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</o:shapelayout></xml><![endif]--></head><body bgcolor=white lang=EN-US link=blue vlink=purple><div class=WordSection1><p class=MsoNormal><span style='font-family:"Calibri","sans-serif";color:#1F497D'>Far be it for me to try to confuse you with facts since I think most of us understand it’s not facts or reality you’re interested in but rather inaccurate, uninformed, and biased rhetoric, but for those not pathologically adverse to reality . . . <o:p></o:p></span></p><p class=MsoNormal><span style='font-family:"Calibri","sans-serif";color:#1F497D'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-family:"Calibri","sans-serif";color:#1F497D'>Fact is that private insurance carriers have had years & years to police themselves and to implement desperately needed reforms to stop rampant institutional corporate abuse, yet the greedy bastards have steadfastly refused to do so & instead put their personal greed above human lives and behaving ethically or morally.<o:p></o:p></span></p><p class=MsoNormal><span style='font-family:"Calibri","sans-serif";color:#1F497D'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-family:"Calibri","sans-serif";color:#1F497D'>Additionally, state insurance departments & commissioners have, for the most part, also failed to appropriately regulate or even enforce existing sanctions when it comes to private health insurance carriers. For instance, the Idaho Department of Insurance for years & years has been aware of private carriers hawking worthless coverage in areas where the carriers have no participating providers (they call it “the adequacy of provider networks issue”), yet they’ve consistently failed to take action to protect consumers.<o:p></o:p></span></p><p class=MsoNormal><span style='font-family:"Calibri","sans-serif";color:#1F497D'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-family:"Calibri","sans-serif";color:#1F497D'>Which is yet another example of the gross failure of the free market, and hence the absolute necessity and indeed the moral imperative of real & meaningful reform <b><u>not</u></b> left up to those who have completely & utterly failed to police & reform themselves (private health insurance) and various impotent (for whatever reason – they ran out of their little blue pills or they find it burdensome to convince state legislators like the majority of Idaho’s current crop of morons of what’s needed) state regulators.<o:p></o:p></span></p><p class=MsoNormal><span style='font-family:"Calibri","sans-serif";color:#1F497D'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-family:"Calibri","sans-serif";color:#1F497D'>Me? I’ll gladly put my faith in my federal government when the industry itself & state regulators have consistently & disastrously dropped the ball – it cannot be any worse that what the greedy industry bastards have gotten away with for decades. Say what you want, but the vast majority of those served by Medicare & military health care think the federal government has done a pretty darn good job in those areas.<o:p></o:p></span></p><p class=MsoNormal><span style='font-family:"Calibri","sans-serif";color:#1F497D'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-family:"Calibri","sans-serif";color:#1F497D'>The real irony, however, is <b>your</b> position: your opinion is that the federal government is too inept to reform health care, but for some unfathomable reason that highlights the inconsistency of your worldview, you think my womb & my reproductive choices are a good place for any government to stick its nose. You also think that the government should define what constitutes real love, family, marriage, and a whole host of other private personal decisions. And, you’re fat & happy with the 20% of federal spending on military (about $740 BILLION in FY2009 alone, an expense that grew by about 9% per year for 2000-2009) but don’t trust the federal government to reform health care. The illogic of your thinking is absolutely stunning.<o:p></o:p></span></p><p class=MsoNormal><span style='font-family:"Calibri","sans-serif";color:#1F497D'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-family:"Calibri","sans-serif";color:#1F497D'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-family:"Calibri","sans-serif";color:#1F497D'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'>Saundra Lund<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'>Moscow, ID<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'>The only thing necessary for the triumph of evil is for good people to do nothing.<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'>~ Edmund Burke<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'><o:p> </o:p></span></p><p class=MsoNormal><b><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'>***** Original material contained herein is Copyright 2011 through life plus 70 years, Saundra Lund. Do not copy, forward, excerpt, or reproduce outside the Vision 2020 forum without the express written permission of the author.*****<o:p></o:p></span></b></p><p class=MsoNormal><span style='font-family:"Calibri","sans-serif";color:#1F497D'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-family:"Calibri","sans-serif";color:#1F497D'><o:p> </o:p></span></p><div><div style='border:none;border-top:solid #B5C4DF 1.0pt;padding:3.0pt 0in 0in 0in'><p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'>From:</span></b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'> the lockshop [mailto:lockshop@pull.twcbc.com] <br><b>Sent:</b> Thursday, February 24, 2011 9:46 AM<br><b>To:</b> Saundra Lund; 'Ron Force'; 'Art Deco'; 'Vision 2020'<br><b>Subject:</b> Re: [Vision2020] "Credit Card Services"<o:p></o:p></span></p></div></div><p class=MsoNormal><o:p> </o:p></p><div><p class=MsoNormal><span style='font-size:10.0pt;font-family:"Arial","sans-serif"'>These clowns can't handle keeping telemarketers on the straight and narrow and you want to turn twenty percent of the American economy over to them in the form of your health care?</span><o:p></o:p></p></div><div><p class=MsoNormal> <o:p></o:p></p></div><div><p class=MsoNormal><span style='font-size:10.0pt;font-family:"Arial","sans-serif"'>"</span><span style='font-family:"Arial","sans-serif";color:#1F497D'>those with the power to STOP this kind of crap don’t care about we-the-people . . . they are in the pockets of those whose financial interest it’s in to keep those loopholes open & enforcement of even anemic provisions non-existent.</span><span style='font-size:10.0pt;font-family:"Arial","sans-serif";color:black'>"</span><o:p></o:p></p></div><div><p class=MsoNormal> <o:p></o:p></p></div><div><p class=MsoNormal><span style='font-size:10.0pt;font-family:"Arial","sans-serif"'>It will be these same people, the folks who bought us the social security/medicaid debacle and yes the do not call legislation, who will be in charge of your chemotherapy, your heart bypass, and your hip replacement.</span><o:p></o:p></p></div><div><p class=MsoNormal> <o:p></o:p></p></div><div><p class=MsoNormal><span style='font-size:10.0pt;font-family:"Arial","sans-serif"'>Think your angry and frustrated now?</span><o:p></o:p></p></div><div><p class=MsoNormal> <o:p></o:p></p></div><div><p class=MsoNormal><span style='font-size:10.0pt;font-family:"Arial","sans-serif"'>g</span><o:p></o:p></p></div><div><p class=MsoNormal>----- Original Message ----- <o:p></o:p></p></div><blockquote style='border:none;border-left:solid black 1.5pt;padding:0in 0in 0in 4.0pt;margin-left:3.75pt;margin-top:5.0pt;margin-right:0in;margin-bottom:5.0pt'><div><p class=MsoNormal style='background:#E4E4E4'><b><span style='font-size:10.0pt;font-family:"Arial","sans-serif"'>From:</span></b><span style='font-size:10.0pt;font-family:"Arial","sans-serif"'> <a href="mailto:v2020@ssl1.fastmail.fm" title="v2020@ssl1.fastmail.fm">Saundra Lund</a> <o:p></o:p></span></p></div><div><p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Arial","sans-serif"'>To:</span></b><span style='font-size:10.0pt;font-family:"Arial","sans-serif"'> <a href="mailto:rforce2003@yahoo.com" title="rforce2003@yahoo.com">'Ron Force'</a> ; <a href="mailto:deco@moscow.com" title="deco@moscow.com">'Art Deco'</a> ; <a href="mailto:vision2020@moscow.com" title="vision2020@moscow.com">'Vision 2020'</a> <o:p></o:p></span></p></div><div><p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Arial","sans-serif"'>Sent:</span></b><span style='font-size:10.0pt;font-family:"Arial","sans-serif"'> Wednesday, February 23, 2011 11:04 PM<o:p></o:p></span></p></div><div><p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Arial","sans-serif"'>Subject:</span></b><span style='font-size:10.0pt;font-family:"Arial","sans-serif"'> Re: [Vision2020] "Credit Card Services"<o:p></o:p></span></p></div><div><p class=MsoNormal><o:p> </o:p></p></div><p class=MsoNormal><span style='font-family:"Calibri","sans-serif";color:#1F497D'>Like Wayne, we’ve been on the Do Not Call Registry since its inception (we registered 6/28/2003), yet pre-recorded robo-calls from “Rachel with Card Services” has been calling us once or twice a month for 2-3 years in spite of the fact that we don’t have “at least $5000” in credit card debt that’s the amount they’re interested in, apparently – yes, I, too, have played the fishing game with them.<o:p></o:p></span></p><p class=MsoNormal><span style='font-family:"Calibri","sans-serif";color:#1F497D'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-family:"Calibri","sans-serif";color:#1F497D'>And, I – along with probably thousands, if not tens of thousands of people sick of being harassed – have faithfully filed detailed complaints each & every time we’ve gotten the robo-calls from “Card Services.” Not only have I faithfully filed the complaint forms with the Do Not Call Registry, I also regularly fill out this FCC complaint form each & every time:<o:p></o:p></span></p><p class=MsoNormal><a href="http://esupport.fcc.gov/complaints.htm?sid=d1e37&id=d1e60">http://esupport.fcc.gov/complaints.htm?sid=d1e37&id=d1e60</a><o:p></o:p></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal><span style='font-family:"Calibri","sans-serif";color:#1F497D'>Fat lot of good it’s ever done.<o:p></o:p></span></p><p class=MsoNormal><span style='font-family:"Calibri","sans-serif";color:#1F497D'><o:p> </o:p></span></p><p class=MsoPlainText><span style='font-size:12.0pt;font-family:"Calibri","sans-serif";color:#1F497D'>To me, this is just another example of how far behind technology advances privacy & consumer protection laws have been allowed to fall because those with the power to STOP this kind of crap don’t care about we-the-people . . . they are in the pockets of those whose financial interest it’s in to keep those loopholes open & enforcement of even anemic provisions non-existent.<o:p></o:p></span></p><p class=MsoPlainText><span style='font-size:12.0pt;font-family:"Calibri","sans-serif";color:#1F497D'><o:p> </o:p></span></p><p class=MsoPlainText><span style='font-size:12.0pt;font-family:"Calibri","sans-serif";color:#1F497D'>With junk postal mail, at least the direct marketers are footing the bill for annoying me & they don’t interrupt meals, sleep, visitors, gardening, and all kinds of other activities of life, and they sure don’t verbally abuse me the way the “representatives” of “Card Services” do when I ask in vain for the thousandth time to be removed from their damn call list. With these slimy telemarketers, they are taking advantage of a service <b>I</b> pay for <b>my</b> personal convenience as a way to harass me with impunity day & night. Only in a country where greed and corporate interests are more important than the rights of individual consumers would such lunacy be allowed and even advocated by those we elect. It’s disgusting, pure & simple.<o:p></o:p></span></p><p class=MsoPlainText><span style='font-size:12.0pt;font-family:"Calibri","sans-serif";color:#1F497D'><o:p> </o:p></span></p><p class=MsoPlainText><span style='font-size:12.0pt;font-family:"Calibri","sans-serif";color:#1F497D'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-family:"Calibri","sans-serif";color:#1F497D'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-family:"Calibri","sans-serif";color:#1F497D'>Saundra Lund<o:p></o:p></span></p><p class=MsoNormal><span style='font-family:"Calibri","sans-serif";color:#1F497D'>Moscow, ID<o:p></o:p></span></p><p class=MsoNormal><span style='font-family:"Calibri","sans-serif";color:#1F497D'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-family:"Calibri","sans-serif";color:#1F497D'>The only thing necessary for the triumph of evil is for good people to do nothing.<o:p></o:p></span></p><p class=MsoNormal><span style='font-family:"Calibri","sans-serif";color:#1F497D'>~ Edmund Burke<o:p></o:p></span></p><p class=MsoNormal><span style='font-family:"Calibri","sans-serif";color:#1F497D'><o:p> </o:p></span></p><p class=MsoNormal><b><span style='font-family:"Calibri","sans-serif";color:#1F497D'>***** Original material contained herein is Copyright 2011 through life plus 70 years, Saundra Lund. Do not copy, forward, excerpt, or reproduce outside the Vision 2020 forum without the express written permission of the author.*****<o:p></o:p></span></b></p><p class=MsoNormal><span style='font-family:"Calibri","sans-serif";color:#1F497D'><o:p> </o:p></span></p><p class=MsoPlainText><o:p> </o:p></p><p class=MsoNormal><span style='font-family:"Calibri","sans-serif";color:#1F497D'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-family:"Calibri","sans-serif";color:#1F497D'><o:p> </o:p></span></p><div><div style='border:none;border-top:solid #B5C4DF 1.0pt;padding:3.0pt 0in 0in 0in'><p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'>From:</span></b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'> vision2020-bounces@moscow.com [mailto:vision2020-bounces@moscow.com] <b>On Behalf Of </b>Ron Force<br><b>Sent:</b> Wednesday, February 23, 2011 10:23 PM<br><b>To:</b> Art Deco; Vision 2020<br><b>Subject:</b> Re: [Vision2020] "Credit Card Services"<o:p></o:p></span></p></div></div><p class=MsoNormal><o:p> </o:p></p><div><p class=MsoNormal>File a complaint:<br><br><a href="https://complaints.donotcall.gov/complaint/complaintcheck.aspx?panel=2" target="_blank">https://complaints.donotcall.gov/complaint/complaintcheck.aspx?panel=2</a><br><br>Ron Force<br>Moscow Idaho USA<o:p></o:p></p><div><p class=MsoNormal><o:p> </o:p></p></div><div><p class=MsoNormal><o:p> </o:p></p><div><div class=MsoNormal align=center style='text-align:center'><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'><hr size=1 width="100%" align=center></span></div><p class=MsoNormal style='margin-bottom:12.0pt'><b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'>From:</span></b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'> Art Deco <deco@moscow.com><br><b>To:</b> Vision 2020 <vision2020@moscow.com><br><b>Sent:</b> Wed, February 23, 2011 3:36:13 PM<br><b>Subject:</b> Re: [Vision2020] "Credit Card Services"</span><o:p></o:p></p><div><p class=MsoNormal><span style='font-size:10.0pt'>We have been signed up for years. Rachael and her friends call us several times weekly.</span><o:p></o:p></p></div><div><p class=MsoNormal> <o:p></o:p></p></div><div><p class=MsoNormal><span style='font-size:10.0pt'>w.</span><o:p></o:p></p></div><blockquote style='border:none;border-left:solid black 1.5pt;padding:0in 0in 0in 4.0pt;margin-left:3.75pt;margin-top:5.0pt;margin-right:0in;margin-bottom:5.0pt'><div><p class=MsoNormal><span style='font-size:10.0pt;font-family:"Arial","sans-serif"'>----- Original Message ----- <o:p></o:p></span></p></div><div><p class=MsoNormal style='background:#E4E4E4'><b><span style='font-size:10.0pt;font-family:"Arial","sans-serif"'>From:</span></b><span style='font-size:10.0pt;font-family:"Arial","sans-serif"'> <a href="mailto:rforce2003@yahoo.com" target="_blank" title="rforce2003@yahoo.com">Ron Force</a> <o:p></o:p></span></p></div><div><p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Arial","sans-serif"'>To:</span></b><span style='font-size:10.0pt;font-family:"Arial","sans-serif"'> <a href="mailto:idahovandal1@live.com" target="_blank" title="idahovandal1@live.com">Carl Westberg</a> ; <a href="mailto:vision2020@moscow.com" target="_blank" title="vision2020@moscow.com">vision2020@moscow.com</a> <o:p></o:p></span></p></div><div><p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Arial","sans-serif"'>Sent:</span></b><span style='font-size:10.0pt;font-family:"Arial","sans-serif"'> Wednesday, February 23, 2011 3:11 PM<o:p></o:p></span></p></div><div><p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Arial","sans-serif"'>Subject:</span></b><span style='font-size:10.0pt;font-family:"Arial","sans-serif"'> Re: [Vision2020] "Credit Card Services"<o:p></o:p></span></p></div><div><p class=MsoNormal><o:p> </o:p></p></div><div><p class=MsoNormal>Sign up here:<br><br><a href="https://www.donotcall.gov/" target="_blank">https://www.donotcall.gov/</a><br><br>Forbids all commercial calls except from those you've done business before. Charities and politicians are exempt (unfortunately).<o:p></o:p></p><div><p class=MsoNormal> <o:p></o:p></p></div><p class=MsoNormal>Ron Force<br>Moscow Idaho USA <o:p></o:p></p><div><p class=MsoNormal><o:p> </o:p></p></div><div><p class=MsoNormal><o:p> </o:p></p><div><div class=MsoNormal align=center style='text-align:center'><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'><hr size=1 width="100%" align=center></span></div><p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'>From:</span></b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'> Carl Westberg <<a href="mailto:idahovandal1@live.com" target="_blank">idahovandal1@live.com</a>><br><b>To:</b> <a href="mailto:vision2020@moscow.com" target="_blank">vision2020@moscow.com</a><br><b>Sent:</b> Wed, February 23, 2011 2:09:41 PM<br><b>Subject:</b> [Vision2020] "Credit Card Services"<br></span><br>Has anyone else had the repeated pleasure of phone calls from "Credit Card Services"? I've had several, usually from "Rachel", who proceeds to tell me or my answering machine that "while there's nothing wrong with your account right now, it's "urgent" that you contact us right away for better interest rates".......which is the point where I always rudely hang up on poor "Rachel". I probably got my first call at least a year ago, and have received about a dozen since. It's an obvious scam designed to bilk more gullible folk into giving out there bank and account number. How do these people get away with this stuff? This is a rhetorical question.....<o:p></o:p></p></div></div></div><p class=MsoNormal><o:p> </o:p></p><div class=MsoNormal align=center style='text-align:center'><hr size=2 width="100%" align=center></div><p class=MsoNormal>=======================================================<br> List services made available by First Step Internet, <br> serving the communities of the Palouse since 1994. <br> <a href="http://www.fsr.net" target="_blank">http://www.fsr.net</a> <br> <a href="mailto:Vision2020@moscow.com">mailto:Vision2020@moscow.com</a><br>=======================================================<o:p></o:p></p></blockquote></div></div></div><p class=MsoNormal><o:p> </o:p></p><div class=MsoNormal align=center style='text-align:center'><hr size=2 width="100%" align=center></div><p class=MsoNormal>=======================================================<br> List services made available by First Step Internet, <br> serving the communities of the Palouse since 1994. <br> <a href="http://www.fsr.net">http://www.fsr.net</a> <br> <a href="mailto:Vision2020@moscow.com">mailto:Vision2020@moscow.com</a><br>======================================================= <o:p></o:p></p><div class=MsoNormal align=center style='text-align:center'><hr size=2 width="100%" align=center></div><p class=MsoNormal><br>No virus found in this incoming message.<br>Checked by AVG - <a href="http://www.avg.com">www.avg.com</a> <br>Version: 9.0.872 / Virus Database: 271.1.1/3463 - Release Date: 02/23/11 03:32:00<o:p></o:p></p></blockquote></div></body></html>