<div dir="ltr"><div><div>This lender not accepting "Lack of probate Affidavit" has come up a few times. I have often wondered about the effectiveness of such an Affidavit. I may be "old school" on this but isn't the chain of title much more solid with a Personal Representative Deed though probate? And, if timing matters, there is no requirement for the Notice to Creditors and the four month waiting period. <br><br></div>In my "old school" opinion, I think title companies like the Lack of Probate Affidavit so they are willing to guarantee on that. But the best practice is the PR Deed. <br><br></div>Jim Doran<br> <br></div><div class="gmail_extra"><br clear="all"><div><div class="gmail_signature" data-smartmail="gmail_signature"><div dir="ltr"><div><div><div><div><div>James R. Doran<br></div>Attorney at Law<br></div>100 E. Pine Street - Suite 205<br></div>Bellingham, WA 98225<br>(360)393-9506<br></div><a href="mailto:jim@doranlegal.com" target="_blank">jim@doranlegal.com</a><br></div><a href="http://www.doranlegal.com" target="_blank">www.doranlegal.com</a><br></div></div></div>
<br><div class="gmail_quote">On Tue, Jul 18, 2017 at 11:21 AM, Eric Nelsen <span dir="ltr"><<a href="mailto:Eric@sayrelawoffices.com" target="_blank">Eric@sayrelawoffices.com</a>></span> wrote:<br><blockquote class="gmail_quote" style="margin:0 0 0 .8ex;border-left:1px #ccc solid;padding-left:1ex">
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<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1f497d">I'm not sure transferring ownership will solve the problem. Garn St. Germain Act prevents lender from foreclosing on someone who inherits a property, so I don't
know what the lender is balking at. If heir just keeps sending in payments, there shouldn't be an issue. Or does the heir need to talk to the lender for some other reason?<u></u><u></u></span></p>
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<p class="MsoNormal"><span style="font-family:"Calibri","sans-serif";color:#1f497d">Sincerely,<u></u><u></u></span></p>
<p class="MsoNormal"><span style="font-family:"Calibri","sans-serif";color:#1f497d"><u></u> <u></u></span></p>
<p class="MsoNormal"><span style="font-family:"Calibri","sans-serif";color:#1f497d">Eric<u></u><u></u></span></p>
<p class="MsoNormal"><span style="font-family:"Calibri","sans-serif";color:#1f497d"><u></u> <u></u></span></p>
<p class="MsoNormal"><span style="font-family:"Calibri","sans-serif";color:#1f497d">Eric C. Nelsen<u></u><u></u></span></p>
<p class="MsoNormal"><span style="font-family:"Calibri","sans-serif";color:#1f497d">SAYRE LAW OFFICES, PLLC<u></u><u></u></span></p>
<p class="MsoNormal"><span style="font-family:"Calibri","sans-serif";color:#1f497d">1417 31st Ave South<u></u><u></u></span></p>
<p class="MsoNormal"><span style="font-family:"Calibri","sans-serif";color:#1f497d">Seattle WA 98144-3909<u></u><u></u></span></p>
<p class="MsoNormal"><span style="font-family:"Calibri","sans-serif";color:#1f497d">phone <a href="tel:(206)%20625-0092" value="+12066250092" target="_blank">206-625-0092</a><u></u><u></u></span></p>
<p class="MsoNormal"><span style="font-family:"Calibri","sans-serif";color:#1f497d">fax <a href="tel:(206)%20625-9040" value="+12066259040" target="_blank">206-625-9040</a><u></u><u></u></span></p>
<p class="MsoNormal"><span style="font-family:"Calibri","sans-serif";color:#1f497d"><u></u> <u></u></span></p>
<p class="MsoNormal"><b><span style="font-family:"Calibri","sans-serif";color:red">Please Note that We Have Moved.</span></b><b><span style="font-family:"Calibri","sans-serif";color:#1f497d">
</span></b><span style="font-family:"Calibri","sans-serif";color:#1f497d">We have moved our Seattle office to Mount Baker Ridge (a small commercial community just above the I-90 tunnel).
<b>Our new address is 1417 31st Avenue South, Seattle WA 98144. </b>All other contact information remains the same.<u></u><u></u></span></p>
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<p class="MsoNormal"><b><span style="font-size:10.0pt;font-family:"Tahoma","sans-serif"">From:</span></b><span style="font-size:10.0pt;font-family:"Tahoma","sans-serif""> <a href="mailto:wsbapt-bounces@lists.wsbarppt.com" target="_blank">wsbapt-bounces@lists.wsbarppt.<wbr>com</a> [mailto:<a href="mailto:wsbapt-bounces@lists.wsbarppt.com" target="_blank">wsbapt-bounces@lists.<wbr>wsbarppt.com</a>]
<b>On Behalf Of </b>Michael Atkins<br>
<b>Sent:</b> Tuesday, July 18, 2017 9:24 AM<br>
<b>To:</b> PROBATE -REAL PROP SECTION<br>
<b>Subject:</b> [WSBAPT] Lender not accepting Lack of Probate Aff<u></u><u></u></span></p>
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<p class="MsoNormal"><span class="m_7092369887075513135mceitemhidden"><span style="font-size:14.0pt;color:blue">All:</span></span><span style="font-size:14.0pt;color:blue"><u></u><u></u></span></p>
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<p class="MsoNormal"><span class="m_7092369887075513135mceitemhidden"><span style="font-size:14.0pt;color:blue">2004, Small estate so Atty used Lack of Probate
</span></span><span class="m_7092369887075513135mceitemhiddenspellword"><span style="font-size:14.0pt;color:blue">Aff</span></span><span class="m_7092369887075513135mceitemhidden"><span style="font-size:14.0pt;color:blue"> . New lender is not accepting heir as owner. Does he need to open probate and
QC to self?</span></span><span style="font-size:14.0pt;color:blue"><u></u><u></u></span></p>
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<p class="MsoNormal"><span class="m_7092369887075513135mceitemhidden"><span style="font-size:14.0pt;color:blue">Thanks</span></span><span style="font-size:14.0pt;color:blue"><u></u><u></u></span></p>
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<p class="MsoNormal"><span class="m_7092369887075513135mceitemhidden"><span style="font-size:14.0pt;color:blue">Mike</span></span><span style="font-size:14.0pt;color:blue"><u></u><u></u></span></p>
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