[WSBAPT] Common Disaster Clause and Life Insurance

Heather de Vrieze heatherd at westseattlelaw.com
Thu May 6 15:14:28 PDT 2021


Dealing with deaths from a common accident, the following clause is in a "RocketLawyer.com" Will. If each spouse is the primary beneficiary of policies on the other's life, is there any likelihood that an insurance company will pay proceeds to spouse's estate rather than contingent or default beneficiaries? Presume this is the scenario we want. Contingent or default beneficiaries is not a good solution and the hope is that the insurance money can equalize the estate values for WA estate tax purposes, to ensure both estates benefit from the full exclusion amount.

[cid:image001.png at 01D7428A.6DD318B0]

Appreciate any input.

Heather

Heather S. de Vrieze
Attorney-at-Law
[cid:image002.jpg at 01D7428A.6DD318B0]
3909 California Avenue SW
Seattle, WA 98116-3705
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