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<p class="MsoNormal">I have in the case of a minor named as the beneficiary on life insurance. It was relatively simple to Petition the Court for a Guardianship of the Estate only. If it’s a stable family situation, ask to waive the requirement of a GAL and
 go directly to appointment of the parents. <o:p></o:p></p>
<p class="MsoNormal">Jane Bitz.<o:p></o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal" style="background:white"><span style="font-size:10.0pt;color:black">Jane G Bitz<o:p></o:p></span></p>
<p class="MsoNormal" style="background:white"><span style="font-size:10.0pt;color:black">Of Counsel<o:p></o:p></span></p>
<p class="MsoNormal" style="background:white"><span style="font-size:10.0pt;color:black">Wolff, Hislop & Crockett, PLLC<o:p></o:p></span></p>
<p class="MsoNormal" style="background:white"><span style="font-size:10.0pt;color:black">12209 E Mission, Suite 5<o:p></o:p></span></p>
<p class="MsoNormal" style="background:white"><span style="font-size:10.0pt;color:black">Spokane Valley WA 99206-4824<o:p></o:p></span></p>
<p class="MsoNormal" style="background:white"><span style="font-size:10.0pt;color:black">(509) 927-9700; FAX (509) 777-1800<o:p></o:p></span></p>
<p class="MsoNormal" style="background:white"><span style="font-size:10.0pt;color:black"><a href="mailto:jane@jbitzlaw.com"><span style="color:blue">jbitz@whc-attorneys.com</span></a><o:p></o:p></span></p>
<p class="MsoNormal" style="background:white"><span style="font-family:"Times New Roman",serif;color:#1F497D"><img border="0" width="346" height="174" style="width:3.6041in;height:1.8125in" id="Picture_x0020_1" src="cid:image004.png@01D44475.CFF83680" alt="cid:image002.png@01D06C8A.419B0730"></span><span style="font-size:10.0pt;color:black"><o:p></o:p></span></p>
<p class="MsoNormal"><i><span style="font-size:12.0pt;color:#2F5496">THE CONTENTS OF THIS ELECTRONIC MAIL ARE CONFIDENTIAL AND PROTECTED BY THE ATTORNEY-CLIENT PRIVILEGE OR OTHER APPLICABLE PROTECTION.  Any review, use, distribution or disclosure by others
 is strictly prohibited.  If you have received this electronic mail in error, PLEASE NOTIFY ME BY E-MAIL, FAX OR TELEPHONE and PROMPTLY DELETE this electronic mail.  This mail cannot be modified without express written consent of Wolff, Hislop & Crockett, PLLC. 
 Thank You.<o:p></o:p></span></i></p>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
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<p class="MsoNormal"><b>From:</b> wsbapt-bounces@lists.wsbarppt.com <wsbapt-bounces@lists.wsbarppt.com>
<b>On Behalf Of </b>Mark Reinhardt<br>
<b>Sent:</b> Tuesday, September 4, 2018 4:07 PM<br>
<b>To:</b> 'WSBA Probate & Trust Listserv' <wsbapt@lists.wsbarppt.com><br>
<b>Subject:</b> [WSBAPT] Minors as Beneficiaries of an IRA<o:p></o:p></p>
</div>
</div>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal">Dear Listmates,<o:p></o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal">An IRA owner (grandfather) died, listing two minors (grandchildren) as beneficiaries.  Accordingly, the parents of the minors have reached out to Wells Fargo, the IRA custodian, to establish inherited IRAs for the minors.  Unfortunately,
 grandfather did not specify a custodian in his beneficiary designations.  Wells Fargo is taking the position that the parents need a Letter of Guardianship specifying that they are the responsible parties for handling the minors’ estates. 
<o:p></o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal">Has anyone run into this before?<o:p></o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal" align="center" style="text-align:center"><b><span style="color:#C00000">***When responding to this email, please
<i>reply all</i>***<o:p></o:p></span></b></p>
<p class="MsoNormal" align="center" style="text-align:center"><b><span style="color:#C00000"><o:p> </o:p></span></b></p>
<p class="MsoNormal"><b><span style="color:black">Kind regards,<o:p></o:p></span></b></p>
<p class="MsoNormal" style="text-align:justify;text-indent:.5in"><!--[if gte vml 1]><v:shapetype id="_x0000_t75" coordsize="21600,21600" o:spt="75" o:preferrelative="t" path="m@4@5l@4@11@9@11@9@5xe" filled="f" stroked="f">
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</v:shapetype><v:shape id="Picture_x0020_3" o:spid="_x0000_s1026" type="#_x0000_t75" alt="Logo" style='position:absolute;left:0;text-align:left;margin-left:0;margin-top:10.5pt;width:30.75pt;height:31.5pt;z-index:-251658752;visibility:visible;mso-wrap-style:square;mso-width-percent:0;mso-height-percent:0;mso-wrap-distance-left:9pt;mso-wrap-distance-top:0;mso-wrap-distance-right:9pt;mso-wrap-distance-bottom:0;mso-position-horizontal:absolute;mso-position-horizontal-relative:text;mso-position-vertical:absolute;mso-position-vertical-relative:text;mso-width-percent:0;mso-height-percent:0;mso-width-relative:page;mso-height-relative:page'>
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</v:shape><![endif]--><![if !vml]><span style="mso-ignore:vglayout;position:absolute;z-index:-1895825920;left:0px;margin-left:0px;margin-top:14px;width:41px;height:42px"><img width="41" height="42" style="width:.427in;height:.4375in" src="cid:image001.png@01D44475.CFFF6270" alt="Logo" v:shapes="Picture_x0020_3"></span><![endif]><b><span style="color:black">Mark
 Reinhardt<o:p></o:p></span></b></p>
<p class="MsoNormal" style="text-indent:.5in"><span style="color:black">Attorney<o:p></o:p></span></p>
<p class="MsoNormal" style="text-indent:.5in"><span style="color:black">Rehberg Law Group, PLLC<o:p></o:p></span></p>
<p class="MsoNormal" style="text-indent:.5in"><span style="font-size:9.0pt;color:black">Ryan Y Rehberg, Partner | Mark A. Reinhardt, Partner | James A. Davies, Partner |
<o:p></o:p></span></p>
<p class="MsoNormal" style="text-indent:.5in"><span style="font-size:9.0pt;color:black">J. Sabrina Go | Jerrica Pierson Seeger | Grayson E. Chester<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:9.0pt;color:black"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-size:9.0pt;color:black">Assistant: Nancy DeOrnellis |
</span><span style="color:black"><a href="mailto:ndeornellis@rehberglaw.com"><span style="font-size:9.0pt;color:black">ndeornellis@rehberglaw.com</span></a></span><span style="font-size:9.0pt;color:black"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:9.0pt;color:black">SeaTac:    18000 International Blvd. (Pacific Hwy S. | Hwy 99), Suite 550, SeaTac, WA 98188<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:9.0pt;color:black">Bellevue: 1400 112th Avenue Southeast, Suite 100, Bellevue, WA 98004<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:9.0pt;color:black">Contact:  Phone (206) 246-8772 ext. 333 | Toll Free (877) 246-8772 | Fax (206) 454-7910<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:9.0pt;color:black">Email:       <u><a href="mailto:mreinhardt@rehberglaw.com"><span style="color:black">mreinhardt@rehberglaw.com</span></a></u> |
</span><span style="color:black"><a href="http://www.rehberglaw.com/"><span style="font-size:9.0pt;color:black">www.rehberglaw.com</span></a></span><span style="font-size:9.0pt;color:black"> |
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<p class="MsoNormal"><span style="font-size:9.0pt;color:black"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-size:9.0pt;color:black">estate planning | business law | elder law | asset protection | probate | trust administration<o:p></o:p></span></p>
<p class="MsoNormal"><a href="https://www.facebook.com/pages/Rehberg-Law-Group/222157867803108"><span style="color:black;text-decoration:none"><img border="0" width="45" height="45" style="width:.4687in;height:.4687in" id="Picture_x0020_2" src="cid:image007.png@01D44475.CFF83680" alt="FB"></span></a><span style="font-size:9.0pt;color:black"><o:p></o:p></span></p>
<p class="MsoNormal"><u><span style="font-size:9.0pt;color:black">Confidentiality Notice</span></u><span style="font-size:9.0pt;color:black">:<i> 
</i>Please note that attorney-client communications are privileged and confidential.<i>
</i>This email and any attachments may be confidential or legally privileged. If you received this message in error or are not the intended recipient, you should destroy the email message and any attachments or copies and you are prohibited from retaining,
 distributing, disclosing or using any information contained herein. Please inform us of the erroneous delivery by return email. Thank you for your cooperation. 
<o:p></o:p></span></p>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal"><b><u><span style="font-size:10.0pt;color:#C0504D">PARKING UPDATE at SeaTac Office Center beginning May 1, 2018:</span></u></b><b><span style="font-size:10.0pt;color:#C0504D"><o:p></o:p></span></b></p>
<ul style="margin-top:0in" type="disc">
<li class="MsoNormal" style="color:#C0504D;margin-right:2.95pt;mso-list:l2 level1 lfo3">
<span style="font-size:10.0pt;letter-spacing:-.05pt">Free</span><span style="font-size:10.0pt;letter-spacing:-.1pt"> 3</span><span style="font-size:10.0pt;letter-spacing:-.05pt">-hour</span><span style="font-size:10.0pt;letter-spacing:-.2pt">
</span><span style="font-size:10.0pt;letter-spacing:-.05pt">parking</span><span style="font-size:10.0pt;letter-spacing:-.15pt">
</span><span style="font-size:10.0pt">is<span style="letter-spacing:-.2pt"> </span>
available<span style="letter-spacing:-.2pt"> in</span><span style="letter-spacing:-.1pt">
</span><span style="letter-spacing:-.05pt">the</span><span style="letter-spacing:-.3pt">
</span><span style="letter-spacing:-.05pt">street </span>lot <span style="letter-spacing:-.1pt">
in </span><span style="letter-spacing:-.05pt">front</span><span style="letter-spacing:-.15pt">
</span>of<span style="letter-spacing:-.1pt"> both the </span><span style="letter-spacing:-.15pt">North and South Towers</span><span style="letter-spacing:-.05pt">,
<o:p></o:p></span></span></li></ul>
<p class="MsoNormal" style="mso-margin-top-alt:0in;margin-right:2.95pt;margin-bottom:0in;margin-left:.5in;margin-bottom:.0001pt">
<span style="font-size:10.0pt;color:#C0504D;letter-spacing:-.05pt">as well as in front of the Northwest Kidney Center Bldg. just north of the North Tower. 
<o:p></o:p></span></p>
<ul style="margin-top:0in" type="disc">
<li class="MsoNormal" style="color:#C0504D;margin-right:2.95pt;mso-list:l2 level1 lfo3">
<span style="font-size:10.0pt;letter-spacing:-.05pt">Enter the South Tower on the Plaza (P) Level from the front parking lot.</span><span style="font-size:10.0pt"><o:p></o:p></span></li><li class="MsoNormal" style="color:#C0504D;margin-right:5.2pt;mso-list:l2 level1 lfo3">
<span style="font-size:10.0pt;letter-spacing:-.05pt">Please use the rear parking lot for</span><span style="font-size:10.0pt;letter-spacing:-.1pt">
</span><span style="font-size:10.0pt;letter-spacing:-.05pt">extended</span><span style="font-size:10.0pt;letter-spacing:-.15pt">
</span><span style="font-size:10.0pt;letter-spacing:-.05pt">visits, or if the front lots are full.<o:p></o:p></span></li><li class="MsoNormal" style="color:#C0504D;margin-right:5.2pt;mso-list:l2 level1 lfo3">
<span style="font-size:10.0pt;letter-spacing:-.05pt">Access to the rear parking lot is just north of the North Tower.<o:p></o:p></span></li><li class="MsoNormal" style="color:#C0504D;margin-right:5.2pt;mso-list:l2 level1 lfo3">
<span style="font-size:10.0pt;letter-spacing:-.05pt">Enter the South Tower on the Lower Plaza (LP) Level from the rear parking lot.<o:p></o:p></span></li></ul>
<p class="MsoNormal" style="margin-right:5.2pt"><b><i><u><span style="font-size:10.0pt;color:#C0504D;letter-spacing:-.05pt">Please take a ticket when entering the rear parking lot and bring it up to the office for validation</span></u></i></b><u><span style="font-size:10.0pt;color:#C0504D;letter-spacing:-.05pt">.
<o:p></o:p></span></u></p>
<p class="MsoNormal" style="margin-right:5.2pt"><b><span style="font-size:10.0pt;color:#C0504D;letter-spacing:-.05pt">Disabled</span></b><b><span style="font-size:10.0pt;color:#C0504D;letter-spacing:-.2pt">
</span></b><b><span style="font-size:10.0pt;color:#C0504D;letter-spacing:-.05pt">parking</span></b><b><span style="font-size:10.0pt;color:#C0504D;letter-spacing:-.25pt">
</span></b><b><span style="font-size:10.0pt;color:#C0504D;letter-spacing:-.1pt">spaces</span></b><b><span style="font-size:10.0pt;color:#C0504D;letter-spacing:-.2pt"> are
</span></b><b><span style="font-size:10.0pt;color:#C0504D;letter-spacing:-.05pt">available</span></b><b><span style="font-size:10.0pt;color:#C0504D;letter-spacing:-.3pt">
</span></b><b><span style="font-size:10.0pt;color:#C0504D">in<span style="letter-spacing:-.25pt">
</span><span style="letter-spacing:-.05pt">both</span><span style="letter-spacing:-.3pt">
</span>lots</span></b><span style="font-size:10.0pt;color:#C0504D">.<o:p></o:p></span></p>
<p class="MsoNormal"><o:p> </o:p></p>
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