<div dir="ltr">I'm not sure. Another firm asked me this question and I couldn't find any case law on it, so thought I'd ask the listserve.<br></div><div class="gmail_extra"><br><div class="gmail_quote">On Wed, Feb 1, 2017 at 4:16 PM, Paul Neumiller <span dir="ltr"><<a href="mailto:pneumiller@hotmail.com" target="_blank">pneumiller@hotmail.com</a>></span> wrote:<br><blockquote class="gmail_quote" style="margin:0 0 0 .8ex;border-left:1px #ccc solid;padding-left:1ex">
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<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:#1f497d">Did she sign the deed of trust as a “non-borrower” mortgagor? Is it a judicial or non-judicial foreclosure? What are the circumstances that she is on title
but not on the Note? Did ex-spouse refinance the property after the divorce?<u></u><u></u></span></p>
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<p class="MsoNormal"><a name="m_6753364908257735820_Paul_Neumiller"><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:#1f497d"><img id="m_6753364908257735820_x0000_i1026" src="cid:image001.jpg@01D27CA6.92D23230" height="150" width="250"></span></a><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:white"><u></u><u></u></span></p>
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<p class="MsoNormal"><b><span style="font-size:11.0pt;font-family:"Calibri",sans-serif">From:</span></b><span style="font-size:11.0pt;font-family:"Calibri",sans-serif"> <a href="mailto:wsbapt-bounces@lists.wsbarppt.com" target="_blank">wsbapt-bounces@lists.wsbarppt.<wbr>com</a> [mailto:<a href="mailto:wsbapt-bounces@lists.wsbarppt.com" target="_blank">wsbapt-bounces@lists.<wbr>wsbarppt.com</a>]
<b>On Behalf Of </b>Rachel Edmiston<br>
<b>Sent:</b> Wednesday, February 1, 2017 3:54 PM<br>
<b>To:</b> WSBA Probate & Trust Listserv <<a href="mailto:wsbapt@lists.wsbarppt.com" target="_blank">wsbapt@lists.wsbarppt.com</a>><br>
<b>Subject:</b> Re: [WSBAPT] transferring title via divorce decree<u></u><u></u></span></p><div><div class="h5">
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<p class="MsoNormal">She was never on the note, just the title. Does that make a difference?<u></u><u></u></p>
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<p class="MsoNormal">On Wed, Feb 1, 2017 at 3:44 PM, Josh Grant <<a href="mailto:jgrant@accima.com" target="_blank">jgrant@accima.com</a>> wrote:<u></u><u></u></p>
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<p class="MsoNormal"><span style="font-size:13.5pt;font-family:"Calibri",sans-serif;color:black">Even if a quit claim was recorded, that isn’t binding on the lender. They can foreclose if they haven’t been paid. If it is sold and there is a deficiency that
your client had to pay, she would have to make a claim against the ex in the dissolution case.</span><span style="font-size:14.0pt;font-family:"Calibri",sans-serif;color:black"><u></u><u></u></span></p>
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<p class="MsoNormal" style="background:whitesmoke"><b><span style="font-size:10.0pt;font-family:"Tahoma",sans-serif;color:black">From:</span></b><span style="font-size:10.0pt;font-family:"Tahoma",sans-serif;color:black">
<a href="mailto:rachel.edmiston@gmail.com" title="rachel.edmiston@gmail.com" target="_blank">
Rachel Edmiston</a> <u></u><u></u></span></p>
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<p class="MsoNormal" style="background:whitesmoke"><b><span style="font-size:10.0pt;font-family:"Tahoma",sans-serif;color:black">Sent:</span></b><span style="font-size:10.0pt;font-family:"Tahoma",sans-serif;color:black"> Wednesday, February 01, 2017 3:25 PM<u></u><u></u></span></p>
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<p class="MsoNormal" style="background:whitesmoke"><b><span style="font-size:10.0pt;font-family:"Tahoma",sans-serif;color:black">To:</span></b><span style="font-size:10.0pt;font-family:"Tahoma",sans-serif;color:black">
<a href="mailto:wsbapt@lists.wsbarppt.com" title="wsbapt@lists.wsbarppt.com" target="_blank">
WSBA Probate & Trust Listserv</a> <u></u><u></u></span></p>
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<p class="MsoNormal" style="background:whitesmoke"><b><span style="font-size:10.0pt;font-family:"Tahoma",sans-serif;color:black">Subject:</span></b><span style="font-size:10.0pt;font-family:"Tahoma",sans-serif;color:black"> [WSBAPT] transferring title via divorce
decree<u></u><u></u></span></p>
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<p class="MsoNormal"><span style="color:black">Listmates,<u></u><u></u></span></p>
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<p class="MsoNormal"><span style="color:black">PC is being sued for foreclosure on a house that was awarded to her ex-husband in their divorce. She never filed a quit claim. Does the award in the
dissolution decree act as a quitclaim instead? I vaguely remember seeing this argument somewhere before, but now I can’t find it.<u></u><u></u></span></p>
<p class="MsoNormal"><span style="color:black"> <u></u><u></u></span></p>
<p class="MsoNormal"><span style="color:black">Thanks in advance,<u></u><u></u></span></p>
<p class="MsoNormal"><span style="color:black"> <u></u><u></u></span></p>
<p class="MsoNormal"><span style="color:black">Rachel Edmiston
<u></u><u></u></span></p>
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<p class="MsoNormal"><span style="font-family:"Garamond",serif;color:#38761d;background:#f3f3f3">Rachel Edmiston,
</span><span style="font-family:"Calibri",sans-serif;color:#888888"><u></u><u></u></span></p>
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<p class="MsoNormal"><span style="font-family:"Calibri",sans-serif;color:#888888">PO Box 13738</span><span style="font-family:"Calibri",sans-serif;color:black"><u></u><u></u></span></p>
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<p class="MsoNormal"><span style="font-family:"Calibri",sans-serif;color:#888888">Mill Creek, WA 98082</span><span style="font-family:"Calibri",sans-serif;color:black"><u></u><u></u></span></p>
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<p class="MsoNormal"><span style="font-family:"Calibri",sans-serif;color:#888888">T:
<a href="tel:(425)%20945-6333" target="_blank">425-945-6333</a></span><span style="font-family:"Calibri",sans-serif;color:black"><u></u><u></u></span></p>
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<p class="MsoNormal"><span style="font-family:"Calibri",sans-serif;color:#888888">F:
<a href="tel:(425)%20272-4294" target="_blank">425-272-4294</a></span><span style="font-family:"Calibri",sans-serif;color:black"><u></u><u></u></span></p>
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<p class="MsoNormal"><span style="font-family:"Garamond",serif;color:#38761d;background:#f3f3f3">Rachel Edmiston,
</span><span style="color:#888888"><u></u><u></u></span></p>
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<p class="MsoNormal"><span style="color:#888888">PO Box 13738</span><u></u><u></u></p>
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<p class="MsoNormal"><span style="color:#888888">Mill Creek, WA 98082</span><u></u><u></u></p>
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<p class="MsoNormal"><span style="color:#888888">T: <a href="tel:(425)%20945-6333" value="+14259456333" target="_blank">425-945-6333</a></span><u></u><u></u></p>
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<p class="MsoNormal"><span style="color:#888888">F: <a href="tel:(425)%20272-4294" value="+14252724294" target="_blank">425-272-4294</a></span><u></u><u></u></p>
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