<html xmlns:v="urn:schemas-microsoft-com:vml" xmlns:o="urn:schemas-microsoft-com:office:office" xmlns:w="urn:schemas-microsoft-com:office:word" xmlns:m="http://schemas.microsoft.com/office/2004/12/omml" xmlns="http://www.w3.org/TR/REC-html40"><head><meta http-equiv=Content-Type content="text/html; charset=utf-8"><meta name=Generator content="Microsoft Word 12 (filtered medium)"><style><!--
/* Font Definitions */
@font-face
{font-family:"Cambria Math";
panose-1:2 4 5 3 5 4 6 3 2 4;}
@font-face
{font-family:Calibri;
panose-1:2 15 5 2 2 2 4 3 2 4;}
@font-face
{font-family:Tahoma;
panose-1:2 11 6 4 3 5 4 4 2 4;}
/* Style Definitions */
p.MsoNormal, li.MsoNormal, div.MsoNormal
{margin:0in;
margin-bottom:.0001pt;
font-size:12.0pt;
font-family:"Times New Roman","serif";}
a:link, span.MsoHyperlink
{mso-style-priority:99;
color:blue;
text-decoration:underline;}
a:visited, span.MsoHyperlinkFollowed
{mso-style-priority:99;
color:purple;
text-decoration:underline;}
span.entry-title
{mso-style-name:entry-title;}
span.EmailStyle18
{mso-style-type:personal-reply;
font-family:"Calibri","sans-serif";
color:#1F497D;}
.MsoChpDefault
{mso-style-type:export-only;
font-size:10.0pt;}
@page WordSection1
{size:8.5in 11.0in;
margin:1.0in 1.0in 1.0in 1.0in;}
div.WordSection1
{page:WordSection1;}
--></style><!--[if gte mso 9]><xml>
<o:shapedefaults v:ext="edit" spidmax="1026" />
</xml><![endif]--><!--[if gte mso 9]><xml>
<o:shapelayout v:ext="edit">
<o:idmap v:ext="edit" data="1" />
</o:shapelayout></xml><![endif]--></head><body lang=EN-US link=blue vlink=purple><div class=WordSection1><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'>It sounds great… the math might be right, but I believe the human nature component is wrong… human nature changes when dealing with “other people’s money”. <o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'>(“Oh, if I had known you were paying for dinner, I would have ordered something more expensive…”)<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'>Putting the word “preventative” in the name doesn’t change the way humans would react to and use it. <o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'>If we had universal health care, it means that individuals would never see the benefit of money saved… they would simply be given a “blank check” in terms of their health care and how they care for themselves… and therefore dismiss risks with personal choices for their health. <o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'>I can tell you first-hand my experiences on how human behavior changes as soon as fiscal responsibility to pay is shifted to the individual as opposed to a faceless 3<sup>rd</sup> party.<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'>It’s sounds heartless to say (and even harder to defend)… but in order to have people making GOOD decisions, you have to have examples of people making BAD DECISIONS.<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'>Jay<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'><o:p> </o:p></span></p><div><div style='border:none;border-top:solid #B5C4DF 1.0pt;padding:3.0pt 0in 0in 0in'><p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'>From:</span></b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'> vision2020-bounces@moscow.com [mailto:vision2020-bounces@moscow.com] <b>On Behalf Of </b>Donovan Arnold<br><b>Sent:</b> Wednesday, January 18, 2012 10:56 AM<br><b>To:</b> vision2020@moscow.com<br><b>Subject:</b> [Vision2020] More Proof Preventative Health Care Saves<o:p></o:p></span></p></div></div><p class=MsoNormal><o:p> </o:p></p><div><div><p class=MsoNormal style='background:white'><span class=entry-title><span style='font-size:18.0pt;color:black'>Numbers show high cost of skipping your meds</span></span><span style='font-size:18.0pt;color:black'><o:p></o:p></span></p></div><div><p class=MsoNormal style='background:white'><span class=entry-title><span style='color:black'>Numbers show how skipping your meds can have serious health impact, financial consequences</span></span><span style='font-size:18.0pt;color:black'><o:p></o:p></span></p></div><div><p class=MsoNormal style='background:white'><span style='font-size:18.0pt;color:black'> <o:p></o:p></span></p></div><div><p class=MsoNormal style='background:white'><span class=entry-title><span style='font-size:18.0pt;color:black'><a href="http://finance.yahoo.com/news/numbers-show-high-cost-skipping-214621515.html"><span style='font-size:12.0pt'>http://finance.yahoo.com/news/numbers-show-high-cost-skipping-214621515.html</span></a></span></span><span style='font-size:18.0pt;color:black'><o:p></o:p></span></p></div><div><p class=MsoNormal style='background:white'><span style='font-size:18.0pt;color:black'> <o:p></o:p></span></p></div><div><p class=MsoNormal style='background:white'><span class=entry-title><span style='color:black'>"—Every dollar spent on medication decreases total health costs to patients, insurers and government health programs by about $10.10 for people with high blood pressure, by $8.40 for congestive heart failure patients, by $6.70 for diabetics and by about $3.10 for patients with cholesterol disorders."</span></span><span style='font-size:18.0pt;color:black'><o:p></o:p></span></p></div><div><p class=MsoNormal style='background:white'><span style='font-size:18.0pt;color:black'> <o:p></o:p></span></p></div><div><p class=MsoNormal style='background:white'><span class=entry-title><span style='color:black'>And what idiots would pass up $3.10 to $10.10 return on each $1 invested? The same idiots that pass up universal preventive health care. The same idiots that believe it is better to pay $10.10 of taxpayer dollars in medical treatment tomorrow than to a give the person the opportunity of insurance to spend $1 on medication today. But when your interests lie with the person who gets the $10.10, only then it becomes clear why denying them the insurance to get the medication is the preferred action. </span></span><span style='font-size:18.0pt;color:black'><o:p></o:p></span></p></div><div><p class=MsoNormal style='background:white'><span style='font-size:18.0pt;color:black'> <o:p></o:p></span></p></div><div><p class=MsoNormal style='background:white'><span class=entry-title><span style='font-size:18.0pt;color:black'>Donovan Arnold </span></span><span style='font-size:18.0pt;color:black'><o:p></o:p></span></p></div></div></div></body></html>