<html><head><meta http-equiv="Content-Type" content="text/html charset=utf-8"></head><body style="word-wrap: break-word; -webkit-nbsp-mode: space; -webkit-line-break: after-white-space;" class="">Thank you for your responses and input. My initial information is coming third-hand and I share the many doubts about whether the plan to extinguish the debt by saying the 2-year statute has passed is going to work. The date of death (10/2011) balance was $44,000; current balance is $47,000. Widow filed probate in November 2014. The file came to me today with the the hopes of getting something out of the estate. Yes, the card is in both names and she has made payments of approximately $1200/month since his death. <div class=""><div class=""><div class=""><br class=""></div><div class=""><div apple-content-edited="true" class="">
<div style="color: rgb(0, 0, 0); letter-spacing: normal; orphans: auto; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px; -webkit-text-stroke-width: 0px; word-wrap: break-word; -webkit-nbsp-mode: space; -webkit-line-break: after-white-space;" class=""><div style="color: rgb(0, 0, 0); letter-spacing: normal; orphans: auto; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px; -webkit-text-stroke-width: 0px; word-wrap: break-word; -webkit-nbsp-mode: space; -webkit-line-break: after-white-space;" class=""><div class=""><font face="Garamond" size="2" class="">Amy J. Goertz, J.D.</font></div><div class=""><font face="Garamond" size="2" class="">Goertz & Lambrecht PLLC</font></div><div class=""><font face="Garamond" size="2" class="">510 Bell Street</font></div><div class=""><font face="Garamond" size="2" class="">Edmonds, WA 98020</font></div><div class=""><font face="Garamond" size="2" class=""><br class=""></font></div><div class=""><font face="Garamond" size="2" class=""><a href="mailto:amyjgoertz@icloud.com" class="">amyjgoertz@icloud.com</a></font></div><div class=""><br class=""></div><div class=""><font face="Garamond" size="2" class="">ph. 425.778.8997</font></div><div class=""><br class=""></div><div class=""><br class=""></div></div><br class="Apple-interchange-newline"></div><br class="Apple-interchange-newline"><br class="Apple-interchange-newline">
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<br class=""><div><blockquote type="cite" class=""><div class="">On Apr 22, 2015, at 1:04 PM, Sam Furgason <<a href="mailto:sam@furgasons.com" class="">sam@furgasons.com</a>> wrote:</div><br class="Apple-interchange-newline"><div class=""><div class="WordSection1" style="page: WordSection1; font-family: Helvetica; font-size: 12px; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; line-height: normal; orphans: auto; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px; -webkit-text-stroke-width: 0px;"><div style="margin: 0in 0in 0.0001pt; font-size: 12pt; font-family: 'Times New Roman', serif;" class=""><font size="3" face="Calibri" class=""><span style="font-size: 12pt; font-family: Calibri, sans-serif;" class="">I was wondering about that too, Paul. Why are the charges the husband incurred not community debt? Also, weren’t payments made for the two + years? Is continued use and payment not a confirmation of the debt? Aren’t payments applied on a FIFO basis? I can’t see how the widow could have continued use of the card for two years without paying off a lot of the pre-death obligation, even if she ran the total balance up. On another thought, I once got all credit card debt of a deceased spouse discharged by using the homestead allowance (although the spouses were legally separated when the debt was incurred by the decedent, so my client had no personal obligation on the accounts).<span class="Apple-converted-space"> </span><o:p class=""></o:p></span></font></div><div style="margin: 0in 0in 0.0001pt; font-size: 12pt; font-family: 'Times New Roman', serif;" class=""><font size="3" face="Calibri" class=""><span style="font-size: 12pt; font-family: Calibri, sans-serif;" class="">S <o:p class=""></o:p></span></font></div><div style="margin: 0in 0in 0.0001pt; font-size: 12pt; font-family: 'Times New Roman', serif;" class=""><font size="3" face="Calibri" class=""><span style="font-size: 12pt; font-family: Calibri, sans-serif;" class=""> </span></font></div><div class=""><div style="border-style: solid none none; border-top-color: rgb(225, 225, 225); border-top-width: 1pt; padding: 3pt 0in 0in;" class=""><div style="margin: 0in 0in 0.0001pt; font-size: 12pt; font-family: 'Times New Roman', serif;" class=""><b class=""><font size="2" face="Calibri" class=""><span style="font-size: 11pt; font-family: Calibri, sans-serif; font-weight: bold;" class="">From:</span></font></b><font size="2" face="Calibri" class=""><span style="font-size: 11pt; font-family: Calibri, sans-serif;" class=""><span class="Apple-converted-space"> </span><a href="mailto:wsbapt-bounces@lists.wsbarppt.com" style="color: purple; text-decoration: underline;" class="">wsbapt-bounces@lists.wsbarppt.com</a><span class="Apple-converted-space"> </span>[<a href="mailto:wsbapt-bounces@lists.wsbarppt.com" style="color: purple; text-decoration: underline;" class="">mailto:wsbapt-bounces@lists.wsbarppt.com</a>]<span class="Apple-converted-space"> </span><b class=""><span style="font-weight: bold;" class="">On Behalf Of<span class="Apple-converted-space"> </span></span></b>Paul Neumiller<br class=""><b class=""><span style="font-weight: bold;" class="">Sent:</span></b><span class="Apple-converted-space"> </span>Wednesday, April 22, 2015 12:20 PM<br class=""><b class=""><span style="font-weight: bold;" class="">To:</span></b><span class="Apple-converted-space"> </span>'WSBA Probate & Trust Listserv'<br class=""><b class=""><span style="font-weight: bold;" class="">Subject:</span></b><span class="Apple-converted-space"> </span>Re: [WSBAPT] Creditor Claim S.O.L.<o:p class=""></o:p></span></font></div></div></div><div style="margin: 0in 0in 0.0001pt; font-size: 12pt; font-family: 'Times New Roman', serif;" class=""><font size="3" face="Times New Roman" class=""><span style="font-size: 12pt;" class=""> </span></font></div><div style="margin: 0in 0in 0.0001pt; font-size: 12pt; font-family: 'Times New Roman', serif;" class=""><font size="2" color="#1f497d" face="Calibri" class=""><span style="font-size: 11pt; font-family: Calibri, sans-serif; color: rgb(31, 73, 125);" class="">A contra argument could be made with more information. I wonder how the surviving spouse was able to continue to “use” her husband’s card. Maybe she is on the account and therefor personally liable anyway. In that case, she may win the probate battle but lose the collection war as to the full $15k.</span></font><font size="2" color="white" face="Calibri" class=""><span style="font-size: 11pt; font-family: Calibri, sans-serif; color: white;" class=""><o:p class=""></o:p></span></font></div><div style="margin: 0in 0in 0.0001pt; font-size: 12pt; font-family: 'Times New Roman', serif;" class=""><font size="2" color="#1f497d" face="Calibri" class=""><span style="font-size: 11pt; font-family: Calibri, sans-serif; color: rgb(31, 73, 125);" class=""> </span></font></div><div class=""><div style="border-style: solid none none; border-top-color: rgb(225, 225, 225); border-top-width: 1pt; padding: 3pt 0in 0in;" class=""><div style="margin: 0in 0in 0.0001pt; font-size: 12pt; font-family: 'Times New Roman', serif;" class=""><b class=""><font size="2" face="Calibri" class=""><span style="font-size: 11pt; font-family: Calibri, sans-serif; font-weight: bold;" class="">From:</span></font></b><font size="2" face="Calibri" class=""><span style="font-size: 11pt; font-family: Calibri, sans-serif;" class=""><span class="Apple-converted-space"> </span><a href="mailto:wsbapt-bounces@lists.wsbarppt.com" style="color: purple; text-decoration: underline;" class="">wsbapt-bounces@lists.wsbarppt.com</a><span class="Apple-converted-space"> </span>[<a href="mailto:wsbapt-bounces@lists.wsbarppt.com" style="color: purple; text-decoration: underline;" class="">mailto:wsbapt-bounces@lists.wsbarppt.com</a>]<span class="Apple-converted-space"> </span><b class=""><span style="font-weight: bold;" class="">On Behalf Of<span class="Apple-converted-space"> </span></span></b>Eric Nelsen<br class=""><b class=""><span style="font-weight: bold;" class="">Sent:</span></b><span class="Apple-converted-space"> </span>Wednesday, April 22, 2015 11:27 AM<br class=""><b class=""><span style="font-weight: bold;" class="">To:</span></b><span class="Apple-converted-space"> </span>WSBA Probate & Trust Listserv<br class=""><b class=""><span style="font-weight: bold;" class="">Subject:</span></b><span class="Apple-converted-space"> </span>Re: [WSBAPT] Creditor Claim S.O.L.<o:p class=""></o:p></span></font></div></div></div><div style="margin: 0in 0in 0.0001pt; font-size: 12pt; font-family: 'Times New Roman', serif;" class=""><font size="3" face="Times New Roman" class=""><span style="font-size: 12pt;" class=""> </span></font></div><div style="margin: 0in 0in 0.0001pt; font-size: 12pt; font-family: 'Times New Roman', serif;" class=""><font size="2" color="#1f497d" face="Calibri" class=""><span style="font-size: 11pt; font-family: Calibri, sans-serif; color: rgb(31, 73, 125);" class="">If you have your WSBAPT emails searchable, you might search for references to the "Henington" case; there was a good discussion on it middle of last year.<span class="Apple-converted-space"> </span><u class="">In re Estate of Henington</u>, 331 P.3d 112 (Wash.App. Div. 2 2014),<span class="Apple-converted-space"> </span><u class="">rev. denied</u>, 182 Wn.2d 1005, 342 P.3d 327 (2015). I think the case is a little wacky but it's the most recent case on interaction of SOL and creditor claim process.<o:p class=""></o:p></span></font></div><div style="margin: 0in 0in 0.0001pt; font-size: 12pt; font-family: 'Times New Roman', serif;" class=""><font size="2" color="#1f497d" face="Calibri" class=""><span style="font-size: 11pt; font-family: Calibri, sans-serif; color: rgb(31, 73, 125);" class=""> </span></font></div><div style="margin: 0in 0in 0.0001pt; font-size: 12pt; font-family: 'Times New Roman', serif;" class=""><font size="2" color="#1f497d" face="Calibri" class=""><span style="font-size: 11pt; font-family: Calibri, sans-serif; color: rgb(31, 73, 125);" class="">I think 2-year post-death SOL bars the claim for the $10,000, and the creditor claim process is not applicable to post-death debts incurred by the estate or the surviving spouse, so it should be completely rejected. I think that rejection wouldn't prevent them from trying to collect the post-death $5,000 from the surviving spouse, or from the Estate directly if it were estate expenses that were charged. But the creditor claim itself is improper because it is used for pre-death debts only.<o:p class=""></o:p></span></font></div><div style="margin: 0in 0in 0.0001pt; font-size: 12pt; font-family: 'Times New Roman', serif;" class=""><font size="2" color="#1f497d" face="Calibri" class=""><span style="font-size: 11pt; font-family: Calibri, sans-serif; color: rgb(31, 73, 125);" class=""> </span></font></div><div style="margin: 0in 0in 0.0001pt; font-size: 12pt; font-family: 'Times New Roman', serif;" class=""><font size="3" color="#1f497d" face="Calibri" class=""><span style="font-size: 12pt; font-family: Calibri, sans-serif; color: rgb(31, 73, 125);" class="">Sincerely,<o:p class=""></o:p></span></font></div><div style="margin: 0in 0in 0.0001pt; font-size: 12pt; font-family: 'Times New Roman', serif;" class=""><font size="3" color="#1f497d" face="Calibri" class=""><span style="font-size: 12pt; font-family: Calibri, sans-serif; color: rgb(31, 73, 125);" class=""> </span></font></div><div style="margin: 0in 0in 0.0001pt; font-size: 12pt; font-family: 'Times New Roman', serif;" class=""><font size="3" color="#1f497d" face="Calibri" class=""><span style="font-size: 12pt; font-family: Calibri, sans-serif; color: rgb(31, 73, 125);" class="">Eric<o:p class=""></o:p></span></font></div><div style="margin: 0in 0in 0.0001pt; font-size: 12pt; font-family: 'Times New Roman', serif;" class=""><font size="3" color="#1f497d" face="Calibri" class=""><span style="font-size: 12pt; font-family: Calibri, sans-serif; color: rgb(31, 73, 125);" class=""> </span></font></div><div style="margin: 0in 0in 0.0001pt; font-size: 12pt; font-family: 'Times New Roman', serif;" class=""><font size="3" color="#1f497d" face="Calibri" class=""><span style="font-size: 12pt; font-family: Calibri, sans-serif; color: rgb(31, 73, 125);" class="">Eric C. Nelsen<o:p class=""></o:p></span></font></div><div style="margin: 0in 0in 0.0001pt; font-size: 12pt; font-family: 'Times New Roman', serif;" class=""><font size="3" color="#1f497d" face="Calibri" class=""><span style="font-size: 12pt; font-family: Calibri, sans-serif; color: rgb(31, 73, 125);" class="">SAYRE LAW OFFICES, PLLC<o:p class=""></o:p></span></font></div><div style="margin: 0in 0in 0.0001pt; font-size: 12pt; font-family: 'Times New Roman', serif;" class=""><font size="3" color="#1f497d" face="Calibri" class=""><span style="font-size: 12pt; font-family: Calibri, sans-serif; color: rgb(31, 73, 125);" class="">1320 University St<o:p class=""></o:p></span></font></div><div style="margin: 0in 0in 0.0001pt; font-size: 12pt; font-family: 'Times New Roman', serif;" class=""><font size="3" color="#1f497d" face="Calibri" class=""><span style="font-size: 12pt; font-family: Calibri, sans-serif; color: rgb(31, 73, 125);" class="">Seattle WA 98101-2837<o:p class=""></o:p></span></font></div><div style="margin: 0in 0in 0.0001pt; font-size: 12pt; font-family: 'Times New Roman', serif;" class=""><font size="3" color="#1f497d" face="Calibri" class=""><span style="font-size: 12pt; font-family: Calibri, sans-serif; color: rgb(31, 73, 125);" class="">phone 206-625-0092<o:p class=""></o:p></span></font></div><div style="margin: 0in 0in 0.0001pt; font-size: 12pt; font-family: 'Times New Roman', serif;" class=""><font size="3" color="#1f497d" face="Calibri" class=""><span style="font-size: 12pt; font-family: Calibri, sans-serif; color: rgb(31, 73, 125);" class="">fax 206-625-9040<o:p class=""></o:p></span></font></div><div style="margin: 0in 0in 0.0001pt; font-size: 12pt; font-family: 'Times New Roman', serif;" class=""><font size="2" color="#1f497d" face="Calibri" class=""><span style="font-size: 11pt; font-family: Calibri, sans-serif; color: rgb(31, 73, 125);" class=""> </span></font></div><div style="margin: 0in 0in 0.0001pt; font-size: 12pt; font-family: 'Times New Roman', serif;" class=""><font size="2" color="#1f497d" face="Calibri" class=""><span style="font-size: 11pt; font-family: Calibri, sans-serif; color: rgb(31, 73, 125);" class=""> </span></font></div><div style="margin: 0in 0in 0.0001pt; font-size: 12pt; font-family: 'Times New Roman', serif;" class=""><font size="2" color="#1f497d" face="Calibri" class=""><span style="font-size: 11pt; font-family: Calibri, sans-serif; color: rgb(31, 73, 125);" class=""> </span></font></div><div class=""><div style="border-style: solid none none; border-top-color: rgb(181, 196, 223); border-top-width: 1pt; padding: 3pt 0in 0in;" class=""><div style="margin: 0in 0in 0.0001pt; font-size: 12pt; font-family: 'Times New Roman', serif;" class=""><b class=""><font size="2" face="Tahoma" class=""><span style="font-size: 10pt; font-family: Tahoma, sans-serif; font-weight: bold;" class="">From:</span></font></b><font size="2" face="Tahoma" class=""><span style="font-size: 10pt; font-family: Tahoma, sans-serif;" class=""><span class="Apple-converted-space"> </span><a href="mailto:wsbapt-bounces@lists.wsbarppt.com" style="color: purple; text-decoration: underline;" class="">wsbapt-bounces@lists.wsbarppt.com</a><span class="Apple-converted-space"> </span>[<a href="mailto:wsbapt-bounces@lists.wsbarppt.com" style="color: purple; text-decoration: underline;" class="">mailto:wsbapt-bounces@lists.wsbarppt.com</a>]<span class="Apple-converted-space"> </span><b class=""><span style="font-weight: bold;" class="">On Behalf Of<span class="Apple-converted-space"> </span></span></b>Amy Goertz<br class=""><b class=""><span style="font-weight: bold;" class="">Sent:</span></b><span class="Apple-converted-space"> </span>Tuesday, April 21, 2015 2:35 PM<br class=""><b class=""><span style="font-weight: bold;" class="">To:</span></b><span class="Apple-converted-space"> </span>WSBA Probate & Trust Listserv<br class=""><b class=""><span style="font-weight: bold;" class="">Subject:</span></b><span class="Apple-converted-space"> </span>[WSBAPT] Creditor Claim S.O.L.<o:p class=""></o:p></span></font></div></div></div><div style="margin: 0in 0in 0.0001pt; font-size: 12pt; font-family: 'Times New Roman', serif;" class=""><font size="3" face="Times New Roman" class=""><span style="font-size: 12pt;" class=""> </span></font></div><div class=""><div style="margin: 0in 0in 0.0001pt; font-size: 12pt; font-family: 'Times New Roman', serif;" class=""><font size="3" face="Times New Roman" class=""><span style="font-size: 12pt;" class="">I have an estate in which the husband died leaving a significant credit card balance ($10,000). Wife continued to use the husband’s card after his death, increasing it to the current balance of $15,000. Wife recently opened probate and published Notice to Creditors, sending actual notice to the credit card company. Creditor filed claim for total balance. Since more than two years has passed since the date of death, is there any way to argue that the S.O.L. has passed on the d.o.d. balance of $10,000? Any thoughts?<o:p class=""></o:p></span></font></div></div><div class=""><div style="margin: 0in 0in 0.0001pt; font-size: 12pt; font-family: 'Times New Roman', serif;" class=""><font size="3" face="Times New Roman" class=""><span style="font-size: 12pt;" class=""> </span></font></div></div><div style="margin: 0in 0in 0.0001pt; font-size: 12pt; font-family: 'Times New Roman', serif;" class=""><font size="3" face="Times New Roman" class=""><span style="font-size: 12pt;" class=""> </span></font></div><div class=""><div class=""><div class=""><div class=""><div style="margin: 0in 0in 0.0001pt; font-size: 12pt; font-family: 'Times New Roman', serif;" class=""><font size="2" face="Garamond" class=""><span style="font-size: 10pt; font-family: Garamond, serif;" class="">Amy J. Goertz, J.D.</span></font><font class=""><span style="" class=""><o:p class=""></o:p></span></font></div></div><div class=""><div style="margin: 0in 0in 0.0001pt; font-size: 12pt; font-family: 'Times New Roman', serif;" class=""><font size="2" face="Garamond" class=""><span style="font-size: 10pt; font-family: Garamond, serif;" class="">Goertz & Lambrecht PLLC</span></font><font class=""><span style="" class=""><o:p class=""></o:p></span></font></div></div><div class=""><div style="margin: 0in 0in 0.0001pt; font-size: 12pt; font-family: 'Times New Roman', serif;" class=""><font size="2" face="Garamond" class=""><span style="font-size: 10pt; font-family: Garamond, serif;" class="">510 Bell Street</span></font><font class=""><span style="" class=""><o:p class=""></o:p></span></font></div></div><div class=""><div style="margin: 0in 0in 0.0001pt; font-size: 12pt; font-family: 'Times New Roman', serif;" class=""><font size="2" face="Garamond" class=""><span style="font-size: 10pt; font-family: Garamond, serif;" class="">Edmonds, WA 98020</span></font><font class=""><span style="" class=""><o:p class=""></o:p></span></font></div></div><div class=""><div style="margin: 0in 0in 0.0001pt; font-size: 12pt; font-family: 'Times New Roman', serif;" class=""><font size="3" face="Times New Roman" class=""><span style="font-size: 12pt;" class=""> </span></font></div></div><div class=""><div style="margin: 0in 0in 0.0001pt; font-size: 12pt; font-family: 'Times New Roman', serif;" class=""><font size="2" face="Garamond" class=""><span style="font-size: 10pt; font-family: Garamond, serif;" class=""><a href="mailto:amyjgoertz@icloud.com" style="color: purple; text-decoration: underline;" class="">amyjgoertz@icloud.com</a></span></font><font class=""><span style="" class=""><o:p class=""></o:p></span></font></div></div><div class=""><div style="margin: 0in 0in 0.0001pt; font-size: 12pt; font-family: 'Times New Roman', serif;" class=""><font size="3" face="Times New Roman" class=""><span style="font-size: 12pt;" class=""> </span></font></div></div><div class=""><div style="margin: 0in 0in 0.0001pt; font-size: 12pt; font-family: 'Times New Roman', serif;" class=""><font size="2" face="Garamond" class=""><span style="font-size: 10pt; font-family: Garamond, serif;" class="">ph. 425.778.8997</span></font><font class=""><span style="" class=""><o:p class=""></o:p></span></font></div></div></div></div></div></div><span style="font-family: Helvetica; font-size: 12px; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; line-height: normal; orphans: auto; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px; -webkit-text-stroke-width: 0px; float: none; display: inline !important;" class="">_______________________________________________</span><br style="font-family: Helvetica; font-size: 12px; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; line-height: normal; orphans: auto; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px; -webkit-text-stroke-width: 0px;" class=""><span style="font-family: Helvetica; font-size: 12px; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; line-height: normal; orphans: auto; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px; -webkit-text-stroke-width: 0px; float: none; display: inline !important;" class="">WSBAPT mailing list</span><br style="font-family: Helvetica; font-size: 12px; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; line-height: normal; orphans: auto; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px; -webkit-text-stroke-width: 0px;" class=""><a href="mailto:WSBAPT@lists.wsbarppt.com" style="color: purple; text-decoration: underline; font-family: Helvetica; font-size: 12px; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; line-height: normal; orphans: auto; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px; -webkit-text-stroke-width: 0px;" class="">WSBAPT@lists.wsbarppt.com</a><br style="font-family: Helvetica; font-size: 12px; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; line-height: normal; orphans: auto; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px; -webkit-text-stroke-width: 0px;" class=""><a href="http://mailman.fsr.com/mailman/listinfo/wsbapt" style="color: purple; text-decoration: underline; font-family: Helvetica; font-size: 12px; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; line-height: normal; orphans: auto; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px; -webkit-text-stroke-width: 0px;" class="">http://mailman.fsr.com/mailman/listinfo/wsbapt</a></div></blockquote></div><br class=""></div></div></div></body></html>