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<DIV><FONT size=4>Client’s sister (single) died with about $1400 in the bank,
$5000 of credit card debt and a half interest in a residence held with client as
joint tenant with right of survivorship – no liens.</FONT></DIV>
<DIV><FONT size=4>Because client is survivor on the house, I am thinking no
probate necessary/recommended. </FONT></DIV>
<DIV><FONT size=4>Not sure how to handle the bank and creditor cards. Is
the residence out of harms way re: credit cards?</FONT></DIV>
<DIV><FONT size=4>My plan is to let the bank account sit for two years and then
have client file claim of successor with the bank and then get the cash. Client
in the meantime can proceed to sell house. All the title company wants is
a copy of the death certificate.</FONT></DIV>
<DIV><FONT size=4></FONT> </DIV>
<DIV><FONT size=4>I doubt the credit card people will start a creditor’s probate
to try and get something out of the house.</FONT></DIV>
<DIV><FONT size=4>Would you publish a non-probate notice to creditors, sending a
copy to “known creditors” i.e. the credit cards, and if no claims are
filed, get the funds out of the bank after the 4 months? OR just do nothing and
wait the two years?</FONT></DIV>
<DIV><FONT size=4>any thoughts on how to handle this differently?</FONT></DIV>
<DIV><FONT size=4></FONT> </DIV>
<DIV><FONT size=4>Josh</FONT></DIV>
<DIV><FONT size=4></FONT> </DIV>
<DIV style="FONT-SIZE: 14pt; FONT-FAMILY: 'Calibri'; COLOR: #000000">Joshua F.
Grant, PS<BR>Attorney at Law<BR>P. O. Box 619<BR>Wilbur, WA 99185<BR>tel 509 647
5578<BR>fax 509 647 2734<BR></DIV></DIV></DIV></BODY></HTML>