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--></style></head><body lang="EN-US" link="blue" vlink="purple"><div class="WordSection1"><p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:#1f497d">I have always had problems getting banks that hold Trust accounts to honor DPOAs wherein the Trustor names an agent. The argument is usually that a Trustee must access the funds, not an AIF of the Trustor. It is usually simpler to get a successor or co-trustee appointed who can easily access the trust funds.</span></p><p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:#1f497d"> </span></p><div><p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:#1f4e79">Sincerely,</span><span style="font-size:11.0pt;color:#1f497d"><br></span><b><span style="font-size:11.0pt;color:#3333ff"><br></span></b><b><i><span style="font-size:16.0pt;font-family:"Monotype Corsiva";color:#3333ff">Chris J. Moore</span></i></b><span style="font-size:11.0pt;color:#1f497d"><br></span><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:#1f4e79">Christopher J. Moore, JD, CPA - Inactive, AEP®, EPLS*<br>Creason, Moore, Dokken & Geidl, PLLC<br>Lawyers<br></span><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:#3333ff"><a href="https://www.google.com/maps/place/1219+Idaho+St,+Lewiston,+ID+83501/@46.4170263,-117.0192992,17z/data=!3m1!4b1!4m5!3m4!1s0x54a0354b7ccf3e63:0xfee7451c99c186e8!8m2!3d46.4170263!4d-117.0171105" target="_blank"><span style="color:#3333ff">1219 Idaho Street,</span></a></span></p><p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:#3333ff"><a href="https://www.google.com/maps/place/1219+Idaho+St,+Lewiston,+ID+83501/@46.4170263,-117.0192992,17z/data=!3m1!4b1!4m5!3m4!1s0x54a0354b7ccf3e63:0xfee7451c99c186e8!8m2!3d46.4170263!4d-117.0171105" target="_blank"><span style="color:#3333ff">Lewiston, Idaho 83501</span></a></span><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:#1f4e79"><br>Phone: 208-743-1516; Fax: 208-746-2231<br>Website: </span><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:#3333ff"><a href="http://www.cmd-law.com/" target="_blank"><span style="color:#3333ff">www.cmd-law.com</span></a></span><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:#1f4e79"><br><br>*Certified as an Estate Planning Law Specialist by the Estate Law Specialist Board, Inc., the only estate planning certification entity approved by the ABA and the Idaho State Bar Association.<br>_______________________________________________<br><b>-- Note -- </b>The information contained in this e-mail transmission is confidential and may also be a legally privileged communication. This information is intended for the exclusive and private use of the addressee(s). If you are not the intended recipient, you are hereby notified that any use, disclosure, dissemination, distribution (other than to the addressee(s)), copying or taking any action because of this information is strictly prohibited. If you have received this e-mail in error, please notify the sender immediately. Thank you.<br>~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~</span></p></div><p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:#1f497d"> </span></p><div><div style="border:none;border-top:solid #e1e1e1 1.0pt;padding:3.0pt 0in 0in 0in"><p class="MsoNormal"><b><span style="font-size:11.0pt;font-family:"Calibri",sans-serif">From:</span></b><span style="font-size:11.0pt;font-family:"Calibri",sans-serif"> <a href="mailto:wsbapt-bounces@lists.wsbarppt.com">wsbapt-bounces@lists.wsbarppt.com</a> [mailto:<a href="mailto:wsbapt-bounces@lists.wsbarppt.com">wsbapt-bounces@lists.wsbarppt.com</a>] <b>On Behalf Of </b>Diane J. Kiepe<br><b>Sent:</b> Thursday, November 01, 2018 10:07 AM<br><b>To:</b> 'WSBA Probate & Trust Listserv' <<a href="mailto:wsbapt@lists.wsbarppt.com">wsbapt@lists.wsbarppt.com</a>><br><b>Subject:</b> Re: [WSBAPT] Power of Attorney/Revocable Trust</span></p></div></div><p class="MsoNormal"> </p><p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:#1f497d">Hi Steven,</span></p><p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:#1f497d"> </span></p><p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:#1f497d">This exact situation is a big reasoning for WA new POA law. Financial institutions can be very difficult to work with. I had one turn down a POA that I did because their institution was not specifically made, an other one turn us down because it wasn’t on their form. In the later case a phone call, with the suggestion that getting a court order and a news story on air shouldn’t be necessary.</span></p><p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:#1f497d"> </span></p><p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:#1f497d">If the POA is a springing form, and your client did not provide a letter that “triggered” her authority that could be creating problems. That shouldn’t be difficult to get under the circumstances. Also, make sure your client doesn’t speak to someone at the first level, insist on management and if management doesn’t help, ask for their legal counsel’s number.</span></p><p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:#1f497d"> </span></p><p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:#1f497d">Last resort may be a TEDRA action against the institution, who may not appear, getting court order that the POA, if properly effective, be honored.</span></p><p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:#1f497d"> </span></p><p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:#1f497d">It is definitely an issue that hopefully the new state provides answers to in the form of the Agents Affidavit.</span></p><p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:#1f497d"> </span></p><p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:#1f497d">Best,</span></p><p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:#1f497d"> </span></p><p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:#1f497d"> </span></p><p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Segoe Script",sans-serif;color:#1f497d">Diane J. Kiepe</span></p><p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:#1f497d"> </span></p><p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:#1f497d">Diane J. Kiepe, Attorney at Law</span></p><p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:#1f497d">Douglas </span><span style="font-size:11.0pt;color:#1f497d">•</span><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:#1f497d"> Eden</span></p><p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:#1f497d">717 W. Sprague Ave., Suite 1500</span></p><p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:#1f497d">Spokane, WA 99201</span></p><p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:#1f497d">Phone: (509) 455-5300</span></p><p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:#1f497d">Fax: (509) 455-5348</span></p><p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:#1f497d"><a href="mailto:djkiepe@depdslaw.com">djkiepe@depdslaw.com</a></span></p><p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:#1f497d"> </span></p><p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:#1f497d"> </span></p><p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:#1f497d"> </span></p><p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:#1f497d"> </span></p><p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:#1f497d"> </span></p><div><div style="border:none;border-top:solid #b5c4df 1.0pt;padding:3.0pt 0in 0in 0in"><p class="MsoNormal"><b><span style="font-size:10.0pt;font-family:"Tahoma",sans-serif">From:</span></b><span style="font-size:10.0pt;font-family:"Tahoma",sans-serif"> <a href="mailto:wsbapt-bounces@lists.wsbarppt.com">wsbapt-bounces@lists.wsbarppt.com</a> [<a href="mailto:wsbapt-bounces@lists.wsbarppt.com">mailto:wsbapt-bounces@lists.wsbarppt.com</a>] <b>On Behalf Of </b>steve mcconnell<br><b>Sent:</b> Wednesday, October 31, 2018 3:25 PM<br><b>To:</b> <a href="mailto:wsbapt@lists.wsbarppt.com">wsbapt@lists.wsbarppt.com</a><br><b>Subject:</b> [WSBAPT] Power of Attorney/Revocable Trust</span></p></div></div><p class="MsoNormal"> </p><div><p class="MsoNormal"><span style="color:black">Attorney in fact pursuant to a POA prepared in 2013 pursuant to RCW 11.94 advises that several banking institutions holding accounts in the name of 101 year old principal's revocable living trust will not allow AIF to access those funds to allow her to pay principal's nursing home fees. I do not yet have the banks reasoning (according to client/AIF it is because AIF's name isn't on the account) but will likely speak with them tomorrow. The POA grants AIF broadest powers, including "all powers as an absolute owner" and the power to "exercise the principal's right to distribute property in trust or cause a trustee to distribute property in trust to the extent consistent with the terms of the trust agreement". Revocable trust was created by principal for principal's benefit while living, including the right to the distribution of all principal and income. Any thoughts as to what the bank's arguments might be? This seems fairly straightforward to me so I'm having trouble understanding how multiple banks could be taking this position.</span></p></div><div><p class="MsoNormal"><span style="color:black"> </span></p></div><div><p class="MsoNormal"><span style="color:black">Thanks in advance.</span></p></div><div><p class="MsoNormal"><span style="color:black"> </span></p></div><div id="signature"><div><p class="MsoNormal"><strong><i><span style="font-size:13.5pt;color:#5133ab">Steven M. McConnell</span></i></strong><span style="font-family:"Calibri",sans-serif;color:black"><br></span><strong><span style="color:#5133ab">Attorney at Law</span></strong><span style="font-family:"Calibri",sans-serif;color:black"><br></span><span style="font-size:10.0pt;color:#5133ab">144 Railroad Ave., Suite 308</span><span style="font-family:"Calibri",sans-serif;color:black"><br></span><span style="font-size:10.0pt;color:#5133ab">Edmonds, WA 98020-4100</span><span style="font-family:"Calibri",sans-serif;color:black"><br></span><span style="font-size:7.5pt;color:#5133ab">Tel: (206) 783-0201</span><span style="font-family:"Calibri",sans-serif;color:black"><br></span><span style="font-size:8.0pt;color:#5133ab">Fax: (206) 789-5199</span><span style="font-family:"Calibri",sans-serif;color:black"><br></span><span style="font-size:7.5pt;color:#5133ab">Email: </span><span style="color:black"><a href="mailto:smcconnelllaw@hotmail.com" target="_blank"><span style="font-size:7.5pt;color:#5133ab">smcconnelllaw@hotmail.com</span></a></span></p></div></div></div></body></html>