
<html><body><span style="font-family:Times New Roman; color:#0000ff; font-size:14pt;"><div><span class="mceItemHidden">Without actually getting an Order, I have had luck with just informing the collector that after the homestead there was noting to collect and they backed off </span></div><div><br></div><div><img id="sigimg1" title="signature image" src="cid:sigimg1@0fd6cfd133791741729d57bd0892555b" border="0" alt=""></div><div><br><br></div><span class="mceItemHidden">

</span><blockquote id="replyBlockquote" webmail="1" style="border-left: 2px solid blue; margin-left: 8px; padding-left: 8px; font-size:10pt; color:black; font-family:verdana;"><span class="mceItemHidden">

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-------- Original Message --------</span><br><span class="mceItemHidden">

Subject: Re: [<span class="mceItemHiddenSpellWord">WSBAPT</span>] Widow's Credit Card Debt Extinguishable?</span><br><span class="mceItemHidden">

From: "John J. Sullivan" <<a href="mailto:sullaw@comcast.net">sullaw@comcast.net</a>></span><br><span class="mceItemHidden">

Date: Tue, March 21, 2017 9:50 am</span><br><span class="mceItemHidden">

To: WSBA Probate & Trust <span class="mceItemHiddenSpellWord">Listserv</span> <<a href="mailto:wsbapt@lists.wsbarppt.com">wsbapt@lists.wsbarppt.com</a>></span><br><span class="mceItemHidden">

</span><br><span class="mceItemHidden">

</span><div><span class="mceItemHidden">Amy:</span></div><div id="AppleMailSignature"><br></div><div id="AppleMailSignature"><span class="mceItemHidden">If the widow is on the card <span class="mceItemHiddenSpellWord">WF</span> will simply pursue collection against her individually. </span></div><div id="AppleMailSignature"><br></div><div id="AppleMailSignature"><span class="mceItemHidden">John Sullivan</span><br><br><span class="mceItemHidden">Sent from my iPhone</span></div><div><br><span class="mceItemHidden">On Mar 21, 2017, at 9:10 AM, Amy <span class="mceItemHiddenSpellWord">Goertz</span> <</span><a target="_blank" href="mailto:amyjgoertz@icloud.com"><span class="mceItemHidden">amyjgoertz@icloud.com</span></a><span class="mceItemHidden">> wrote:</span><br><br></div><blockquote type="cite" style="border-left: blue 2px solid; margin-left: 8px; padding-left: 8px;"><div><div dir="auto" style="word-wrap: break-word; -webkit-nbsp-mode: space; -webkit-line-break: after-white-space;" class=""><div class=""><span style="font-size: 14px;" class=""><span class="mceItemHidden">Good morning, </span></span></div><div class=""><span style="font-size: 14px;" class=""><br class=""></span></div><div class=""><span style="font-size: 14px;" class=""><span class="mceItemHidden">I am working on a pro bono matter for a widow in her early seventies whose husband of 50+ years has left her in a terrible financial pickle when he passed away in August 2014. She discovered he had racked up all the credit cards, taken a reverse mortgage, and squeezed the equity out of anything and everything. She had been making payments on the credit cards </span></span><span style="font-size: 14px;" class=""><span class="mceItemHidden">out of her Social Security</span></span><span style="font-size: 14px;" class=""><span class="mceItemHidden"> since his death. We started probate in September 2016 and sent Notices to all the credit cards indicating that the time for filing claims had passed. </span></span></div><div class=""><span style="font-size: 14px;" class=""><br class=""></span></div><div class=""><span style="font-size: 14px;" class=""><span class="mceItemHidden">One credit card in particular, through Wells Fargo, was issued in the widow’s name, even though it is my understanding that the decedent had a card with his name on it on which most of the charges were made. </span></span><span style="font-size: 14px;" class=""><span class="mceItemHidden">Wells Fargo has indicated that they intend to pursue the debt against the widow since the credit was issued in her name.</span></span></div><div class=""><span style="font-size: 14px;" class=""><br class=""></span></div><div class=""><span style="font-size: 14px;" class=""><span class="mceItemHidden">Would you think it would be helpful to do a Homestead Award and have the court award her whatever equity is left in the community estate? Any advice and/or forms to get me started would be much appreciated, especially since </span></span><span style="font-size: 14px;" class=""><span class="mceItemHidden">I’m not being paid and I would hate to have to reinvent the wheel!</span></span></div><div class=""><span style="font-size: 14px;" class=""><br class=""></span></div><div class=""><span style="font-size: 14px;" class=""><span class="mceItemHidden">Thanks in advance -</span></span></div><div class=""><span style="font-size: 14px;" class=""><br class=""></span></div><div class=""><span style="font-size: 14px;" class=""><span class="mceItemHidden">Amy </span></span></div><div class=""> <div style="color: rgb(0, 0, 0); font-family: Helvetica; font-style: normal; font-variant-caps: normal; font-weight: normal; letter-spacing: normal; orphans: auto; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px; -webkit-text-stroke-width: 0px; font-variant-ligatures: normal; font-variant-position: normal; font-variant-numeric: normal; font-variant-alternates: normal; font-variant-east-asian: normal; line-height: normal; word-wrap: break-word; -webkit-nbsp-mode: space; -webkit-line-break: after-white-space;" class=""><div style="color: rgb(0, 0, 0); letter-spacing: normal; orphans: auto; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px; -webkit-text-stroke-width: 0px; word-wrap: break-word; -webkit-nbsp-mode: space; -webkit-line-break: after-white-space;" class=""><div style="color: rgb(0, 0, 0); letter-spacing: normal; orphans: auto; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px; -webkit-text-stroke-width: 0px; word-wrap: break-word; -webkit-nbsp-mode: space; -webkit-line-break: after-white-space;" class=""><div class=""><font face="Lucida Calligraphy" class=""><i class=""><br class="Apple-interchange-newline"><span class="mceItemHidden">Amy J. <span class="mceItemHiddenSpellWord">Goertz</span>, J.D.</span></i></font></div><div style="font-size: 12px;" class=""><font face="Lucida Calligraphy" class=""><i class=""><span class="mceItemHidden"><span class="mceItemHiddenSpellWord">Goertz</span> & <span class="mceItemHiddenSpellWord">Lambrecht</span> <span class="mceItemHiddenSpellWord">PLLC</span></span></i></font></div><div style="font-size: 12px;" class=""><div class="" style="word-wrap: break-word; -webkit-nbsp-mode: space; -webkit-line-break: after-white-space;"><a target="_blank" href="mailto:brucejlambrecht@icloud.com" class=""><span class="mceItemHidden">amyjgoertz@icloud.com</span></a></div><div class="" style="word-wrap: break-word; -webkit-nbsp-mode: space; -webkit-line-break: after-white-space;"><br class=""></div><div class="" style="word-wrap: break-word; -webkit-nbsp-mode: space; -webkit-line-break: after-white-space;"><span class="mceItemHidden">1.888.926.2607 phone</span><br class=""><span class="mceItemHidden">1.877.684.1627 fax</span><br class=""><br class=""></div><div class="" style="word-wrap: break-word; -webkit-nbsp-mode: space; -webkit-line-break: after-white-space;"><span class="mceItemHidden">Address for correspondence:</span></div><div class="" style="word-wrap: break-word; -webkit-nbsp-mode: space; -webkit-line-break: after-white-space;"><span class="mceItemHidden">2829 S. Grand Blvd., Suite 303</span><br class=""><span class="mceItemHidden">Spokane, WA 99203 </span></div><div class="" style="word-wrap: break-word; -webkit-nbsp-mode: space; -webkit-line-break: after-white-space;"><br class=""></div><div class="" style="word-wrap: break-word; -webkit-nbsp-mode: space; -webkit-line-break: after-white-space;"><span class="mceItemHidden">Additional office locations:</span></div><div class="" style="word-wrap: break-word; -webkit-nbsp-mode: space; -webkit-line-break: after-white-space;"><span class="mceItemHidden">510 Bell Street</span><br class=""><span class="mceItemHidden"><span class="mceItemHiddenSpellWord">Edmonds</span>, WA 98020</span></div><div class="" style="word-wrap: break-word; -webkit-nbsp-mode: space; -webkit-line-break: after-white-space;"><br class=""></div><div class="" style="word-wrap: break-word; -webkit-nbsp-mode: space; -webkit-line-break: after-white-space;"><span class="mceItemHidden">7418 East Helm Drive</span><br class=""><span class="mceItemHidden">Scottsdale, AZ 85260</span></div><div class="" style="word-wrap: break-word; -webkit-nbsp-mode: space; -webkit-line-break: after-white-space;"><br class=""></div><div class="" style="word-wrap: break-word; -webkit-nbsp-mode: space; -webkit-line-break: after-white-space;"><span class="mceItemHidden"><span class="mceItemHiddenSpellWord">Goertz</span> & <span class="mceItemHiddenSpellWord">Lambrecht</span> <span class="mceItemHiddenSpellWord">PLLC</span></span></div><div class="" style="word-wrap: break-word; -webkit-nbsp-mode: space; -webkit-line-break: after-white-space;"><span class="mceItemHidden"><span class="mceItemHiddenSpellWord">Lambrecht</span> Dispute Resolution <span class="mceItemHiddenSpellWord">LLC</span></span></div><div class="" style="word-wrap: break-word; -webkit-nbsp-mode: space; -webkit-line-break: after-white-space;"><a target="_blank" href="http://www.goertzlambrecht.com/" class=""><span class="mceItemHidden">www.goertzlambrecht.com</span></a></div><div class="" style="word-wrap: break-word; -webkit-nbsp-mode: space; -webkit-line-break: after-white-space;"><a target="_blank" href="http://www.lambrechtdisputeresolution.com/" class=""><span class="mceItemHidden">www.lambrechtdisputeresolution.com</span></a></div></div><div style="font-size: 12px;" class=""><br class=""></div></div></div></div></div></div></div></blockquote><blockquote type="cite" style="border-left: blue 2px solid; margin-left: 8px; padding-left: 8px;"><div><span><span class="mceItemHidden">_______________________________________________</span></span><br><span><span class="mceItemHidden"><span class="mceItemHiddenSpellWord">WSBAPT</span> mailing list</span></span><br><span><a target="_blank" href="mailto:WSBAPT@lists.wsbarppt.com"><span class="mceItemHidden">WSBAPT@lists.wsbarppt.com</span></a></span><br><span><a target="_blank" href="http://mailman.fsr.com/mailman/listinfo/wsbapt"><span class="mceItemHidden">http://mailman.fsr.com/mailman/listinfo/wsbapt</span></a></span></div></blockquote><hr><span class="mceItemHidden">_______________________________________________</span><br><span class="mceItemHidden">

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