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</o:shapelayout></xml><![endif]--></head><body lang=EN-US link="#0563C1" vlink="#954F72"><div class=WordSection1><p class=MsoNormal><span style='color:#1F497D'>The biggest concern I have with BECU right now is that they seem to avoid the requirement of submitting a creditor’s claim when a decedent has an outstanding balance on a credit card with them. They just withdraw the outstanding balance on the credit card from the decedent’s checking/savings accounts. Their justification is that their account agreements authorize them to do that. It essentially puts them ahead of every other creditor that may have a claim undermining the creditor claim statute.<o:p></o:p></span></p><p class=MsoNormal><span style='color:#1F497D'><o:p> </o:p></span></p><p class=MsoNormal><span style='color:#1F497D'>Thanks, Beth.<o:p></o:p></span></p><p class=MsoNormal><span style='color:#1F497D'><o:p> </o:p></span></p><div><p class=MsoNormal><span style='font-size:14.0pt;font-family:"Script MT Bold";color:black'>Rebecca King<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:10.0pt;font-family:"Book Antiqua","serif";color:black'>Attorney<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:10.0pt;font-family:"Book Antiqua","serif";color:black'><o:p> </o:p></span></p><p class=MsoNormal><b><span style='color:black'>Northwest Elder Law Group<o:p></o:p></span></b></p><p class=MsoNormal><span style='color:black'>11300 Roosevelt Way NE, Suite 101<o:p></o:p></span></p><p class=MsoNormal><span style='color:black'>Seattle, WA 98125<o:p></o:p></span></p><p class=MsoNormal><span style='color:black'>(206) 937-6102<o:p></o:p></span></p><p class=MsoNormal><span style='color:black'>Fax (206) 830-9326<o:p></o:p></span></p><p class=MsoNormal><i><span style='font-family:"Book Antiqua","serif";color:black'><o:p> </o:p></span></i></p><p class=MsoNormal><i><span style='font-family:"Book Antiqua","serif";color:black'>Providing Services in Elder Law<o:p></o:p></span></i></p><p class=MsoNormal><span style='color:black'> <o:p></o:p></span></p><p class=MsoNormal><span style='font-size:10.0pt;font-family:"Book Antiqua","serif";color:black'>CONFIDENTIALITY NOTICE: This e-mail message, including any attachments, is for the sole use of the intended recipient(s) and may contain confidential and privileged information protected by law. Any unauthorized review, use, disclosure or distribution is prohibited. If you are not the intended recipient, please contact the sender by reply e-mail and destroy all copies of the original message.<o:p></o:p></span></p></div><p class=MsoNormal><span style='color:#1F497D'><o:p> </o:p></span></p><div><div style='border:none;border-top:solid #B5C4DF 1.0pt;padding:3.0pt 0in 0in 0in'><p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'>From:</span></b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'> wsbapt-bounces@lists.wsbarppt.com [mailto:wsbapt-bounces@lists.wsbarppt.com] <b>On Behalf Of </b>Beth McDaniel<br><b>Sent:</b> Wednesday, May 20, 2015 1:54 PM<br><b>To:</b> WSBA Probate & Trust Listserv<br><b>Subject:</b> [WSBAPT] BECU issues<o:p></o:p></span></p></div></div><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal>Mates,<o:p></o:p></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal>I’m embarrassed by the delinquency of my request, but I have a meeting tomorrow, May 21, 2015, with a Vice President from BECU and someone from their compliance department to address concerns and frustrations that I have had over the years with BECU. I would like to share your concerns too. If you have had an issue with BECU could you please send me an e-mail describing what happened so that I can relay that to BECU?<o:p></o:p></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal>The meeting stems from a lunch I had with the Vice President. I shared with her what I tell estate planning clients who have accounts and/or liabilities with BECU. I am thankful that they are open to a meeting and am optimistic about a positive outcome.<o:p></o:p></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal>My e-mail is <a href="mailto:beth@bethmcdaniel.com">beth@bethmcdaniel.com</a>. Thank you.<o:p></o:p></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal><span style='font-size:10.5pt;font-family:Consolas'>Beth A.McDaniel<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:10.5pt;font-family:Consolas'>Law Offices of Beth A. McDaniel, PLLC<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:10.5pt;font-family:Consolas'>272 Hardie Avenue SW<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:10.5pt;font-family:Consolas'>Renton, WA 98057<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:10.5pt;font-family:Consolas'>(425) 251-8880<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:10.5pt;font-family:Consolas'>fax:(425) 336-2505<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:10.5pt;font-family:Consolas'><a href="http://www.bethmcdaniel.com/"><span style='color:blue'>www.bethmcdaniel.com</span></a><o:p></o:p></span></p><p class=MsoNormal><span style='font-size:10.5pt;font-family:Consolas'><a href="mailto:beth@bethmcdaniel.com"><span style='color:blue'>beth@bethmcdaniel.com</span></a><o:p></o:p></span></p><p class=MsoNormal><span style='font-size:10.5pt;font-family:Consolas'> <o:p></o:p></span></p><p class=MsoNormal><span style='font-size:10.5pt;font-family:Consolas'>This communication contains confidential information and may be attorney/client privileged. If you are not the intended recipient, or believe you have received this communication in error, please reply to the sender stating that fact and delete the copy you received.<o:p></o:p></span></p><p class=MsoNormal><span style='color:#1F497D'><o:p> </o:p></span></p><p class=MsoNormal><o:p> </o:p></p></div></body></html>