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</o:shapelayout></xml><![endif]--></head><body lang=EN-US link=blue vlink=purple><div class=WordSection1><p class=MsoNormal><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>When your client is present, has the relevant account numbers/statements with her, and can verify her identity on the phone, Call</span><span style='font-size:11.5pt;font-family:"Arial",sans-serif'> Schwab’s estate helpline at 1-888-297-024. Be very patient and understand that the person you are talking to is not a lawyer. Explain that Washington has a special procedure for surviving spouses that is similar to a small estate affidavit. An estate specialist should be assigned to your client’s case. Once you know who that person is, then you can communicate via mail if not by phone. Use a cover letter to explain the law as to CPAs. Look at the statutes that authorize CPAs and authenticate their use. Just like durable powers of attorney, there is statutory authorization for use of an affidavit to certify the CPA and adverse consequences to the financial institution if it does not recognize the CPA + Affidavit. Probate is not required.<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.5pt;font-family:"Arial",sans-serif'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:11.5pt;font-family:"Arial",sans-serif'>Jenny Rydberg, JD<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.5pt;font-family:"Arial",sans-serif'>206-550-5491</span><o:p></o:p></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal><b>From:</b> Jamia Burns <jamia@jamiaburnslaw.com> <br><b>Sent:</b> Friday, March 13, 2020 11:45 AM<br><b>To:</b> WSBA Probate & Trust Listserv <wsbapt@lists.wsbarppt.com><br><b>Subject:</b> [WSBAPT] Schwab Refuses to Recognize Community Property Agreement<o:p></o:p></p><p class=MsoNormal><o:p> </o:p></p><div><p class=MsoNormal>My client's husband died. They had a joint account at Schwab, but apparently no right of survivorship on the types of accounts and no named beneficiaries. They have a signed community property agreement. Charles Schwab will not recognize it and is requiring Probate. Any advice greatly appreciated!<o:p></o:p></p><div><p class=MsoNormal><o:p> </o:p></p></div><div><p class=MsoNormal>Respectfully, <o:p></o:p></p></div><div><p class=MsoNormal><br clear=all><o:p></o:p></p><div><div><div><div><div><div><div><div><div><div><div><p class=MsoNormal>Jamia S. Burns<br>Attorney at Law<br>(360) 739-6379<o:p></o:p></p></div><div><p class=MsoNormal><span style='font-size:9.5pt'>Office: 1200 Dupont St., Suite 1-D<o:p></o:p></span></p></div><div><p class=MsoNormal><span style='font-size:9.5pt'>Bellingham, WA 98225 (By Appointment Only)</span><o:p></o:p></p></div><div><p class=MsoNormal>Mail: P.O. Box 29453<o:p></o:p></p></div><div><p class=MsoNormal>Bellingham, <span style='color:black'>WA 98228</span><o:p></o:p></p></div><div><p class=MsoNormal><span style='color:black'><a href="mailto:jamia@jamiaburnslaw.com" target="_blank">jamia@jamiaburnslaw.com</a></span><o:p></o:p></p></div><div><p class=MsoNormal><span style='color:black'><a href="http://www.jamiaburnslaw.com" target="_blank">www.jamiaburnslaw.com</a></span><o:p></o:p></p></div><div><p class=MsoNormal><o:p> </o:p></p></div><div><p class=MsoNormal><span style='font-size:8.0pt;font-family:"Arial",sans-serif;color:black;background:white'>NOTICE: This e-mail may contain confidential or privileged material and is intended for use solely by the above-referenced recipient. Any review, copying, printing, disclosure, distribution, or other use by any other person or entity is strictly prohibited. If you are not the named recipient, or believe you have received this e-mail in error, please reply to the sender and delete the copy you received. Thank you.</span><o:p></o:p></p></div></div></div></div></div></div></div></div></div></div></div></div></div></div></body></html>