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<p class="MsoNormal"><span style="font-family:"Garamond",serif">Although I can’t find this in a statute, it has always been my understanding that a claim is for a debt as of the date of death. Added interest or fees would be claims against the estate, not
against the decedent. Doesn’t that make sense?<o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-family:"Garamond",serif;color:black">Lisa E. Schuchman<br>
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<p class="MsoNormal"><b><span style="font-size:11.0pt;font-family:"Calibri",sans-serif">From:</span></b><span style="font-size:11.0pt;font-family:"Calibri",sans-serif"> wsbapt-bounces@lists.wsbarppt.com [mailto:wsbapt-bounces@lists.wsbarppt.com]
<b>On Behalf Of </b>Thomas M. Culbertson<br>
<b>Sent:</b> Wednesday, August 2, 2017 9:10 AM<br>
<b>To:</b> WSBA Probate & Trust Listserv <wsbapt@lists.wsbarppt.com><br>
<b>Subject:</b> Re: [WSBAPT] Interest and Fees on Credit Cards after death<o:p></o:p></span></p>
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<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:black">I am not aware of any reason interest would not accrue after death (or avoiding the double negative, I think the reason no one has cited any authority is that there
isn’t any). I’d love to be proven wrong.</span><o:p></o:p></p>
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<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:black">Nevertheless, in my experience, it’s been pretty easy to get them to waive interest. Regarding DCM, I have had them call and offer say 20% off when we were prepared
to pay the full amount. And I have had them make the same offer when they haven’t filed a creditors claim and the 4 months has run! I think they’re pretty clueless.
</span><o:p></o:p></p>
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<p class="MsoNormal"><b><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:black">________________________________________</span></b><o:p></o:p></p>
<p class="MsoNormal"><b><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:black">THOMAS M. CULBERTSON
</span></b><b><span style="font-size:14.0pt;font-family:"Calibri",sans-serif;color:black"> </span></b><span style="font-size:14.0pt;font-family:"Calibri",sans-serif;color:black">I
</span><span style="font-size:10.0pt;font-family:"Calibri",sans-serif;color:black"> Lukins & Annis, PS</span><o:p></o:p></p>
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<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Calibri",sans-serif;color:black">(509) 455-9555</span><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:black">
</span><span style="font-family:"Calibri",sans-serif;color:black"> I </span><span style="font-size:10.0pt;font-family:"Calibri",sans-serif;color:black"> fax (509) 363-2500</span><span style="font-family:"Calibri",sans-serif;color:black"> I
</span><span style="font-size:10.0pt;font-family:"Calibri",sans-serif;color:black"> </span><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:black"><a href="mailto:tculbertson@lukins.com"><span style="font-size:10.0pt">tculbertson@lukins.com</span></a></span><span style="font-size:10.0pt;font-family:"Calibri",sans-serif;color:black">
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<p class="MsoNormal"><b><span style="font-size:10.0pt;font-family:"Tahoma",sans-serif">From:</span></b><span style="font-size:10.0pt;font-family:"Tahoma",sans-serif">
<a href="mailto:wsbapt-bounces@lists.wsbarppt.com">wsbapt-bounces@lists.wsbarppt.com</a> [<a href="mailto:wsbapt-bounces@lists.wsbarppt.com">mailto:wsbapt-bounces@lists.wsbarppt.com</a>]
<b>On Behalf Of </b>Melinda Grout<br>
<b>Sent:</b> Tuesday, August 01, 2017 3:37 PM<br>
<b>To:</b> WSBA Probate & Trust Listserv<br>
<b>Subject:</b> Re: [WSBAPT] Interest and Fees on Credit Cards after death</span><o:p></o:p></p>
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<p class="MsoNormal"> <o:p></o:p></p>
<p class="MsoNormal">I agree with Heather that fees and interest are not appropriate charges post death, regardless of when the Notice to Creditors was received, although I do not have a specific site as you requested. <o:p></o:p></p>
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<p class="MsoNormal">Also, my PRs have generally been successful, with DCM and with many other creditors, in negotiating a reduced payment in situations where liquid funds are low, with most success if done prior to end of creditors period. <o:p></o:p></p>
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<p class="MsoNormal"> <o:p></o:p></p>
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<p class="MsoNormal">That being said, in one recent probate, a person down at DCM did not get the Creditor Claim postmarked in time (as evidenced by the postmark on the envelope) but did include an affidavit stating that she did mail it two days earlier than
she actually had. Thought I’d seen it all…<o:p></o:p></p>
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<p class="MsoNormal"> <o:p></o:p></p>
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<p class="MsoNormal"><span style="font-size:13.5pt;color:black">Regards,<br>
<br>
Melinda Grout<br>
Law Office of Melinda K Grout, PS<br>
17325 W. Main Street / P.O. Box 1360<br>
Monroe, WA 98272<br>
360-794-4322 / Fax: 425-744-6745<br>
<br>
Emphasizing Estate Planning, Probate, and Elder Law<br>
<a href="http://mkgroutlaw.com">mkgroutlaw.com</a><br>
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