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<p class="MsoNormal"><span style="color:#1F497D">Josh, I could (easily) be wrong, but I think there
<u>is</u> actually a case that says that a nonjudicial foreclosure process is not "commencement" of an action sufficient to halt running of the statute of limitations. Given the strict statutory requirements in order to "commence" an action under Ch. 4.28 RCW,
I don't think it's a stretch to imagine the court saying the nonjudicial process of Notice of Default, Notice of Trustee's Sale, etc., doesn't qualify. Sorry I can't provide the citation… I do think it was a case in the last seven or eight years.<o:p></o:p></span></p>
<p class="MsoNormal"><span style="color:#1F497D"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-size:12.0pt;color:#1F497D">Sincerely,<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:12.0pt;color:#1F497D"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-size:12.0pt;color:#1F497D">Eric<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:12.0pt;color:#1F497D"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-size:12.0pt;color:#1F497D">Eric C. Nelsen<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:12.0pt;color:#1F497D">SAYRE LAW OFFICES, PLLC<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:12.0pt;color:#1F497D">1320 University St<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:12.0pt;color:#1F497D">Seattle WA 98101-2837<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:12.0pt;color:#1F497D">phone 206-625-0092<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:12.0pt;color:#1F497D">fax 206-625-9040<o:p></o:p></span></p>
<p class="MsoNormal"><span style="color:#1F497D"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="color:#1F497D"><o:p> </o:p></span></p>
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<p class="MsoNormal"><b><span style="font-size:10.0pt;font-family:"Tahoma","sans-serif"">From:</span></b><span style="font-size:10.0pt;font-family:"Tahoma","sans-serif""> wsbapt-bounces@lists.wsbarppt.com [mailto:wsbapt-bounces@lists.wsbarppt.com]
<b>On Behalf Of </b>Josh Grant<br>
<b>Sent:</b> Wednesday, February 03, 2016 1:43 PM<br>
<b>To:</b> jeff@bellanddavispllc.com; WSBA Probate & Trust Listserv<br>
<b>Subject:</b> Re: [WSBAPT] State of Limitations on Non-Judicial Foreclosure of Deedof Trust<o:p></o:p></span></p>
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<p class="MsoNormal"><o:p> </o:p></p>
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<p class="MsoNormal"><span style="font-size:12.0pt;color:black">I am not sure there is any difference between judicial and non-judicial foreclosures being barred after the statute of limitations runs. That is what
<em><span style="font-family:"Calibri","sans-serif"">Walcker</span></em> provides. Assuming that the commencement of a judicial foreclosure within the statute of limitations stays the running of it, (which seems obvious) I don’t know why the commencement of
a nonjudicial foreclosure wouldn’t also stay the statute of limitations? I don’t think there is any case law on this however. Interesting question. Perhaps it will turn on the definition of “an action” under 7.28.300. WE know that a lawsuit is “an action”,
but is a commencement of a nonjudicial foreclosure “an action”?<o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:12.0pt;color:black"> <o:p></o:p></span></p>
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<span style="font-family:"Helvetica","sans-serif";color:black">RCW 7.28.300</span><span style="font-family:"Calibri","sans-serif";color:black"><o:p></o:p></span></h4>
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<span style="font-family:"Helvetica","sans-serif";color:black">Quieting title against outlawed mortgage or deed of trust.</span><span style="font-family:"Calibri","sans-serif";color:black"><o:p></o:p></span></h4>
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<p class="MsoNormal" style="text-indent:.25in"><span style="font-size:12.0pt;font-family:"Helvetica","sans-serif";color:black">The record owner of real estate may maintain an action to quiet title against the lien of a mortgage or deed of trust on the real
estate where an action to foreclose such mortgage or deed of trust would be barred by the statute of limitations, and, upon proof sufficient to satisfy the court, may have judgment quieting title against such a lien.</span><span style="font-size:12.0pt;color:black"><o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Tahoma","sans-serif";color:black"> <o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:12.0pt;color:black">Joshua F. Grant, PS<br>
Attorney at Law<br>
P. O. Box 619<br>
Wilbur, WA 99185<br>
tel 509 647 5578<br>
fax 509 647 2734<o:p></o:p></span></p>
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<p class="MsoNormal" style="background:whitesmoke"><b><span style="font-size:10.0pt;font-family:"Tahoma","sans-serif";color:black">From:</span></b><span style="font-size:10.0pt;font-family:"Tahoma","sans-serif";color:black">
<a href="mailto:jeff@bellanddavispllc.com" title="jeff@bellanddavispllc.com">Jeff Davis</a>
<o:p></o:p></span></p>
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<p class="MsoNormal" style="background:whitesmoke"><b><span style="font-size:10.0pt;font-family:"Tahoma","sans-serif";color:black">Sent:</span></b><span style="font-size:10.0pt;font-family:"Tahoma","sans-serif";color:black"> Tuesday, February 02, 2016 4:38
PM<o:p></o:p></span></p>
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<p class="MsoNormal" style="background:whitesmoke"><b><span style="font-size:10.0pt;font-family:"Tahoma","sans-serif";color:black">To:</span></b><span style="font-size:10.0pt;font-family:"Tahoma","sans-serif";color:black">
<a href="mailto:wsbapt@lists.wsbarppt.com" title="wsbapt@lists.wsbarppt.com">wsbapt@lists.wsbarppt.com</a>
<o:p></o:p></span></p>
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<p class="MsoNormal" style="background:whitesmoke"><b><span style="font-size:10.0pt;font-family:"Tahoma","sans-serif";color:black">Subject:</span></b><span style="font-size:10.0pt;font-family:"Tahoma","sans-serif";color:black"> [WSBAPT] State of Limitations
on Non-Judicial Foreclosure of Deedof Trust<o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:12.0pt;color:black"> <o:p></o:p></span></p>
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<p class="MsoNormal"><span style="color:black">PC has less than six months before statute of limitation runs on enforcing promissory note secured by DOT.
<i>Walcker v. Benson and McLaughlin, P.S., </i>79 Wn. App. 739, 904 P.2d 1176 (1995) bars DOT foreclosures after the SOL runs on the note. Question is does the non-judicial sale have to occur before the SOL runs or will starting the process, serving Notice
of Default and setting sale date before it runs toll the SOL? If sale must be done before the SOL runs then judicial foreclosure is the route to take at this late date.<o:p></o:p></span></p>
<p class="MsoNormal"><span style="color:black"> <o:p></o:p></span></p>
<p class="MsoNormal"><span style="color:black">Jeff<o:p></o:p></span></p>
<p class="MsoNormal"><span style="color:black"> <o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Tahoma","sans-serif";color:black">W. Jeff Davis, Esq.<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Tahoma","sans-serif";color:black">Attorney at Law<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Tahoma","sans-serif";color:black">BELL & DAVIS PLLC<br>
P.O. Box 510<br>
Sequim WA 98382<br>
Phone No.:(360) 683.1129 <br>
Fax No.: (360) 683.1258 <br>
email: <a href="mailto:info@bellanddavispllc.com">info@bellanddavispllc.com</a><br>
<a href="http://www.bellanddavispllc.com/">www.bellanddavispllc.com</a><br>
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The information contained in this e-mail message may be privileged, confidential, and protected from disclosure. If you are not the intended recipient, any dissemination, distribution, or copying is strictly prohibited. If you think that you have received this
e-mail message in error, please e-mail the sender at <a href="mailto:info@bellanddavispllc.com">
info@bellanddavispllc.com</a> or call 360.683.1129<o:p></o:p></span></p>
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