[WSBAPT] Taking Spouse Off Mortgage.....a first for me

Brent Williams-Ruth brent at williams-ruthlaw.com
Fri May 31 09:11:28 PDT 2024


List Members -

I come to you on this glorious end of month, friday, with something that I
have never seen in my practice before.

A mortgage company has REMOVED a decedent from the mortgage on a home
WITHOUT forcing the surviving spouse to refinance.

It has been my experience that mortgage companies would only do this with a
refinance, that we rely on G-StG to advise that they can simply continue to
pay and not worry about the name on the mortgage.....

When my PR/Surviving Spouse told me about this during the course of the
probate I was shocked, made sure to triple verify that this wasn't a trick
to get them to refinance.

I have ever received a copy of the letter from Provident that says:
Per the receipt of the death certificate of Decedent, we have removed this
individual from the loan record.

Has anyone else had this happen before?

Wanted to share this experience with everyone.

*Brent Williams-Ruth* (pronouns: he/him)
*Attorney-At-Law*

*Law Offices of Brent Williams-Ruth, **a division of BWR Consulting, PLLC*

*Physical Address: 500 S 336th Street, Suite 214; Federal Way, WA 98003*

*Mailing Address: **PO BOX 3319; Federal Way, WA 98063 *

Office/Scheduling Phone: (253) 285-7751

For All Meetings & Scheduling: info at williams-ruthlaw.com

e-mail <Brent at Williams-RuthLaw.com> / website
<http://www.williams-ruthlaw.com/> / facebook
<http://www.facebook.com/bwrlaw> /
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