[WSBAPT] Intel on Re-Affirmations / AIS Portfolio (Ally Bank)

Dave Culbertson dculbertson at culbertsonlawoffice.com
Fri Feb 13 15:31:36 PST 2026


Hi, Listmates.
I have a client doing a Chapter 7 BK, his car loan on a Tesla is through Ally Bank, being serviced by AIS Portfolio Services.
They are insistently sending e-mails requesting a re-affirmation agreement on the car. I of course don’t want my clients to sign one unless they play hardball and repo if they don’t get one.
I don’t know what AIS / Ally’s approach is. Anyone have experience/dealings with them? Do they take a hard-line approach?

Thanks in advance for any info.


Best Regards,

Dave Culbertson

The Law Office of Davisson Culbertson
PO 20403
Seattle, WA 98102

Phone: (206) 478-8134
FAX: (866) 867-7796
dculbertson at culbertsonlawoffice.com<mailto:dculbertson at culbertsonlawoffice.com>


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