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<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'>Ron, do you happen to know what retiree & dependent health
insurance rates are now, and if so, do you care to share?<o:p></o:p></span></p>
<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'><o:p> </o:p></span></p>
<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'>While the rates & coverage details were publicly available
until the last couple of years, it’s now apparently Top Secret.<o:p></o:p></span></p>
<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'><o:p> </o:p></span></p>
<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'>And, I’m not sure retiree health care is a significant
budgetary expense any longer. I have a HBT (Health Benefits Trust) FY2009
Overall Financial Profile prepared by the UI ending June 30, 2009, and the
numbers are . . . interesting. Employer Contribution is listed as
$37,897.08; Employee (or retiree, presumably) Contribution is $2,664,358.28 for
Total Contributions of $2,702,255.36.<o:p></o:p></span></p>
<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'><o:p> </o:p></span></p>
<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'>Total Expenses (that includes EAP, medical, psychological,
dental, and AON insurance) were $2,165,360.70. That total is clearly less
than the money collected from retirees, yes?<o:p></o:p></span></p>
<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'><o:p> </o:p></span></p>
<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'>Of course, I’m just an ignorant crackpot who surely doesn’t
understand the intricacies of things like this, so I’m sure there must be
some explanation that just looking at the numbers fails to tell. I’d
be happy to learn the explanation, but since the info is apparently Top Secret,
and since UI counsel apparently feels it’s appropriate to blatantly ignore
Public Records Requests, I’m left in the dark.<o:p></o:p></span></p>
<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'><o:p> </o:p></span></p>
<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'>I’ll also add that State employees and their dependents <b>are</b>
eligible for health insurance, although I don’t know how those rates or
plan details which I have compare to those of UI retirees since the UI details seem
to be Top Secret info for the UI in recent years.<o:p></o:p></span></p>
<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'><o:p> </o:p></span></p>
<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'><o:p> </o:p></span></p>
<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'><o:p> </o:p></span></p>
<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'>Saundra Lund<o:p></o:p></span></p>
<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'>Moscow, ID<o:p></o:p></span></p>
<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'><o:p> </o:p></span></p>
<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'>The only thing necessary for the triumph of evil is for good
people to do nothing.<o:p></o:p></span></p>
<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'>~ Edmund Burke<o:p></o:p></span></p>
<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'><o:p> </o:p></span></p>
<p class=MsoNormal><b><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'>***** Original material contained herein is Copyright 2009
through life plus 70 years, Saundra Lund. Do not copy, forward, excerpt,
or reproduce outside the Vision 2020 forum without the express written
permission of the author.*****<o:p></o:p></span></b></p>
<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'><o:p> </o:p></span></p>
<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'><o:p> </o:p></span></p>
<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'><o:p> </o:p></span></p>
<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'><o:p> </o:p></span></p>
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<p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'>From:</span></b><span
style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'> Ron Force
[mailto:rforce2003@yahoo.com] <br>
<b>Sent:</b> Tuesday, October 06, 2009 9:53 PM<br>
<b>To:</b> Paul Rumelhart; Saundra Lund<br>
<b>Cc:</b> Moscow Vision 2020<br>
<b>Subject:</b> Re: [Vision2020] ID Public Records Law: UI<o:p></o:p></span></p>
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<p class=MsoNormal><span style='font-size:10.0pt;font-family:"Arial","sans-serif"'>In
my previous missive, I forgot another issue that the UI is dealing with:
retiree health insurance. The UI is the only state agency that continued
health insurance for retirees that met at least the rule of 80
(combination of age and years of service). They provide primary insurance
until the retiree is 65 and qualifies for Medicare, then acts as a secondary
insurance, covering costs not paid by Medicare above a $2000 deductible.
This benefit has been withdrawn for all new employees, and scaled back for
those not retired yet, but carrying this is, I believe, a significant budgetary
expense. The state doesn't contribute anything to this benefit. It was
started thirty-some years ago as a nice thing to do without much thought as to
how it would be funded. Of course, they didn't forsee the astronomical
increase in the cost of health insurance.<br>
<br>
Ron Force<br>
Moscow ID USA<br>
><br>
<br>
Saundra, you paint a dismal picture of the UI health care plan. Are <br>
there any positives that can be seen anywhere? Aside from the <br>
apparently small demographic I fall into?<br>
<br>
Paul<br>
<br>
<br>
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