does not recognize the CPA + Affidavit. Probate is not required.<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:11.5pt;font-family:"Arial",sans-serif"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-size:11.5pt;font-family:"Arial",sans-serif">Jenny Rydberg, JD<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:11.5pt;font-family:"Arial",sans-serif">206-550-5491</span><o:p></o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal"><b>From:</b> Jamia Burns <jamia@jamiaburnslaw.com> <br>
<b>Sent:</b> Friday, March 13, 2020 11:45 AM<br>
<b>To:</b> WSBA Probate & Trust Listserv <wsbapt@lists.wsbarppt.com><br>
<b>Subject:</b> [WSBAPT] Schwab Refuses to Recognize Community Property Agreement<o:p></o:p></p>
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<p class="MsoNormal">My client's husband died. They had a joint account at Schwab, but apparently no right of survivorship on the types of accounts and no named beneficiaries. They have a signed community property agreement. Charles Schwab will not recognize
it and is requiring Probate. Any advice greatly appreciated!<o:p></o:p></p>
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<p class="MsoNormal">Respectfully, <o:p></o:p></p>
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<p class="MsoNormal">Jamia S. Burns<br>
Attorney at Law<br>
(360) 739-6379<o:p></o:p></p>
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<p class="MsoNormal"><span style="font-size:9.5pt">Office: 1200 Dupont St., Suite 1-D<o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:9.5pt">Bellingham, WA 98225 (By Appointment Only)</span><o:p></o:p></p>
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<p class="MsoNormal">Mail: P.O. Box 29453<o:p></o:p></p>
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<p class="MsoNormal">Bellingham, <span style="color:black">WA 98228</span><o:p></o:p></p>
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<p class="MsoNormal"><span style="color:black"><a href="mailto:jamia@jamiaburnslaw.com" target="_blank">jamia@jamiaburnslaw.com</a></span><o:p></o:p></p>
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<p class="MsoNormal"><span style="color:black"><a href="http://www.jamiaburnslaw.com" target="_blank">www.jamiaburnslaw.com</a></span><o:p></o:p></p>
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<p class="MsoNormal"><o:p> </o:p></p>
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