[WSBAPT] Foreclosure purchase - titled mobile home on site

Schmidt & Yee syaloha at gte.net
Fri Sep 30 06:23:32 PDT 2016


I had to do a separate action to foreclose the security interest in the mobile home and have a sheriff sale of the mobile to get a sheriff’s bill of sale that had to be taken to DMV to get a new title issued in my client’s name as the successful bidder at sale.  Maybe you could make a deal with the owner to sign title over in exchange for a rental agreement. 
Pam Yee
Schmidt & Yee, PC

From: J Richard McEntee, Jr. 
Sent: Thursday, September 29, 2016 5:24 PM
To: WSBA Probate & Trust Listserv 
Subject: [WSBAPT] Foreclosure purchase - titled mobile home on site

Hello — I have a client that just purchased a property at a non judicial foreclosure sale. Initially, the client thought that she was purchasing land with a mobile home attached. It turns out that title was never eliminated from the mobile home. I am doing some early due diligence. I believe that the home and land were purchase together in 2007 and the seller was the same for land and mobile home. Both parcels are listed for the address at the assessor’s site.  

If there was no separate action taken to foreclose the lien on the mobile home title, is the mobile home still owned by the person who was foreclosed from the real estate? Would the original lien still be attached to the mobile home? or does the foreclosure of the real property preclude foreclosure of the lien on the mobile home? 

The former land owner and owner of the mobile home is still living in the home at the real property. He is interested in staying and paying rent.

Any guidance would be appreciated.

Thank you
Rich




RICH McENTEE
McENTEE LAW OFFICE
3800 Bridgeport Way W, Ste A411
University Place, WA 98466
253.227.9894(m)
jrmcentee at gmail.com       



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