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<p class="MsoNormal">Medicaid would consider real estate with a TODD either as an exempt resource or countable resource depending on its character. (AKA, the TODD is a non-factor.)<o:p></o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal"><b><span style="font-size:9.0pt;font-family:"Arial",sans-serif">James Bates, Attorney<o:p></o:p></span></b></p>
<p class="MsoNormal"><b><span style="font-size:9.0pt;font-family:"Arial",sans-serif">Luce & Associates, P.S.<o:p></o:p></span></b></p>
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<p class="MsoNormal"><span style="font-size:9.0pt;font-family:"Arial",sans-serif">Tacoma, WA 98424<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:9.0pt;font-family:"Arial",sans-serif">T: (253) 922-8724<o:p></o:p></span></p>
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<p class="MsoNormal"><b>From:</b> wsbapt-bounces@lists.wsbarppt.com [mailto:wsbapt-bounces@lists.wsbarppt.com]
<b>On Behalf Of </b>Marvin Benson<br>
<b>Sent:</b> Tuesday, December 19, 2017 12:31 PM<br>
<b>To:</b> WSBA Probate & Trust Listserv <wsbapt@lists.wsbarppt.com><br>
<b>Subject:</b> Re: [WSBAPT] life estate<o:p></o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
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<p class="MsoNormal">How does medicaid treat the house asset when there is a TODD?<o:p></o:p></p>
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<p class="MsoNormal">If daughter documents 2 years of care keeping mom out of a nursing home, that solves the problem. Here, where mom is in her 60's, mom may be thinking about needing help 10 or 20 years from now.<o:p></o:p></p>
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<p class="MsoNormal"><o:p> </o:p></p>
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<p class="MsoNormal">Marvin Benson<o:p></o:p></p>
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<p class="MsoNormal"><o:p> </o:p></p>
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<p class="MsoNormal">On Tue, Dec 19, 2017 at 11:29 AM, Rachel Edmiston <<a href="mailto:rachel.edmiston@gmail.com" target="_blank">rachel.edmiston@gmail.com</a>> wrote:<o:p></o:p></p>
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<p class="m-361324390774421047gmail-msolistparagraph"><span style="font-size:12.0pt;font-family:"Times New Roman",serif">So, let me see if I’ve got this right. The problems with a life estate are that the person receiving the house has to pay a gift tax, the
life estate holder won’t be eligible for Medicaid for 5 years, Medicaid can recoup some costs by putting a lien on the life estate holder’s house, all parties would have to consent to selling the property and would be entitled to the proceeds, and if there’s
a debt due, the grantor would pay an excise tax. But there is a step up in tax basis when the holder of the life estate dies and the house doesn’t have to go through probate. Is that right? I’ve tried talking the client into a TODD before, but based on
this discussion, I think I’ll try again.</span><o:p></o:p></p>
<p class="m-361324390774421047gmail-msolistparagraph"><span style="font-size:12.0pt;font-family:"Times New Roman",serif">Thank you,</span><o:p></o:p></p>
<p class="m-361324390774421047gmail-msolistparagraph"><span style="font-size:12.0pt;font-family:"Times New Roman",serif">Rachel Edmiston
</span><o:p></o:p></p>
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<div id="m_-361324390774421047DAB4FAD8-2DD7-40BB-A1B8-4E2AA1F9FDF2">
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<p class="MsoNormal"><o:p> </o:p></p>
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<p class="MsoNormal">On Tue, Dec 19, 2017 at 11:04 AM, Mike Winslow <<a href="mailto:mike@winslegal.com" target="_blank">mike@winslegal.com</a>> wrote:<o:p></o:p></p>
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<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="color:#1F497D">Thanks for that clarification, Kate. I stand corrected.</span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="color:#1F497D">Good to know.</span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="color:#1F497D"> </span><o:p></o:p></p>
<div>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="color:#1F497D">Michael A. Winslow</span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="color:#1F497D">1204 Cleveland Ave.</span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="color:#1F497D">Mount Vernon, WA 98273</span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="color:#1F497D">Ph.
<a href="tel:(360)%20336-3321" target="_blank">360-336-3321</a></span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="color:#1F497D">Em.
<a href="mailto:Mike@winslegal.com" target="_blank">Mike@winslegal.com</a></span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="color:#1F497D"> </span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="color:#1F497D">This message is from an attorney, so it’s confidential. If you are not the intended recipient, it’s too late to stop reading this message, but you may
not use it for any improper purpose. Huge Disclaimer available upon request.</span><o:p></o:p></p>
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<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><b><span style="font-size:10.0pt;font-family:"Tahoma",sans-serif">From:</span></b><span style="font-size:10.0pt;font-family:"Tahoma",sans-serif">
<a href="mailto:wsbapt-bounces@lists.wsbarppt.com" target="_blank">wsbapt-bounces@lists.wsbarppt.com</a> [mailto:<a href="mailto:wsbapt-bounces@lists.wsbarppt.com" target="_blank">wsbapt-bounces@lists.wsbarppt.com</a>]
<b>On Behalf Of </b>Kate Szurek<br>
<b>Sent:</b> Tuesday, December 19, 2017 10:04 AM<br>
<b>To:</b> WSBA Probate & Trust Listserv</span><o:p></o:p></p>
<div>
<div>
<p class="MsoNormal"><b>Subject:</b> Re: [WSBAPT] life estate<o:p></o:p></p>
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<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"> <o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="color:#1F497D">Transfers with retained life estate bring the property into a decedent’s taxable estate, under IRC § 2036. Thus, step-up in basis on death.
</span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="color:#1F497D"> </span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="color:#1F497D">Kate</span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"> <o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><b><i><span style="font-size:13.5pt;font-family:"Cataneo BT";color:blue">Kate Szurek</span></i></b><span style="color:black">, J.D., LL.M.</span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><a href="mailto:kate@skagitlaw.com" target="_blank"><span style="font-size:12.0pt;font-family:"Times New Roman",serif">kate@skagitlaw.com</span></a><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"> <o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="color:#1F497D"><img border="0" width="193" height="51" style="width:2.0104in;height:.5312in" id="m_-361324390774421047m_-7705327350903802419Picture_x0020_1" src="cid:image003.jpg@01D378CA.17E6B980" alt="SkagitLaw_Signature (2)"></span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><b><i><span style="font-size:14.0pt;color:#1F497D">Skagit Law Group, PLLC</span></i></b><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="color:#1F497D">P.O. Box 336 / 227 Freeway Drive, Suite B</span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="color:#1F497D">Mount Vernon, WA 98273</span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="color:#1F497D"><a href="tel:(360)%20336-1000" target="_blank">360.336.1000</a></span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="color:#1F497D"><a href="tel:(360)%20336-6690" target="_blank">360.336.6690</a> (fax)</span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><a href="http://www.skagitlaw.com/" target="_blank"><span style="font-size:10.0pt;font-family:"Arial",sans-serif">http://www.skagitlaw.com</span></a><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#1F497D">
</span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"> <o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="color:#1F497D"> </span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="color:#1F497D"> </span><o:p></o:p></p>
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<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><b>From:</b>
<a href="mailto:wsbapt-bounces@lists.wsbarppt.com" target="_blank">wsbapt-bounces@lists.wsbarppt.com</a> [<a href="mailto:wsbapt-bounces@lists.wsbarppt.com" target="_blank">mailto:wsbapt-bounces@lists.wsbarppt.com</a>]
<b>On Behalf Of </b>Mike Winslow<br>
<b>Sent:</b> Tuesday, December 19, 2017 8:55 AM<br>
<b>To:</b> 'WSBA Probate & Trust Listserv' <<a href="mailto:wsbapt@lists.wsbarppt.com" target="_blank">wsbapt@lists.wsbarppt.com</a>><br>
<b>Subject:</b> Re: [WSBAPT] life estate<o:p></o:p></p>
</div>
</div>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"> <o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="color:#1F497D">The use of the QCD, with reserved life estate, will result in loss of the step up in tax basis at Mom’s death (check with CPA to verify this). This is
a significant benefit to lose for daughter. CYA letter if you go this route.</span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="color:#1F497D">Using a TODD avoids probate transfer of the house and retains the step up.</span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="color:#1F497D"> </span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="color:#1F497D">Regardless of approach, Daughter should be documenting now mom’s care needs, as the rendering of care by daughter, under circumstances which allow mom
to avoid nursing home care (saving the state and taxpayers money) can allow daughter to avoid a later Medicaid lien if mom becomes institutionalized. Jacob Menashe or others on this list could advise further about how to meet those requirements. Preplanning
on this issue will save trouble and money later.</span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="color:#1F497D"> </span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="color:#1F497D">Michael A. Winslow</span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="color:#1F497D">1204 Cleveland Ave.</span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="color:#1F497D">Mount Vernon, WA 98273</span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="color:#1F497D">Ph.
<a href="tel:(360)%20336-3321" target="_blank">360-336-3321</a></span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="color:#1F497D">Em.
<a href="mailto:Mike@winslegal.com" target="_blank">Mike@winslegal.com</a></span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="color:#1F497D"> </span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="color:#1F497D">This message is from an attorney, so it’s confidential. If you are not the intended recipient, it’s too late to stop reading this message, but you may
not use it for any improper purpose. Huge Disclaimer available upon request.</span><o:p></o:p></p>
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<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><b><span style="font-size:10.0pt;font-family:"Tahoma",sans-serif">From:</span></b><span style="font-size:10.0pt;font-family:"Tahoma",sans-serif">
<a href="mailto:wsbapt-bounces@lists.wsbarppt.com" target="_blank">wsbapt-bounces@lists.wsbarppt.com</a> [<a href="mailto:wsbapt-bounces@lists.wsbarppt.com" target="_blank">mailto:wsbapt-bounces@lists.wsbarppt.com</a>]
<b>On Behalf Of </b>Rachel Edmiston<br>
<b>Sent:</b> Monday, December 18, 2017 4:51 PM<br>
<b>To:</b> WSBA Probate & Trust Listserv<br>
<b>Subject:</b> Re: [WSBAPT] life estate</span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"> <o:p></o:p></p>
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<p class="m-361324390774421047m-7705327350903802419gmail-msonormal">The plan is for the daughter to move in with her and take care of her so that she doesn’t have to move into an assisted living facility. Since she’s in her late 60s, she’s not expecting to
meet Mr. Right, but you never know. I’ve explained to her that if she wants to sell the house later on, she would need her daughter’s consent. I also explained that her daughter’s creditors could reach the house, but again, she doesn’t think this will be
a problem.<o:p></o:p></p>
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<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"> <o:p></o:p></p>
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<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto">On Mon, Dec 18, 2017 at 3:16 PM, Marcus Fry <<a href="mailto:mfry@lyon-law.com" target="_blank">mfry@lyon-law.com</a>> wrote:<o:p></o:p></p>
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<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto">Josh,<br>
Neither will she with a transfer on death deed. <br>
Rachel,<br>
I think you need a better understanding of client's goals. What if your client wants to move into an assisted living facility? Does she have other resources to pay for it? What if she meets the man of her dreams and she wants to sell and move away with him.
With a life estate, she has no authority to direct the sale of house. Lastly, what if her daughter has creditor or marital issues, does she want the house exposed to those?<br>
Marcus Fry<br>
Lyon, Weigand & Gustafson P.S.<br>
Yakima, Wa.<br>
<br>
<br>
<br>
Sent from my Samsung Galaxy smartphone.<o:p></o:p></p>
</div>
<p class="MsoNormal" style="mso-margin-top-alt:auto;margin-bottom:12.0pt"><br>
<br>
-------- Original message --------<br>
From: Josh Grant <<a href="mailto:jgrant@accima.com" target="_blank">jgrant@accima.com</a>>
<br>
Date:12/18/2017 2:46 PM (GMT-08:00) <br>
To: WSBA Probate & Trust Listserv <<a href="mailto:wsbapt@lists.wsbarppt.com" target="_blank">wsbapt@lists.wsbarppt.com</a>>
<br>
Cc: <br>
Subject: Re: [WSBAPT] life estate <o:p></o:p></p>
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<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:13.5pt;color:black">Clients will not start the 5 year waiting period for Medicaid eligibility as to this asset if they retain a life estate.</span><o:p></o:p></p>
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<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:10.0pt;font-family:"Tahoma",sans-serif;color:black"> </span><o:p></o:p></p>
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<b><span style="font-size:10.0pt;font-family:"Tahoma",sans-serif;color:black">From:</span></b><span style="font-size:10.0pt;font-family:"Tahoma",sans-serif;color:black">
<a href="mailto:rachel.edmiston@gmail.com" target="_blank" title="rachel.edmiston@gmail.com">
Rachel Edmiston</a> </span><o:p></o:p></p>
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<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;background:whitesmoke">
<b><span style="font-size:10.0pt;font-family:"Tahoma",sans-serif;color:black">Sent:</span></b><span style="font-size:10.0pt;font-family:"Tahoma",sans-serif;color:black"> Sunday, December 17, 2017 1:44 PM</span><o:p></o:p></p>
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<b><span style="font-size:10.0pt;font-family:"Tahoma",sans-serif;color:black">To:</span></b><span style="font-size:10.0pt;font-family:"Tahoma",sans-serif;color:black">
<a href="mailto:wsbapt@lists.wsbarppt.com" target="_blank" title="wsbapt@lists.wsbarppt.com">
WSBA Probate & Trust Listserv</a> </span><o:p></o:p></p>
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<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;background:whitesmoke">
<b><span style="font-size:10.0pt;font-family:"Tahoma",sans-serif;color:black">Subject:</span></b><span style="font-size:10.0pt;font-family:"Tahoma",sans-serif;color:black"> [WSBAPT] life estate</span><o:p></o:p></p>
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<p class="m-361324390774421047m-7705327350903802419m216170708910174992gmail-msonormal">
<span style="color:black">Hi,</span><o:p></o:p></p>
<p class="m-361324390774421047m-7705327350903802419m216170708910174992gmail-msonormal">
<span style="color:black">One of my clients wants to give her house to her daughter and retain a life estate for herself. I thought this was done by filing a quit claim deed that retained a life estate, but I’m having a hard time finding a sample. Do any of
you have one I could use as a guide? I’d also appreciate any helpful tips you might have or warnings about pitfalls as I’ve obviously never done this before.</span><o:p></o:p></p>
<p class="m-361324390774421047m-7705327350903802419m216170708910174992gmail-msonormal">
<span style="color:black">Thank you,</span><o:p></o:p></p>
<p class="m-361324390774421047m-7705327350903802419m216170708910174992gmail-msonormal">
<span style="color:black">Rachel Edmiston</span><o:p></o:p></p>
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<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-family:"Garamond",serif;color:#38761D;background:#F3F3F3">Rachel Edmiston,
</span><o:p></o:p></p>
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<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="color:#888888">PO Box 13738</span><o:p></o:p></p>
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<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="color:#888888">Mill Creek, WA 98082</span><o:p></o:p></p>
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<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="color:#888888">T:
<a href="tel:(425)%20945-6333" target="_blank">425-945-6333</a></span><o:p></o:p></p>
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<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="color:#888888">F:
<a href="tel:(425)%20272-4294" target="_blank">425-272-4294</a></span><o:p></o:p></p>
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<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="color:black">_______________________________________________<br>
WSBAPT mailing list<br>
<a href="mailto:WSBAPT@lists.wsbarppt.com" target="_blank">WSBAPT@lists.wsbarppt.com</a><br>
<a href="http://mailman.fsr.com/mailman/listinfo/wsbapt" target="_blank">http://mailman.fsr.com/mailman/listinfo/wsbapt</a></span><o:p></o:p></p>
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<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><br>
_______________________________________________<br>
WSBAPT mailing list<br>
<a href="mailto:WSBAPT@lists.wsbarppt.com" target="_blank">WSBAPT@lists.wsbarppt.com</a><br>
<a href="http://mailman.fsr.com/mailman/listinfo/wsbapt" target="_blank">http://mailman.fsr.com/mailman/listinfo/wsbapt</a><o:p></o:p></p>
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<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-family:"Garamond",serif;color:#38761D;background:#F3F3F3">Rachel Edmiston,
</span><o:p></o:p></p>
</div>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="color:#888888">PO Box 13738</span><o:p></o:p></p>
</div>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="color:#888888">Mill Creek, WA 98082</span><o:p></o:p></p>
</div>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="color:#888888">T:
<a href="tel:(425)%20945-6333" target="_blank">425-945-6333</a></span><o:p></o:p></p>
</div>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="color:#888888">F:
<a href="tel:(425)%20272-4294" target="_blank">425-272-4294</a></span><o:p></o:p></p>
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<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="color:#888888"> </span><o:p></o:p></p>
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<p style="margin:0in;margin-bottom:.0001pt"><span style="color:black">CONFIDENTIAL: ATTORNEY/CLIENT PRIVILEGED; ATTORNEY WORK PRODUCT The information contained in this email is intended for the individual or entity above. This email is protected by the Electronic
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others; also, please notify the sender by replying to this message, and then delete this message from your system. Thank you.</span><o:p></o:p></p>
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<p class="MsoNormal"><br>
_______________________________________________<br>
WSBAPT mailing list<br>
<a href="mailto:WSBAPT@lists.wsbarppt.com" target="_blank">WSBAPT@lists.wsbarppt.com</a><br>
<a href="http://mailman.fsr.com/mailman/listinfo/wsbapt" target="_blank">http://mailman.fsr.com/mailman/listinfo/wsbapt</a><o:p></o:p></p>
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<p class="MsoNormal"><span style="font-family:"Garamond",serif;color:#38761D;background:#F3F3F3">Rachel Edmiston,
</span><span style="color:#888888"><o:p></o:p></span></p>
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<p class="MsoNormal"><span style="color:#888888">PO Box 13738</span><o:p></o:p></p>
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<p class="MsoNormal"><span style="color:#888888">Mill Creek, WA 98082</span><o:p></o:p></p>
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<p class="MsoNormal"><span style="color:#888888">T: <a href="tel:(425)%20945-6333" target="_blank">
425-945-6333</a></span><o:p></o:p></p>
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<p class="MsoNormal"><span style="color:#888888">F: <a href="tel:(425)%20272-4294" target="_blank">
425-272-4294</a></span><o:p></o:p></p>
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<p class="MsoNormal"><span style="color:#888888"> <o:p></o:p></span></p>
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_______________________________________________<br>
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