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</o:shapelayout></xml><![endif]--></head><body lang=EN-US link=blue vlink=purple style='tab-interval:.5in'><div class=WordSection1><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";mso-bidi-font-family:"Times New Roman";color:#1F497D'>Title vesting and risk analysis about obtaining title insurance are different issues; my post addressed your comment about <b style='mso-bidi-font-weight:normal'>title vesting</b>. You stated: </span><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'>“Those WACs only address exemption from the Excise Tax, <span style='background:yellow;mso-highlight:yellow'>not the transfer of title</span>.” Thus the citations provided.<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'>One is a legal issue; the other a business decision and for the lawyer, I guess a matter of their comfort level with the future risk a title insurer might reject a request to insure.<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'>In the instant case, where there is going to be a transfer to an RLT, it would be pretty simple to confirm the insurer will cover the transfer to trust with a supplemental on the original title policy. In other situations, perhaps the title insurance issue cannot be confirmed immediately. Sharon’s path on this, as stated in her last post, works.<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'>Thus far, the competition in the title industry has worked in our favor, and I have never seen a title company refuse coverage on property owned by husband and wife if the LOP affidavit could be supplied. This could change, and for me, that is a risk I will let my clients decide to undertake or not. <o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'>I find it difficult to tell my clients that they <u>must</u> do a probate to transfer title, because that is not the status of the law. But your comments prompt me to be careful to make sure my clients understand the risk of using the LOP affidavit from the stand point of later ability to insure a sale.</span><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";mso-bidi-font-family:"Times New Roman";color:#1F497D'><o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";mso-bidi-font-family:"Times New Roman";color:#1F497D'><o:p> </o:p></span></p><div><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman";color:#1F497D;mso-no-proof:yes'>Michael A. Winslow<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman";color:#1F497D;mso-no-proof:yes'>1204 Cleveland Ave.<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman";color:#1F497D;mso-no-proof:yes'>Mount Vernon, WA 98273<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman";color:#1F497D;mso-no-proof:yes'>Ph. 360-336-3321<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman";color:#1F497D;mso-no-proof:yes'>Em. Mike@winslegal.com<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman";color:#1F497D;mso-no-proof:yes'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman";color:#1F497D;mso-no-proof:yes'>This message is from an attorney, so it’s confidential. If you are not the intended recipient, it’s too late to stop reading this message, but you may not use it for any improper purpose. Huge Disclaimer available upon request.<o:p></o:p></span></p></div><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";mso-bidi-font-family:"Times New Roman";color:#1F497D'><o:p> </o:p></span></p><div><div style='border:none;border-top:solid #B5C4DF 1.0pt;padding:3.0pt 0in 0in 0in'><p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif";mso-fareast-font-family:"Times New Roman"'>From:</span></b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif";mso-fareast-font-family:"Times New Roman"'> wsbapt-bounces@lists.wsbarppt.com [mailto:wsbapt-bounces@lists.wsbarppt.com] <b>On Behalf Of </b>Paul Neumiller<br><b>Sent:</b> Friday, October 13, 2017 10:19 AM<br><b>To:</b> 'WSBA Probate & Trust Listserv'<br><b>Subject:</b> Re: [WSBAPT] lack of probate affidavit question<o:p></o:p></span></p></div></div><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'>Yes, I get that but trying to get a title company to accept that is another thing. I have had title companies tell me that they “don’t know if there are children from a previous marriage” and they “don’t know if the house was completely community property and not separate property.” It is a self-serving statement for the surviving spouse or heirs to say to a title company “Hey, let me sell the house and get all of the proceeds because state law says I get it.” In other words, I have been told by title companies that, yes, that RCW works but the title company wants a court to establish who is to receive the house. <o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'><o:p> </o:p></span></p><div><p class=MsoNormal><a name="Paul_Neumiller2"><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'><img width=250 height=150 id="Picture_x0020_2" src="cid:image002.jpg@01D3442F.0DF0C170" alt="Paul Neumiller"></span></a><span style='mso-bookmark:Paul_Neumiller2'></span><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:white'><o:p></o:p></span></p></div><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'><o:p> </o:p></span></p><div><div style='border:none;border-top:solid #E1E1E1 1.0pt;padding:3.0pt 0in 0in 0in'><p class=MsoNormal style='mso-outline-level:1'><b><span style='font-size:11.0pt;font-family:"Calibri","sans-serif"'>From:</span></b><span style='font-size:11.0pt;font-family:"Calibri","sans-serif"'> <a href="mailto:wsbapt-bounces@lists.wsbarppt.com">wsbapt-bounces@lists.wsbarppt.com</a> [<a href="mailto:wsbapt-bounces@lists.wsbarppt.com">mailto:wsbapt-bounces@lists.wsbarppt.com</a>] <b>On Behalf Of </b>Mike Winslow<br><b>Sent:</b> Friday, October 13, 2017 9:18 AM<br><b>To:</b> 'WSBA Probate & Trust Listserv' <<a href="mailto:wsbapt@lists.wsbarppt.com">wsbapt@lists.wsbarppt.com</a>><br><b>Subject:</b> Re: [WSBAPT] lack of probate affidavit question<o:p></o:p></span></p></div></div><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'>Title vests in the surviving spouse if a couple takes title as “husband and wife”, absent a will that disposes of the one half interest of the decedent otherwise.<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'>Further, title vests in the heirs at law without the requirement of probate under:<o:p></o:p></span></p><p class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'><b>RCW 11.04.250<o:p></o:p></b></p><p class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'><b>When real estate vests—Rights of heirs.<o:p></o:p></b></p><p class=MsoNormal style='text-indent:.25in'>When a person dies seized of lands, tenements or hereditaments, or any right thereto or entitled to any interest therein in fee or for the life of another, his or her title shall vest immediately in his or her heirs or devisees, subject to his or her debts, family allowance, expenses of administration, and any other charges for which such real estate is liable under existing laws. No administration of the estate of such decedent, and no decree of distribution or other finding or order of any court shall be necessary in any case to vest such title in the heirs or devisees, but the same shall vest in the heirs or devisees instantly upon the death of such decedent: PROVIDED, That no person shall be deemed a devisee until the will has been probated. The title and right to possession of such lands, tenements, or hereditaments so vested in such heirs or devisees, together with the rents, issues, and profits thereof, shall be good and valid against all persons claiming adversely to the claims of any such heirs, or devisees, excepting only the personal representative when appointed, and persons lawfully claiming under such personal representative; and any one or more of such heirs or devisees, or their grantees, jointly or severally, may sue for and recover their respective shares or interests in any such lands, tenements, or hereditaments and the rents, issues, and profits thereof, whether letters testamentary or of administration be granted or not, from any person except the personal representative and those lawfully claiming under such personal representative.<o:p></o:p></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'><o:p> </o:p></span></p><div><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'>Michael A. Winslow<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'>1204 Cleveland Ave.<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'>Mount Vernon, WA 98273<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'>Ph. 360-336-3321<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'>Em. </span><a href="mailto:Mike@winslegal.com"><span style='font-size:11.0pt;font-family:"Calibri","sans-serif"'>Mike@winslegal.com</span></a><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'><o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'>This message is from an attorney, so it’s confidential. If you are not the intended recipient, it’s too late to stop reading this message, but you may not use it for any improper purpose. Huge Disclaimer available upon request.<o:p></o:p></span></p></div><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'><o:p> </o:p></span></p><div><div style='border:none;border-top:solid #B5C4DF 1.0pt;padding:3.0pt 0in 0in 0in'><p class=MsoNormal style='mso-outline-level:1'><b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'>From:</span></b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'> </span><a href="mailto:wsbapt-bounces@lists.wsbarppt.com"><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'>wsbapt-bounces@lists.wsbarppt.com</span></a><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'> [</span><a href="mailto:wsbapt-bounces@lists.wsbarppt.com"><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'>mailto:wsbapt-bounces@lists.wsbarppt.com</span></a><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'>] <b>On Behalf Of </b>Paul Neumiller<br><b>Sent:</b> Friday, October 13, 2017 8:45 AM<br><b>To:</b> 'WSBA Probate & Trust Listserv'<br><b>Subject:</b> Re: [WSBAPT] lack of probate affidavit question<o:p></o:p></span></p></div></div><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'>This really goes against my understanding. Those WACs only address exemption from the Excise Tax, not the transfer of title. In the absence of a recorded Community Property Agreement or a recorded Transfer On Death Deed or a probated estate, a Lack of Probate Affidavit is only effective if a title company is willing to accept it in terms of insuring a sale of the property. I sure hope Dwight Bickel or some other title person chimes in here. While the widow can record the deed (or the Affidavit), the real test will come at a later time when a title company is asked to insure a sale of the property. Now, if that sale is ten years down the road, an insurance company <i>may</i> feel it’s a safe enough transaction to insure because of the passage of time but I doubt an insurance company will accept the Affidavit if the sale is within two years.<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'>I have advised my clients that it is safest to probate the estate to ensure later title insurance on a sale of the property. It has been my analysis that the title companies are currently willing to insure the transfer of title using a an Affidavit of Lack of Probate until they, as an industry, get burned by a lawsuit involving an Affidavit, the case will hit the conservative title insurance industry like a tsunami, and then their “acceptance” of an Affidavit will dissolve. That may force the widow to go back and probate the estate.<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'><o:p> </o:p></span></p><div><p class=MsoNormal><a name="Paul_Neumiller"><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'><img border=0 width=250 height=150 id="Picture_x0020_1" src="cid:image003.jpg@01D3442F.0DF0C170" alt="cid:image004.jpg@01D3440A.0675C6E0"></span></a><span style='mso-bookmark:Paul_Neumiller'></span><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:white'><o:p></o:p></span></p></div><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'><o:p> </o:p></span></p><div><div style='border:none;border-top:solid #E1E1E1 1.0pt;padding:3.0pt 0in 0in 0in'><p class=MsoNormal style='mso-outline-level:1'><b><span style='font-size:11.0pt;font-family:"Calibri","sans-serif"'>From:</span></b><span style='font-size:11.0pt;font-family:"Calibri","sans-serif"'> </span><a href="mailto:wsbapt-bounces@lists.wsbarppt.com"><span style='font-size:11.0pt;font-family:"Calibri","sans-serif"'>wsbapt-bounces@lists.wsbarppt.com</span></a><span style='font-size:11.0pt;font-family:"Calibri","sans-serif"'> [</span><a href="mailto:wsbapt-bounces@lists.wsbarppt.com"><span style='font-size:11.0pt;font-family:"Calibri","sans-serif"'>mailto:wsbapt-bounces@lists.wsbarppt.com</span></a><span style='font-size:11.0pt;font-family:"Calibri","sans-serif"'>] <b>On Behalf Of </b>Mike Winslow<br><b>Sent:</b> Thursday, October 12, 2017 5:34 PM<br><b>To:</b> 'WSBA Probate & Trust Listserv' <</span><a href="mailto:wsbapt@lists.wsbarppt.com"><span style='font-size:11.0pt;font-family:"Calibri","sans-serif"'>wsbapt@lists.wsbarppt.com</span></a><span style='font-size:11.0pt;font-family:"Calibri","sans-serif"'>><br><b>Subject:</b> Re: [WSBAPT] lack of probate affidavit question<o:p></o:p></span></p></div></div><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'>I have heard that the clerks in the tax assessor’s offices tell people they need a deed. This happens is Skagit. Not necessary and not effective to transfer title. Redundant, waste of money, etc.<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'>The Lack of Probate affidavit is sufficient. Record it per the WAC, then, wife just deeds to Trust. Use a warranty deed, not a quit claim deed, to maintain title insurance coverage from original acquisition.<o:p></o:p></span></p><h3><span style='font-family:"Calibri","sans-serif";mso-fareast-font-family:"Times New Roman";color:#1F497D;font-weight:normal'>See </span><span style='font-family:"Times New Roman","serif";mso-fareast-font-family:"Times New Roman";color:windowtext;font-weight:normal'>WAC 458-61A-202. Look at 6(i) for the process applicable to your matter.<o:p></o:p></span></h3><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'><o:p> </o:p></span></p><div><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'>Michael A. Winslow<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'>1204 Cleveland Ave.<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'>Mount Vernon, WA 98273<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'>Ph. 360-336-3321<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'>Em. </span><a href="mailto:Mike@winslegal.com"><span style='font-size:11.0pt;font-family:"Calibri","sans-serif"'>Mike@winslegal.com</span></a><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'><o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'>This message is from an attorney, so it’s confidential. If you are not the intended recipient, it’s too late to stop reading this message, but you may not use it for any improper purpose. Huge Disclaimer available upon request.<o:p></o:p></span></p></div><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'><o:p> </o:p></span></p><div><div style='border:none;border-top:solid #B5C4DF 1.0pt;padding:3.0pt 0in 0in 0in'><p class=MsoNormal style='mso-outline-level:1'><b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'>From:</span></b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'> </span><a href="mailto:wsbapt-bounces@lists.wsbarppt.com"><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'>wsbapt-bounces@lists.wsbarppt.com</span></a><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'> [</span><a href="mailto:wsbapt-bounces@lists.wsbarppt.com"><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'>mailto:wsbapt-bounces@lists.wsbarppt.com</span></a><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'>] <b>On Behalf Of </b>Sharon Rutberg<br><b>Sent:</b> Thursday, October 12, 2017 3:31 PM<br><b>To:</b> </span><a href="mailto:wsbapt@lists.wsbarppt.com"><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'>wsbapt@lists.wsbarppt.com</span></a><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'><br><b>Subject:</b> [WSBAPT] lack of probate affidavit question<o:p></o:p></span></p></div></div><p class=MsoNormal><o:p> </o:p></p><div id=divtagdefaultwrapper><p><span style='font-family:"Calibri","sans-serif";color:black'>Hi, listmates --<o:p></o:p></span></p><p><span style='font-family:"Calibri","sans-serif";color:black'><o:p> </o:p></span></p><p><span style='font-family:"Calibri","sans-serif";color:black'>Client's husband died without a will. The couple owned their home as community property and neither spouse has any children. We do not want to open estate administration for the husband (due to lack of need and privacy concerns). But we do want to transfer the wife's interest into her revocable living trust (created also for privacy concerns).<o:p></o:p></span></p><p><span style='font-family:"Calibri","sans-serif";color:black'><o:p> </o:p></span></p><p><span style='font-family:"Calibri","sans-serif";color:black'>Do we need to record a document reflecting the transfer by intestate succession of the house to the wife as sole owner before she can quit claim the property into her RLT? If so, how so we do that? We have created a <strong><span style='font-family:"Calibri","sans-serif"'>lack of probate affidavit</span></strong> attesting that surviving spouse is the rightful heir to the property. Can we record that (along with a death certificate and a REET affidavit) to document the transfer? Do we need a deed instrument in addition? <o:p></o:p></span></p><p><span style='font-family:"Calibri","sans-serif";color:black'><br>I've heard varying things from different sources. Any clarification would be appreciated!<o:p></o:p></span></p><p><span style='font-family:"Calibri","sans-serif";color:black'><o:p> </o:p></span></p><p><span style='font-family:"Calibri","sans-serif";color:black'>Best,<o:p></o:p></span></p><p><span style='font-family:"Calibri","sans-serif";color:black'>Sharon<o:p></o:p></span></p><p><span style='font-family:"Calibri","sans-serif";color:black'><o:p> </o:p></span></p><p><span style='font-size:9.0pt;font-family:"Verdana","sans-serif";color:black'>Sharon C. Rutberg, Attorney at Law</span><span style='font-family:"Calibri","sans-serif";color:black'><o:p></o:p></span></p><div id=Signature><div id=divtagdefaultwrapper><p><span style='font-size:9.0pt;font-family:"Verdana","sans-serif";color:black'>Salmon Bay Law Group, PLLC</span><span style='font-family:"Calibri","sans-serif";color:black'><o:p></o:p></span></p><p><span style='font-size:9.0pt;font-family:"Verdana","sans-serif";color:black'>1734 NW Market St.</span><span style='font-family:"Calibri","sans-serif";color:black'><o:p></o:p></span></p><p><span style='font-size:9.0pt;font-family:"Verdana","sans-serif";color:black'>Seattle, WA 98107</span><span style='font-family:"Calibri","sans-serif";color:black'><o:p></o:p></span></p><p><span style='font-size:9.0pt;font-family:"Verdana","sans-serif";color:black'>206-735-3177, ext. 2</span><span style='font-family:"Calibri","sans-serif";color:black'><o:p></o:p></span></p><p><a href="mailto:sharon@salmonbaylaw.com" id=LPNoLP><span style='font-size:9.0pt;font-family:"Verdana","sans-serif"'>sharon@salmonbaylaw.com</span></a><span style='font-size:9.0pt;font-family:"Verdana","sans-serif";color:black'> </span><span style='font-family:"Calibri","sans-serif";color:black'><o:p></o:p></span></p><p><span style='font-size:9.0pt;font-family:"Verdana","sans-serif";color:black'>Website: </span><a href="http://www.salmonbaylaw.com"><span style='font-size:9.0pt;font-family:"Verdana","sans-serif"'>www.salmonbaylaw.com</span></a><span style='font-family:"Calibri","sans-serif";color:black'><o:p></o:p></span></p><p><span style='font-size:9.0pt;font-family:"Verdana","sans-serif";color:black'>Washington State Bar #47055<br><br>NOTICES<br>The contents of this message and any attachments may be protected by the attorney-client privilege, work product doctrine, and/or other applicable protections. 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