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RCW <a href="http://app.leg.wa.gov/RCW/default.aspx?cite=26.16.120"
class="ui-link">26.16.120</a> is the statutory basis for CPAs.
One must carefully read the CPA. Recognize that not all CPAs convert
all of a decedent's property to CP and vest it in the survivor (but
most CPAs are worded that way). A CPA might, for example, vest the
couple's CP in the survivor, but leave the decedent's SP to pass
pursuant to a will or by inheritance. <br>
<br>
The statute you're seeking is RCW 30A.22.190(1):<br>
<span>
<div>
<h3>RCW <a
href="http://app.leg.wa.gov/RCW/default.aspx?cite=30A.22.190"
class="ui-link">30A.22.190</a></h3>
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</span><span>
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<h3>Payment to heirs and creditors of a deceased depositor.</h3>
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<div style="text-indent:0.5in;">In each case, where it is
provided in RCW <a
href="http://app.leg.wa.gov/RCW/default.aspx?cite=30A.22.180"
class="ui-link">30A.22.180</a> that a financial institution
may make payment of funds deposited in an account to the
personal representative of the estate of a deceased depositor
or beneficiary, the financial institution may make payment of
the funds to the following persons under the circumstances
provided:</div>
<div style="text-indent:0.5in;">(1) In those instances where the
deceased depositor left a surviving spouse, and the deceased
depositor and the surviving spouse shall have executed a
community property agreement which by its terms would include
funds of the deceased depositor remaining in the account, a
financial institution may make payment of all funds in the
name of the deceased spouse to the surviving spouse upon
receipt of a certified copy of the community property
agreement as recorded in the office of a county auditor of the
state and an affidavit of the surviving spouse that the
community property agreement was validly executed and in full
force and effect upon the death of the depositor.</div>
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</span><br>
Doug Schafer, in Tacoma<br>
<br>
<div class="moz-cite-prefix">On 9/2/2019 4:17 PM, John McCrady
wrote:<br>
</div>
<blockquote type="cite"
cite="mid:A8106026B40C9544A17DC5E44A2003EE023068502AB9@PSTMAILV.pstitle.com">
<pre class="moz-quote-pre" wrap="">A friend's husband recently died; they had a community property agreement. When my friend took the cpa and death certificate to the bank in order to access her deceased husband's accounts, she was told that the death certificate and cpa were not sufficient.
Can anyone direct me to a source where I can find the procedures for using the cpa to access various financial accounts?
I would appreciate it.
JM
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