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<body class='hmmessage'><div dir='ltr'> Listmates:<BR> <BR>PC was married to Decedent in 2008. Decedent was part of an MLM enterprise, and had two WA corporations associated therewith. Both of the corporations are inactive and have been for awhile.<BR> <BR>Decedent and his new spouse moved from WA to Arizona, where he continued his MLM business. Decedent held two credit cards that he used for that business, and both cards were obtained by him prior to his marriage to PC and were in his name alone.<BR> <BR>Decedent died this past fall in Arizona, and PC has returned to WA. No probate has been opened, and PC is evidently not entitled to continue the MLM business of her spouse due to franchise agreements (residuals are being paid to a former spouse who was listed as a partner, not withstanding Decedent's Will leaving everything to the new spouse).<BR> <BR>PC is faced with over $40K in credit card debt incurred by spouse relating to the business, and does not have the funds to pay it. PC would like to avoid bankruptcy if at all possible.<BR> <BR>I don't have much experience in debt reduction strategies, does anyone have any ideas as to how she can get rid of the creditors? <BR> <BR><font face="Times New Roman">
</font><BR><p class="MsoNormal" style="margin: 0in 0in 12pt;"><b><span style='color: rgb(0, 112, 192); font-family: "Garamond","serif"; font-size: 12pt;'>Jeffrey D. Winter<o:p></o:p></span></b></p><font face="Times New Roman">
</font><BR><p class="MsoNormal" style="margin: 0in 0in 0pt;"><b><span style='color: rgb(0, 112, 192); font-family: "Garamond","serif"; font-size: 12pt;'>Law Office of Jeffrey D. Winter, P.S.<br>
</span></b><span style='color: rgb(0, 112, 192); font-family: "Garamond","serif"; font-size: 12pt;'>604 North Main Street</span><span style='color: rgb(0, 112, 192); font-family: "Garamond","serif"; font-size: 10pt;'><br>
</span><span style='color: rgb(0, 112, 192); font-family: "Garamond","serif"; font-size: 12pt;'>Ellensburg,
WA 98926</span><span style='color: rgb(0, 112, 192); font-family: "Garamond","serif"; font-size: 10pt;'><br>
</span><span style='color: rgb(0, 112, 192); font-family: "Garamond","serif"; font-size: 12pt;'>(509)
925-9600 tel.</span><span style='color: rgb(0, 112, 192); font-family: "Garamond","serif"; font-size: 10pt;'><br>
</span><span style='color: rgb(0, 112, 192); font-family: "Garamond","serif"; font-size: 12pt;'>(509)
925-9606 fax<o:p></o:p></span></p><font face="Times New Roman">
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