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<DIV><FONT face=Arial size=2>I still like LFCU, but some difficulty in the last
few months with new tellers, new "rules" and a much more "big business" feel.
</FONT></DIV>
<DIV><FONT face=Arial size=2>As for "Rachel", I stayed on the line, told "Mike"
I wanted to talk to someone about taking me off their call-list, and was quickly
disconnected. I've had about 3 calls a day from them for two months---annoying
as all get out! </FONT></DIV>
<DIV><FONT face=Arial size=2>Perhaps all of us who are members of LFCU could
just write a letter....contact me off list. I would be happy to put it together
so all one needs to do is print it out, sign it, and mail it. Let me know if you
are interested and what you think the letter should point out.</FONT></DIV>
<DIV> </DIV>
<DIV><FONT face=Arial size=2>Debi Robinson-Smith (with LFCU since
1985).</FONT></DIV>
<DIV><FONT face=Arial size=2></FONT> </DIV>
<DIV><FONT face=Arial size=2></FONT> </DIV>
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<DIV style="FONT: 10pt arial">----- Original Message ----- </DIV>
<DIV
style="BACKGROUND: #e4e4e4; FONT: 10pt arial; font-color: black"><B>From:</B>
<A title=donovanjarnold2005@yahoo.com
href="mailto:donovanjarnold2005@yahoo.com">Donovan Arnold</A> </DIV>
<DIV style="FONT: 10pt arial"><B>To:</B> <A title=deco@moscow.com
href="mailto:deco@moscow.com">Art Deco</A> ; <A title=Vision2020@moscow.com
href="mailto:Vision2020@moscow.com">Vision2020@moscow.com</A> </DIV>
<DIV style="FONT: 10pt arial"><B>Sent:</B> Saturday, November 19, 2011 3:50
PM</DIV>
<DIV style="FONT: 10pt arial"><B>Subject:</B> Re: [Vision2020] This Rachel
person</DIV>
<DIV><BR></DIV>
<DIV
style="FONT-SIZE: 12pt; COLOR: #000; FONT-FAMILY: times new roman, new york, times, serif; BACKGROUND-COLOR: #fff">
<DIV><SPAN>I use to have an account with <SPAN class=mark
id=misspell-0>Latah</SPAN> Fed. Credit Union too. I loved them. They had great
staff, good services, and the fees and rates were great. But about six months
ago I went ahead and removed all my money from them because they changed
practices and I would never recommend them to anyone. </SPAN></DIV>
<DIV><SPAN></SPAN> </DIV>
<DIV><SPAN><A href="https://www.dlevans.com/"><FONT size=+0><SPAN class=mark
id=misspell-1>DL</SPAN> Evans Bank</FONT></A>, not a physical branch in
Moscow, but <SPAN id=misspell-2><SPAN>elsewhere</SPAN></SPAN> in Idaho, is
Idaho family owned and operated, is a bank but acts more like a credit
union. They pay 1% interest on your first $30,000. They allow you to withdraw
money from any ATM, up to 12 times a month for no charge, that is any ATM,
they pay the fees of the withdrawal. There are few requirements to get in and
get the 1%. They are rated as one of the <A
href="http://idahobusinessreview.com/2011/03/04/ibr-populus-name-2011-best-places-to-work-in-idaho/"><FONT
size=+0>best large companies in Idaho to work for</FONT></A> so I always get
to talk to the same people because they don't have a high turnover like
other banks and unions. </SPAN></DIV>
<DIV><SPAN></SPAN> </DIV>
<DIV><SPAN>Donovan Arnold</SPAN></DIV>
<DIV><BR></DIV>
<DIV
style="FONT-SIZE: 12pt; FONT-FAMILY: times new roman, new york, times, serif">
<DIV
style="FONT-SIZE: 12pt; FONT-FAMILY: times new roman, new york, times, serif"><FONT
face=Arial size=2>
<DIV class=hr contentEditable=false
style="BORDER-RIGHT: rgb(204,204,204) 1px solid; PADDING-RIGHT: 0px; BORDER-TOP: rgb(204,204,204) 1px solid; PADDING-LEFT: 0px; FONT-SIZE: 0px; PADDING-BOTTOM: 0px; MARGIN: 5px 0px; BORDER-LEFT: rgb(204,204,204) 1px solid; LINE-HEIGHT: 0; PADDING-TOP: 0px; BORDER-BOTTOM: rgb(204,204,204) 1px solid; HEIGHT: 0px"
readonly="true"></DIV><B><SPAN style="FONT-WEIGHT: bold">From:</SPAN></B> Art
Deco <deco@moscow.com><BR><B><SPAN
style="FONT-WEIGHT: bold">To:</SPAN></B> Vision2020@moscow.com <BR><B><SPAN
style="FONT-WEIGHT: bold">Sent:</SPAN></B> Saturday, November 19, 2011 1:38
PM<BR><B><SPAN style="FONT-WEIGHT: bold">Subject:</SPAN></B> Re: [Vision2020]
This Rachel person<BR></FONT><BR>
<DIV id=yiv1284758416>
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<DIV>
<DIV><FONT face=Verdana>The company is <SPAN class=mark
id=misspell-3>CardMember</SPAN> Services. The same company that issues
Visa cards for <SPAN class=mark id=misspell-4>Latah</SPAN> Federal Credit
Union. This card is a real rip-off. <SPAN class=mark
id=misspell-5>LFCU</SPAN> switched from a card one that was reasonable
and with fees that one would expect from a credit union, not a greedy
bank.</FONT></DIV>
<DIV><FONT face=Verdana></FONT> </DIV>
<DIV><FONT face=Verdana>If I were going to be in the area longer I would sever
my connection with <SPAN class=mark id=misspell-6>LFCU</SPAN>. The
customer service people are very nice, but the organization has moved from
credit union practices to those more like a bank.</FONT></DIV>
<DIV><FONT face=Verdana></FONT> </DIV>
<DIV><FONT face=Verdana>w.</FONT></DIV>
<DIV style="FONT: 10pt Tahoma; font-size-adjust: none; font-stretch: normal">
<DIV><BR></DIV>
<DIV style="BACKGROUND: rgb(245,245,245)">
<DIV><B>From:</B> <A
title="mailto:idahovandal1@live.com
CTRL + Click to follow link"
href="mailto:idahovandal1@live.com" target=_blank rel=nofollow
ymailto="mailto:idahovandal1@live.com">Carl <SPAN class=mark
id=misspell-7>Westberg</SPAN></A> </DIV>
<DIV><B>Sent:</B> Saturday, November 19, 2011 12:01 PM</DIV>
<DIV><B>To:</B> <A title=vision2020@moscow.com
href="mailto:vision2020@moscow.com" target=_blank rel=nofollow
ymailto="mailto:vision2020@moscow.com">vision2020@moscow.com</A> </DIV>
<DIV><B>Subject:</B> [Vision2020] This Rachel person</DIV></DIV></DIV>
<DIV><BR></DIV>
<DIV dir=ltr>From "Credit Card Services" is starting to tick me off.
Over the last few weeks, I've received my "second and final notice" to answer
this urgent call approximately 1,137 times. I'm beginning to not like
Rachel.......and how in the world do these crooks get away with this?
<BR></DIV>
<DIV>
<DIV class=hr contentEditable=false
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readonly="true"></DIV>=======================================================<BR> List
services made available by First Step Internet,<BR> serving the
communities of the <SPAN class=mark id=misspell-8>Palouse</SPAN> since
1994.<BR>
http://www.fsr.net<BR>
mailto:Vision2020@moscow.com<BR>=======================================================</DIV></DIV><BR>=======================================================<BR>List
services made available by First Step Internet,<BR>serving the communities of
the <SPAN class=mark id=misspell-9>Palouse</SPAN> since 1994.<BR>
<A href="http://www.fsr.net"
target=_blank>http://www.fsr.net</A><BR>
<SPAN class=mark id=misspell-10>mailto</SPAN>:<A
href="mailto:Vision2020@moscow.com"
ymailto="mailto:Vision2020@moscow.com">Vision2020@moscow.com</A><BR>=======================================================<BR><BR></DIV></DIV></DIV>
<P>
<HR>
<P></P>=======================================================<BR> List
services made available by First Step Internet,<BR> serving the
communities of the Palouse since
1994.<BR>
http://www.fsr.net<BR>
mailto:Vision2020@moscow.com<BR>=======================================================</DIV></BLOCKQUOTE></BODY></HTML>