[WSBAPT] Homeowners insurance cancellation

[Marcus Fry]

There are policies for unoccupied homes, but it is definitely higher.  Some policies simply require a certain amount of supervision/visitation in order to remain in compliance.

Marcus J. Fry
Lyon, Weigand & Gustafson, P.S.
Adoption Attorney*
P.O. Box 1689
Yakima, Washington  98907
Telephone:  (509) 248-7220
Facsimile:  (509) 575-1883

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From: wsbapt-bounces at lists.wsbarppt.com [mailto:wsbapt-bounces at lists.wsbarppt.com] On Behalf Of John J. Sullivan
Sent: Tuesday, February 23, 2016 11:26 AM
To: WSBA Probate & Trust Listserv
Subject: Re: [WSBAPT] Homeowners insurance cancellation

Yes. This is always an issue. There are insurers who will cover a house during administration under the estate. Have the client do some comparison shopping. Sometimes you can maintain coverage if a family member spend maybe one weekend per month in the house.

John Sullivan

Sent from my iPhone

On Feb 23, 2016, at 10:40 AM, Lovie Bernardi <lovie at fb-lawfirm.com<mailto:lovie at fb-lawfirm.com>> wrote:
Listmates,

PR (daughter and sole beneficiary of decedent) was informed by the insurance company (Hartford) that they would not be renewing the policy on the estate’s house because it is now unoccupied. Somehow I’ve managed not to run into this issue before. Is anyone aware of other insurance companies that would insure an unoccupied home? It will not be sold right away.

Lovie L. Bernardi
Flaherty & Bernardi, PLLC
216 First AVE S, #450
Seattle, WA  98104
(206) 682-2616

lovie at fb-lawfirm.com<mailto:joni at sbfirm.com>
http://fb-lawfirm.com<http://sbfirm.com/>

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