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<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:#1F497D">I have always taken the statute to provide that secured debt can
<u>always</u> execute against the property, but will be time barred as to any shortage unless the claim is properly presented as provided in 11.40.070.<o:p></o:p></span></p>
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<span style="font-size:16.0pt;font-family:"Vladimir Script";color:#1F497D;position:relative;top:0pt;mso-text-raise:0pt">Heather S. de Vrieze</span><b><span style="font-size:16.0pt;font-family:"Calibri",sans-serif;color:#1F497D;position:relative;top:0pt;mso-text-raise:0pt"><br>
</span></b><i><span style="font-size:11.0pt;font-family:"Garamond",serif;color:#1F497D;position:relative;top:0pt;mso-text-raise:0pt">Attorney-at-Law<o:p></o:p></span></i></p>
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<span style="font-size:10.0pt;font-family:Nyala;color:#44524E;position:relative;top:0pt;mso-text-raise:0pt">3909 California Avenue SW<o:p></o:p></span></p>
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<span style="font-size:10.0pt;font-family:Nyala;color:#44524E;position:relative;top:0pt;mso-text-raise:0pt">Seattle, WA 98116-3705                         
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<span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:#1F497D;position:relative;top:0pt;mso-text-raise:0pt"><a href="mailto:heatherd@westseattlelaw.com"><span style="font-size:10.0pt;font-family:Nyala;color:#44524E">heatherd@westseattlelaw.com</span></a></span><span style="font-size:10.0pt;font-family:Nyala;color:#44524E;position:relative;top:0pt;mso-text-raise:0pt">
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<span style="font-size:8.0pt;font-family:"Calibri",sans-serif;color:#A6A6A6;position:relative;top:0pt;mso-text-raise:0pt">CONFIDENTIAL & PRIVILEGED. This e-mail message may contain legally privileged and/or confidential information.  If you have received this
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<b><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:windowtext;position:relative;top:0pt;mso-text-raise:0pt">From:</span></b><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:windowtext;position:relative;top:0pt;mso-text-raise:0pt">
 wsbapt-bounces@lists.wsbarppt.com [mailto:wsbapt-bounces@lists.wsbarppt.com] <b>
On Behalf Of </b>Gregory L. Gilday<br>
<b>Sent:</b> Tuesday, March 10, 2015 1:11 PM<br>
<b>To:</b> WSBA RPPT Real Property Discussion Forum; WSBA Probate & Trust<br>
<b>Subject:</b> [WSBAPT] creditor claim<o:p></o:p></span></p>
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<p class="MsoNormal">Hello all -<br>
<br>
Client and mother owned and lived in property together since 2000.  In 2008,, Mother had a judgement entered against her.  Her equity was much smaller than homestead exemption.  Mother died somewhat over 2 years ago.  No probate until now, and no collection
 efforts by Judgment Creditor.  My analysis: 11.40.130 says Judgment must be presented under 11.40.070, but there is "but" language after that.   11.40.051 requires creditor to present claim within 24 months after death, Aronson v. Murk (687 Wn2d 1) supports
 that a claim based on a judgment needs to be properly presented.  <br>
<br>
Client wants to get a loan to build soon and not wait until 2018, but the title report shows a judgment lien.  What I propose to do is open probate with no notice to creditors, but notify the judgment creditor that we believe their claim to be time barred,
 and if they file a claim it will be rejected.  If they sue, then we'll litigate, but otherwise they'll be barred.  Then we can get this off the title report. 
<br>
<br>
This is worrisome in that if I am wrong, we have just woken the Judgment Creditor.   Thoughts?
<br>
<br>
As always, thank you all for your help,<o:p></o:p></p>
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-- <br>
<br>
<span style="position:relative;top:0pt;mso-text-raise:0pt"><o:p></o:p></span></p>
<p class="MsoNormal">Very Truly Yours,<o:p></o:p></p>
<p class="MsoNormal">Gregory L. Gilday <o:p></o:p></p>
<p class="MsoNormal">Law Office of Cole & Gilday, P.C. <o:p></o:p></p>
<p class="MsoNormal"><i> </i><o:p></o:p></p>
<p class="MsoNormal">10101 - 270th St. NW <o:p></o:p></p>
<p class="MsoNormal">P.O. Box 249 <o:p></o:p></p>
<p class="MsoNormal">Stanwood, WA 98292 <o:p></o:p></p>
<p class="MsoNormal">(360) 629-2900 (Telephone) <o:p></o:p></p>
<p class="MsoNormal">(360) 629-0220 (Fax) <o:p></o:p></p>
<p class="MsoNormal"> <o:p></o:p></p>
<p class="MsoNormal">This message contains confidential and privileged information that is intended only for the named recipient(s).  Unless you are the named recipient or authorized agent thereof, you are prohibited from reading, copying, distributing or otherwise
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