[WSBAPT] Foreclosure purchase - titled mobile home on site

Fri Sep 30 13:47:35 PDT 2016

If there is a title for the MT still, then the title should show the Lender as legal owner. Contact 
http://r.search.yahoo.com/_ylt=A0SO8y.Azu5X.Y0ABKRXNyoA;_ylu=X3oDMTEyZ2VnaWxqBGNvbG8DZ3ExBHBvcwMyBHZ0aWQDQjIxOTZfMQRzZWMDc3I-/RV=2/RE=1475297024/RO=10/RU=http%3a%2f%2fwww.dol.wa.gov%2fforms%2f224003.pdf/RK=0/RS=n9evHRMtzRqfSaPXW8OsejIfF80-
this is the form to order the title record. Once you know who the owner is, then you can figure out how to proceed.
The lender that conducted the foreclosure should also have the original of the vehicle title if they had a bona fide security interest in the MH. If your lender is a “big bank” good luck with that…..

Michael A. Winslow
1204 Cleveland Ave.
Mount Vernon, WA 98273
Ph. 360-336-3321
Em. Mike at winslegal.com

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From: wsbapt-bounces at lists.wsbarppt.com [mailto:wsbapt-bounces at lists.wsbarppt.com] On Behalf Of J Richard McEntee, Jr.
Sent: Friday, September 30, 2016 1:17 PM
To: WSBA Probate & Trust Listserv
Subject: Re: [WSBAPT] Foreclosure purchase - titled mobile home on site

The MH was mentioned in the Warranty Deed, but not in the Deed of Trust. Notice of trustee sale does not mention the MH in the legal description, but shows non payment of the MH taxes as one of the defaults for which foreclosure is made.

RICH McENTEE
McENTEE LAW OFFICE
3800 Bridgeport Way W, Ste A411
University Place, WA 98466
253.227.9894(m)
jrmcentee at gmail.com       

On Sep 30, 2016, at 1:03 PM, Marcus Fry <mfry at lyon-law.com> wrote:

Often the manufactured home will be mentioned in the deed of trust as part of the property that the DOT is secured against.  I would pull the DOT and take a look at it and then the notice of foreclosure and notice of trustee’s sale.

Marcus J. Fry
Lyon, Weigand & Gustafson, P.S.
P.O. Box 1689 
Yakima, Washington  98907 
Telephone:  (509) 248-7220 
Facsimile:  (509) 575-1883 

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From: wsbapt-bounces at lists.wsbarppt.com [mailto:wsbapt-bounces at lists.wsbarppt.com] On Behalf Of J Richard McEntee, Jr.
Sent: Friday, September 30, 2016 12:51 PM
To: cole-gilday at stanwoodlaw.net; WSBA Probate & Trust Listserv
Subject: Re: [WSBAPT] Foreclosure purchase - titled mobile home on site

Not sure if a lien holder exists on title. We are attempting to locate the title. The registered owner is the person who also owned the land for which the non-judicial foreclosure occurred. He is living in the MH.

RICH McENTEE
McENTEE LAW OFFICE
3800 Bridgeport Way W, Ste A411
University Place, WA 98466
253.227.9894(m)
 <mailto:jrmcentee at gmail.com> jrmcentee at gmail.com       

On Sep 30, 2016, at 10:37 AM, Robert R. Cole < <mailto:cole-gilday at stanwoodlaw.net> cole-gilday at stanwoodlaw.net> wrote:

Who are the registered and legal owners on the title of the mobile home?
Very Truly Yours,
Robert R. Cole
Law Office of Cole & Gilday, P.C. 

10101 - 270th St. NW 
P.O. Box 249 
Stanwood, WA 98292 
(360) 629-2900 (Telephone) 
(360) 629-0220 (Fax) 

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On 9/30/2016 6:23 AM, Schmidt & Yee wrote:
I had to do a separate action to foreclose the security interest in the mobile home and have a sheriff sale of the mobile to get a sheriff’s bill of sale that had to be taken to DMV to get a new title issued in my client’s name as the successful bidder at sale.  Maybe you could make a deal with the owner to sign title over in exchange for a rental agreement. 
Pam Yee
Schmidt & Yee, PC

From: J Richard McEntee, Jr.
Sent: Thursday, September 29, 2016 5:24 PM
To: WSBA Probate & Trust Listserv
Subject: [WSBAPT] Foreclosure purchase - titled mobile home on site

Hello — I have a client that just purchased a property at a non judicial foreclosure sale. Initially, the client thought that she was purchasing land with a mobile home attached. It turns out that title was never eliminated from the mobile home. I am doing some early due diligence. I believe that the home and land were purchase together in 2007 and the seller was the same for land and mobile home. Both parcels are listed for the address at the assessor’s site. 

If there was no separate action taken to foreclose the lien on the mobile home title, is the mobile home still owned by the person who was foreclosed from the real estate? Would the original lien still be attached to the mobile home? or does the foreclosure of the real property preclude foreclosure of the lien on the mobile home? 

The former land owner and owner of the mobile home is still living in the home at the real property. He is interested in staying and paying rent.

Any guidance would be appreciated.

Thank you
Rich

RICH McENTEE
McENTEE LAW OFFICE
3800 Bridgeport Way W, Ste A411
University Place, WA 98466
253.227.9894(m)
 <mailto:jrmcentee at gmail.com> jrmcentee at gmail.com      

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