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</o:shapelayout></xml><![endif]--></head><body lang=EN-US link="#0563C1" vlink="#954F72"><div class=WordSection1><p class=MsoNormal><span style='font-family:"Arial",sans-serif'>Clients frequently ask me for the names of financial advisers. Some clients are looking for an investment adviser, but most are looking for more practical financial advice (which can include tax implications) for things such as:<o:p></o:p></span></p><p class=MsoNormal><span style='font-family:"Arial",sans-serif'><o:p> </o:p></span></p><ul style='margin-top:0in' type=disc><li class=MsoListParagraph style='margin-left:0in;mso-list:l0 level1 lfo1'><span style='font-family:"Arial",sans-serif'>Pros and cons of refinancing their house<o:p></o:p></span></li><li class=MsoListParagraph style='margin-left:0in;mso-list:l0 level1 lfo1'><span style='font-family:"Arial",sans-serif'>Advisability of selling their house or rental property<o:p></o:p></span></li><li class=MsoListParagraph style='margin-left:0in;mso-list:l0 level1 lfo1'><span style='font-family:"Arial",sans-serif'>Advisability of paying out of pocket for their child’s college education versus using school loans<o:p></o:p></span></li><li class=MsoListParagraph style='margin-left:0in;mso-list:l0 level1 lfo1'><span style='font-family:"Arial",sans-serif'>How to improve their credit score<o:p></o:p></span></li><li class=MsoListParagraph style='margin-left:0in;mso-list:l0 level1 lfo1'><span style='font-family:"Arial",sans-serif'>Consolidating debt (reducing credit card debt)<o:p></o:p></span></li><li class=MsoListParagraph style='margin-left:0in;mso-list:l0 level1 lfo1'><span style='font-family:"Arial",sans-serif'>Investing a small, medium, and large inheritance (versus paying off some or all existing debts)<o:p></o:p></span></li></ul><p class=MsoNormal><span style='font-family:"Arial",sans-serif'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-family:"Arial",sans-serif'>Can you recommend someone who provides investment advice and/or day-to-day money management advice?<o:p></o:p></span></p><p class=MsoNormal><span style='font-family:"Arial",sans-serif'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-family:"Arial",sans-serif'>Thanks very much.<o:p></o:p></span></p><p class=MsoNormal><span style='font-family:"Arial",sans-serif'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-family:"Arial",sans-serif'>Carrie<o:p></o:p></span></p><p class=MsoNormal><span style='font-family:"Arial",sans-serif'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-family:"Arial",sans-serif'>Carrie M. Kovacevich<o:p></o:p></span></p><p class=MsoNormal><span style='font-family:"Arial",sans-serif'>Lakeview Law, PLLC<o:p></o:p></span></p><p class=MsoNormal><span style='font-family:"Arial",sans-serif'>1001 4<sup>th</sup> Avenue, Suite 4400<o:p></o:p></span></p><p class=MsoNormal><span style='font-family:"Arial",sans-serif'>Seattle, Washington 98154<o:p></o:p></span></p><p class=MsoNormal><span style='font-family:"Arial",sans-serif'>Office: (206) 367-6962<o:p></o:p></span></p><p class=MsoNormal><span style='font-family:"Arial",sans-serif'>E-mail: <a href="mailto:carrie@lakeviewlaw.com">carrie@lakeviewlaw.com</a><o:p></o:p></span></p><p class=MsoNormal><span style='font-family:"Arial",sans-serif'>Web: <a href="http://www.lakeviewlaw.com/">www.lakeviewlaw.com</a><o:p></o:p></span></p><p class=MsoNormal><span style='font-family:"Arial",sans-serif'><o:p> </o:p></span></p><p class=MsoNormal><i><span style='font-size:8.0pt;font-family:"Arial",sans-serif'>This e-mail message (including any attachments) may contain Privileged/Confidential Information that is intended only for the addressee. If you are not the addressee indicated in this message (or responsible for delivery of the message to such person), please immediately notify the sender by reply e-mail or call 206-367-6962 and delete this message and attachments, if any. We appreciate your assistance in correcting this matter.</span></i><span style='font-family:"Arial",sans-serif'> </span><i><span style='font-size:8.0pt;font-family:"Arial",sans-serif'><o:p></o:p></span></i></p><p class=MsoNormal><o:p> </o:p></p></div></body></html>