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</o:shapelayout></xml><![endif]--></head><body lang=EN-US link="#0563C1" vlink="#954F72"><div class=WordSection1><p class=MsoNormal><span style='color:#1F497D'>Since the LLC remains in title, and I think it makes sense to leave the LLC in title until the sale takes place, I would think the LLC should be the insured.<o:p></o:p></span></p><p class=MsoNormal><span style='color:#1F497D'>I wonder if anyone sees a reason to have the estate be an additional insured? I have never dealt with that issue.<o:p></o:p></span></p><p class=MsoNormal><span style='color:#1F497D'><o:p> </o:p></span></p><div><p class=MsoNormal><span style='color:#1F497D'>John McCrady<o:p></o:p></span></p><p class=MsoNormal><span style='color:#1F497D'>Counsel<o:p></o:p></span></p><p class=MsoNormal><span style='color:#1F497D'>Puget Sound Title Company<o:p></o:p></span></p><p class=MsoNormal><span style='color:#1F497D'>5350 Orchard Street West<o:p></o:p></span></p><p class=MsoNormal><span style='color:#1F497D'>University Place WA 98467<o:p></o:p></span></p><p class=MsoNormal><span style='color:#1F497D'>253-476-5721<o:p></o:p></span></p><p class=MsoNormal><span style='color:#1F497D'>j.mccrady@pstitle.com<o:p></o:p></span></p></div><p class=MsoNormal><span style='color:#1F497D'><o:p> </o:p></span></p><div><div style='border:none;border-top:solid #E1E1E1 1.0pt;padding:3.0pt 0in 0in 0in'><p class=MsoNormal><b>From:</b> wsbapt-bounces@lists.wsbarppt.com [mailto:wsbapt-bounces@lists.wsbarppt.com] <b>On Behalf Of </b>Carrie M. Kovacevich<br><b>Sent:</b> Friday, October 12, 2018 7:27 AM<br><b>To:</b> 'WSBA RPPT-Probate & Trust' <wsbapt@lists.wsbarppt.com><br><b>Subject:</b> [WSBAPT] Probate Homeowner's Insurance Question<o:p></o:p></p></div></div><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal><span style='font-family:"Arial",sans-serif'>Dear Colleagues:<o:p></o:p></span></p><p class=MsoNormal><span style='font-family:"Arial",sans-serif'><o:p> </o:p></span></p><p class=MsoNormal><b><span style='font-family:"Arial",sans-serif'>Background:</span></b><span style='font-family:"Arial",sans-serif'> The deceased was the sole member of an LLC. The only asset of the LLC is real property (a cabin on a lot) in Pierce County. The property has never been insured. The PR is seeking homeowner’s insurance during the pendency of the probate until the property can be transferred to the beneficiary.<o:p></o:p></span></p><p class=MsoNormal><span style='font-family:"Arial",sans-serif'><o:p> </o:p></span></p><p class=MsoNormal><b><span style='font-family:"Arial",sans-serif'>Question:</span></b><span style='font-family:"Arial",sans-serif'> For a homeowner’s policy, should the insured be the LLC or the Estate of John Smith?<o:p></o:p></span></p><p class=MsoNormal><span style='font-family:"Arial",sans-serif'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-family:"Arial",sans-serif'>Thank you.<o:p></o:p></span></p><p class=MsoNormal><span style='font-family:"Arial",sans-serif'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-family:"Arial",sans-serif'>Carrie<o:p></o:p></span></p><p class=MsoNormal><span style='font-family:"Arial",sans-serif'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-family:"Arial",sans-serif'>Carrie M. Kovacevich<o:p></o:p></span></p><p class=MsoNormal><span style='font-family:"Arial",sans-serif'>Attorney at Law<o:p></o:p></span></p><p class=MsoNormal><span style='font-family:"Arial",sans-serif'>Lakeview Law, PLLC<o:p></o:p></span></p><p class=MsoNormal><span style='font-family:"Arial",sans-serif'>1001 4<sup>th</sup> Avenue, Suite 4400<o:p></o:p></span></p><p class=MsoNormal><span style='font-family:"Arial",sans-serif'>Seattle, Washington 98154<o:p></o:p></span></p><p class=MsoNormal><span style='font-family:"Arial",sans-serif'>Office: (206) 367-6962<o:p></o:p></span></p><p class=MsoNormal><span style='font-family:"Arial",sans-serif'>E-mail: <a href="mailto:carrie@lakeviewlaw.com">carrie@lakeviewlaw.com</a><o:p></o:p></span></p><p class=MsoNormal><span style='font-family:"Arial",sans-serif'>Web: <a href="http://www.lakeviewlaw.com/">www.lakeviewlaw.com</a><o:p></o:p></span></p><p class=MsoNormal><span style='font-family:"Arial",sans-serif'><o:p> </o:p></span></p><p class=MsoNormal><i><span style='font-size:8.0pt;font-family:"Arial",sans-serif'>This e-mail message (including any attachments) may contain Privileged/Confidential Information that is intended only for the addressee. If you are not the addressee indicated in this message (or responsible for delivery of the message to such person), please immediately notify the sender by reply e-mail or call 206-367-6962 and delete this message and attachments, if any. We appreciate your assistance in correcting this matter.</span></i><span style='font-family:"Arial",sans-serif'> </span><i><span style='font-size:8.0pt;font-family:"Arial",sans-serif'><o:p></o:p></span></i></p><p class=MsoNormal><o:p> </o:p></p></div>
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