<html><body><div style="color:#000; background-color:#fff; font-family:arial, helvetica, sans-serif;font-size:10pt"><div><div class="theshadow" style="margin: 0px; padding: 0px; border: 0px; outline: 0px; font-size: 12px; font-family: Arial; background-image: none; width: auto; color: rgb(51, 51, 51); line-height: 17px;"><div id="nonchrome" class="clear story " style="margin: 0px; padding: 0px; border: 0px; outline: 0px; font-style: inherit; font-family: inherit; clear: both;"><div id="maincontent" class="sixwide rightborder" style="margin: 0px; padding: 0px; border: 0px; outline: 0px; font-style: inherit; font-family: inherit; float: left; width: auto; background-image: none;"><div id="above" style="margin: 0px 0px 0px 20px; padding: 0px; border: 0px; outline: 0px; font-style: inherit; font-family: inherit; width: auto;"><div class="headlines" style="margin: 0px; padding: 0px; border: 0px; outline: 0px; font-style: inherit; font-family: inherit;"><h1
style="margin: 4px 0px 3px; padding: 0px; border: 0px; outline: 0px; font-style: inherit; font-size: 2.1em; font-family: inherit; background-color: transparent; line-height: 1.2em; letter-spacing: -1px;">So God made a banker</h1><h2 style="margin: 0px 0px 10px; padding: 0px; border: 0px; outline: 0px; font-style: inherit; font-family: inherit; letter-spacing: -1px; line-height: 1.2em;">Commentary: A commercial for the next Super Bowl?</h2></div><div id="mainstory" style="margin: 0px; padding: 0px; border: 0px; outline: 0px; font-style: inherit; font-family: inherit;"><article class="" itemscope="" itemtype="http://nik.io/v1/schema/Article" style="margin: 0px; padding: 0px; border: 0px; outline: 0px; font-style: inherit; font-family: inherit;"><span content="http://www.marketwatch.com/Story/story/print" itemprop="permalink" style="margin: 0px; padding: 0px; border: 0px; outline: 0px; font-style: inherit; font-family: inherit;"></span><div id="byline"
class="" style="margin-bottom: 10px; padding: 0px; border: 0px; outline: 0px; font-weight: bold; font-style: inherit; font-size: 1em; font-family: inherit; line-height: 1.354em; word-wrap: break-word; color: rgb(0, 0, 0); display: inline-block; width: 340px;">By Brett Arends</div><div class="imageSmall" style="margin: 0px; padding: 3px 7px 7px 0px; border: 0px; outline: 0px; font-style: inherit; font-family: inherit; width: 569px;"><div style="margin: 0px; padding: 0px; border: 0px; outline: 0px; font-style: inherit; font-family: inherit; text-align: right; position: relative; z-index: 95;"><img alt="" width="569" height="398" src="http://ei.marketwatch.com/Multimedia/2013/02/05/Photos/MG/MW-AY979_smbank_20130205173359_MG.jpg?uuid=2c1aa5fe-6fe4-11e2-a22f-002128040cf6" title="" style="margin: 0px; padding: 0px; border-width: 0px; outline: 0px; font-style: inherit; font-family: inherit;"><br><span class="Source" style="margin: 0px; padding: 0px; border:
0px; outline: 0px; font-style: inherit; font-size: 0.92em; font-family: inherit; color: rgb(128, 128, 128);">Shutterstock.com</span></div><span class="Caption" style="margin: 0px; padding: 0px; border: 0px; outline: 0px; font-style: inherit; font-size: 0.92em; font-family: inherit; line-height: 1.2em;"></span></div><div id="" class="leadin" style="margin-bottom: 14px; padding: 0px; border: 0px; outline: 0px; font-weight: bold; font-style: inherit; font-size: 1.17em; font-family: inherit; line-height: 1.354em; word-wrap: break-word; clear: both;"><span class="emphasis" style="margin: 0px; padding: 0px; border: 0px; outline: 0px; font-weight: inherit; font-style: italic; font-family: inherit;">To be read in the voice of Paul Harvey.</span></div><div id="" class="" style="margin-bottom: 14px; padding: 0px; border: 0px; outline: 0px; font-style: inherit; font-size: 1.167em; font-family: inherit; line-height: 1.354em; word-wrap: break-word;">And on the
eighth day God looked down on his planned paradise and said, “I need someone who can flip this for a quick buck.”</div><div id="" class="" style="margin-bottom: 14px; padding: 0px; border: 0px; outline: 0px; font-style: inherit; font-size: 1.167em; font-family: inherit; line-height: 1.354em; word-wrap: break-word;">So God made a banker.</div><div id="" class="" style="margin-bottom: 14px; padding: 0px; border: 0px; outline: 0px; font-style: inherit; font-size: 1.167em; font-family: inherit; line-height: 1.354em; word-wrap: break-word;">God said, “I need someone who doesn’t grow anything or make anything but who will borrow money from the public at 0% interest and then lend it back to the public at 2% or 5% or 10% and pay himself a bonus for doing so.”</div><div id="" class="" style="margin-bottom: 14px; padding: 0px; border: 0px; outline: 0px; font-style: inherit; font-size: 1.167em; font-family: inherit; line-height: 1.354em; word-wrap:
break-word;">So God made a banker.</div><div id="" class="" style="margin-bottom: 14px; padding: 0px; border: 0px; outline: 0px; font-style: inherit; font-size: 1.167em; font-family: inherit; line-height: 1.354em; word-wrap: break-word;">God said, “I need someone who will take money from the people who work and save, and use that money to create a dotcom bubble and a housing bubble and a stock bubble and an oil bubble and a commodities bubble and a bond bubble and another stock bubble, and then sell it to people in Poughkeepsie and Spokane and Bakersfield, and pay himself another bonus.”</div><div id="" class="" style="margin-bottom: 14px; padding: 0px; border: 0px; outline: 0px; font-style: inherit; font-size: 1.167em; font-family: inherit; line-height: 1.354em; word-wrap: break-word;">So God made a banker.</div><div class="pvideo" style="margin: 4px 18px 0px 0px; padding: 0px; border: 0px; outline: 0px; font-style: inherit; font-family: inherit;
float: left; clear: left; max-width: 287px; width: auto !important;"><div class="pvideoContent" style="margin: 0px; padding: 0px; border: 0px; outline: 0px; font-style: inherit; font-family: inherit; width: 287px; height: 162px; overflow: hidden;"><a class="pvideoLink" id="video_0EF2FC72-0FEC-4C69-99F6-4A4B1E0080F9" href="http://www.marketwatch.com/Story/story/print?guid=00E189E0-6FE2-11E2-A22F-002128040CF6#" style="margin: 0px; padding: 0px; border: 0px; outline: 0px; font-style: inherit; font-family: inherit; color: rgb(0, 65, 118); text-decoration: initial; width: 287px; height: 162px; overflow: hidden; position: relative; display: block;"><span class="playbutton" style="margin: 0px; padding: 0px; border: 0px; outline: 0px; font-style: inherit; font-family: inherit; width: 287px; height: 162px; background-image: url(http://mw1.wsj.net/MW5/content/images/video-play-icon-overlay.png); text-indent: -99999px; position: absolute; bottom: 0px;
background-position: 0px 95px; background-repeat: no-repeat no-repeat;">Click to Play</span><img width="287" height="162" src="http://m.wsj.net/video/20130203/020313embsuperbowlramfarmer/020313embsuperbowlramfarmer_512x288.jpg" style="margin: 0px; padding: 0px; border-width: 0px; outline: 0px; font-style: inherit; font-family: inherit;"></a></div><h3 style="margin: 0px; padding: 4px 0px; border: 0px; outline: 0px; font-style: inherit; font-family: inherit; line-height: 1.465em; max-width: 280px; width: auto !important;">Dodge’s 'farmer' ad</h3><div style="margin-bottom: 14px; padding: 0px; border: 0px; outline: 0px; font-style: inherit; font-size: 0.92em; font-family: inherit; line-height: 1.354em; word-wrap: break-word; max-width: 280px; width: auto !important;">In this Super Bowl ad, Chrysler pays tribute to the American farmer.</div></div><div id="" class="" style="margin-bottom: 14px; padding: 0px; border: 0px; outline: 0px; font-style: inherit;
font-size: 1.167em; font-family: inherit; line-height: 1.354em; word-wrap: break-word;">God said, “I need someone to build homes in the swamps and deserts using shoddy materials and other people’s money, and then use these homes as collateral for a Ponzi scheme he can sell to pensioners in California and Michigan and Sweden. I need someone who will then foreclose on those homes, kick out the occupants, and switch off the air conditioning and the plumbing, and watch the houses turn back into dirt. And then pay himself another bonus.”</div><div id="" class="" style="margin-bottom: 14px; padding: 0px; border: 0px; outline: 0px; font-style: inherit; font-size: 1.167em; font-family: inherit; line-height: 1.354em; word-wrap: break-word;">God said, “I need someone to lend money to people with bad credit at 30% interest in order to get his stock price up, and then, just before the loans turn bad, cash out his stock and walk away. And who, when asked
later, will, with a tearful eye, say the government made him do it.”</div><div id="" class="" style="margin-bottom: 14px; padding: 0px; border: 0px; outline: 0px; font-style: inherit; font-size: 1.167em; font-family: inherit; line-height: 1.354em; word-wrap: break-word;">God said, “And I need somebody who will tell everyone else to stand on their own two feet, but who will then run to the government for a bailout as soon as he gets into trouble — and who will then use that bailout money to help elect a Congress that will look the other way. And then pay himself another bonus.”</div><div id="" class="" style="margin-bottom: 14px; padding: 0px; border: 0px; outline: 0px; font-style: inherit; font-size: 1.167em; font-family: inherit; line-height: 1.354em; word-wrap: break-word;">So God made a banker. <span class="endsquare" style="margin: 0px 0px 0px 3px; padding: 0px; border: 0px; outline: 0px; font-style: inherit; font-family: inherit;
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