[WSBAPT] Statute of Limitations on Insurance Claims

[Umar Gebril]

Dave,

Most (but not all) insurance policies have a 1 year “suit of limitations” clause in the policy itself that limits your client’s timeframe for a potential breach of contract cause of action. Outside of that, both the tort of bad faith and violations of the Insurance Fair Conduct Act (RCW 48.30.015) generally have a 3 year SOL.

Insurance bad faith is the bulk of our practice – feel free to give me a call if you’d like to chat further.

Umar

Umar Gebril | Attorney | Partner
Cascade Law PLLC
www.cascade-law.com<http://www.cascade-law.com>
2707 Colby Avenue, Suite 1420
Everett, WA 98201
425.998.8999 main
425.300.5616 direct

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From: <wsbapt-bounces at lists.wsbarppt.com> on behalf of Dave Culbertson <dculbertson at culbertsonlawoffice.com>
Reply-To: WSBA Probate & Trust Listserv <wsbapt at lists.wsbarppt.com>
Date: Thursday, January 26, 2023 at 11:33 AM
To: "solo-and-small-practice-section at list.wsba.org" <solo-and-small-practice-section at list.wsba.org>, "creditor-debtor-section at list.wsba.org" <creditor-debtor-section at list.wsba.org>, "wsbapt at lists.wsbarppt.com" <wsbapt at lists.wsbarppt.com>, "wsbarp at lists.wsbarppt.com" <wsbarp at lists.wsbarppt.com>
Subject: [WSBAPT] Statute of Limitations on Insurance Claims

Hi, Listmates.
I’m helping a client make a claim under an insurance policy—their business was damaged by a neighboring business springing a leak and flooding into their store.
What if any statutes of limitation or administrative rules in WA affect the time in which a claim can be made under an insurance policy in WA? I don’t think we have a problem because the events happened within the last year, but I’d like to make sure.


Best Regards,

Dave Culbertson

The Law Office of Davisson Culbertson
PO 20403
Seattle, WA 98102

Phone: (206) 478-8134
FAX: (866) 867-7796
dculbertson at culbertsonlawoffice.com<mailto:dculbertson at culbertsonlawoffice.com>



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