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<body class='hmmessage'><div dir='ltr'>Roger and Marcus, thank you both.<BR> <BR>Jeff Winter<br> <BR><div><hr id="stopSpelling">From: mfry@lyon-law.com<br>To: wsbapt@lists.wsbarppt.com<br>Date: Wed, 14 Jan 2015 22:29:33 +0000<br>Subject: Re: [WSBAPT] Surviving spouse pursued by spouse's creditors<br><br>
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<p class="ecxMsoNormal"><a name="_GoBack" target="_blank"></a><span style='color: rgb(31, 73, 125); font-family: "Calibri","sans-serif"; font-size: 11pt;'>Jeff:</span></p>
<p class="ecxMsoNormal"><span style='color: rgb(31, 73, 125); font-family: "Calibri","sans-serif"; font-size: 11pt;'>I have used the family allowance provision that takes the first $125k of the estate and protects if from creditors. One case I did was decedent and spouse
had a car and small bank account and over $100k in medical bills. Since spouse didn’t sign personally on the credit card only community assets and the decedent’s sep prop is liable for the debt.
</span></p>
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<p class="ecxMsoNormal" style="text-align: justify;"><span style='color: rgb(31, 73, 125); font-family: "Courier New"; font-size: 10pt;'>Marcus J. Fry</span></p>
<p class="ecxMsoNormal"><span style='color: rgb(31, 73, 125); font-family: "Courier New"; font-size: 10pt;'>Lyon, Weigand & Gustafson, P.S.</span><span style="color: rgb(31, 73, 125);">
<br>
</span><span style='color: rgb(31, 73, 125); font-family: "Courier New"; font-size: 10pt;'>Adoption Attorney*</span></p>
<p class="ecxMsoNormal"><span style='color: rgb(31, 73, 125); font-family: "Courier New"; font-size: 10pt;'>P.O. Box 1689</span><span style="color: rgb(31, 73, 125);">
<br>
</span><span style='color: rgb(31, 73, 125); font-family: "Courier New"; font-size: 10pt;'>Yakima, Washington 98907</span><span style="color: rgb(31, 73, 125);">
<br>
</span><span style='color: rgb(31, 73, 125); font-family: "Courier New"; font-size: 10pt;'>Telephone: (509) 248-7220</span><span style="color: rgb(31, 73, 125);">
<br>
</span><span style='color: rgb(31, 73, 125); font-family: "Courier New"; font-size: 10pt;'>Facsimile: (509) 575-1883</span><span style="color: rgb(31, 73, 125);">
</span></p>
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<p class="ecxMsoNormal" style="text-align: justify;"><span style='color: rgb(31, 73, 125); font-family: "Arial","sans-serif"; font-size: 9pt;'> *Adoption Attorney reflects election as a Fellow of the American Academy of Adoption Attorneys, an invitation based organization of
300+ attorneys nationwide, under its criteria of experience, ethics and peer recommendation. Washington's Supreme Court has not yet developed or recognized a credentialing process for specialties, and certification/fellowship is not required to practice law
in this state.</span></p>
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<p class="ecxMsoNormal"><span style='color: rgb(31, 73, 125); font-family: "Calibri","sans-serif"; font-size: 11pt;'> </span></p>
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<p class="ecxMsoNormal"><b><span style='font-family: "Tahoma","sans-serif"; font-size: 10pt;'>From:</span></b><span style='font-family: "Tahoma","sans-serif"; font-size: 10pt;'> wsbapt-bounces@lists.wsbarppt.com [mailto:wsbapt-bounces@lists.wsbarppt.com]
<b>On Behalf Of </b>jeffrey winter<br>
<b>Sent:</b> Wednesday, January 14, 2015 2:18 PM<br>
<b>To:</b> wsbapt@lists.wsbarppt.com<br>
<b>Subject:</b> [WSBAPT] Surviving spouse pursued by spouse's creditors</span></p>
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<p class="ecxMsoNormal"> </p>
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<p class="ecxMsoNormal"><span style='font-family: "Calibri","sans-serif";'> Listmates:<br>
<br>
PC was married to Decedent in 2008. Decedent was part of an MLM enterprise, and had two WA corporations associated therewith. Both of the corporations are inactive and have been for awhile.<br>
<br>
Decedent and his new spouse moved from WA to Arizona, where he continued his MLM business. Decedent held two credit cards that he used for that business, and both cards were obtained by him prior to his marriage to PC and were in his name alone.<br>
<br>
Decedent died this past fall in Arizona, and PC has returned to WA. No probate has been opened, and PC is evidently not entitled to continue the MLM business of her spouse due to franchise agreements (residuals are being paid to a former spouse who was listed
as a partner, not withstanding Decedent's Will leaving everything to the new spouse).<br>
<br>
PC is faced with over $40K in credit card debt incurred by spouse relating to the business, and does not have the funds to pay it. PC would like to avoid bankruptcy if at all possible.<br>
<br>
I don't have much experience in debt reduction strategies, does anyone have any ideas as to how she can get rid of the creditors?
<br>
</span></p>
<p class="ecxMsoNormal"><b><span style='color: rgb(0, 112, 192); font-family: "Garamond","serif";'>Jeffrey D. Winter</span></b></p>
<p class="ecxMsoNormal"><span style='font-family: "Calibri","sans-serif";'> </span></p>
<p class="ecxMsoNormal"><b><span style='color: rgb(0, 112, 192); font-family: "Garamond","serif";'>Law Office of Jeffrey D. Winter, P.S.<br>
</span></b><span style='color: rgb(0, 112, 192); font-family: "Garamond","serif";'>604 North Main Street</span><span style='color: rgb(0, 112, 192); font-family: "Garamond","serif"; font-size: 10pt;'><br>
</span><span style='color: rgb(0, 112, 192); font-family: "Garamond","serif";'>Ellensburg, WA 98926</span><span style='color: rgb(0, 112, 192); font-family: "Garamond","serif"; font-size: 10pt;'><br>
</span><span style='color: rgb(0, 112, 192); font-family: "Garamond","serif";'>(509) 925-9600 tel.</span><span style='color: rgb(0, 112, 192); font-family: "Garamond","serif"; font-size: 10pt;'><br>
</span><span style='color: rgb(0, 112, 192); font-family: "Garamond","serif";'>(509) 925-9606 fax</span></p>
<p class="ecxMsoNormal"><span style='font-family: "Calibri","sans-serif";'> </span></p>
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