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<p class="MsoNormal"><span style="color:#1F497D">Believe it or not, Traditional IRAs are not governed by ERISA and spousal waivers are not required unless the company has a contractual requirement. Technically, a person can give their interest in an IRS without
a weaver. The issue here is was a wavier required? If not does named beneficiary intend to claim ½ (deceased CP share).
<o:p></o:p></span></p>
<p class="MsoNormal"><span style="color:#1F497D"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="color:#1F497D">If everyone is on the same page, do a TEDRA which has the same effect as a Court Order, more simple and will give the IRS custodian something for their files.<o:p></o:p></span></p>
<p class="MsoNormal"><span style="color:#1F497D"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="color:#1F497D">Finally, a disclaimer can be considered if spouse is name as contingent by direction or by contract.<o:p></o:p></span></p>
<p class="MsoNormal"><span style="color:#1F497D"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="color:#1F497D">You have a potential issue if named party claims any rights.<o:p></o:p></span></p>
<p class="MsoNormal"><span style="color:#1F497D"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="color:#1F497D"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Segoe Script","sans-serif";color:#1F497D">Diane J. Kiepe<o:p></o:p></span></p>
<p class="MsoNormal"><span style="color:#1F497D"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="color:#1F497D">Diane J. Kiepe, Attorney at Law<o:p></o:p></span></p>
<p class="MsoNormal"><span style="color:#1F497D">Douglas </span><span style="font-family:"Times New Roman","serif";color:#1F497D">•</span><span style="color:#1F497D"> Eden<o:p></o:p></span></p>
<p class="MsoNormal"><span style="color:#1F497D">717 W. Sprague Ave., Suite 1500<o:p></o:p></span></p>
<p class="MsoNormal"><span style="color:#1F497D">Spokane, WA 99201<o:p></o:p></span></p>
<p class="MsoNormal"><span style="color:#1F497D">Phone: (509) 455-5300<o:p></o:p></span></p>
<p class="MsoNormal"><span style="color:#1F497D">Fax: (509) 455-5348<o:p></o:p></span></p>
<p class="MsoNormal"><span style="color:#1F497D">djkiepe@depdslaw.com<o:p></o:p></span></p>
<p class="MsoNormal"><span style="color:#1F497D"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="color:#1F497D"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="color:#1F497D"><o:p> </o:p></span></p>
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<p class="MsoNormal"><b><span style="font-size:10.0pt;font-family:"Tahoma","sans-serif"">From:</span></b><span style="font-size:10.0pt;font-family:"Tahoma","sans-serif""> wsbapt-bounces@lists.wsbarppt.com [mailto:wsbapt-bounces@lists.wsbarppt.com]
<b>On Behalf Of </b>julie@juliefowlerlaw.com<br>
<b>Sent:</b> Thursday, December 13, 2018 11:21 AM<br>
<b>To:</b> wsbapt@lists.wsbarppt.com<br>
<b>Subject:</b> Re: [WSBAPT] Non-probate asset dispute<o:p></o:p></span></p>
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<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal">Client’s deceased spouse had an IRA acquired during marriage. Spouse changed the beneficiary without notifying the beneficiary spouse, and no community property interest waiver was signed. IRA Company wants a court order giving approval
to pay to the surviving spouse in lieu of the named beneficiary. <o:p></o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal">Wouldn’t this simply be a waiver by the named beneficiary rather than a court order? The account is community property and all other assets payable to surviving spouse by will.<o:p></o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal">Julie K. Fowler<o:p></o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal">Law Office of Julie K. Fowler, P.S.<o:p></o:p></p>
<p class="MsoNormal">14205 SE 36<sup>th</sup> Street, Ste 100 <o:p></o:p></p>
<p class="MsoNormal">Bellevue, WA 98006<o:p></o:p></p>
<p class="MsoNormal">(425) 990-9975 (o) ~ 425-451-2687 (f)<o:p></o:p></p>
<p class="MsoNormal"><a href="mailto:julie@juliefowlerlaw.com"><span style="color:blue">julie@juliefowlerlaw.com</span></a><o:p></o:p></p>
<p class="MsoNormal"><a href="http://www.juliefowlerlaw.com/"><span style="color:blue">www.juliefowlerlaw.com</span></a>
<o:p></o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal"><b>~ OFFICE HOURS ~ 9:30 am - 3:30 pm <o:p></o:p></b></p>
<p class="MsoNormal"><o:p> </o:p></p>
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