<html><body><span style="font-family:Times New Roman; color:#0000ff; font-size:14pt;"><div><span class="mceItemHidden">Thanks Jim</span></div><div><br></div><div><img id="sigimg1" title="signature image" src="cid:sigimg1@337ff936b0add806b4ec44e77ccce37a" border="0" alt=""></div><div><br><br></div><span class="mceItemHidden">
</span><blockquote id="replyBlockquote" webmail="1" style="border-left: 2px solid blue; margin-left: 8px; padding-left: 8px; font-size:10pt; color:black; font-family:verdana;"><span class="mceItemHidden">
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Subject: Re: [<span class="mceItemHiddenSpellWord">WSBAPT</span>] Lender not accepting Lack of Probate <span class="mceItemHiddenSpellWord">Aff</span></span><br><span class="mceItemHidden">
From: Jim <span class="mceItemHiddenSpellWord">Doran</span> <<a href="mailto:jim@doranlegal.com">jim@doranlegal.com</a>></span><br><span class="mceItemHidden">
Date: Thu, July 20, 2017 10:14 am</span><br><span class="mceItemHidden">
To: "WSBA Probate & Trust <span class="mceItemHiddenSpellWord">Listserv</span>" <<a href="mailto:wsbapt@lists.wsbarppt.com">wsbapt@lists.wsbarppt.com</a>></span><br><span class="mceItemHidden">
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</span><div dir="ltr"><div><div><span class="mceItemHidden">This lender not accepting "Lack of probate Affidavit" has come up a few times. I have often wondered about the effectiveness of such an Affidavit. I may be "old school" on this but isn't the chain of title much more solid with a Personal Representative Deed though probate? And, if timing matters, there is no requirement for the Notice to Creditors and the four month waiting period. </span><br><br></div><span class="mceItemHidden">In my "old school" opinion, I think title companies like the Lack of Probate Affidavit so they are willing to guarantee on that. But the best practice is the PR Deed. </span><br><br></div><span class="mceItemHidden">Jim <span class="mceItemHiddenSpellWord">Doran</span></span><br><span class="mceItemHidden"> </span><br></div><div class="gmail_extra"><br clear="all"><div><div class="gmail_signature" data-smartmail="gmail_signature"><div dir="ltr"><div><div><div><div><div><span class="mceItemHidden">James R. <span class="mceItemHiddenSpellWord">Doran</span></span><br></div><span class="mceItemHidden">Attorney at Law</span><br></div><span class="mceItemHidden">100 E. Pine Street - Suite 205</span><br></div><span class="mceItemHidden">Bellingham, WA 98225</span><br><span class="mceItemHidden">(360)393-9506</span><br></div><a href="mailto:jim@doranlegal.com" target="_blank"><span class="mceItemHidden">jim@doranlegal.com</span></a><br></div><a href="http://www.doranlegal.com" target="_blank"><span class="mceItemHidden">www.doranlegal.com</span></a><br></div></div></div> <br><div class="gmail_quote"><span class="mceItemHidden">On Tue, Jul 18, 2017 at 11:21 AM, Eric Nelsen </span><span dir="ltr"><span class="mceItemHidden"><</span><a href="mailto:Eric@sayrelawoffices.com" target="_blank"><span class="mceItemHidden">Eric@sayrelawoffices.com</span></a><span class="mceItemHidden">></span></span><span class="mceItemHidden"> wrote:</span><br><blockquote class="gmail_quote" style="margin:0 0 0 .8ex;border-left:1px #ccc solid;padding-left:1ex"> <div link="blue" vlink="purple" lang="EN-US"> <div class="m_7092369887075513135WordSection1"> <div class="MsoNormal" style="font-size:12pt;"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1f497d"><span class="mceItemHidden">I'm not sure transferring ownership will solve the problem. <span class="mceItemHiddenSpellWord">Garn</span> St. Germain Act prevents lender from foreclosing on someone who inherits a property, so I don't know what the lender is balking at. If heir just keeps sending in payments, there shouldn't be an issue. Or does the heir need to talk to the lender for some other reason?</span><u></u><u></u></span></div> <div class="MsoNormal" style="font-size:12pt;"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1f497d"><u></u><span class="mceItemHidden"> </span><u></u></span></div> <div> <div class="MsoNormal" style="font-size:12pt;"><span style="font-family:"Calibri","sans-serif";color:#1f497d"><span class="mceItemHidden">Sincerely,</span><u></u><u></u></span></div> <div class="MsoNormal" style="font-size:12pt;"><span style="font-family:"Calibri","sans-serif";color:#1f497d"><u></u><span class="mceItemHidden"> </span><u></u></span></div> <div class="MsoNormal" style="font-size:12pt;"><span style="font-family:"Calibri","sans-serif";color:#1f497d"><span class="mceItemHidden">Eric</span><u></u><u></u></span></div> <div class="MsoNormal" style="font-size:12pt;"><span style="font-family:"Calibri","sans-serif";color:#1f497d"><u></u><span class="mceItemHidden"> </span><u></u></span></div> <div class="MsoNormal" style="font-size:12pt;"><span style="font-family:"Calibri","sans-serif";color:#1f497d"><span class="mceItemHidden">Eric C. Nelsen</span><u></u><u></u></span></div> <div class="MsoNormal" style="font-size:12pt;"><span style="font-family:"Calibri","sans-serif";color:#1f497d"><span class="mceItemHidden">SAYRE LAW OFFICES, <span class="mceItemHiddenSpellWord">PLLC</span></span><u></u><u></u></span></div> <div class="MsoNormal" style="font-size:12pt;"><span style="font-family:"Calibri","sans-serif";color:#1f497d"><span class="mceItemHidden">1417 31st Ave South</span><u></u><u></u></span></div> <div class="MsoNormal" style="font-size:12pt;"><span style="font-family:"Calibri","sans-serif";color:#1f497d"><span class="mceItemHidden">Seattle WA 98144-3909</span><u></u><u></u></span></div> <div class="MsoNormal" style="font-size:12pt;"><span style="font-family:"Calibri","sans-serif";color:#1f497d"><span class="mceItemHidden">phone </span><a href="tel:(206)%20625-0092" value="+12066250092" target="_blank"><span class="mceItemHidden">206-625-0092</span></a><u></u><u></u></span></div> <div class="MsoNormal" style="font-size:12pt;"><span style="font-family:"Calibri","sans-serif";color:#1f497d"><span class="mceItemHidden">fax </span><a href="tel:(206)%20625-9040" value="+12066259040" target="_blank"><span class="mceItemHidden">206-625-9040</span></a><u></u><u></u></span></div> <div class="MsoNormal" style="font-size:12pt;"><span style="font-family:"Calibri","sans-serif";color:#1f497d"><u></u><span class="mceItemHidden"> </span><u></u></span></div> <div class="MsoNormal" style="font-size:12pt;"><b><span style="font-family:"Calibri","sans-serif";color:red"><span class="mceItemHidden">Please Note that We Have Moved.</span></span></b><b><span style="font-family:"Calibri","sans-serif";color:#1f497d"> </span></b><span style="font-family:"Calibri","sans-serif";color:#1f497d"><span class="mceItemHidden">We have moved our Seattle office to Mount Baker Ridge (a small commercial community just above the I-90 tunnel). </span><b><span class="mceItemHidden">Our new address is 1417 31st Avenue South, Seattle WA 98144. </span></b><span class="mceItemHidden">All other contact information remains the same.</span><u></u><u></u></span></div> </div> <div class="MsoNormal" style="font-size:12pt;"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1f497d"><u></u><span class="mceItemHidden"> </span><u></u></span></div> <div> <div style="border:none;border-top:solid #b5c4df 1.0pt;padding:3.0pt 0in 0in 0in"> <div class="MsoNormal" style="font-size:12pt;"><b><span style="font-size:10.0pt;font-family:"Tahoma","sans-serif""><span class="mceItemHidden">From:</span></span></b><span style="font-size:10.0pt;font-family:"Tahoma","sans-serif""> <a href="mailto:wsbapt-bounces@lists.wsbarppt.com" target="_blank"><span class="mceItemHidden">wsbapt-bounces@lists.wsbarppt.</span><wbr><span class="mceItemHidden">com</span></a><span class="mceItemHidden"> [<span class="mceItemHiddenSpellWord">mailto</span>:</span><a href="mailto:wsbapt-bounces@lists.wsbarppt.com" target="_blank"><span class="mceItemHidden"><span class="mceItemHiddenSpellWord">wsbapt</span>-bounces@lists.</span><wbr><span class="mceItemHidden">wsbarppt.com</span></a><span class="mceItemHidden">] </span><b><span class="mceItemHidden">On Behalf Of </span></b><span class="mceItemHidden">Michael Atkins</span><br> <b><span class="mceItemHidden">Sent:</span></b><span class="mceItemHidden"> Tuesday, July 18, 2017 9:24 AM</span><br> <b><span class="mceItemHidden">To:</span></b><span class="mceItemHidden"> PROBATE -REAL PROP SECTION</span><br> <b><span class="mceItemHidden">Subject:</span></b><span class="mceItemHidden"> [<span class="mceItemHiddenSpellWord">WSBAPT</span>] Lender not accepting Lack of Probate <span class="mceItemHiddenSpellWord">Aff</span></span><u></u><u></u></span></div> </div> </div> <div class="MsoNormal" style="font-size:12pt;"><u></u><span class="mceItemHidden"> </span><u></u></div> <div> <div class="MsoNormal" style="font-size:12pt;"><span class="m_7092369887075513135mceitemhidden"><span style="font-size:14.0pt;color:blue"><span class="mceItemHidden">All:</span></span></span><span style="font-size:14.0pt;color:blue"><u></u><u></u></span></div> </div> <div> <div class="MsoNormal" style="font-size:12pt;"><span class="m_7092369887075513135mceitemhidden"><span style="font-size:14.0pt;color:blue"><span class="mceItemHidden">2004, Small estate so Atty used Lack of Probate </span></span></span><span class="m_7092369887075513135mceitemhiddenspellword"><span style="font-size:14.0pt;color:blue"><span class="mceItemHidden"><span class="mceItemHiddenSpellWord">Aff</span></span></span></span><span class="m_7092369887075513135mceitemhidden"><span style="font-size:14.0pt;color:blue"><span class="mceItemHidden"> . New lender is not accepting heir as owner. Does he need to open probate and QC to self?</span></span></span><span style="font-size:14.0pt;color:blue"><u></u><u></u></span></div> </div> <div> <div class="MsoNormal" style="font-size:12pt;"><span class="m_7092369887075513135mceitemhidden"><span style="font-size:14.0pt;color:blue"><span class="mceItemHidden">Thanks</span></span></span><span style="font-size:14.0pt;color:blue"><u></u><u></u></span></div> </div> <div> <div class="MsoNormal" style="font-size:12pt;"><span class="m_7092369887075513135mceitemhidden"><span style="font-size:14.0pt;color:blue"><span class="mceItemHidden">Mike</span></span></span><span style="font-size:14.0pt;color:blue"><u></u><u></u></span></div> </div> <div> <div class="MsoNormal" style="font-size:12pt;"><span style="font-size:14.0pt;color:blue"><u></u><span class="mceItemHidden"> </span><u></u></span></div> </div> <div> <div class="MsoNormal" style="font-size:12pt;"><span style="font-size:14.0pt;color:blue"><img id="m_7092369887075513135sigimg1" src="cid:image001.png@01D2FFB4.4C96C0B0" width="500" height="100" wbeuser="matkins@michaelatkinslaw.com"><u></u><u></u></span></div> </div> </div> </div> <br><span class="mceItemHidden">______________________________</span><wbr><span class="mceItemHidden">_________________</span><br><span class="mceItemHidden"> <span class="mceItemHiddenSpellWord">WSBAPT</span> mailing list</span><br> <a target="_blank" href="mailto:WSBAPT@lists.wsbarppt.com"><span class="mceItemHidden">WSBAPT@lists.wsbarppt.com</span></a><br> <a href="http://mailman.fsr.com/mailman/listinfo/wsbapt" rel="noreferrer" target="_blank"><span class="mceItemHidden">http://mailman.fsr.com/</span><wbr><span class="mceItemHidden">mailman/<span class="mceItemHiddenSpellWord">listinfo</span>/wsbapt</span></a><br></blockquote></div><br></div> <hr><span class="mceItemHidden">_______________________________________________</span><br><span class="mceItemHidden">
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