<div dir="auto"><div dir="ltr"><div><div><div><div>Glenn, <br><br></div>Couple of things worth looking into. The policy itself, whether or not it has any language regarding change of ownership and the process. <br><br></div>Was a probate opened in 2010 for the deceased spouse? If so, was the other spouse three PR? Obtaining a copy of the letters and the Will should be fairly easy, especially if it was in WA. So perhaps the easiest way would be obtaining those and sending a copy to the insurance company.<br><br></div>My .2 cents! <br><br></div>Setareh <br></div></div><div class="gmail_extra"><br><div class="gmail_quote">On Thu, Feb 16, 2017 at 4:13 PM, Glenn Price <span dir="ltr"><<a href="mailto:glenn@pricefarrington.com" target="_blank">glenn@pricefarrington.com</a>></span> wrote:<br><blockquote class="gmail_quote" style="margin:0 0 0 .8ex;border-left:1px #ccc solid;padding-left:1ex">
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<p class="MsoNormal"><span style="font-size:12.0pt">Professional colleague has posed the following question:<u></u><u></u></span></p>
<p class="MsoNormal"><span style="font-size:12.0pt"><u></u> <u></u></span></p>
<p class="MsoNormal"><span style="font-size:12.0pt">“Can a life insurance policy on a child’s life, but owned by the parents, be transferred to the child by the surviving parent/owner without proof of the deceased owner’s authorization or intent?
<u></u><u></u></span></p>
<p class="MsoNormal"><span style="font-size:12.0pt"><u></u> <u></u></span></p>
<p class="MsoNormal"><span style="font-size:12.0pt">Surviving spouse has three policies subject to a letter from John Hancock Life Insurance Company requiring proof that the surviving spouse has authority to transfer her husband’s estate ownership interest.
The spouse passed in 2010 and surviving spouse cannot locate a certified copy of the Probated Will or Letters of Administration. She would like to give the policies to the respective children. Is there some other way to document the surviving spouse’s claim
to complete the gift? All policies were purchased in Washington State while the owners were married and residents.”<u></u><u></u></span></p>
<p class="MsoNormal"><span style="font-size:12.0pt"><u></u> <u></u></span></p>
<p class="MsoNormal"><span style="font-size:12.0pt">Your insights are appreciated.<u></u><u></u></span></p>
<p class="MsoNormal"><span style="font-size:12.0pt"><u></u> <u></u></span></p>
<p class="MsoNormal"><span style="font-size:12.0pt">GDP<u></u><u></u></span></p>
<p class="MsoNormal"><u></u> <u></u></p>
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<span style="font-size:10.0pt;font-family:"Arial","sans-serif";color:navy">Glenn D. Price, J.D.<br>
Price & Farrington, PLLC<br>
<i>Attorneys and Counselors at Law <u></u><u></u></i></span></p>
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<span style="font-size:10.0pt;font-family:"Arial","sans-serif";color:navy">Parkwood Office Center<br>
</span><b><span style="font-size:12.0pt;color:#1f497d">2370 130<sup>th</sup> Avenue N.E., Suite 103</span></b><span style="font-size:10.0pt;font-family:"Arial","sans-serif";color:navy"><br>
Bellevue, Washington 98005<br>
Phone: <a href="tel:(425)%20451-3583" value="+14254513583" target="_blank">425.451.3583</a> Fax: <a href="tel:(425)%20522-4818" value="+14255224818" target="_blank">425.522.4818</a><u></u><u></u></span></p>
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<span style="font-size:10.0pt;font-family:"Arial","sans-serif";color:navy">Email:
</span><u><span style="font-size:10.0pt;font-family:"Arial","sans-serif";color:blue"><a href="mailto:glenn@pricefarrington.com" target="_blank">glenn@pricefarrington.com</a></span></u><span style="font-size:10.0pt;font-family:"Arial","sans-serif";color:navy"><br>
Home page: <a href="http://www.pricefarrington.com/" title="blocked::http://www.pricefarrington.com/" target="_blank">
<span style="color:blue">www.pricefarrington.com</span></a><u></u><u></u></span></p>
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<span style="font-size:10.0pt;font-family:"Arial","sans-serif";color:navy">Estate, Tax, Retirement and Asset Protection Planning</span><span style="color:#993366"><u></u><u></u></span></p>
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<a href="http://mailman.fsr.com/mailman/listinfo/wsbapt" rel="noreferrer" target="_blank">http://mailman.fsr.com/mailman<wbr>/listinfo/wsbapt</a><br></blockquote></div><br><br clear="all"><br>-- <br><div class="m_8892860137757301936gmail_signature" data-smartmail="gmail_signature"><div dir="ltr"><div><div dir="ltr"><div><div dir="ltr"><div><div dir="ltr"><div><div dir="ltr"><div><div dir="ltr"><div><p style="margin-top:6pt;margin-right:0in;margin-bottom:0pt;margin-left:0in;font-family:arial,sans-serif;font-size:13px;background-color:rgb(255,255,255)">Please always call <a href="tel:(206)%20683-1006" value="+12066831006" target="_blank">206-683-1006</a> or email before dropping by the office as I could be in court or meetings. Thanks! </p><p style="margin-top:6pt;margin-right:0in;margin-bottom:0pt;margin-left:0in;font-family:arial,sans-serif;font-size:13px;background-color:rgb(255,255,255)"><b><span style="font-size:10pt">Best regards, </span></b></p><p style="margin-top:6pt;margin-right:0in;margin-bottom:0pt;margin-left:0in;font-family:arial,sans-serif;font-size:13px;background-color:rgb(255,255,255)"><b><span style="font-size:10pt"><br></span></b></p><p style="margin-top:6pt;margin-right:0in;margin-bottom:0pt;margin-left:0in;font-family:arial,sans-serif;font-size:13px;background-color:rgb(255,255,255)"><b><span style="font-size:10pt">Setareh Mahmoodi </span></b></p><p style="margin-top:6pt;margin-right:0in;margin-bottom:0pt;margin-left:0in;font-family:arial,sans-serif;font-size:13px;background-color:rgb(255,255,255)"><b><span style="font-size:10pt">Attorney at Law </span></b></p><p style="margin-top:6pt;margin-right:0in;margin-bottom:0pt;margin-left:0in;font-family:arial,sans-serif;font-size:13px;background-color:rgb(255,255,255)"><b><span style="font-size:10pt">18222 104th Ave NE, Suite 103</span></b></p><p style="margin-top:6pt;margin-right:0in;margin-bottom:0pt;margin-left:0in;font-family:arial,sans-serif;font-size:13px;background-color:rgb(255,255,255)"><b><span style="font-size:10pt">Bothell, WA 98011</span></b></p><p style="margin-top:6pt;margin-right:0in;margin-bottom:0pt;margin-left:0in;font-family:arial,sans-serif;font-size:13px;background-color:rgb(255,255,255)"><b><span style="font-size:10pt">Phone: <a href="tel:(425)%20806-1500" value="+14258061500" target="_blank">425-806-1500</a></span></b></p><p style="margin-top:6pt;margin-right:0in;margin-bottom:0pt;margin-left:0in;font-family:arial,sans-serif;font-size:13px;background-color:rgb(255,255,255)"><b><span style="font-size:10pt">Cell: <a href="tel:(206)%20683-1006" value="+12066831006" target="_blank">206-683-1006</a></span></b></p><p style="margin-top:6pt;margin-right:0in;margin-bottom:0pt;margin-left:0in;font-family:arial,sans-serif;font-size:13px;background-color:rgb(255,255,255)"><b><span style="font-size:10pt">Fax: <a href="tel:(425)%20489-4142" value="+14254894142" target="_blank">425-489-4142</a> (Please email documents if at all possible) </span></b></p><p style="margin:6pt 0in 0pt;background-color:rgb(255,255,255)"><b style="font-family:arial,sans-serif;font-size:13px"><span style="font-size:10pt">Website: </span></b><span style="font-size:13.3333px"><b><a href="http://www.lawofficesofsm.com/" target="_blank">http://www.<wbr>lawofficesofsm.com/</a></b></span></p><p style="margin-top:6pt;margin-right:0in;margin-bottom:0pt;margin-left:0in;font-family:arial,sans-serif;font-size:13px;background-color:rgb(255,255,255)"><b><span style="font-size:10pt"><br></span></b></p><p style="margin:6pt 0in 0pt;background-color:rgb(255,255,255)"><b style="font-family:arial,sans-serif;font-size:13px"><span style="font-size:10pt">CONFIDENTIALITY NOTICE:</span></b><span style="font-size:10pt"> This email message and any attachments is a transmission from the law firm and is intended for the </span><span style="font-size:13.3333px">recipient</span><span style="font-size:10pt"> only. It may contain information that is confidential and legally protected by the attorney-client, work product and/or other privileges. If you are not the designated or intended recipient, please destroy the message without disclosing any of its contents and notify us immediately by reply email or by calling <a href="tel:(425)%20806-1500" value="+14258061500" target="_blank">(425) 806-1500</a>.</span></p><p style="margin-top:6pt;margin-right:0in;margin-bottom:0pt;margin-left:0in;font-family:arial,sans-serif;font-size:13px;background-color:rgb(255,255,255)"><span style="font-size:10pt">Pursuant to U.S. Treasury Department Regulations, we are now required to advise you that, unless otherwise expressly indicated, any federal tax advice contained in this communication, including attachments and enclosures, is not intended or written to be used, and may not be used, for the purpose of (i) avoiding tax-related penalties under the Internal Revenue Code or (ii) promoting, marketing or recommending to another party any tax-related matters addressed herein.</span></p></div></div></div></div></div></div></div></div></div></div></div></div></div>
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