[WSBAPT] TIC/JTWROS - CAVEAT/NEW QUESTION re RCW 11.11!

[Doug J. Lineberry]

I'd find a different bank. Why should your clients have to plan around a ridiculous extra-legal policy?

Douglas Lineberry, JD, LLM 
Sr. Estate Planning Consultant
Fiduciary Counselling, Inc.

Sent from my iPhone

> On Mar 19, 2015, at 3:45 PM, Jacob Menashe <jacob at hickmanmenashe.com> wrote:
> 
> Regarding the large bank that won’t allow a non-survivorship or TIC account, does anyone see a problem with the couple using the “super will” provisions of RCW 11.11, as to each spouse’s respective community property interest in the accounts? (I think that may be the path of least resistance for the situation I am considering.)
>  
> Thanks,
>  
> Jacob Menashe
>  
> From: wsbapt-bounces at lists.wsbarppt.com [mailto:wsbapt-bounces at lists.wsbarppt.com] On Behalf Of Jacob Menashe
> Sent: Thursday, March 19, 2015 9:06 AM
> To: WSBA Probate & Trust Listserv
> Subject: Re: [WSBAPT] TIC/JTWROS
>  
> Thanks to all for their responses.
>  
> Sincerely,
>  
> Jacob Menashe
>  
> From: wsbapt-bounces at lists.wsbarppt.com [mailto:wsbapt-bounces at lists.wsbarppt.com] On Behalf Of Chris Moore
> Sent: Tuesday, March 17, 2015 6:29 PM
> To: WSBA Probate & Trust Listserv
> Subject: Re: [WSBAPT] TIC/JTWROS
>  
> There was a recent case from Asotin County dealing w/ JTWROS accounts - TAUFEN v. ESTATE OF KIRPES
>  
> Sincerely,
> 
> Chris J. Moore
> Christopher J. Moore, JD, CPA, AEP®, EPLS*
> Creason, Moore, Dokken & Geidl, PLLC
> Lawyers
> 1219 Idaho Street, POB 835
> Lewiston, Idaho 83501-0835
> Phone: 208-743-1516; Fax: 208-746-2231
> Website: www.cmd-law.com
> 
> *Certified as an Estate Planning Law Specialist by the Estate Law Specialist Board, Inc., the only estate planning certification entity approved by both the American Bar Association and the Idaho State Bar Association.
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> From: wsbapt-bounces at lists.wsbarppt.com [mailto:wsbapt-bounces at lists.wsbarppt.com] On Behalf Of jeffrey winter
> Sent: Tuesday, March 17, 2015 4:56 PM
> To: WSBA Probate & Trust Listserv
> Subject: Re: [WSBAPT] TIC/JTWROS
>  
> I believe it was out of Colfax, but I don't recall the name of the case unfortunately.  
>  
> Jeff Winter
> 
> From: lisa at lisaschuchman.com
> To: wsbapt at lists.wsbarppt.com
> Date: Tue, 17 Mar 2015 21:04:53 +0000
> Subject: Re: [WSBAPT] TIC/JTWROS
> 
> Wasn’t there a WA case in the last few years that held a bank liable when a teller recommended JTWROS? 
>  
> Lisa E. Schuchman
> 206-325-2801
> www.lisaschuchman.com
> 
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> From: wsbapt-bounces at lists.wsbarppt.com [mailto:wsbapt-bounces at lists.wsbarppt.com] On Behalf Of Jacob Menashe
> Sent: Tuesday, March 17, 2015 1:31 PM
> To: WSBA Probate & Trust Listserv
> Subject: [WSBAPT] TIC/JTWROS
>  
> A personal banker at a very large bank is insisting that a couple cannot have their bank checking/savings/CDs held other than as joint tenants with right of survivorship. She said she checked with her back office and because of a quirk in Washington law that’s the bank’s policy. I have not spoken with anyone but the personal banker. Before I pursue this further, I will ask this group, is there something I am missing? Have others had this problem?
>  
> Thanks,
>  
> Jacob
>  
> _________________________
> Jacob H. Menashe
> Hickman Menashe, PS
> 4211 Alderwood Mall Blvd., Suite 202
> Lynnwood, WA 98036
> (425) 744-5658 phone
> (425) 744-6078 fax
> www.hickmanmenashe.com
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