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</o:shapelayout></xml><![endif]--></head><body lang=EN-US link=blue vlink=purple style='tab-interval:.5in'><div class=WordSection1><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";mso-bidi-font-family:"Times New Roman";color:#1F497D'>Before closing the estate, consider giving the current holder of the loan under the DOT actual Notice to Creditors and wait out the period for their filing of a claim. If they do nothing, then you are home free. This assumes the DOD is less than two years.<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";mso-bidi-font-family:"Times New Roman";color:#1F497D'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";mso-bidi-font-family:"Times New Roman";color:#1F497D'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman";color:#1F497D;mso-no-proof:yes'>Michael A. Winslow<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman";color:#1F497D;mso-no-proof:yes'>1204 Cleveland Ave.<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman";color:#1F497D;mso-no-proof:yes'>Mount Vernon, WA 98273<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman";color:#1F497D;mso-no-proof:yes'>Ph. 360-336-3321<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman";color:#1F497D;mso-no-proof:yes'>Em. Mike@winslegal.com<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman";color:#1F497D;mso-no-proof:yes'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman";color:#1F497D;mso-no-proof:yes'>This message is from an attorney, so it’s confidential. If you are not the intended recipient, it’s too late to stop reading this message, but you may not use it for any improper purpose. Huge Disclaimer available upon request.<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";mso-bidi-font-family:"Times New Roman";color:#1F497D'><o:p> </o:p></span></p><p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif";mso-fareast-font-family:"Times New Roman"'>From:</span></b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif";mso-fareast-font-family:"Times New Roman"'> wsbapt-bounces@lists.wsbarppt.com [mailto:wsbapt-bounces@lists.wsbarppt.com] <b>On Behalf Of </b>Teunis J. Wyers<br><b>Sent:</b> Tuesday, November 10, 2015 3:07 PM<br><b>To:</b> wsbapt@lists.wsbarppt.com<br><b>Subject:</b> [WSBAPT] Can trust deed lender reach non-probate assets?<o:p></o:p></span></p><p class=MsoNormal><o:p> </o:p></p><div><p class=MsoNormal>I have a probate which is ready to close, but for a trust deed foreclosure on the decedent's residence. The property is substantially "upside down"; it has a bad well, so is not marketable. The PR wants to abandon the property and let the bank take it. It is vacant. The PR is the decedent's only sibling, is the sole beneficiary under the will, and received a substantial non-probate bank account held as JTWROS with the decedent.<o:p></o:p></p><div><p class=MsoNormal>My spin on this is that since the lender cannot obtain a deficiency judgment under the trust deed statutes, the non-probate asset (bank account) is not exposed. Am I on the right track here?<br clear=all style='mso-special-character:line-break'><o:p></o:p></p><div><p class=MsoNormal><o:p> </o:p></p></div><p class=MsoNormal>-- <o:p></o:p></p><div><div><div><div><div><div><p class=MsoNormal>Teunis J. Wyers @ Wyers|Wyers, Attorneys<o:p></o:p></p><div><p class=MsoNormal><span style='font-size:9.5pt'>Oregon Office:</span><o:p></o:p></p><div><p class=MsoNormal> 216 Columbia St. - P.O. Box 917<o:p></o:p></p></div><div><p class=MsoNormal> Hood River, OR 97031<o:p></o:p></p></div><div><p class=MsoNormal> (541)386-2210/610-1520 (fax)<o:p></o:p></p></div><div><p class=MsoNormal>Washington Office:<o:p></o:p></p><div><p class=MsoNormal> 218 E. Steuben St. - P. O. Box 421<o:p></o:p></p></div><div><p class=MsoNormal> Bingen, WA 98605<o:p></o:p></p></div><div><p class=MsoNormal> (509) 493-2772/493-2406 (fax)<o:p></o:p></p></div><div><p class=MsoNormal>Email: <a href="mailto:teunisj@wyerslawpc.com" target="_blank">teunisj@wyerslawpc.com</a><o:p></o:p></p></div><div><p class=MsoNormal>Web: <a href="http://www.wyerslawpc.com" target="_blank">www.wyerslawpc.com</a><o:p></o:p></p></div><div><p class=MsoNormal><o:p> </o:p></p></div><div><p style='background-image:initial;background-repeat:initial'><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:black'>NOTICE: This email (including any attachments) is covered by the Electronic Communications Privacy Act (EPCA), 18 U.S.C., Sec. 2510 - 2522, is confidential and privileged. This email is solely for the personal and confidential use of the recipient(s) named above. Receipt by anyone other than the individual recipient(s) is NOT a waiver of attorney-client privilege. Any violation of the ECPA is subject to the penalties stated therein. If you have received this message in error, please notify me immediately by reply e-mail and immediately delete the original message.</span><span style='font-size:9.5pt'><o:p></o:p></span></p><p><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'> </span><span style='font-size:9.5pt;color:#500050'><o:p></o:p></span></p></div><div><p class=MsoNormal><o:p> </o:p></p></div></div></div></div></div></div></div></div></div></div></div></div></body></html>