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<DIV>Listmates</DIV>
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<DIV>As you know several strategies which we have been explaining to our 62+
year old clients have been lost with regard to maximizing social security
benefits. </DIV>
<DIV> </DIV>
<DIV>I know "file and suspend" is no longer going to work. What I am
wondering now is if a 66 year old files and suspends prior to the deadline, can
his 64 year old spouse take advantage the way we used to? Or is that
over? I have a client whose husband “filed and suspended” at age 66 before
the new rule went into effect. Under the old rule W could
immediately file for her benefits pre age 66 and then when she turns 66 take a
look at the numbers and switch to spousal support or she could wait and let the
spousal support grow until age 70 at which time she can see if 1/2 of H's
benefit would be more than what she can get from Spousal support. </DIV>
<DIV> </DIV>
<DIV>I have read some articles on this but it isn't clear whether this is still
available for the wife under the new rules.</DIV>
<DIV> </DIV>
<DIV>I have used "<EM>Social Security for Dummies</EM>" in the past, however,
the version at the book stores does not seem to reflect the new change in the
law. Anyone know of a good source that has been published after the
change?</DIV>
<DIV> </DIV>
<DIV>Josh</DIV>
<DIV> </DIV>
<DIV style="FONT-FAMILY: ; COLOR: ">Joshua F. Grant, PS<BR>Attorney at Law<BR>P.
O. Box 619<BR>Wilbur, WA 99185<BR>tel 509 647 5578<BR>fax 509 647
2734</DIV></DIV></DIV></BODY></HTML>